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Coastal Retirement? Have You Considered These Costs?

17 replies

AUTHOR: Mark Crothers on 10/30/2025
FIRST: David Mulligan on 10/30   |   RECENT: Jeff Bond on 10/30/2025 at 6:06 PM

The rules we didn’t follow

15 replies

AUTHOR: Greg Tomamichel on 10/29/2025
FIRST: Mark Crothers on 10/29   |   RECENT: Mark Crothers on 10/30/2025 at 6:06 PM

Cash: The False Prophet

9 replies

AUTHOR: Mark Crothers on 10/29/2025
FIRST: Greg Tomamichel on 10/29   |   RECENT: Mark Crothers on 10/30/2025 at 5:50 PM

Public Schools and Property Taxes

16 replies

AUTHOR: DAN SMITH on 10/27/2025
FIRST: R Quinn on 10/28   |   RECENT: DAN SMITH on 10/30/2025 at 4:23 PM

What does your daily schedule look like?

8 replies

AUTHOR: Carl C Trovall on 10/30/2025
FIRST: David Lancaster on 10/30   |   RECENT: Carl C Trovall on 10/30/2025 at 4:02 PM

Heads-up for TurboTax Desktop Users (& 2025 Tax Planning)

22 replies

AUTHOR: Suzee on 10/23/2025
FIRST: Bill C on 10/23   |   RECENT: Suzee on 10/30/2025 at 3:16 PM

How do Couples Rebalance with Multiple Accounts

38 replies

AUTHOR: Rick Connor on 10/28/2025
FIRST: Edmund Marsh on 10/28   |   RECENT: David Lancaster on 10/30/2025 at 1:23 PM

Seniors are a frustrating lot. Here’s why…IMO

41 replies

AUTHOR: R Quinn on 10/29/2025
FIRST: Keith Pleas on 10/29   |   RECENT: Olin on 10/30/2025 at 1:00 PM

 I don’t know. Or care. But I will at the end of April.

24 replies

AUTHOR: Mark Crothers on 10/28/2025
FIRST: baldscreen on 10/28   |   RECENT: David Lancaster on 10/30/2025 at 12:31 PM

Don’t make the wrong Medicare decision

75 replies

AUTHOR: Lucretia Ryan on 10/16/2025
FIRST: Brian Frisch on 10/17   |   RECENT: R Quinn on 10/29

Handling Aging Aunt’s Finances

15 replies

AUTHOR: Brian White on 10/26/2025
FIRST: DAN SMITH on 10/26   |   RECENT: Brian White on 10/29

The Flamingo Years: How to Lose Gracefully to a Ten-Year-Old

18 replies

AUTHOR: Mark Crothers on 10/26/2025
FIRST: R Quinn on 10/26   |   RECENT: Mark Crothers on 10/29

HumbleDollar Friend Request

8 replies

AUTHOR: DAN SMITH on 10/27/2025
FIRST: DAN SMITH on 10/27   |   RECENT: Edmund Marsh on 10/28

Optimizer or Satisficer?

19 replies

AUTHOR: 1PF on 10/27/2025
FIRST: R Quinn on 10/27   |   RECENT: Edmund Marsh on 10/28

About those US medical costs….

49 replies

AUTHOR: mytimetotravel on 10/25/2025
FIRST: David Mulligan on 10/26   |   RECENT: Mark Crothers on 10/28

A Simple Use of Wealth

9 replies

AUTHOR: Mark Crothers on 10/27/2025
FIRST: DAN SMITH on 10/27   |   RECENT: Jack Hannam on 10/27

There are two things humans (at least Americans) are not programmed to handle rationally – taxes and spending on health care. 

9 replies

AUTHOR: R Quinn on 10/26/2025
FIRST: Mark Crothers on 10/26   |   RECENT: Brian White on 10/27

Don’t Give Up on the Wayward Kid

16 replies

AUTHOR: DAN SMITH on 10/24/2025
FIRST: Greg Tomamichel on 10/24   |   RECENT: Mom & Dad Schneider on 10/27

Disappointed (and annoyed) with Vanguard.

60 replies

AUTHOR: mytimetotravel on 10/21/2025
FIRST: DAN SMITH on 10/21   |   RECENT: achnk53 on 10/27

The Curious Case of Finally Being Able to Afford the Thing You No Longer Want

17 replies

AUTHOR: Mark Crothers on 10/24/2025
FIRST: DAN SMITH on 10/24   |   RECENT: Mark Crothers on 10/27

Relearning to do Nothing

2 replies

AUTHOR: normr60189 on 10/26/2025
FIRST: Mark Crothers on 10/26   |   RECENT: DAN SMITH on 10/26

Waiting Until We Turn 70

48 replies

AUTHOR: David Lancaster on 10/22/2025
FIRST: Mark Crothers on 10/22   |   RECENT: Brian White on 10/26

Social Security subject beaten to death, but one more time please

51 replies

AUTHOR: R Quinn on 10/24/2025
FIRST: Brian Frisch on 10/24   |   RECENT: DAN SMITH on 10/26

Oops!

7 replies

AUTHOR: DrLefty on 10/25/2025
FIRST: Mark Crothers on 10/25   |   RECENT: normr60189 on 10/26

When planning isn’t actually planning and you find out too late. .

7 replies

AUTHOR: R Quinn on 10/25/2025
FIRST: Mark Crothers on 10/25   |   RECENT: Linda Grady on 10/26

Social Security COLA announced this morning.

27 replies

AUTHOR: baldscreen on 10/24/2025
FIRST: DAN SMITH on 10/24   |   RECENT: eludom on 10/26

Balance Transfers and Money Factors

6 replies

AUTHOR: DAN SMITH on 10/21/2025
FIRST: Mark Crothers on 10/21   |   RECENT: youthbudget on 10/25

Financial Education in Middle and High School

22 replies

AUTHOR: Carl C Trovall on 10/24/2025
FIRST: Ben Rodriguez on 10/24   |   RECENT: youthbudget on 10/25

Mutual Funds Vs. ETFs Which do you prefer and Why?

24 replies

AUTHOR: stelea99 on 10/23/2025
FIRST: Ben Rodriguez on 10/23   |   RECENT: youthbudget on 10/25

Information on Jonathan’s Memorial Service

30 replies

AUTHOR: David Lancaster on 10/2/2025
FIRST: David Powell on 10/2   |   RECENT: David Powell on 10/25

Introduction

24 replies

AUTHOR: Carl C Trovall on 10/20/2025
FIRST: Mark Crothers on 10/22   |   RECENT: Mark Crothers on 10/25

MIT AgeLab – Longevity Preparedness Index

0 replies

AUTHOR: Keith Pleas on 10/25/2025

24-Hour Trading

4 replies

AUTHOR: stelea99 on 10/24/2025
FIRST: Carl C Trovall on 10/24   |   RECENT: Greg Tomamichel on 10/24

Free Lunch?

29 replies

AUTHOR: Howard Rohleder on 8/11/2025
FIRST: mytimetotravel on 8/11   |   RECENT: Randy Dobkin on 10/24

SECURE Act 2.0 Changes to Retirement Plan Catch-up Contributions

3 replies

AUTHOR: Rick Connor on 10/14/2025
FIRST: William Perry on 10/14   |   RECENT: Jan on 10/24

Short Form Writing 101

7 replies

AUTHOR: Mark Crothers on 10/23/2025
FIRST: DAN SMITH on 10/23   |   RECENT: Mark Crothers on 10/24

“Hi ho, hi ho, it’s off to work we go.”

11 replies

AUTHOR: Mark Crothers on 10/23/2025
FIRST: David Lancaster on 10/23   |   RECENT: bbbobbins on 10/24

The Knock on the Door: Bad luck, Poor Timing.

10 replies

AUTHOR: Mark Crothers on 10/21/2025
FIRST: DAN SMITH on 10/21   |   RECENT: Keith Pleas on 10/23

I Really Don’t Get It, But I Guess That’s OK

34 replies

AUTHOR: Mark Crothers on 10/21/2025
FIRST: David Lancaster on 10/21   |   RECENT: normr60189 on 10/23

Money Pit

26 replies

AUTHOR: Catherine on 10/18/2025
FIRST: Marilyn Lavin on 10/18   |   RECENT: R Quinn on 10/23

MONTH TWO AND ITS NOT GOING WELL

16 replies

AUTHOR: Byjove on 10/19/2025
FIRST: Mark Crothers on 10/20   |   RECENT: A Poduval on 10/23

Easy DAF (e.g. Daffy.org) for Donation of Appreciated Stocks

21 replies

AUTHOR: Suzee on 10/17/2025
FIRST: Mark Crothers on 10/17   |   RECENT: Suzee on 10/22

The Final Curtain Call: My Double Retirement

15 replies

AUTHOR: Mark Crothers on 10/19/2025
FIRST: mytimetotravel on 10/19   |   RECENT: Carl C Trovall on 10/22

Tithing is a mistake … for some people. 

46 replies

AUTHOR: R Quinn on 10/20/2025
FIRST: Doug C on 10/20   |   RECENT: R Quinn on 10/22

Where are all the HD writers?

34 replies

AUTHOR: R Quinn on 10/14/2025
FIRST: Nick Politakis on 10/14   |   RECENT: jan Ohara on 10/21

Luck, Timing and Not Following the Rules

29 replies

AUTHOR: kristinehayes2014 on 10/20/2025
FIRST: Mark Crothers on 10/20   |   RECENT: kristinehayes2014 on 10/21

Drinking and finances

24 replies

AUTHOR: Nick Politakis on 10/16/2025
FIRST: Mark Crothers on 10/16   |   RECENT: bbbobbins on 10/21

Discarding the Negative

23 replies

AUTHOR: DAN SMITH on 10/19/2025
FIRST: Andrew Forsythe on 10/19   |   RECENT: Mark Crothers on 10/21

It is never too late. By Chris

33 replies

AUTHOR: baldscreen on 10/18/2025
FIRST: David Powell on 10/18   |   RECENT: baldscreen on 10/20

Contrarian Thinking About Roth Conversions

31 replies

AUTHOR: William Housley on 10/15/2025
FIRST: Nick Politakis on 10/16   |   RECENT: Randy Dobkin on 10/19

ACA Subsidies for Early Retirees

33 replies

AUTHOR: kristinehayes2014 on 10/17/2025
FIRST: Marilyn Lavin on 10/17   |   RECENT: Fred Gloeckler on 10/19

Have you ever met “they?” 

8 replies

AUTHOR: R Quinn on 10/18/2025
FIRST: Mark Crothers on 10/18   |   RECENT: Nick Politakis on 10/19

Housing options for older Americans

7 replies

AUTHOR: Nick Politakis on 10/18/2025
FIRST: kristinehayes2014 on 10/18   |   RECENT: parkslope on 10/19

Drinking on the Job

10 replies

AUTHOR: DAN SMITH on 10/16/2025
FIRST: Mark Crothers on 10/17   |   RECENT: DAN SMITH on 10/19

Digital Lockout: A Cautionary Tale 

20 replies

AUTHOR: Mark Crothers on 10/17/2025
FIRST: DAN SMITH on 10/17   |   RECENT: Winston Smith on 10/18

351 Exchange – Tax-Free Transfer of Individual Stocks to an ETF

9 replies

AUTHOR: Ed Kadala on 10/16/2025
FIRST: B Carr on 10/17   |   RECENT: Ed Kadala on 10/18

How do you pay income tax withholding in retirement?

32 replies

AUTHOR: Humble Reader on 10/14/2025
FIRST: Jack Hannam on 10/14   |   RECENT: Rob Jennings on 10/18

Calling All HD Writers

11 replies

AUTHOR: Bogdan Sheremeta on 10/17/2025
FIRST: Jeff on 10/17   |   RECENT: David Powell on 10/17

Healthcare Insurance Alternatives to Covered California Marketplace

11 replies

AUTHOR: Bradley Brechin on 10/16/2025
FIRST: R Quinn on 10/16   |   RECENT: Bradley Brechin on 10/17

Perspective from a grateful recipient of outpatient economic care

11 replies

AUTHOR: Sara Tyree on 10/16/2025
FIRST: Greg Tomamichel on 10/16   |   RECENT: OldITGuy on 10/17

Why I worry about money. How about you?

26 replies

AUTHOR: R Quinn on 10/15/2025
FIRST: mytimetotravel on 10/15   |   RECENT: Michael1 on 10/17

The Edge of Indifference

9 replies

AUTHOR: Mark Crothers on 10/15/2025
FIRST: Edmund Marsh on 10/15   |   RECENT: bbbobbins on 10/16

Cloudy with Scattered Bubbles

18 replies

AUTHOR: David Powell on 10/1/2025
FIRST: DAN SMITH on 10/3   |   RECENT: David Powell on 10/16

IRMAA Question

7 replies

AUTHOR: jerry pinkard on 10/14/2025
FIRST: William Perry on 10/14   |   RECENT: William Perry on 10/16

Thinking long term – with all this noise?

6 replies

AUTHOR: Greg Tomamichel on 10/15/2025
FIRST: Brent Wilson on 10/15   |   RECENT: Brent Wilson on 10/16

Taxes? What taxes? I don’t have to pay taxes. No matter, we are all in a pickle jar and it is really sour.

27 replies

AUTHOR: R Quinn on 10/13/2025
FIRST: Mark Crothers on 10/13   |   RECENT: R Quinn on 10/16

That Dumb Stock Market

31 replies

AUTHOR: Ken Cutler on 10/11/2025
FIRST: Ken Cutler on 10/11   |   RECENT: Randy Dobkin on 10/15

Are You an Entirely Dividend Investor in Retirement?

9 replies

AUTHOR: David Lancaster on 10/15/2025
FIRST: OldITGuy on 10/15   |   RECENT: Ormode on 10/15

One fund or two?

14 replies

AUTHOR: mytimetotravel on 10/14/2025
FIRST: Randy Dobkin on 10/14   |   RECENT: mytimetotravel on 10/15

Is Your Retirement Plan Missing the Most Important Investment?

12 replies

AUTHOR: Mark Crothers on 10/13/2025
FIRST: David Lancaster on 10/13   |   RECENT: mytimetotravel on 10/14

Make My Day Punk, Harvest the Bubble.

20 replies

AUTHOR: Mark Crothers on 10/14/2025
FIRST: Greg Tomamichel on 10/14   |   RECENT: Greg Tomamichel on 10/14

Retirement blues

17 replies

AUTHOR: Byjove on 10/13/2025
FIRST: Mark Crothers on 10/13   |   RECENT: Senthil Nathan on 10/14

Selling our Business – The Aftermath

15 replies

AUTHOR: Greg Tomamichel on 10/10/2025
FIRST: Mike Xavier on 10/10   |   RECENT: Greg Tomamichel on 10/13

What words of wisdom would you have for your younger self?

35 replies

AUTHOR: bbbobbins on 10/2/2025
FIRST: David Lancaster on 10/2   |   RECENT: DAN SMITH on 10/13

Same But Different: The AI Bubble That Isn’t (Quite)

8 replies

AUTHOR: Mark Crothers on 10/12/2025
FIRST: Humble Reader on 10/12   |   RECENT: normr60189 on 10/13

Wade Pfau has put me in a funk. Are you dealing with the stages of retirement?

39 replies

AUTHOR: R Quinn on 10/11/2025
FIRST: Mark Crothers on 10/11   |   RECENT: R Quinn on 10/13

Has the 4% Rule Had Its Day? The Case for Dynamic Retirement Spending

7 replies

AUTHOR: Mark Crothers on 10/8/2025
FIRST: David Lancaster on 10/10   |   RECENT: Mark Crothers on 10/13

A Short History of Money

18 replies

AUTHOR: Mark Crothers on 10/10/2025
FIRST: Edmund Marsh on 10/10   |   RECENT: Mark Crothers on 10/13

Are You Invested in International Markets?

17 replies

AUTHOR: David Lancaster on 10/9/2025
FIRST: Mark Crothers on 10/9   |   RECENT: youthbudget on 10/13

ROTH Conversions and Fixed Indexed Annuities

11 replies

AUTHOR: Charles Ellison on 10/11/2025
FIRST: R Quinn on 10/11   |   RECENT: William Perry on 10/12

Prosperity

39 replies

AUTHOR: Marjorie Kondrack on 8/25/2024
FIRST: Jonathan Clements on 8/25/2024   |   RECENT: dana little on 10/12

Have you purchased an appliance lately? Talk about sticker shock. 

40 replies

AUTHOR: R Quinn on 9/19/2025
FIRST: Mark Crothers on 9/19   |   RECENT: R Quinn on 10/11

The Wine Chronicles

24 replies

AUTHOR: DAN SMITH on 10/10/2025
FIRST: Mark Crothers on 10/10   |   RECENT: Mark Crothers on 10/11

Retirement Income Goals: Bottom Up Beats Top-Down

24 replies

AUTHOR: David Powell on 10/9/2025
FIRST: R Quinn on 10/9   |   RECENT: William Dorner on 10/11

Hit With Dynamic Pricing! Has this happened to you?

19 replies

AUTHOR: Sonja Haggert on 10/9/2025
FIRST: Mark Crothers on 10/9   |   RECENT: Sonja Haggert on 10/11

2026 IRS Inflation Adjustments

12 replies

AUTHOR: Bogdan Sheremeta on 10/9/2025
FIRST: Nick Politakis on 10/10   |   RECENT: Randy Dobkin on 10/10

Why Delaying Your Social Security Benefits May Not Make Sense

38 replies

AUTHOR: Mark Bergman on 10/9/2025
FIRST: Winston Smith on 10/9   |   RECENT: William Perry on 10/10

Six T-Shirts and a Car: My Spending Philosophy.

12 replies

AUTHOR: Mark Crothers on 10/8/2025
FIRST: David Mulligan on 10/8   |   RECENT: Mike Gaynes on 10/9

Hey Mark, a different take on “fancy” and simplicity.

12 replies

AUTHOR: R Quinn on 10/8/2025
FIRST: bbbobbins on 10/8   |   RECENT: Bob Smith on 10/9

The Real Wealth of Retirement (Hint: It’s Not Financial)

21 replies

AUTHOR: Mark Crothers on 10/5/2025
FIRST: R Quinn on 10/5   |   RECENT: Mark Crothers on 10/9

Are You a Dividend Investor? If so Read This!

6 replies

AUTHOR: David Lancaster on 10/9/2025
FIRST: Jack Hannam on 10/9   |   RECENT: quan nguyen on 10/9

What is your credit card rewards strategy?

63 replies

AUTHOR: Bogdan Sheremeta on 9/10/2025
FIRST: Cheryl Low on 9/10   |   RECENT: James McGlynn CFA RICP® on 10/9

Nothing Fancy, That Works for Me.

20 replies

AUTHOR: Mark Crothers on 10/7/2025
FIRST: baldscreen on 10/7   |   RECENT: Jack Hannam on 10/9

THE GOOD OLD DAYS OF HEALTH INSURANCE

10 replies

AUTHOR: R Quinn on 10/8/2025
FIRST: Edmund Marsh on 10/8   |   RECENT: R Quinn on 10/9

The Inextricable Link Between Risk and Return

0 replies

AUTHOR: Ken Bertagnolli on 10/8/2025

Are You a Trader or an Investor?

32 replies

AUTHOR: David Lancaster on 10/6/2025
FIRST: David Powell on 10/6   |   RECENT: normr60189 on 10/8

Taxpayers Say the Darndest Things

30 replies

AUTHOR: DAN SMITH on 10/2/2025
FIRST: Jeff Bond on 10/2   |   RECENT: David Lancaster on 10/8

Medicare Advantage update- it may be a bumpy ride.

18 replies

AUTHOR: R Quinn on 10/6/2025
FIRST: August West on 10/6   |   RECENT: R Quinn on 10/7

Unhealthy Inflation Expectations?

9 replies

AUTHOR: David Powell on 9/22/2025
FIRST: normr60189 on 9/22   |   RECENT: David Powell on 10/7

Financial wisdom from Jonathan

1 reply

AUTHOR: Nick Politakis on 10/7/2025
FIRST: baldscreen on 10/7   |   RECENT: baldscreen on 10/7

The beauty of simplicity …. I wish I wrote this

3 replies

AUTHOR: Greg Tomamichel on 10/5/2025
FIRST: Jack Hannam on 10/6   |   RECENT: Olin on 10/6

Remembering Jonathan Clements

1 reply

AUTHOR: Adam Grossman on 10/5/2025
FIRST: Jack Hannam on 10/6   |   RECENT: Jack Hannam on 10/6

Nope, you didn’t pay for YOUR Social Security benefits

20 replies

AUTHOR: R Quinn on 10/4/2025
FIRST: August West on 10/4   |   RECENT: DAN SMITH on 10/5

Your Portfolio, Your Business

12 replies

AUTHOR: William Housley on 10/2/2025
FIRST: DAN SMITH on 10/2   |   RECENT: William Housley on 10/5

The High Cost of Financial Advice: A Tale of Two Portfolios

63 replies

AUTHOR: Mark Crothers on 7/8/2025
FIRST: R Quinn on 7/8   |   RECENT: DAN SMITH on 10/5

Spreadsheets: A Luddite’s Necessary Inconvenience?

17 replies

AUTHOR: Mark Crothers on 10/3/2025
FIRST: DAN SMITH on 10/3   |   RECENT: deandwigz on 10/5

November 7 HumbleDollar Reader/Writer Meet Up

6 replies

AUTHOR: DAN SMITH on 10/4/2025
FIRST: Dave Melick on 10/4   |   RECENT: S on 10/5

Traits of “successful” people

25 replies

AUTHOR: Brian Kowald on 9/27/2025
FIRST: DAN SMITH on 9/27   |   RECENT: canali on 10/4

You can’t prove the assumptions you may rely on. How did you test yours?

16 replies

AUTHOR: R Quinn on 10/3/2025
FIRST: DAN SMITH on 10/3   |   RECENT: Dave Melick on 10/4

May 2025 Moving Averages

4 replies

AUTHOR: normr60189 on 6/3/2025
FIRST: normr60189 on 7/4   |   RECENT: normr60189 on 10/3

The Luxury of Low Expectations: What We Gained by Having Less

11 replies

AUTHOR: Mark Crothers on 10/2/2025
FIRST: Kristine Hayes on 10/2   |   RECENT: R Quinn on 10/3

Traveling First Class in Vanguard’s International Stock Index Fund

22 replies

AUTHOR: steve abramowitz on 3/10/2025
FIRST: Jeff Bond on 3/10   |   RECENT: David Lancaster on 10/3

Bogleheads 2013 post – I Bonds, CPI, and the Government Shutdown answer

2 replies

AUTHOR: William Perry on 10/2/2025
FIRST: Mark Crothers on 10/2   |   RECENT: William Perry on 10/2

Enriching Our Collective Wisdom

20 replies

AUTHOR: Mark Crothers on 10/1/2025
FIRST: Ben Rodriguez on 10/1   |   RECENT: Mark Crothers on 10/2

Dear Bogdan, Sorry to Bother

7 replies

AUTHOR: David Powell on 10/2/2025
FIRST: David Powell on 10/2   |   RECENT: David Powell on 10/2

Right Day, On Time and at the Right Place: A Rare Trio

16 replies

AUTHOR: Mark Crothers on 9/30/2025
FIRST: Linda Grady on 10/1   |   RECENT: Mike A on 10/2

Jonathan’s obit on Legacy.com

1 reply

AUTHOR: William Perry on 10/2/2025
FIRST: David Powell on 10/2   |   RECENT: David Powell on 10/2

The 1% Club: Our Unnoticed Wealth

71 replies

AUTHOR: Mark Crothers on 9/26/2025
FIRST: Ram Pradhan on 9/26   |   RECENT: S Sevcik on 10/1

Thank you, Jonathan

73 replies

AUTHOR: DrLefty on 9/23/2025
FIRST: Jeff Bond on 9/23   |   RECENT: DrLefty on 10/1

The real world of saving, income and retirement beyond the HD community – cause for guilt?

33 replies

AUTHOR: R Quinn on 9/29/2025
FIRST: Lillian Wright on 9/29   |   RECENT: R Quinn on 10/1

Why Bitcoin?

34 replies

AUTHOR: Dan Murray on 5/31/2025
FIRST: Robert Scoble on 6/1   |   RECENT: V Saraf on 10/1

Farewell Friends

128 replies

AUTHOR: Jonathan Clements on 9/22/2025
FIRST: Elaine M. Clements on 9/22   |   RECENT: Debbie D on 9/30

Throw, hit or kick … it all add$ up

36 replies

AUTHOR: R Quinn on 9/27/2025
FIRST: David Lancaster on 9/27   |   RECENT: Mark Crothers on 9/30

RMDs Can Improve Your Portfolio

1 reply

AUTHOR: normr60189 on 9/29/2025
FIRST: David Lancaster on 9/30   |   RECENT: David Lancaster on 9/30

Memories With a Cold Spanish Beer

20 replies

AUTHOR: Mark Crothers on 9/29/2025
FIRST: James Deckman on 9/29   |   RECENT: Michael James on 9/30

Told Ya So Big Dummy

38 replies

AUTHOR: DAN SMITH on 9/26/2025
FIRST: Greg Tomamichel on 9/26   |   RECENT: Greg Tomamichel on 9/28

I’m confused about the 4% (or any %) withdrawal strategy. Do I have it wrong?

55 replies

AUTHOR: R Quinn on 9/25/2025
FIRST: Mark Crothers on 9/25   |   RECENT: R Quinn on 9/28

Our Special Relationship

10 replies

AUTHOR: William Housley on 9/18/2025
FIRST: Mark Crothers on 9/18   |   RECENT: MikeinLA on 9/27

From Rakhi to Community: Lessons in Family for the Humble Dollar Family

4 replies

AUTHOR: Mark Crothers on 9/24/2025
FIRST: DAN SMITH on 9/24   |   RECENT: Mike Gaynes on 9/26

Achieving and maintaining all the retirement income you need for a chosen lifestyle with limited worry. 

86 replies

AUTHOR: R Quinn on 9/21/2025
FIRST: Mark Crothers on 9/21   |   RECENT: R Quinn on 9/25

Dreams I Had

52 replies

AUTHOR: Jonathan Clements on 6/2/2025
FIRST: David Powell on 6/2   |   RECENT: Catherine on 9/25

Jonathan and website update

79 replies

AUTHOR: Elaine M. Clements on 9/19/2025
FIRST: Jack Hannam on 9/19   |   RECENT: Fed Up on 9/25

Nick Maggiulli’s take on Bergen’s 4.7 or 5% Withdrawal Rate

10 replies

AUTHOR: Mark Bergman on 9/23/2025
FIRST: Terry Wawro on 9/24   |   RECENT: bbbobbins on 9/25

Success Has Many Flavours

18 replies

AUTHOR: Mark Crothers on 9/23/2025
FIRST: fromgalv on 9/23   |   RECENT: DAN SMITH on 9/24

There is no magic number – and it sure isn’t $1 million

40 replies

AUTHOR: R Quinn on 9/11/2025
FIRST: Mike Xavier on 9/11   |   RECENT: Stacey Miller on 9/23

Retirement Begins Long Before You Retire

32 replies

AUTHOR: Dennis Friedman on 9/15/2025
FIRST: Greg Tomamichel on 9/15   |   RECENT: bbbobbins on 9/23

Inflation is many different things to different people

6 replies

AUTHOR: R Quinn on 9/22/2025
FIRST: Mark Crothers on 9/22   |   RECENT: Jack Hannam on 9/23

Quick Intro

48 replies

AUTHOR: Bogdan Sheremeta on 9/19/2025
FIRST: David Lancaster on 9/19   |   RECENT: Stacey Miller on 9/22

Vanguard Complaints?

25 replies

AUTHOR: Jonathan Clements on 7/18/2025
FIRST: David Lancaster on 7/18   |   RECENT: Mike and Margie Rogers on 9/22

The Gnashing of Teeth

19 replies

AUTHOR: Mark Crothers on 9/20/2025
FIRST: R Quinn on 9/20   |   RECENT: Kevin Lynch on 9/22

Are you actually using the 4% rule?

45 replies

AUTHOR: Bogdan Sheremeta on 9/16/2025
FIRST: Mark Crothers on 9/17   |   RECENT: bbbobbins on 9/22

Not Staying the Course

40 replies

AUTHOR: Greg Spears on 9/19/2025
FIRST: mytimetotravel on 9/19   |   RECENT: stelea99 on 9/22

Budget, What Budget? (Know Thyself)

39 replies

AUTHOR: Mark Crothers on 9/17/2025
FIRST: baldscreen on 9/17   |   RECENT: mytimetotravel on 9/22

Tastes Great, Less Filling

13 replies

AUTHOR: Dan Smith on 9/19/2025
FIRST: Jack Hannam on 9/19   |   RECENT: DrLefty on 9/20

Ten Frugal Habits

20 replies

AUTHOR: DrLefty on 9/16/2025
FIRST: baldscreen on 9/16   |   RECENT: R Quinn on 9/19

A bit selfish, but still seeking peace of mind

22 replies

AUTHOR: R Quinn on 9/15/2025
FIRST: Jeff on 9/15   |   RECENT: wendy ajj10 on 9/19

The Catch-22 of Success: How Our Achievements Shape Our Children’s Choices

23 replies

AUTHOR: Mark Crothers on 9/16/2025
FIRST: baldscreen on 9/16   |   RECENT: David Lancaster on 9/19

Forty Dollars Richer, Three Hours Wiser?

13 replies

AUTHOR: Mark Crothers on 9/18/2025
FIRST: R Quinn on 9/18   |   RECENT: David Lancaster on 9/19

Quinn is intrigued by the Lamborghini-style of managing money

18 replies

AUTHOR: R Quinn on 7/7/2025
FIRST: Scott Dichter on 7/7   |   RECENT: Steve Jon on 9/19

Final Secure 2.0 regulations regarding catch up contributions

3 replies

AUTHOR: William Perry on 9/15/2025
FIRST: Mike Xavier on 9/17   |   RECENT: Randy Dobkin on 9/18

Conserving Cash

44 replies

AUTHOR: SCao on 7/12/2025
FIRST: 1PF on 7/12   |   RECENT: Michael Flack on 9/18

Draft 2025 Form 1040 Schedule

17 replies

AUTHOR: Rick Connor on 9/17/2025
FIRST: Bogdan Sheremeta on 9/17   |   RECENT: Dave Melick on 9/18

My “Dark Side” of Generosity: How I’m Curbing it in Retirement.

10 replies

AUTHOR: Mark Crothers on 7/14/2025
FIRST: R Quinn on 7/14   |   RECENT: Steve Jon on 9/18

Philosophy Around Phone Upgrades

17 replies

AUTHOR: Bogdan Sheremeta on 9/13/2025
FIRST: David Lancaster on 9/13   |   RECENT: Bogdan Sheremeta on 9/17

I’ll take the “best” thing on the menu says Quinn

30 replies

AUTHOR: R Quinn on 3/31/2025
FIRST: normr60189 on 3/31   |   RECENT: G W on 9/17

What is retirement?

59 replies

AUTHOR: mytimetotravel on 9/13/2025
FIRST: Cecilia Beverly on 9/13   |   RECENT: Michael1 on 9/16

Healthcare spending and premiums during a post age-65 retirement- facts and ideas.

41 replies

AUTHOR: R Quinn on 9/6/2025
FIRST: Concerned on 9/6   |   RECENT: V Saraf on 9/15

Smoke and Mirrors with a $1 Million Portfolio 

27 replies

AUTHOR: Mark Crothers on 9/11/2025
FIRST: Dan Smith on 9/11   |   RECENT: Mark Crothers on 9/15

The Long Dander Home: Being Close to Your Crew

10 replies

AUTHOR: Mark Crothers on 9/15/2025
FIRST: Catherine Jaffe on 9/15   |   RECENT: Dan Smith on 9/15

The Financial Metric I Refuse to Calculate

29 replies

AUTHOR: Mark Crothers on 9/14/2025
FIRST: Gary Klotz on 9/14   |   RECENT: Mark Crothers on 9/15

Being poor, even low income in retirement is no fun and society makes it more difficult

13 replies

AUTHOR: R Quinn on 9/12/2025
FIRST: kristinehayes2014 on 9/12   |   RECENT: Greg Tomamichel on 9/15

On the Downslope of Life?

23 replies

AUTHOR: Greg Spears on 8/23/2025
FIRST: luvtoride44afe9eb1e on 8/23   |   RECENT: Marcia Richman on 9/14

Remembering 9/11

21 replies

AUTHOR: stelea99 on 9/11/2025
FIRST: Rick Connor on 9/11   |   RECENT: Michael Mogan on 9/13

My Two Handicaps

8 replies

AUTHOR: Mark Crothers on 9/12/2025
FIRST: Dan Smith on 9/12   |   RECENT: Mark Crothers on 9/13

Helping a Sibling with Health Insurance Costs?

21 replies

AUTHOR: HavingFun2 on 9/7/2025
FIRST: R Quinn on 9/7   |   RECENT: lescarpenter2u on 9/13

Peter Mallouk posts podcast #78 of Down the Middle

4 replies

AUTHOR: William Perry on 9/13/2025
FIRST: Cecilia Beverly on 9/13   |   RECENT: Dan Smith on 9/13

Retired Investor vs Beginner Investor

10 replies

AUTHOR: Bogdan Sheremeta on 9/12/2025
FIRST: Dan Smith on 9/12   |   RECENT: normr60189 on 9/13

Tips, not TIPS

21 replies

AUTHOR: William Perry on 9/11/2025
FIRST: baldscreen on 9/12   |   RECENT: Dan Smith on 9/13

How Much to Save to Retire?

31 replies

AUTHOR: kt2062 on 9/6/2025
FIRST: R Quinn on 9/6   |   RECENT: kt2062 on 9/13

Tax estimation tools on Bogleheads Wiki

16 replies

AUTHOR: William Perry on 9/4/2025
FIRST: Rick Connor on 9/4   |   RECENT: Mark Ukleja on 9/12

Musk and Me: A Tale of Second Best

6 replies

AUTHOR: Mark Crothers on 9/10/2025
FIRST: Jeff Bond on 9/10   |   RECENT: Mark Crothers on 9/11

Frugality, Minimalism, and Aligning Values

36 replies

AUTHOR: Cecilia Beverly on 8/24/2025
FIRST: Kristine Hayes on 8/24   |   RECENT: Cecilia Beverly on 9/10

The Long Game of Harbour Stories

31 replies

AUTHOR: Mark Crothers on 9/7/2025
FIRST: Dan Smith on 9/8   |   RECENT: mytimetotravel on 9/10

How I Failed My Way to Financial Freedom

16 replies

AUTHOR: Mark Crothers on 9/9/2025
FIRST: Jack Hannam on 9/9   |   RECENT: L H on 9/10

USA Senior Care Network

3 replies

AUTHOR: David Lancaster on 9/9/2025
FIRST: William Perry on 9/10   |   RECENT: William Perry on 9/10

Laughter, the Best Medicine

4 replies

AUTHOR: William Housley on 9/8/2025
FIRST: Mark Crothers on 9/9   |   RECENT: Cheryl Low on 9/9

Never Working a Day in My Life

31 replies

AUTHOR: Cecilia Beverly on 9/5/2025
FIRST: Mark Crothers on 9/5   |   RECENT: SCao on 9/8

What They Don’t Tell You About Retirement: Part 2 – Grandchildren Are Expensive

34 replies

AUTHOR: Mark Crothers on 9/4/2025
FIRST: normr60189 on 9/4   |   RECENT: S Sevcik on 9/8

Smarter Giving in Retirement and the Medicare Gotcha 

6 replies

AUTHOR: William Housley on 9/7/2025
FIRST: R Quinn on 9/7   |   RECENT: Suzee on 9/8

What They Don’t Tell You About Retirement: Part 1 – Everything Breaks

24 replies

AUTHOR: Mark Crothers on 9/4/2025
FIRST: normr60189 on 9/4   |   RECENT: Mark Crothers on 9/8

Current TIPS opinion.

10 replies

AUTHOR: GARY BROWN on 6/22/2024
FIRST: Randy Dobkin on 6/22/2024   |   RECENT: David Lancaster on 9/7

Pension Plan Buyout: The Exception to the Rule

9 replies

AUTHOR: Mark Crothers on 9/5/2025
FIRST: David Mulligan on 9/5   |   RECENT: Rick Connor on 9/7

An Idea Every Week

12 replies

AUTHOR: DAN SMITH on 9/6/2025
FIRST: R Quinn on 9/6   |   RECENT: Dan Smith on 9/7

Big Beautiful Bill Response

16 replies

AUTHOR: Howard Rohleder on 9/6/2025
FIRST: Winston Smith on 9/6   |   RECENT: Mike A on 9/7

The Main Thing … and the scourge of complexity

26 replies

AUTHOR: Greg Tomamichel on 8/23/2025
FIRST: Mark Crothers on 8/24   |   RECENT: V Saraf on 9/6

This post contains a secret and words I used in a few forum posts ago. Why is it not encouraging.

29 replies

AUTHOR: R Quinn on 9/2/2025
FIRST: baldscreen on 9/2   |   RECENT: Donny Hrubes on 9/6

How Are You Planning to Pay for Potential Long Term Care Expenses?

84 replies

AUTHOR: David Lancaster on 2/4/2025
FIRST: R Quinn on 2/4   |   RECENT: stelea99 on 9/6

Our road from high school to retirement- one of many routes

15 replies

AUTHOR: R Quinn on 9/3/2025
FIRST: Winston Smith on 9/3   |   RECENT: R Quinn on 9/5

When My Car Broke Down, Our One-Car Plan Passed the Test

16 replies

AUTHOR: Mark Crothers on 9/3/2025
FIRST: R Quinn on 9/3   |   RECENT: normr60189 on 9/5

Current status of diversification

9 replies

AUTHOR: normr60189 on 9/3/2025
FIRST: Mark Crothers on 9/3   |   RECENT: normr60189 on 9/5

How to win at FIRE from the Wall Street Journal

26 replies

AUTHOR: mytimetotravel on 9/2/2025
FIRST: Winston Smith on 9/2   |   RECENT: DrLefty on 9/4

Is 4.7% the New 4% Safe Withdrawal Rate

64 replies

AUTHOR: Mark Bergman on 8/17/2025
FIRST: David Powell on 8/17   |   RECENT: Rick Connor on 9/4

What Could Possibly Go Wrong?

20 replies

AUTHOR: normr60189 on 9/1/2025
FIRST: Mark Crothers on 9/1   |   RECENT: normr60189 on 9/3

Comments to 8-22-2025 R. Quinn’s “Does Social Security Work?”

24 replies

AUTHOR: Richard Hayman on 8/31/2025
FIRST: Richard Hayman on 8/31   |   RECENT: mytimetotravel on 9/3

Shifting Gears

23 replies

AUTHOR: DAN SMITH on 8/29/2025
FIRST: quan nguyen on 8/29   |   RECENT: Richard Hayman on 9/2

My New Zero-Wage CEO Role

10 replies

AUTHOR: Mark Crothers on 9/1/2025
FIRST: baldscreen on 9/1   |   RECENT: Mark Crothers on 9/2

re RDQ’s “down arrows” —> My 1 cent :

43 replies

AUTHOR: Mark Bergman on 8/29/2025
FIRST: Jonathan Clements on 8/29   |   RECENT: R Quinn on 9/1

Jonathan, you’re in our thoughts and prayers

11 replies

AUTHOR: Dan Malone on 8/31/2025
FIRST: Jonathan Clements on 8/31   |   RECENT: Dan Malone on 9/1

What If You Don’t Want to See the World?

56 replies

AUTHOR: Mark Crothers on 8/28/2025
FIRST: Ken E on 8/28   |   RECENT: normr60189 on 9/1

Does Social Security work?

40 replies

AUTHOR: R Quinn on 8/22/2025
FIRST: DrLefty on 8/22   |   RECENT: Ryan Wilton on 9/1

RDQ’s “down arrows” —> My 1 cent :

15 replies

AUTHOR: Mark Bergman on 8/29/2025
FIRST: Doc Savage on 8/30   |   RECENT: Mark Bergman on 8/31

2024 Update to the OASDI Beneficiaries by State and County

25 replies

AUTHOR: Rick Connor on 8/25/2025
FIRST: Dan Smith on 8/25   |   RECENT: David Powell on 8/31

How Long Will We Live?

30 replies

AUTHOR: Steve Spinella on 8/17/2025
FIRST: Richard Hayman on 8/17   |   RECENT: David Powell on 8/31

A safe corner of the internet

5 replies

AUTHOR: Greg Tomamichel on 8/29/2025
FIRST: Mark Crothers on 8/30   |   RECENT: David Powell on 8/30

Love, Money, and a 44-Year Compromise

7 replies

AUTHOR: Mark Crothers on 8/23/2025
FIRST: MikeinLA on 8/23   |   RECENT: Mark Crothers on 8/30

No, I did not have a heart attack, but I surely got a lot of tests

15 replies

AUTHOR: Richard Hayman on 8/29/2025
FIRST: Winston Smith on 8/29   |   RECENT: Richard Hayman on 8/30

AI vs. Urgent Care: Guess Who Got It Right?

33 replies

AUTHOR: Dennis Friedman on 8/27/2025
FIRST: Jack Hannam on 8/27   |   RECENT: Ron Leaf on 8/30

New 2026 W-2 Form

1 reply

AUTHOR: Bogdan Sheremeta on 8/29/2025
FIRST: DAN SMITH on 8/29   |   RECENT: DAN SMITH on 8/29

My thoughts on technology- can’t get enough

23 replies

AUTHOR: R Quinn on 8/28/2025
FIRST: David Lancaster on 8/28   |   RECENT: Olin on 8/29

Dividends Part II – At least

41 replies

AUTHOR: Mark Bergman on 8/23/2025
FIRST: Mark Crothers on 8/23   |   RECENT: L H on 8/29

Still a Wild Child: When Spending Habits Never Grow Up

8 replies

AUTHOR: Mark Crothers on 8/29/2025
FIRST: Rick Connor on 8/29   |   RECENT: mytimetotravel on 8/29

Dealing with a reduction in Social Security benefits. Is there a backup plan?

32 replies

AUTHOR: R Quinn on 8/26/2025
FIRST: baldscreen on 8/26   |   RECENT: mytimetotravel on 8/29

Sequence of Return Risk

48 replies

AUTHOR: David Lancaster on 9/27/2024
FIRST: Dave Melick on 9/27/2024   |   RECENT: Ormode on 8/28

The Seeming Irrationality of Unneeded Risk

19 replies

AUTHOR: Mark Crothers on 8/25/2025
FIRST: 1PF on 8/25   |   RECENT: Mark Crothers on 8/27

Quinns confused about the 4% rule

17 replies

AUTHOR: R Quinn on 7/1/2024
FIRST: Dan Smith on 7/1/2024   |   RECENT: Mark Crothers on 8/27

A Summer of Shared Memories

12 replies

AUTHOR: Mark Crothers on 8/26/2025
FIRST: Rick Connor on 8/26   |   RECENT: Mike Gaynes on 8/27

The Wages of Success

6 replies

AUTHOR: normr60189 on 8/25/2025
FIRST: R Quinn on 8/25   |   RECENT: Richard Hayman on 8/27

Frugality for fun and profit… but please, not necessity 

23 replies

AUTHOR: R Quinn on 8/18/2025
FIRST: bbbobbins on 8/18   |   RECENT: Stacey Miller on 8/26

1031 exchange

12 replies

AUTHOR: Laura Robertson on 8/24/2025
FIRST: Dan Smith on 8/24   |   RECENT: William Perry on 8/26

Back to the Future

26 replies

AUTHOR: Ken Cutler on 8/11/2025
FIRST: Ben Rodriguez on 8/11   |   RECENT: John Elway on 8/26

Humble 10% Win: The First Financial Benefit of Retirement

10 replies

AUTHOR: Mark Crothers on 8/24/2025
FIRST: Dan Smith on 8/24   |   RECENT: Dan Smith on 8/26

A Contrarian View of a Mortgage 

38 replies

AUTHOR: Mark Crothers on 8/19/2025
FIRST: Edmund Marsh on 8/19   |   RECENT: normr60189 on 8/26

A Record Journey

38 replies

AUTHOR: Dan Smith on 8/19/2025
FIRST: Mark Crothers on 8/19   |   RECENT: Dan Smith on 8/25

Online Banks

9 replies

AUTHOR: Sharon T on 8/23/2025
FIRST: Dan Smith on 8/23   |   RECENT: jerry pinkard on 8/25

Bah Humbug! It’s Not Even September Yet

32 replies

AUTHOR: Mark Crothers on 8/21/2025
FIRST: bbbobbins on 8/21   |   RECENT: Mike A on 8/24

Why Money is Taking Up More Space in My Mind Lately

18 replies

AUTHOR: Dennis Friedman on 8/18/2025
FIRST: Richard Hayman on 8/18   |   RECENT: William Dorner on 8/24

Trading 24/7?

7 replies

AUTHOR: William Housley on 8/23/2025
FIRST: Patrick Brennan on 8/23   |   RECENT: William Housley on 8/24

100% Base Pay Replacement: What Does It Mean?

73 replies

AUTHOR: Rick Connor on 7/21/2025
FIRST: DrLefty on 7/21   |   RECENT: Liz Brennon on 8/23

The Most Cited Websites By AI Models

9 replies

AUTHOR: normr60189 on 8/19/2025
FIRST: Dan Smith on 8/19   |   RECENT: R Quinn on 8/23

Legacy Decisions: What Should the Sandwich Generation Pass on?

2 replies

AUTHOR: quan nguyen on 8/22/2025
FIRST: luvtoride44afe9eb1e on 8/23   |   RECENT: Greg Tomamichel on 8/23

Rehashing the age 70 thing. Tell Dear Dickie what is it that he doesn’t get about SS at age 70?

103 replies

AUTHOR: R Quinn on 8/20/2025
FIRST: Mark Crothers on 8/20   |   RECENT: Phil Netz on 8/22

Jonathan Clements Initiative at the Bogle Center for Financial Literacy

4 replies

AUTHOR: Sheila Roher on 8/22/2025
FIRST: Jonathan Clements on 8/22   |   RECENT: David Lancaster on 8/22

Happy Winter Solstice

34 replies

AUTHOR: Rick Connor on 12/21/2024
FIRST: Laurianne Falcone on 12/21/2024   |   RECENT: Rick Connor on 8/22

Are Bank Loan funds the same as private credit?

1 reply

AUTHOR: Howard Schwartz on 8/21/2025
FIRST: Mark Crothers on 8/21   |   RECENT: Mark Crothers on 8/21

Do taxes paid from a qualified annuitized annuity offset RMDs from another ira account?

2 replies

AUTHOR: donna guterman on 8/20/2025
FIRST: Dan Smith on 8/20   |   RECENT: Chris Rush on 8/21

Have you seen your money lately? 

77 replies

AUTHOR: R Quinn on 8/13/2025
FIRST: eludom on 8/13   |   RECENT: Scott Dichter on 8/21

Am I Really Married?

34 replies

AUTHOR: DrLefty on 5/6/2025
FIRST: stelea99 on 5/6   |   RECENT: DrLefty on 8/21

Recommendations for Retirement Planning Tools

29 replies

AUTHOR: Hank Bein on 7/27/2025
FIRST: Rick Connor on 7/27   |   RECENT: David Powell on 8/21

The Tax Man Cometh, and I Think It’s Okay.

7 replies

AUTHOR: Mark Crothers on 8/20/2025
FIRST: OldITGuy on 8/20   |   RECENT: DrLefty on 8/21

The Half-Completed Retirement Transition

30 replies

AUTHOR: DrLefty on 8/13/2025
FIRST: 1PF on 8/13   |   RECENT: DrLefty on 8/20

Keeping Calm

34 replies

AUTHOR: Edmund Marsh on 8/15/2025
FIRST: baldscreen on 8/15   |   RECENT: David Lancaster on 8/19

Using AI to enhance “independent living”

4 replies

AUTHOR: Richard Hayman on 8/18/2025
FIRST: Richard Hayman on 8/19   |   RECENT: Richard Hayman on 8/19

Today’s the Day!

72 replies

AUTHOR: DrLefty on 7/1/2025
FIRST: Ben Rodriguez on 7/1   |   RECENT: mytimetotravel on 8/18

Family Dynamics, Part 3: What Do Adult Children Owe Their Aging Parents?

40 replies

AUTHOR: DrLefty on 7/29/2025
FIRST: DAN SMITH on 7/29   |   RECENT: Richard Hayman on 8/18

Is It Safe to use ChatGPT on your iPhone?

13 replies

AUTHOR: stelea99 on 8/17/2025
FIRST: David Powell on 8/17   |   RECENT: normr60189 on 8/18

Trump Accounts

6 replies

AUTHOR: BenefitJack on 8/16/2025
FIRST: Neil Imus on 8/17   |   RECENT: Brent Wilson on 8/18

Not Retired, Just Re-Directed

19 replies

AUTHOR: Mark Crothers on 8/14/2025
FIRST: bbbobbins on 8/14   |   RECENT: mytimetotravel on 8/18

Knowing Thyself and Investing: Talkin’ Stocks

0 replies

AUTHOR: steve abramowitz on 8/18/2025

I Cry More Easily Now. I Didn’t Use To

36 replies

AUTHOR: Dennis Friedman on 7/31/2025
FIRST: DAN SMITH on 7/31   |   RECENT: dana little on 8/17

I never expected this…..

5 replies

AUTHOR: Richard Hayman on 8/16/2025
FIRST: fromgalv on 8/16   |   RECENT: Richard Hayman on 8/17

A major Medicare benefit just vanished

91 replies

AUTHOR: Lucretia Ryan on 7/6/2025
FIRST: Dan Smith on 7/6   |   RECENT: David Lancaster on 8/17

Outliving Your Money? Let’s Do the Math on Annuities

62 replies

AUTHOR: William Housley on 8/13/2025
FIRST: Jonathan Clements on 8/13   |   RECENT: rgscl on 8/17

Stablecoins: Not My Kind of “Stable”

5 replies

AUTHOR: Mark Gardner on 8/14/2025
FIRST: DAN SMITH on 8/14   |   RECENT: Dave Evans on 8/17

Not Qualified to Carry This Anymore

47 replies

AUTHOR: Dennis Friedman on 8/13/2025
FIRST: Fred Gloeckler on 8/13   |   RECENT: Linda Grady on 8/16

What has been my relationship with money? That story starts around age 8. Every kid needed caps and beans. 

8 replies

AUTHOR: R Quinn on 8/15/2025
FIRST: David Lancaster on 8/16   |   RECENT: Mark Bergman on 8/16

The Cloth Seller Who Invented Social Security

7 replies

AUTHOR: Mark Crothers on 8/10/2025
FIRST: DAN SMITH on 8/10   |   RECENT: William Dorner on 8/16

The Day I Cashed In My Forgotten Treasure

4 replies

AUTHOR: Mark Crothers on 8/15/2025
FIRST: Greg Tomamichel on 8/15   |   RECENT: mytimetotravel on 8/16

Are We an AI-Driven Economy?

22 replies

AUTHOR: Rick Connor on 8/13/2025
FIRST: John Yeigh on 8/13   |   RECENT: Rick Connor on 8/16

Selling our business – a done deal

11 replies

AUTHOR: Greg Tomamichel on 8/15/2025
FIRST: Mark Crothers on 8/15   |   RECENT: Greg Tomamichel on 8/15

Free Social Security Taxability Calculator

17 replies

AUTHOR: Rick Connor on 8/14/2025
FIRST: R Quinn on 8/14   |   RECENT: Rick Connor on 8/15

When the Spreadsheet Gets Real

48 replies

AUTHOR: Mark Gardner on 6/4/2025
FIRST: DAN SMITH on 6/4   |   RECENT: bbbobbins on 8/15

Two income households and money matters

8 replies

AUTHOR: R Quinn on 1/24/2025
FIRST: Winston Smith on 1/24   |   RECENT: R Quinn on 8/14

Hedge funds, venture capital. private equity, etc. in a 401k. BAD IDEA!

29 replies

AUTHOR: R Quinn on 8/8/2025
FIRST: bbbobbins on 8/8   |   RECENT: R Quinn on 8/14

The Silent Compounding Cost of a 1% Fee

60 replies

AUTHOR: William Housley on 5/13/2025
FIRST: Jack Hannam on 5/13   |   RECENT: Bogdan Sheremeta on 8/13

Tariffs and PPP (People Purchasing Power)

5 replies

AUTHOR: Feisal Brahim on 8/12/2025
FIRST: quan nguyen on 8/12   |   RECENT: Mike Wyant on 8/13

Data’s Double Edge: Why Spreadsheets are Both a Lifeline and a Possible Lie

12 replies

AUTHOR: Mark Crothers on 8/11/2025
FIRST: mytimetotravel on 8/11   |   RECENT: Adam Starry on 8/13

My favorite question.

30 replies

AUTHOR: Richard Hayman on 8/6/2025
FIRST: luvtoride44afe9eb1e on 8/6   |   RECENT: Randy Eakin on 8/12

The spreadsheet conundrum when the stakes are high.

15 replies

AUTHOR: R Quinn on 8/11/2025
FIRST: DAN SMITH on 8/11   |   RECENT: R Quinn on 8/12

Reacting to the Tariffs

24 replies

AUTHOR: Greg Spears on 8/7/2025
FIRST: DAN SMITH on 8/7   |   RECENT: R Quinn on 8/12

What Worries You?

69 replies

AUTHOR: Jonathan Clements on 3/14/2025
FIRST: Rick Connor on 3/14   |   RECENT: Richard Hayman on 8/12

Starting Over, if you can. Some decisions are subject to change (I apologize for its length)

70 replies

AUTHOR: Richard Hayman on 8/3/2025
FIRST: kt2062 on 8/3   |   RECENT: Richard Hayman on 8/12

My Money Memories

52 replies

AUTHOR: Jonathan Clements on 8/7/2025
FIRST: Nick Politakis on 8/7   |   RECENT: Steve Spinella on 8/12

Supercharging Your Retirement with Crypto: A Wise Move, or a Risky Bet?

23 replies

AUTHOR: Mark Crothers on 8/8/2025
FIRST: Kim Zimmerman on 8/8   |   RECENT: squirrel hammer on 8/11

How to minimize the caregiving burden on our adult children when we need help? 

33 replies

AUTHOR: smr1082 on 8/2/2025
FIRST: Catherine on 8/3   |   RECENT: moonwalkerdaughter on 8/10

A Harsh Truth, or a Contrarian View

11 replies

AUTHOR: normr60189 on 8/8/2025
FIRST: Jack Hannam on 8/8   |   RECENT: DAN SMITH on 8/10

When relocation in retirement is not an option, not what you really want. By Dick Quinn

63 replies

AUTHOR: R Quinn on 6/8/2025
FIRST: baldscreen on 6/8   |   RECENT: Rick Connor on 8/10

Seeking Input on Medicare Supplement Carriers

40 replies

AUTHOR: Andrew Forsythe on 7/27/2025
FIRST: R Quinn on 7/27   |   RECENT: R Quinn on 8/9

Random Thoughts on the Passing Scene (With Apologies to Thomas Sowell)

21 replies

AUTHOR: Ken Cutler on 8/3/2025
FIRST: OldITGuy on 8/3   |   RECENT: Ken Cutler on 8/9

In retirement a pension is a advantage. Are two family incomes during working years an advantage as well?

37 replies

AUTHOR: R Quinn on 8/6/2025
FIRST: Mark Crothers on 8/6   |   RECENT: Hung Nguyen on 8/8

A Teenager’s Walk Through the Stock Fund Wilderness

48 replies

AUTHOR: steve abramowitz on 7/29/2025
FIRST: Edmund Marsh on 7/29   |   RECENT: steve abramowitz on 8/8

An Excellent Morningstar Article on CCRCs

3 replies

AUTHOR: David Lancaster on 8/7/2025
FIRST: mytimetotravel on 8/7   |   RECENT: parkslope on 8/8

What to Know About The One Big Beautiful Bill

33 replies

AUTHOR: Adam Grossman on 7/11/2025
FIRST: jan Ohara on 7/11   |   RECENT: John Yeigh on 8/7

Did the Era You Grew Up In Influence Your Financial Plan?

4 replies

AUTHOR: Mark Crothers on 8/6/2025
FIRST: David Mulligan on 8/7   |   RECENT: DAN SMITH on 8/7

Get your head out of …. Creating problems that can be avoided. 

14 replies

AUTHOR: R Quinn on 8/4/2025
FIRST: bbbobbins on 8/4   |   RECENT: R Quinn on 8/7

CCRC – continuing care retirement community

76 replies

AUTHOR: Kathy Marshall on 2/22/2025
FIRST: mytimetotravel on 2/22   |   RECENT: Rob Jennings on 8/7

Don’t worry, be happy: tripping through the go-go years

9 replies

AUTHOR: Mark Crothers on 8/6/2025
FIRST: luvtoride44afe9eb1e on 8/6   |   RECENT: Mark Crothers on 8/6

Choosing Yes by Saying No

6 replies

AUTHOR: Mark Crothers on 8/5/2025
FIRST: bbbobbins on 8/5   |   RECENT: Mark Crothers on 8/5

How I Use a Simple Analogy to Teach Investing

6 replies

AUTHOR: Mark Crothers on 8/3/2025
FIRST: bbbobbins on 8/4   |   RECENT: Rick Connor on 8/5

Going too far with FIRE: The downside of being in the financial advice business – RDQ

150 replies

AUTHOR: R Quinn on 5/30/2025
FIRST: DAN SMITH on 5/30   |   RECENT: R Quinn on 8/5

Let’s revisit the pros and cons of relocating upon retirement

59 replies

AUTHOR: R Quinn on 7/28/2025
FIRST: Nick Politakis on 7/28   |   RECENT: Scott Masters on 8/4

When an Index Fund Is Not an Index Fund

7 replies

AUTHOR: William Housley on 7/27/2025
FIRST: Mark Crothers on 7/28   |   RECENT: David Powell on 8/4

ROTH Conversions and Fixed Rate Annuities

8 replies

AUTHOR: Charles Ellison on 8/2/2025
FIRST: Jonathan Clements on 8/2   |   RECENT: Rick Connor on 8/4

Should I Be Concerned?

20 replies

AUTHOR: Mark Crothers on 8/2/2025
FIRST: Nick Politakis on 8/2   |   RECENT: quan nguyen on 8/4

The Very Last Time? Nope, Just Glad It’s All Over!

14 replies

AUTHOR: Mark Crothers on 7/28/2025
FIRST: bbbobbins on 7/28   |   RECENT: mytimetotravel on 8/2

How do I scam thee? Let me count the ways

43 replies

AUTHOR: DAN SMITH on 7/20/2025
FIRST: Jonathan Clements on 7/21   |   RECENT: DAN SMITH on 8/2

Bad Trip

32 replies

AUTHOR: DAN SMITH on 7/31/2025
FIRST: 1PF on 7/31   |   RECENT: David Shapiro on 8/2

Is using a 529 plan a good strategy? Heck, is college worth the expense?

10 replies

AUTHOR: R Quinn on 7/31/2025
FIRST: mcgorski on 7/31   |   RECENT: Patrick Brennan on 8/2

Putting Every Dollar to Work

8 replies

AUTHOR: Greg Tomamichel on 8/1/2025
FIRST: Mark Crothers on 8/1   |   RECENT: Greg Tomamichel on 8/1

My First Retirement Report Card

12 replies

AUTHOR: Mark Crothers on 7/31/2025
FIRST: R Quinn on 7/31   |   RECENT: Mark Crothers on 8/1

Regular HD writers, readers and commentators are just not normal- in a good way

22 replies

AUTHOR: R Quinn on 7/30/2025
FIRST: Scott Dichter on 7/30   |   RECENT: Michael1 on 8/1

The Dividend Reinvestment Puzzle

3 replies

AUTHOR: luigi767 on 7/30/2025
FIRST: Mark Crothers on 7/30   |   RECENT: Ormode on 7/31

The Accidental Stock Picks in Our Index Fund Portfolio

2 replies

AUTHOR: Mark Crothers on 7/30/2025
FIRST: DAN SMITH on 7/30   |   RECENT: Mark Crothers on 7/30

Family Dynamics, Part 2: Supporting Adult Children

48 replies

AUTHOR: DrLefty on 7/22/2025
FIRST: David Powell on 7/22   |   RECENT: John Doe on 7/30

A Personal Encounter with the Psychology of Money

11 replies

AUTHOR: Mark Crothers on 7/28/2025
FIRST: 1PF on 7/28   |   RECENT: Mark Crothers on 7/29

Secure Act 2.0 Reflections From Across the Pond

11 replies

AUTHOR: Mark Crothers on 7/27/2025
FIRST: R Quinn on 7/27   |   RECENT: Mark Crothers on 7/29

Letting Go

35 replies

AUTHOR: Jonathan Clements on 7/25/2025
FIRST: Mark Crothers on 7/25   |   RECENT: fromgalv on 7/29

What’s the best career advice you ever got? 

33 replies

AUTHOR: smr1082 on 7/20/2025
FIRST: Mark Crothers on 7/20   |   RECENT: Martin McCue on 7/28

From Public Housing to Early Retirement: A Path Forged in Adversity

13 replies

AUTHOR: Mark Crothers on 7/18/2025
FIRST: Jeff Bond on 7/19   |   RECENT: Catherine Jaffe on 7/28

Help! Why is the total lifetime accumulated Social Security benefit more important than the monthly amount?

90 replies

AUTHOR: R Quinn on 7/23/2025
FIRST: Rick Connor on 7/23   |   RECENT: R Quinn on 7/28

YRefy

2 replies

AUTHOR: L H on 7/28/2025
FIRST: DAN SMITH on 7/28   |   RECENT: L H on 7/28

Raising Dough

17 replies

AUTHOR: Greg Spears on 7/25/2025
FIRST: Mark Crothers on 7/25   |   RECENT: bbbobbins on 7/28

The Ties That Bind

51 replies

AUTHOR: Marjorie Kondrack on 7/21/2025
FIRST: Jonathan Clements on 7/21   |   RECENT: Marjorie Kondrack on 7/27

Has anyone used iBonds to build a bond ladder?

17 replies

AUTHOR: ostrichtacossaturn7593 on 7/24/2025
FIRST: Ken Cutler on 7/24   |   RECENT: ostrichtacossaturn7593 on 7/27

Don’t Discount Luck

31 replies

AUTHOR: mytimetotravel on 7/23/2025
FIRST: Rick Connor on 7/23   |   RECENT: Regan Blair on 7/26

Pedaling Away From Tightness 

35 replies

AUTHOR: Mark Crothers on 7/25/2025
FIRST: David Lancaster on 7/25   |   RECENT: Liam K on 7/26

VG Portfolio Suggestions for Taxable Account

19 replies

AUTHOR: Mark Ukleja on 7/22/2025
FIRST: Michael1 on 7/22   |   RECENT: MikeinLA on 7/26

Estrangement & Estates

59 replies

AUTHOR: DrLefty on 7/10/2025
FIRST: David Lancaster on 7/10   |   RECENT: Brett Howser on 7/26

Bond Conundrum

24 replies

AUTHOR: David Lancaster on 7/7/2025
FIRST: Jim Burrows on 7/7   |   RECENT: S on 7/26

How Was I to Know?

12 replies

AUTHOR: David Lancaster on 7/23/2025
FIRST: Mark Crothers on 7/23   |   RECENT: S on 7/26

Selling Your House and Reaping Tax Free Capital Gains May be in Jeopardy

7 replies

AUTHOR: David Lancaster on 7/24/2025
FIRST: bbbobbins on 7/24   |   RECENT: stelea99 on 7/25

Our Homes, Our Wealth: A Tale of Two Property Paths

34 replies

AUTHOR: Mark Crothers on 7/23/2025
FIRST: DAN SMITH on 7/23   |   RECENT: Greg Tomamichel on 7/25

The Bond Fund Crash: What I Learned When “Safe” Investments Tanked

17 replies

AUTHOR: Mark Crothers on 7/24/2025
FIRST: Rob Jennings on 7/24   |   RECENT: Michael1 on 7/25

The Boy Who Couldn’t Risk

12 replies

AUTHOR: steve abramowitz on 7/23/2025
FIRST: DrLefty on 7/23   |   RECENT: steve abramowitz on 7/25

In Short-Term Limbo

34 replies

AUTHOR: DrLefty on 7/23/2025
FIRST: David Powell on 7/23   |   RECENT: DrLefty on 7/24

A Very Politically Incorrect Ramble With a Potentially Real Point: Is Your Retirement Calculator Sexist?

29 replies

AUTHOR: Mark Crothers on 7/22/2025
FIRST: kristinehayes2014 on 7/22   |   RECENT: Kevin Lynch on 7/23

Double FOMOitis

22 replies

AUTHOR: John Yeigh on 7/21/2025
FIRST: Rob Jennings on 7/21   |   RECENT: Randy Dobkin on 7/23

The Unsettling Relief of Saying Goodbye

13 replies

AUTHOR: Mark Crothers on 7/21/2025
FIRST: bbbobbins on 7/21   |   RECENT: H S on 7/23

I’ve decided to put my opinions to good use. I’m going to become an advice columnist. You know, like Ann Landers, Dear Abby, Miss Manners.

10 replies

AUTHOR: R Quinn on 7/21/2025
FIRST: Dave Melick on 7/21   |   RECENT: R Quinn on 7/22

New Bonus Senior Deduction Impact

67 replies

AUTHOR: Rick Connor on 7/16/2025
FIRST: Edmund Marsh on 7/16   |   RECENT: Rick Connor on 7/22

Portfolio Shift: It’s Really Different This Time

20 replies

AUTHOR: quan nguyen on 7/21/2025
FIRST: Michael1 on 7/21   |   RECENT: David Powell on 7/22

Oh Dear, the Accidental Wedding Downgrade

16 replies

AUTHOR: Mark Crothers on 7/20/2025
FIRST: R Quinn on 7/20   |   RECENT: mytimetotravel on 7/22

Pig Butchering

18 replies

AUTHOR: Nick Politakis on 7/20/2025
FIRST: R Quinn on 7/20   |   RECENT: L H on 7/22

Who Will Care for Us?

52 replies

AUTHOR: Dennis Friedman on 6/4/2025
FIRST: R Quinn on 6/4   |   RECENT: Howard Rohleder on 7/21

Could you be (justifiably) a source of envy by others? Are you wealthy?

40 replies

AUTHOR: R Quinn on 7/19/2025
FIRST: R Quinn on 7/19   |   RECENT: normr60189 on 7/21

Wealth, Perspective, and the Company We Keep

12 replies

AUTHOR: Mark Crothers on 7/19/2025
FIRST: Tom Tamlyn on 7/20   |   RECENT: bbbobbins on 7/21

How Important Is Money?

23 replies

AUTHOR: Jonathan Clements on 7/17/2025
FIRST: Mark Crothers on 7/17   |   RECENT: quan nguyen on 7/20

Die With Zero? Hell No

38 replies

AUTHOR: R Quinn on 7/16/2025
FIRST: bbbobbins on 7/16   |   RECENT: R Quinn on 7/20

Roth Conversion Timing and Amounts to Maximize Benefits

30 replies

AUTHOR: John on 7/17/2025
FIRST: William Perry on 7/17   |   RECENT: Robert Wright on 7/20

Diworsification and Deversification

14 replies

AUTHOR: normr60189 on 7/15/2025
FIRST: stelea99 on 7/15   |   RECENT: Randy Dobkin on 7/19

Flexing the Retirement Spending Muscle

22 replies

AUTHOR: Mark Crothers on 7/17/2025
FIRST: bbbobbins on 7/17   |   RECENT: UofODuck on 7/19

DIY

24 replies

AUTHOR: Nick Politakis on 7/17/2025
FIRST: bbbobbins on 7/17   |   RECENT: Nick Politakis on 7/19

I have a challenge for you. It’s one of the most significant financial and controversial issues facing the U.S.

105 replies

AUTHOR: R Quinn on 7/14/2025
FIRST: August West on 7/14   |   RECENT: Gary Langston on 7/19

401(k) participants want annuities – some form of guarantee – RDQ

40 replies

AUTHOR: R Quinn on 5/22/2025
FIRST: David Lancaster on 5/22   |   RECENT: Liz Brennon on 7/19

Are You Going to Get the Social Security Benefits You First Started Paying For?

8 replies

AUTHOR: David Lancaster on 7/18/2025
FIRST: R Quinn on 7/18   |   RECENT: DAN SMITH on 7/18

Degrees of Doubt: When Higher Education Misses the Mark

17 replies

AUTHOR: Mark Crothers on 7/16/2025
FIRST: R Quinn on 7/16   |   RECENT: DrLefty on 7/18

ID.me

6 replies

AUTHOR: William Perry on 7/16/2025
FIRST: rgscl on 7/16   |   RECENT: William Perry on 7/18

Compared to What?

2 replies

AUTHOR: Nick Levinson on 7/17/2025
FIRST: William Housley on 7/17   |   RECENT: 1PF on 7/17

Swipe, Click, Invest: Danger in the Crypto Era.

10 replies

AUTHOR: Mark Crothers on 7/13/2025
FIRST: David Lancaster on 7/13   |   RECENT: Mark Crothers on 7/16

Mirror, Mirror on the Wall

33 replies

AUTHOR: Marjorie Kondrack on 3/26/2025
FIRST: baldscreen on 3/26   |   RECENT: jan Ohara on 7/16

Quinn had his credit score lowered. I view credit cards as a necessary evil

39 replies

AUTHOR: R Quinn on 7/14/2025
FIRST: David Lancaster on 7/14   |   RECENT: David Lancaster on 7/16

A Grievance Most Fowl: When Golf Ate My Lunch.

20 replies

AUTHOR: Mark Crothers on 7/15/2025
FIRST: bbbobbins on 7/15   |   RECENT: Mark Crothers on 7/16

Bankruptcies in continuing care

53 replies

AUTHOR: Joe Kiefer on 7/7/2025
FIRST: R Quinn on 7/7   |   RECENT: William Perry on 7/14

Extra Innings

73 replies

AUTHOR: Jonathan Clements on 7/10/2025
FIRST: Edmund Marsh on 7/10   |   RECENT: Mark Gardner on 7/14

Framed by his Side Hustle?

23 replies

AUTHOR: Mark Crothers on 7/12/2025
FIRST: Rob Jennings on 7/12   |   RECENT: Ormode on 7/14

Morningstar’s Historical Review of the Benefits of the 60/40 Portfolios During Market Downturns

1 reply

AUTHOR: David Lancaster on 7/14/2025
FIRST: normr60189 on 7/14   |   RECENT: normr60189 on 7/14

Finding Flat-Fee Financial Advisors

10 replies

AUTHOR: rgscl on 7/11/2025
FIRST: Rob Jennings on 7/12   |   RECENT: Roach on 7/14

After Loss, Love Again

21 replies

AUTHOR: Kathleen Rehl on 7/5/2025
FIRST: Dan Smith on 7/5   |   RECENT: Donny Hrubes on 7/13

A spooky and alarming thing relating to the two AI articles posted

15 replies

AUTHOR: Mark Crothers on 7/11/2025
FIRST: kristinehayes2014 on 7/11   |   RECENT: normr60189 on 7/13

Beyond fees, is using a financial advisor, advisable? If you do or don’t why?

53 replies

AUTHOR: R Quinn on 7/10/2025
FIRST: Mark Crothers on 7/10   |   RECENT: Michael1 on 7/13

ETFs versus Assets Under Management

18 replies

AUTHOR: Enrique Romo on 7/7/2025
FIRST: mytimetotravel on 7/7   |   RECENT: Chris Wieser on 7/13

A Quick Question about Retirement Vacations

15 replies

AUTHOR: Mark Crothers on 7/9/2025
FIRST: luxomatica on 7/9   |   RECENT: Mark Crothers on 7/13

Some people are never satisfied

39 replies

AUTHOR: mytimetotravel on 7/10/2025
FIRST: Mark Crothers on 7/10   |   RECENT: mytimetotravel on 7/12

The Value of Scratch Cooking in Retirement

17 replies

AUTHOR: Mark Crothers on 7/11/2025
FIRST: baldscreen on 7/11   |   RECENT: normr60189 on 7/12

Roth conversion opportunities extended

9 replies

AUTHOR: John Yeigh on 7/9/2025
FIRST: Scott Dichter on 7/9   |   RECENT: John Yeigh on 7/12

Financial AI: Benefit or Danger? I Don’t Know

11 replies

AUTHOR: Mark Crothers on 7/10/2025
FIRST: bbbobbins on 7/10   |   RECENT: Rob Jennings on 7/12

Highway Robbery

6 replies

AUTHOR: Greg Spears on 7/11/2025
FIRST: bbbobbins on 7/11   |   RECENT: David Lancaster on 7/11

Securing Lower Taxes

13 replies

AUTHOR: David Lancaster on 7/10/2025
FIRST: stelea99 on 7/10   |   RECENT: Nick Politakis on 7/11

Using AI to create a robust investment plan

7 replies

AUTHOR: normr60189 on 7/11/2025
FIRST: cogito3 on 7/11   |   RECENT: normr60189 on 7/11

Coast FIRE! Who would have thought that FIRE could have so many flavors?

10 replies

AUTHOR: Scott Dichter on 7/9/2025
FIRST: Liam K on 7/9   |   RECENT: DrLefty on 7/10

My Favourite Day: Retirement Payday Wednesday

30 replies

AUTHOR: Mark Crothers on 7/9/2025
FIRST: Greg Tomamichel on 7/9   |   RECENT: Randy Dobkin on 7/9

Here is my favorite word. What is your favorite word? Perhaps frugal, Roth, spreadsheet, planning, Monte Carlo, dividends? 

6 replies

AUTHOR: R Quinn on 7/9/2025
FIRST: Winston Smith on 7/9   |   RECENT: quan nguyen on 7/9

Quinn rants about taxes-but maybe not what you think. 

30 replies

AUTHOR: R Quinn on 7/8/2025
FIRST: baldscreen on 7/8   |   RECENT: R Quinn on 7/9

A puzzling situation.

22 replies

AUTHOR: R Quinn on 7/6/2025
FIRST: Mark Crothers on 7/6   |   RECENT: Dan Smith on 7/8

Got Momentum?

10 replies

AUTHOR: Humble Reader on 7/7/2025
FIRST: David Powell on 7/7   |   RECENT: David Lancaster on 7/8

Increased Deduction for Seniors

43 replies

AUTHOR: David Lancaster on 7/4/2025
FIRST: eludom on 7/5   |   RECENT: Randy Dobkin on 7/7

Effective vs. Marginal? Nah…..

11 replies

AUTHOR: Dan Smith on 7/6/2025
FIRST: Adam Starry on 7/6   |   RECENT: R Quinn on 7/7

Building a Secure Retirement, 10 Years at a Time.

1 reply

AUTHOR: Mark Crothers on 7/7/2025
FIRST: Winston Smith on 7/7   |   RECENT: Winston Smith on 7/7

Lucky Us and the Generational Divide

19 replies

AUTHOR: Mark Crothers on 7/5/2025
FIRST: R Quinn on 7/5   |   RECENT: baldscreen on 7/7

The Illusion of Wealth

24 replies

AUTHOR: Mark Crothers on 6/27/2025
FIRST: OldITGuy on 6/27   |   RECENT: jacknak on 7/7

Dividend Days

70 replies

AUTHOR: William Housley on 6/28/2025
FIRST: David Powell on 6/28   |   RECENT: Mark Eckman on 7/6

Which really matters? Marginal or effective tax rate? Just show me how much I get to keep says Quinn. 

27 replies

AUTHOR: R Quinn on 7/5/2025
FIRST: David Lancaster on 7/5   |   RECENT: Randy Dobkin on 7/6

Another interesting article on Social Security claiming

10 replies

AUTHOR: Rick Connor on 7/5/2025
FIRST: Olin on 7/5   |   RECENT: OldITGuy on 7/6

Rethinking Rebalancing

31 replies

AUTHOR: Jonathan Clements on 7/3/2025
FIRST: David Lancaster on 7/3   |   RECENT: Andrew Norris on 7/6

Crab Fishing, Cold Beer and Your Portfolio 101

0 replies

AUTHOR: Mark Crothers on 7/6/2025

Quinn asks, is there anything wrong with keeping it simple?

44 replies

AUTHOR: R Quinn on 7/1/2025
FIRST: DAN SMITH on 7/1   |   RECENT: Kurt Yokum on 7/6

The Big Garden Dilemma: Aging in Places vs. Future Planning

33 replies

AUTHOR: Mark Crothers on 7/3/2025
FIRST: bbbobbins on 7/3   |   RECENT: mytimetotravel on 7/6

Breaking Up 2

25 replies

AUTHOR: DAN SMITH on 7/1/2025
FIRST: Scott Dichter on 7/1   |   RECENT: Dan Smith on 7/5

Selling our business – contemplating what’s next

6 replies

AUTHOR: Greg Tomamichel on 7/4/2025
FIRST: Mark Crothers on 7/5   |   RECENT: Greg Tomamichel on 7/5

A Gift Worth Reading

22 replies

AUTHOR: Dennis Friedman on 7/2/2025
FIRST: David Lancaster on 7/2   |   RECENT: Jack Hannam on 7/5

Reason 65 not to buy individual stocks

3 replies

AUTHOR: Michael Flack on 7/4/2025
FIRST: DAN SMITH on 7/4   |   RECENT: Dan Smith on 7/5

70 years old

19 replies

AUTHOR: Nick Politakis on 7/2/2025
FIRST: Mark Crothers on 7/2   |   RECENT: George Counihan on 7/5

Inflation, Through a Glass Half Full.

4 replies

AUTHOR: Mark Crothers on 7/4/2025
FIRST: R Quinn on 7/4   |   RECENT: Greg Tomamichel on 7/5

Is now the time to go long in bonds?

7 replies

AUTHOR: Ben Rodriguez on 7/3/2025
FIRST: quan nguyen on 7/3   |   RECENT: BMORE on 7/4

Debt and taxes and the future, Quinn asks if he is wrong.

3 replies

AUTHOR: R Quinn on 7/4/2025
FIRST: DAN SMITH on 7/4   |   RECENT: R Quinn on 7/4

Ninety Nine, I mean Eight Retirement Tips

29 replies

AUTHOR: Michael Flack on 6/26/2025
FIRST: bbbobbins on 6/26   |   RECENT: Michael Flack on 7/3

Ever heard Down the Middle?

5 replies

AUTHOR: Ben Rodriguez on 7/1/2025
FIRST: Jonathan Clements on 7/1   |   RECENT: Ben Rodriguez on 7/3

Holy Cow! Holding The Line in a Market Stampede

10 replies

AUTHOR: Mark Crothers on 7/2/2025
FIRST: David Lancaster on 7/2   |   RECENT: Mark Crothers on 7/3

Our $1000’s Of Dollars Mistake: A Lesson Learned

13 replies

AUTHOR: Mark Crothers on 7/1/2025
FIRST: OldITGuy on 7/1   |   RECENT: Randy Dobkin on 7/2

The Fear of Letting Go

53 replies

AUTHOR: kt2062 on 6/22/2025
FIRST: DAN SMITH on 6/22   |   RECENT: Vicki Mikus on 7/2

Boglehead Conference

3 replies

AUTHOR: Jackie on 6/27/2025
FIRST: B Carr on 6/27   |   RECENT: Jackie on 7/2

Beyond the Party: How Introverts Might Quietly Win at Retirement

55 replies

AUTHOR: Mark Crothers on 6/30/2025
FIRST: R Quinn on 6/30   |   RECENT: kristinehayes2014 on 7/1

Detailed tracking expenses and spending. Is there real value?

73 replies

AUTHOR: R Quinn on 3/6/2025
FIRST: DAN SMITH on 3/6   |   RECENT: DAN SMITH on 7/1

More Than Money: Our Holiday Home

21 replies

AUTHOR: Mark Crothers on 6/29/2025
FIRST: Mike Xavier on 6/29   |   RECENT: DrLefty on 6/30

A Question for our UK posters

32 replies

AUTHOR: mytimetotravel on 6/27/2025
FIRST: Mark Crothers on 6/27   |   RECENT: DrLefty on 6/30

Humble Bragging

44 replies

AUTHOR: Jonathan Clements on 7/12/2024
FIRST: Rick Connor on 7/12/2024   |   RECENT: Nick Politakis on 6/30

A theoretical, simplified road to retirement income without a pension. I’ve learned it doesn’t exist. 

43 replies

AUTHOR: R Quinn on 6/21/2025
FIRST: Mark Crothers on 6/21   |   RECENT: Jack McHugh on 6/29

Have you met Optimistic Callie?

3 replies

AUTHOR: Scott Dichter on 6/27/2025
FIRST: luvtoride44afe9eb1e on 6/29   |   RECENT: Scott Dichter on 6/29

Beyond the Balance Sheet: Investing in Yourself

56 replies

AUTHOR: Mark Crothers on 6/22/2025
FIRST: Nick Politakis on 6/22   |   RECENT: Mark Crothers on 6/29

Spend Nothing

38 replies

AUTHOR: Jonathan Clements on 6/26/2025
FIRST: bbbobbins on 6/26   |   RECENT: SCao on 6/29

A new challenge for RDQ

36 replies

AUTHOR: bbbobbins on 6/25/2025
FIRST: R Quinn on 6/25   |   RECENT: Keith Pleas on 6/29

Saving and Giving

39 replies

AUTHOR: Eric Acton on 6/21/2025
FIRST: Ken Cutler on 6/21   |   RECENT: deusexmachina21 on 6/28

You Have My Admiration: A Brit’s Thoughts on US Pensions

44 replies

AUTHOR: Mark Crothers on 6/27/2025
FIRST: bbbobbins on 6/27   |   RECENT: mytimetotravel on 6/28

Quinn asks. What is your experience or expectation for a change in spending upon retirement? 

46 replies

AUTHOR: R Quinn on 6/26/2025
FIRST: Jack Hannam on 6/26   |   RECENT: Ormode on 6/27

A challenge just for fun from RDQ.

40 replies

AUTHOR: R Quinn on 6/24/2025
FIRST: R Quinn on 6/24   |   RECENT: stelea99 on 6/27

My Dream: Derailed by Data

20 replies

AUTHOR: Mark Crothers on 6/26/2025
FIRST: bbbobbins on 6/26   |   RECENT: DrLefty on 6/27

Am I missing something? What happened to taxes?

21 replies

AUTHOR: R Quinn on 6/24/2025
FIRST: DAN SMITH on 6/24   |   RECENT: Rob Jennings on 6/26

Extreme Frugality: It Better be Fun

9 replies

AUTHOR: Mark Crothers on 6/25/2025
FIRST: Brent Wilson on 6/25   |   RECENT: B Carr on 6/26

The Wedding Extravaganza: A Pre-Mortum for Future Parents of the Bride

47 replies

AUTHOR: Mark Crothers on 6/24/2025
FIRST: jan Ohara on 6/24   |   RECENT: David Lancaster on 6/26

Pension Funds are Sus: A Strange Little Post From A Grandparent

7 replies

AUTHOR: Mark Crothers on 6/25/2025
FIRST: bbbobbins on 6/25   |   RECENT: Mark Crothers on 6/25

The Slumping Deck: A Lesson in Time, Money and Memory

27 replies

AUTHOR: Mark Crothers on 6/23/2025
FIRST: R Quinn on 6/23   |   RECENT: R Quinn on 6/25

From over the pond

2 replies

AUTHOR: R Quinn on 6/25/2025
FIRST: Mark Crothers on 6/25   |   RECENT: bbbobbins on 6/25

A Humble Question From Across The Pond

51 replies

AUTHOR: Mark Crothers on 6/22/2025
FIRST: R Quinn on 6/22   |   RECENT: R Quinn on 6/25

Building Memories by Edmund Marsh

31 replies

AUTHOR: Edmund Marsh on 6/15/2025
FIRST: Jonathan Clements on 6/15   |   RECENT: Kari Lorch on 6/24

Does a Happy Country Lead to Happy Individuals?

31 replies

AUTHOR: David Lancaster on 6/20/2025
FIRST: bbbobbins on 6/20   |   RECENT: R Quinn on 6/24

The unexpected detour to deccumulation, finding peace in fixed income

39 replies

AUTHOR: Mark Crothers on 6/17/2025
FIRST: David Lancaster on 6/17   |   RECENT: L H on 6/22

Morning Delight

15 replies

AUTHOR: Mark Crothers on 6/21/2025
FIRST: David Mulligan on 6/21   |   RECENT: Mike Gaynes on 6/22

Going It Alone

28 replies

AUTHOR: Dennis Friedman on 6/18/2025
FIRST: Rick Connor on 6/18   |   RECENT: Linda Grady on 6/21

Selling our business – the journey so far

23 replies

AUTHOR: Greg Tomamichel on 6/16/2025
FIRST: Edmund Marsh on 6/16   |   RECENT: William Dorner on 6/21

How are you dealing with or plan to deal with inflation in retirement?

60 replies

AUTHOR: R Quinn on 6/11/2025
FIRST: R Quinn on 6/11   |   RECENT: stelea99 on 6/21

Full Circle

9 replies

AUTHOR: Ken Cutler on 6/2/2025
FIRST: Jonathan Clements on 6/2   |   RECENT: Ken Cutler on 6/21

Status of the Social Security and Medicare Programs

5 replies

AUTHOR: normr60189 on 6/18/2025
FIRST: Rick Connor on 6/19   |   RECENT: R Quinn on 6/21

Another HD Post About Cars

64 replies

AUTHOR: Jeff Bond on 5/27/2025
FIRST: Rick Connor on 5/27   |   RECENT: stelea99 on 6/21

A Rant about the Price of Gas, Part II: Live Experiment

12 replies

AUTHOR: Mark Bergman on 6/13/2025
FIRST: Liam K on 6/13   |   RECENT: mytimetotravel on 6/21

Reverse 1031 Exchange

7 replies

AUTHOR: Chris Marsh on 6/18/2025
FIRST: Rick Connor on 6/18   |   RECENT: Chris Marsh on 6/21

Is the “Experience Economy” Derailing Millennial Retirement Prospects?

30 replies

AUTHOR: Mark Crothers on 6/18/2025
FIRST: David Lancaster on 6/18   |   RECENT: Mark Eckman on 6/21

Missing you….Or not?

24 replies

AUTHOR: Mark Crothers on 6/19/2025
FIRST: kristinehayes2014 on 6/19   |   RECENT: luvtoride44afe9eb1e on 6/21

The Surprising Gift of Unhurried Time: My Retirement Revelation

34 replies

AUTHOR: Mark Crothers on 6/20/2025
FIRST: bbbobbins on 6/20   |   RECENT: R Quinn on 6/20

Interesting White Coat Investor on Lessons Learned Dealing with a LTC Company

6 replies

AUTHOR: David Lancaster on 6/17/2025
FIRST: 1PF on 6/17   |   RECENT: smr1082 on 6/20

Getting a later start: college vs. retirement, a growing conundrum

35 replies

AUTHOR: R Quinn on 6/17/2025
FIRST: David Lancaster on 6/17   |   RECENT: Marilyn Lavin on 6/19

Let’s Stir Up the Bee’s Nest Again- Another Way of Calculating Net Worth

76 replies

AUTHOR: David Lancaster on 6/13/2025
FIRST: David Mulligan on 6/14   |   RECENT: bbbobbins on 6/19

Author of Medicare Advantage Speaks Out

19 replies

AUTHOR: ostrichtacossaturn7593 on 6/17/2025
FIRST: Nick Politakis on 6/17   |   RECENT: Michael Flack on 6/18

If I Didn’t Index

29 replies

AUTHOR: Jonathan Clements on 6/12/2025
FIRST: David Lancaster on 6/12   |   RECENT: normr60189 on 6/18

A Nuanced View of FIRE

34 replies

AUTHOR: mytimetotravel on 6/16/2025
FIRST: bbbobbins on 6/16   |   RECENT: mytimetotravel on 6/18

Feeling grateful and paying forward

27 replies

AUTHOR: Mark Crothers on 6/16/2025
FIRST: baldscreen on 6/16   |   RECENT: Greg Tomamichel on 6/18

No Time Left for Calculating My Net Worth

7 replies

AUTHOR: Dan Smith on 6/14/2025
FIRST: Liam K on 6/14   |   RECENT: Edward James on 6/17

Should you include SS and pensions in your net worth?

45 replies

AUTHOR: Rick Connor on 8/1/2024
FIRST: Ken Cutler on 8/1/2024   |   RECENT: Dave Melick on 6/16

Talking Trillions

52 replies

AUTHOR: Jonathan Clements on 6/8/2025
FIRST: Paul Duesterdick on 6/8   |   RECENT: Martin McCue on 6/16

Trips in your “go go” years?

85 replies

AUTHOR: baldscreen on 6/10/2025
FIRST: Jonathan Clements on 6/10   |   RECENT: Martin McCue on 6/16

When You Love What You Do. Definitely NOT a rant.

44 replies

AUTHOR: kristinehayes2014 on 6/13/2025
FIRST: mytimetotravel on 6/13   |   RECENT: Jeff Bond on 6/16

Australian superannuation – a local perspective

8 replies

AUTHOR: Greg Tomamichel on 6/14/2025
FIRST: baldscreen on 6/14   |   RECENT: bbbobbins on 6/16

In Defence of Work

18 replies

AUTHOR: Greg Tomamichel on 6/13/2025
FIRST: Jonathan Clements on 6/13   |   RECENT: Greg Tomamichel on 6/16

The aging appetite, dealing with leftovers and buying for two seasoned citizens: Rant by RDQ 

42 replies

AUTHOR: R Quinn on 6/13/2025
FIRST: Liam K on 6/13   |   RECENT: Winston Smith on 6/15

Medicare Advantage with No Premiums vs Traditional Medicare with a Plan G Supplement

32 replies

AUTHOR: David Lancaster on 6/14/2025
FIRST: R Quinn on 6/14   |   RECENT: DrLefty on 6/15

Change Lanes, Expand Your Wheelhouse, Learn Some New Tricks

18 replies

AUTHOR: Dan Smith on 6/8/2025
FIRST: Liam K on 6/8   |   RECENT: Donny Hrubes on 6/14

Medicare Signup Goes Awry

2 replies

AUTHOR: Kevin Madden on 6/13/2025
FIRST: Joe Cyax on 6/14   |   RECENT: Kevin Madden on 6/14

You Might Be Ready to Retire…Who Would You Rather Be?

58 replies

AUTHOR: stelea99 on 6/10/2025
FIRST: Dan Smith on 6/10   |   RECENT: William Dorner on 6/14

Ironman Training Update

9 replies

AUTHOR: Mike Drak on 6/10/2025
FIRST: jan Ohara on 6/10   |   RECENT: Rob Jennings on 6/14

Social Security vs. Private Investment Accounts – RCC runs some numbers.

29 replies

AUTHOR: Rick Connor on 2/2/2025
FIRST: Dan Smith on 2/2   |   RECENT: Declan Reed on 6/14

Should we envy the super wealthy? Have they taken our piece of the pie leaving us with the crumbs? Nope! By Dick Quinn

51 replies

AUTHOR: R Quinn on 6/9/2025
FIRST: David Lancaster on 6/10   |   RECENT: Liam K on 6/14

Social Security Personal Update

14 replies

AUTHOR: normr60189 on 6/12/2025
FIRST: Dave Melick on 6/12   |   RECENT: Dave Melick on 6/13

No TIME Left For You

18 replies

AUTHOR: Michael Flack on 6/6/2025
FIRST: eludom on 6/7   |   RECENT: mytimetotravel on 6/13

“A Complex Portfolio, a Modest Account”

12 replies

AUTHOR: William Housley on 6/13/2025
FIRST: normr60189 on 6/13   |   RECENT: William Housley on 6/13

A Rant about the Price of Gas

51 replies

AUTHOR: Mark Bergman on 5/2/2025
FIRST: R Quinn on 5/2   |   RECENT: David Powell on 6/13

Commodities vs. Gold

0 replies

AUTHOR: normr60189 on 6/11/2025

Cryptocurrency in a 401(k)?

8 replies

AUTHOR: R Quinn on 5/29/2025
FIRST: bbbobbins on 5/29   |   RECENT: normr60189 on 6/11

What About Gold?

31 replies

AUTHOR: R Quinn on 6/3/2025
FIRST: Liam K on 6/3   |   RECENT: Chris Roessler on 6/9

What’s the Best Way to Measure Investment Performance?

17 replies

AUTHOR: Fred Miller on 6/3/2025
FIRST: DAN SMITH on 6/3   |   RECENT: Scoot Home on 6/8

“Most Revealing Question in Personal Finance”

22 replies

AUTHOR: David Lancaster on 6/4/2025
FIRST: Jo Bo on 6/4   |   RECENT: normr60189 on 6/8

Do You Worry About Money Every Day?

43 replies

AUTHOR: R Quinn on 6/6/2025
FIRST: David Lancaster on 6/6   |   RECENT: R Quinn on 6/8

Gimme a Reason

27 replies

AUTHOR: Jonathan Clements on 6/5/2025
FIRST: Greg Tomamichel on 6/5   |   RECENT: R Quinn on 6/7

Quinn Explores the Question: Are Doctors Overpaid?

26 replies

AUTHOR: R Quinn on 6/5/2025
FIRST: Winston Smith on 6/5   |   RECENT: George Counihan on 6/6

Jonathan Is Everywhere on the Internet

1 reply

AUTHOR: David Lancaster on 6/4/2025
FIRST: Andrew Forsythe on 6/6   |   RECENT: Andrew Forsythe on 6/6

Mr. Quinn would be nervous. Would you be?

67 replies

AUTHOR: mytimetotravel on 5/29/2025
FIRST: DAN SMITH on 5/29   |   RECENT: R Quinn on 6/3

Tariffs and our retirement assets

149 replies

AUTHOR: Nick Politakis on 4/3/2025
FIRST: Michael1 on 4/3   |   RECENT: Kenneth Tobin on 6/3

Stepping In It

90 replies

AUTHOR: Jonathan Clements on 5/26/2025
FIRST: John Goodell on 3/20/2021   |   RECENT: Martin McCue on 6/3

I’m Guessing Most HD Readers Will Score 100%

59 replies

AUTHOR: kristinehayes2014 on 5/28/2025
FIRST: Ben Rodriguez on 5/28   |   RECENT: Martin McCue on 6/3

Dual Momentum?

11 replies

AUTHOR: Alex Liu on 5/30/2025
FIRST: baldscreen on 5/30   |   RECENT: quan nguyen on 6/3

Is it possible to achieve financial well being without a plan or even a spreadsheet?

104 replies

AUTHOR: R Quinn on 5/25/2025
FIRST: Dave Melick on 5/25   |   RECENT: David Lancaster on 6/2

Getting Others Going

10 replies

AUTHOR: Jonathan Clements on 5/28/2025
FIRST: luvtoride44afe9eb1e on 5/28   |   RECENT: Cheryl Low on 6/2

Wi-Fi 7: Hit Snooze by David Powell

15 replies

AUTHOR: David Powell on 12/1/2024
FIRST: Rick Connor on 12/1/2024   |   RECENT: G W on 6/2

Listen to the Markets

43 replies

AUTHOR: Jonathan Clements on 5/25/2025
FIRST: R Quinn on 5/25   |   RECENT: Cammer Michael on 6/1

A Lesson in Accountability

15 replies

AUTHOR: DAN SMITH on 5/29/2025
FIRST: Jonathan Clements on 5/29   |   RECENT: Michael1 on 6/1

2025 Retirement Countdown

40 replies

AUTHOR: DrLefty on 1/1/2025
FIRST: Rick Connor on 1/1   |   RECENT: MikeinLA on 5/31

Are taxes too high? I don’t think so

30 replies

AUTHOR: R Quinn on 5/28/2025
FIRST: mytimetotravel on 5/28   |   RECENT: Scott Dichter on 5/31

AARP tax calculator changed to 2025

8 replies

AUTHOR: William Perry on 5/28/2025
FIRST: Ben Rodriguez on 5/28   |   RECENT: Kevin Lynch on 5/30

Lesson Four From Taking Care of a 102 yo in Her Last Year of Life- The Final Hours of Life Can be Beautiful

13 replies

AUTHOR: David Lancaster on 4/12/2025
FIRST: Edmund Marsh on 4/13   |   RECENT: David Lancaster on 5/29

Changes in Social Security Claiming Age

18 replies

AUTHOR: Rick Connor on 5/27/2025
FIRST: William Perry on 5/27   |   RECENT: DAN SMITH on 5/29

How Will You Know When It’s Time?

52 replies

AUTHOR: Rick Connor on 4/13/2025
FIRST: Marjorie Kondrack on 4/13   |   RECENT: bbbobbins on 5/29

Limits of Power

73 replies

AUTHOR: Jonathan Clements on 1/17/2025
FIRST: Michael1 on 1/17   |   RECENT: William Perry on 5/29

Is Remembered for…..

25 replies

AUTHOR: Andrew Forsythe on 5/23/2025
FIRST: Jeff Bond on 5/23   |   RECENT: luvtoride44afe9eb1e on 5/29

Missouri Eliminating Capital Gains Tax on Stocks

6 replies

AUTHOR: Michael Flack on 5/22/2025
FIRST: Liam K on 5/22   |   RECENT: Michael Flack on 5/28

Bengen’s updated 4% rule

41 replies

AUTHOR: normr60189 on 5/18/2025
FIRST: Jack Hannam on 5/18   |   RECENT: L H on 5/28

How have you decided when it’s worth it to fix an old car?

61 replies

AUTHOR: Rick Connor on 5/23/2025
FIRST: bbbobbins on 5/23   |   RECENT: marcel elanjian on 5/27

Getting Back into the Market Now

41 replies

AUTHOR: Alex Liu on 5/20/2025
FIRST: Nick Politakis on 5/20   |   RECENT: normr60189 on 5/27

Almost There

33 replies

AUTHOR: Edmund Marsh on 5/17/2025
FIRST: William Perry on 5/17   |   RECENT: Edmund Marsh on 5/26

It’s The Little Things That Scare Me Now

40 replies

AUTHOR: Dennis Friedman on 5/14/2025
FIRST: R Quinn on 5/14   |   RECENT: Doug Kaufman on 5/25

Staying Alive

31 replies

AUTHOR: Don Southworth on 5/10/2025
FIRST: R Quinn on 5/10   |   RECENT: Nick Politakis on 5/25

The current state of Social Security and something to consider in your planning

31 replies

AUTHOR: R Quinn on 5/21/2025
FIRST: stelea99 on 5/21   |   RECENT: Scott Dichter on 5/25

Sad news about T. V. Narayanan, a writer for HD

13 replies

AUTHOR: smr1082 on 5/22/2025
FIRST: Andrew Forsythe on 5/22   |   RECENT: smr1082 on 5/25

Ignore Valuations?

15 replies

AUTHOR: Jonathan Clements on 5/21/2025
FIRST: Neil Imus on 5/21   |   RECENT: Matt McGuinness on 5/24

The Victim Might Be You

21 replies

AUTHOR: William Housley on 5/21/2025
FIRST: Jeff Bond on 5/21   |   RECENT: R Quinn on 5/24

Ch-Ch-Changes?

66 replies

AUTHOR: Jonathan Clements on 5/6/2025
FIRST: Cecilia Beverly on 5/6   |   RECENT: normr60189 on 5/21

Breaking even? Why should anyone care? I don’t

122 replies

AUTHOR: R Quinn on 5/14/2025
FIRST: Jack Hannam on 5/14   |   RECENT: Jack Hannam on 5/21

Funded Ratio vs Monte Carlo – Different Routes to Get to the Same Destination (or not)?

10 replies

AUTHOR: Bill Minter on 5/18/2025
FIRST: Rick Connor on 5/19   |   RECENT: R Quinn on 5/20

Reflecting on life experiences. Money well spent. How about yours?

42 replies

AUTHOR: R Quinn on 5/17/2025
FIRST: baldscreen on 5/17   |   RECENT: jan Ohara on 5/20

Allowance for Children: Yes or No?

10 replies

AUTHOR: Margaret Yard on 5/15/2025
FIRST: Dennis Friedman on 5/15   |   RECENT: Randy Dobkin on 5/19

Managing Transitions: Best Practices for When a Practitioner Passes Away

13 replies

AUTHOR: William Perry on 5/17/2025
FIRST: DAN SMITH on 5/17   |   RECENT: Olin on 5/19

Gifting Confusion

16 replies

AUTHOR: Mark Ukleja on 5/15/2025
FIRST: stelea99 on 5/15   |   RECENT: William Perry on 5/18

Assisted Living: How Will You Choose?

40 replies

AUTHOR: smr1082 on 5/11/2025
FIRST: mytimetotravel on 5/11   |   RECENT: smr1082 on 5/17

Tempus Fugit, Vol II

16 replies

AUTHOR: Rick Connor on 5/15/2025
FIRST: Michael1 on 5/15   |   RECENT: Eileen OHara on 5/17

Can’t Figure Out This Darned Insomnia

16 replies

AUTHOR: DAN SMITH on 5/16/2025
FIRST: R Quinn on 5/16   |   RECENT: DAN SMITH on 5/17

Quinn’s latest rant has serious consequences 

36 replies

AUTHOR: R Quinn on 5/12/2025
FIRST: DAN SMITH on 5/12   |   RECENT: Liam K on 5/17

Great article on aging

2 replies

AUTHOR: Nick Politakis on 5/17/2025
FIRST: Michael1 on 5/17   |   RECENT: baldscreen on 5/17

Creature of Habit

10 replies

AUTHOR: Fran Moore on 5/15/2025
FIRST: Jeff on 5/15   |   RECENT: Nick Politakis on 5/17

JCX-21-25

18 replies

AUTHOR: William Perry on 5/13/2025
FIRST: baldscreen on 5/14   |   RECENT: Randy Dobkin on 5/16

Life After Retirement

28 replies

AUTHOR: Ken Cutler on 3/8/2025
FIRST: Jonathan Clements on 3/8   |   RECENT: Ken Cutler on 5/16

Any Crypto Investors?

24 replies

AUTHOR: Doug Kaufman on 2/20/2025
FIRST: Brent Wilson on 2/20   |   RECENT: David Lancaster on 5/16

Generational Perspective

32 replies

AUTHOR: Rand Spero on 5/8/2025
FIRST: bbbobbins on 5/8   |   RECENT: DAN SMITH on 5/15

You versus Social Security – Quinn is betting against you.

61 replies

AUTHOR: R Quinn on 4/27/2025
FIRST: Rick D on 4/27   |   RECENT: David Baese on 5/14

Stay or Go, and How Do We Know?

41 replies

AUTHOR: DrLefty on 5/2/2025
FIRST: mytimetotravel on 5/2   |   RECENT: Rob Jennings on 5/14

Smart idea or not? Converting Vanguard mutual funds to Vanguard ETFs

19 replies

AUTHOR: Steven Duncan on 5/12/2025
FIRST: William Perry on 5/12   |   RECENT: Steven Duncan on 5/14

Financial Advisor – NEVER AGAIN

39 replies

AUTHOR: Robert Fay on 5/5/2025
FIRST: Andrew Forsythe on 5/5   |   RECENT: Jack Hannam on 5/14

The Wrong-Sided Man

47 replies

AUTHOR: Dennis Friedman on 5/8/2025
FIRST: DAN SMITH on 5/8   |   RECENT: DAN SMITH on 5/14

How was your Mother’s Day?

6 replies

AUTHOR: luvtoride44afe9eb1e on 5/12/2025
FIRST: Fran Moore on 5/12   |   RECENT: luvtoride44afe9eb1e on 5/14

Retirement as you like it

16 replies

AUTHOR: R Quinn on 5/11/2025
FIRST: David Lancaster on 5/11   |   RECENT: R Quinn on 5/13

Have you planned survivor income for your spouse or someone dependent on you?

63 replies

AUTHOR: R Quinn on 5/4/2025
FIRST: Rick Connor on 5/4   |   RECENT: L H on 5/12

Tax Efficient Investing for Retirees with High Net Worth: Direct Indexing?

28 replies

AUTHOR: R L on 5/8/2025
FIRST: quan nguyen on 5/8   |   RECENT: R L on 5/12

RDQ Sorry folks, I still see annuities, including deferred annuities, as a viable option for creating steady retirement income.

142 replies

AUTHOR: R Quinn on 4/23/2025
FIRST: Jeff Bond on 4/23   |   RECENT: BMORE on 5/12

Let’s revisit an important retirement living topic. How’s it going? Great expectations

28 replies

AUTHOR: R Quinn on 5/8/2025
FIRST: luvtoride44afe9eb1e on 5/8   |   RECENT: normr60189 on 5/11

EO 14249 Mandated Electronic Payments

14 replies

AUTHOR: William Perry on 5/8/2025
FIRST: Rick Connor on 5/8   |   RECENT: William Perry on 5/11

A Tale of Excess

58 replies

AUTHOR: Rick Connor on 5/7/2025
FIRST: Jonathan Clements on 5/7   |   RECENT: Rick Connor on 5/10

Shoppers Spend Average of $260 on Mother’s Day??

6 replies

AUTHOR: John Katz on 5/9/2025
FIRST: Jonathan Clements on 5/9   |   RECENT: baldscreen on 5/10

Feeling Secure

49 replies

AUTHOR: Jonathan Clements on 5/2/2025
FIRST: Greg Tomamichel on 5/2   |   RECENT: Moshe Kaye on 5/10

Backstage at Antiques Roadshow

11 replies

AUTHOR: Greg Spears on 5/5/2025
FIRST: baldscreen on 5/5   |   RECENT: Sonja Haggert on 5/10

The Opposite of HumbleDollar

51 replies

AUTHOR: Dan Smith on 4/29/2025
FIRST: 1PF on 4/29   |   RECENT: bbbobbins on 5/9

Wall Street Journal Article about Jonathan’s New Initiative

5 replies

AUTHOR: Mark Wyncoll on 5/8/2025
FIRST: Rick Connor on 5/8   |   RECENT: Rick Connor on 5/9

Don’t Go Breaking My Heart

7 replies

AUTHOR: Marjorie Kondrack on 5/8/2025
FIRST: Marjorie Kondrack on 5/8   |   RECENT: Marjorie Kondrack on 5/8

Quinn questions the value of a seven inch matzah ball in a $33 bowl of chicken soup?

21 replies

AUTHOR: R Quinn on 5/7/2025
FIRST: luvtoride44afe9eb1e on 5/7   |   RECENT: Mike Gaynes on 5/8

Sharing What We Read: Book Reviews for HD Readers

9 replies

AUTHOR: Ed Kadala on 5/5/2025
FIRST: Jonathan Clements on 5/5   |   RECENT: Jonathan Clements on 5/8

Another Great Post by Mike Piper

7 replies

AUTHOR: David Lancaster on 5/6/2025
FIRST: luvtoride44afe9eb1e on 5/6   |   RECENT: Rick Connor on 5/7

It’s 2025. Do you send checks by mail?

69 replies

AUTHOR: Nick Politakis on 4/26/2025
FIRST: Dave Melick on 4/26   |   RECENT: Dan Murray on 5/7

Buying an Annuity from the SSA

64 replies

AUTHOR: Rick Connor on 4/29/2025
FIRST: OldITGuy on 4/29   |   RECENT: Ted Michalek on 5/6

You’ve Come a Long Way, Baby

58 replies

AUTHOR: Marjorie Kondrack on 4/26/2025
FIRST: Rick Connor on 4/26   |   RECENT: Randy Dobkin on 5/5

Treasuries risk free, Bloomberg says NO!

5 replies

AUTHOR: Scott Dichter on 5/4/2025
FIRST: Liam K on 5/4   |   RECENT: Nick Politakis on 5/5

Very disturbing proposal about the future of Social – radical thinking for sure.

28 replies

AUTHOR: R Quinn on 5/2/2025
FIRST: Dan Smith on 5/2   |   RECENT: R Quinn on 5/5

FAQs IRS added March 20, 2025 regarding Employee Retention Credit

0 replies

AUTHOR: William Perry on 5/5/2025

Follow up on Dividend Investing

2 replies

AUTHOR: Marjorie Kondrack on 5/5/2025
FIRST: Nick Politakis on 5/5   |   RECENT: normr60189 on 5/5

Tweaking the 4% Rule

7 replies

AUTHOR: normr60189 on 4/27/2025
FIRST: Jonathan Clements on 4/27   |   RECENT: landal hudlow on 5/5

Going Against the Grain

30 replies

AUTHOR: smr1082 on 4/25/2025
FIRST: Dan Smith on 4/25   |   RECENT: smr1082 on 5/3

Kitces – Analyzing Congressional Republicans’ Budget Proposal For The 2025 TCJA Extension

14 replies

AUTHOR: William Perry on 5/1/2025
FIRST: Rick Connor on 5/1   |   RECENT: Andrew Forsythe on 5/3

What surprises have you experienced on your retirement journey?

19 replies

AUTHOR: Rick Connor on 6/24/2024
FIRST: Rick Connor on 6/24/2024   |   RECENT: Rick Connor on 5/3

How Big Is Your Umbrella, Follow-Up

4 replies

AUTHOR: Philip Stein on 5/1/2025
FIRST: Ben Rodriguez on 5/2   |   RECENT: Philip Stein on 5/3

Harriman House changes business model

2 replies

AUTHOR: William Perry on 5/2/2025
FIRST: Jonathan Clements on 5/2   |   RECENT: William Perry on 5/2

Quinn needs some advice about his RMD

22 replies

AUTHOR: R Quinn on 4/30/2025
FIRST: Jo Bo on 4/30   |   RECENT: Harry Crawford on 5/2

How can we mere mortals figure out stocks, when the “experts” are confused?

10 replies

AUTHOR: R Quinn on 5/1/2025
FIRST: Dan Smith on 5/1   |   RECENT: David Lancaster on 5/2

Bogle has saved us a Trillion Dollars through Vanguard’s 50th Anniversary

12 replies

AUTHOR: John Yeigh on 4/29/2025
FIRST: Dan Smith on 4/29   |   RECENT: quan nguyen on 5/2

How Did You Announce Your Retirement?

32 replies

AUTHOR: Jeff Bond on 8/13/2024
FIRST: R Quinn on 8/13/2024   |   RECENT: R Quinn on 5/1

Kind Hearts are More than Coronets

37 replies

AUTHOR: Marjorie Kondrack on 4/28/2025
FIRST: OldITGuy on 4/28   |   RECENT: Marjorie Kondrack on 5/1

A False Sense of Security

27 replies

AUTHOR: Dan Smith on 4/28/2025
FIRST: R Quinn on 4/28   |   RECENT: Mark Bergman on 4/30

Winning the Debt Game

24 replies

AUTHOR: David Powell on 4/20/2025
FIRST: DAN SMITH on 4/20   |   RECENT: William Perry on 4/30

Deducting Medical Expenses of a Decedent

10 replies

AUTHOR: William Perry on 4/28/2025
FIRST: Bill C on 4/28   |   RECENT: baldscreen on 4/28

Taxing Situations

36 replies

AUTHOR: Howard Rohleder on 4/21/2025
FIRST: DAN SMITH on 4/21   |   RECENT: Chris&Steve Hensley on 4/28

Three Points to Avoid Injuries

27 replies

AUTHOR: Dan Smith on 4/26/2025
FIRST: Jonathan Clements on 4/26   |   RECENT: normr60189 on 4/27

TCJA – What to Keep, What to Toss

26 replies

AUTHOR: William Perry on 4/22/2025
FIRST: Winston Smith on 4/22   |   RECENT: John Elway on 4/27

Insomnia and the Back of an Envelope

19 replies

AUTHOR: DAN SMITH on 4/21/2025
FIRST: Ken Cutler on 4/21   |   RECENT: DrLefty on 4/27

New in 2025 – Code Y on 1099-R box 7 for QCD’s

23 replies

AUTHOR: William Perry on 4/26/2025
FIRST: Rick Connor on 4/26   |   RECENT: William Perry on 4/27

Building Connections

72 replies

AUTHOR: Marjorie Kondrack on 4/22/2025
FIRST: T. V. NARAYANAN on 4/22   |   RECENT: Marjorie Kondrack on 4/27

Wherever You Live, Your Home is (Probably) Under-Insured

23 replies

AUTHOR: stelea99 on 4/10/2025
FIRST: Andrew Forsythe on 4/10   |   RECENT: Cheryl Low on 4/26

Let’s Be Adults

37 replies

AUTHOR: Jonathan Clements on 4/22/2025
FIRST: baldscreen on 4/22   |   RECENT: Kristine Stevenson Seale, EA on 4/26

Fishing for Feedback

59 replies

AUTHOR: Michael Flack on 4/17/2025
FIRST: Michael1 on 4/17   |   RECENT: G W on 4/26

Staying Alive

29 replies

AUTHOR: Jonathan Clements on 12/20/2024
FIRST: William Perry on 12/20/2024   |   RECENT: Tim Burkholder on 4/26

This may be my shortest rant and contribution to HD and it’s about old folk

11 replies

AUTHOR: R Quinn on 4/25/2025
FIRST: Marilyn Lavin on 4/25   |   RECENT: Marjorie Kondrack on 4/26

Top Five Expense Categories and Inflation Factor

21 replies

AUTHOR: Cheryl Low on 4/23/2025
FIRST: Ron Sheldon on 4/23   |   RECENT: Cheryl Low on 4/25

My Favorite Election

4 replies

AUTHOR: William Perry on 4/24/2025
FIRST: baldscreen on 4/25   |   RECENT: Andrew Forsythe on 4/25

I want to see less of me on the internet

5 replies

AUTHOR: Nick Politakis on 4/24/2025
FIRST: William Perry on 4/24   |   RECENT: mytimetotravel on 4/25

Times Like These

11 replies

AUTHOR: Mike Drak on 4/23/2025
FIRST: normr60189 on 4/23   |   RECENT: Kevin Lynch on 4/24

Forfeiture laws vs. Tax laws

4 replies

AUTHOR: William Perry on 4/24/2025
FIRST: Jo Bo on 4/24   |   RECENT: William Perry on 4/24

Three bucket strategy for financing retirement

20 replies

AUTHOR: smr1082 on 3/27/2025
FIRST: Jonathan Clements on 3/27   |   RECENT: smr1082 on 4/23

Now taxes are filed, I have a question: How did you prepare your taxes? 

84 replies

AUTHOR: R Quinn on 4/16/2025
FIRST: Liam K on 4/16   |   RECENT: LJD on 4/23

The great uninformed and misinformed population worries Quinn

32 replies

AUTHOR: R Quinn on 4/19/2025
FIRST: Nick Politakis on 4/19   |   RECENT: stelea99 on 4/23

Car talk- Quinn likes friendliness

74 replies

AUTHOR: R Quinn on 4/14/2025
FIRST: DAN SMITH on 4/14   |   RECENT: Fred Gloeckler on 4/22

Change trustee on irrevocable trust

2 replies

AUTHOR: Phil Frew on 4/20/2025
FIRST: Scott Martin on 4/20   |   RECENT: Kevin Lynch on 4/21

Ask Me a Tough One

70 replies

AUTHOR: Jonathan Clements on 4/18/2025
FIRST: Don Southworth on 4/18   |   RECENT: Rick Connor on 4/21

Lesson Five From Taking Care of a 102 yo in Her Last Year of Life- Politics and the News Has the Potential to Ruin Relationships

14 replies

AUTHOR: David Lancaster on 4/19/2025
FIRST: DAN SMITH on 4/19   |   RECENT: David Lancaster on 4/20

Buying Treasury Bond ETFs vs. MM Funds in this Moment

18 replies

AUTHOR: Andrew Forsythe on 4/10/2025
FIRST: Ben Rodriguez on 4/10   |   RECENT: Dan Sturgis on 4/20

Screw politics, let’s talk health. Are all surgeries necessary or have we become the college tuition bank for the doctor’s children?

45 replies

AUTHOR: John Yeigh on 4/17/2025
FIRST: mytimetotravel on 4/17   |   RECENT: Scott Martin on 4/20

4% every year? even this one?

35 replies

AUTHOR: Catherine on 4/9/2025
FIRST: Mike Xavier on 4/9   |   RECENT: Jack McHugh on 4/19

Would you leave a note?

34 replies

AUTHOR: Rick Connor on 7/17/2024
FIRST: Edmund Marsh on 7/17/2024   |   RECENT: Rob Jennings on 4/19

The bond market

15 replies

AUTHOR: Nick Politakis on 4/9/2025
FIRST: David Lancaster on 4/9   |   RECENT: Michael1 on 4/18

Trying To Think Through the Bond Situation

15 replies

AUTHOR: DAN SMITH on 4/14/2025
FIRST: Russ Paoletti on 4/15   |   RECENT: Randy Dobkin on 4/18

An easy way to file a tax return extension due today

8 replies

AUTHOR: William Perry on 4/15/2025
FIRST: Randy Dobkin on 4/15   |   RECENT: Robert Wright on 4/17

No financial wisdom here other than ….

74 replies

AUTHOR: Nick Politakis on 4/11/2025
FIRST: Jack Hannam on 4/12   |   RECENT: Jonathan Clements on 4/17

A Diamond Wedding Anniversary

45 replies

AUTHOR: Marjorie Kondrack on 4/9/2025
FIRST: Edmund Marsh on 4/10   |   RECENT: Marjorie Kondrack on 4/16

SCOTUS AND THE ODD COUPLE

17 replies

AUTHOR: Marjorie Kondrack on 4/15/2025
FIRST: Marjorie Kondrack on 4/15   |   RECENT: Marjorie Kondrack on 4/16

Where Next? What Next?

56 replies

AUTHOR: Jonathan Clements on 4/1/2025
FIRST: R Quinn on 4/1   |   RECENT: baldscreen on 4/16

Ida M Fuller, Social Security, EVs, taxes and a 340 million person society-Quinn rambles on, but with a purpose

38 replies

AUTHOR: R Quinn on 4/13/2025
FIRST: Jeff on 4/13   |   RECENT: R Quinn on 4/16

IRS: All of Tennessee qualifies for disaster tax relief

2 replies

AUTHOR: William Perry on 4/14/2025
FIRST: Rick Connor on 4/15   |   RECENT: polamalu2009 on 4/15

First Quarter 2025

17 replies

AUTHOR: Ken Cutler on 4/7/2025
FIRST: Marjorie Kondrack on 4/7   |   RECENT: Ken Cutler on 4/14

Should young people buy or rent?

27 replies

AUTHOR: Bonnie Likens on 4/7/2025
FIRST: Ben Rodriguez on 4/7   |   RECENT: Winston Smith on 4/14

Change is good – and profitable

16 replies

AUTHOR: R Quinn on 4/12/2025
FIRST: DAN SMITH on 4/12   |   RECENT: R Quinn on 4/14

How Big is Your Umbrella?

16 replies

AUTHOR: Philip Stein on 4/11/2025
FIRST: Edmund Marsh on 4/11   |   RECENT: baldscreen on 4/13

RDQ There is so much to rant about these days. Let’s go for the people who don’t believe facts-perhaps about Social Security

93 replies

AUTHOR: R Quinn on 4/9/2025
FIRST: Jo Bo on 4/9   |   RECENT: Jack Hannam on 4/13

What to do as the Bear Approaches

15 replies

AUTHOR: David Lancaster on 4/8/2025
FIRST: DAN SMITH on 4/8   |   RECENT: Michael1 on 4/13

Market Turmoil

29 replies

AUTHOR: Dennis Friedman on 4/7/2025
FIRST: Jonathan Clements on 4/7   |   RECENT: Nick Politakis on 4/12

Risky Business – Challenging Times

25 replies

AUTHOR: hitekfran on 4/6/2025
FIRST: Jonathan Clements on 4/6   |   RECENT: DAN SMITH on 4/12

Making Lemonade

17 replies

AUTHOR: Jonathan Clements on 4/6/2025
FIRST: Newsboy on 4/6   |   RECENT: William Dorner on 4/12

Safety Net or Gambling Chip? Wrestling with Wealth and Wisdom”

7 replies

AUTHOR: William Housley on 4/7/2025
FIRST: William Perry on 4/7   |   RECENT: Rob Jennings on 4/12

What is the risk level of sitting on the sidelines when it comes to bonds?

7 replies

AUTHOR: Andrew Forsythe on 4/10/2025
FIRST: quan nguyen on 4/10   |   RECENT: Ben Rodriguez on 4/11

How has your financial thinking changed over the past year?

43 replies

AUTHOR: Jonathan Clements on 3/20/2021
FIRST: David Powell on 3/20/2021   |   RECENT: bbbobbins on 4/11

What exactly has to happen for a stocks value to go up or down?

9 replies

AUTHOR: Mark Bergman on 4/9/2025
FIRST: quan nguyen on 4/9   |   RECENT: Sanjib Saha on 4/10

A matter of significant financial concern – want fries with that?

52 replies

AUTHOR: R Quinn on 2/16/2025
FIRST: Olin on 2/16   |   RECENT: R Quinn on 4/10

The Comeback

15 replies

AUTHOR: Mike Drak on 4/9/2025
FIRST: Ken Cutler on 4/9   |   RECENT: Charles Moser on 4/10

Tempus Fugit

29 replies

AUTHOR: Rick Connor on 4/7/2025
FIRST: Michael1 on 4/7   |   RECENT: R Quinn on 4/9

A Veteran’s Viewpoint

14 replies

AUTHOR: Marjorie Kondrack on 4/7/2025
FIRST: Jonathan Clements on 4/7   |   RECENT: Marjorie Kondrack on 4/8

Finding Your Balance

23 replies

AUTHOR: Dennis Friedman on 4/4/2025
FIRST: luvtoride44afe9eb1e on 4/4   |   RECENT: normr60189 on 4/8

Direct Dealings

15 replies

AUTHOR: Marjorie Kondrack on 4/4/2025
FIRST: Jeff Bond on 4/4   |   RECENT: Marjorie Kondrack on 4/8

Lesson Three From Taking Care of a 102 yo in Her Last Year of Life- The Role of Faith in Dying

8 replies

AUTHOR: David Lancaster on 4/6/2025
FIRST: Jonathan Clements on 4/6   |   RECENT: David Lancaster on 4/7

How’s Your Crystal Ball?

23 replies

AUTHOR: Jonathan Clements on 3/31/2025
FIRST: Jeff Bond on 3/31   |   RECENT: Jim on 4/6

Reality Check

15 replies

AUTHOR: kristinehayes2014 on 4/5/2025
FIRST: Jack Hannam on 4/5   |   RECENT: DAN SMITH on 4/6

Any Bonds Today?

40 replies

AUTHOR: Marjorie Kondrack on 3/30/2025
FIRST: R Quinn on 3/30   |   RECENT: Marjorie Kondrack on 4/6

Consumer Advocate

34 replies

AUTHOR: Ken Cutler on 3/31/2025
FIRST: Jonathan Clements on 3/31   |   RECENT: Ken Cutler on 4/6

Hitting Repeat

30 replies

AUTHOR: Jonathan Clements on 4/4/2025
FIRST: Newsboy on 4/4   |   RECENT: Martin McCue on 4/6

What Kind of Loss Is This?

15 replies

AUTHOR: William Housley on 4/4/2025
FIRST: R Quinn on 4/4   |   RECENT: Mike Wyant on 4/6

I don’t feel comfortable being “wealthy”

74 replies

AUTHOR: R Quinn on 4/1/2025
FIRST: bbbobbins on 4/1   |   RECENT: Liam K on 4/6

I’m concerned about the stock market. How concerned are you? Jonathan, any comforting words?

44 replies

AUTHOR: R Quinn on 3/27/2025
FIRST: Jonathan Clements on 3/27   |   RECENT: Bob Smith on 4/5

Quinn’s super frugal experiment. Are you up for a challenge?

11 replies

AUTHOR: R Quinn on 4/4/2025
FIRST: Scott Dichter on 4/4   |   RECENT: mytimetotravel on 4/5

Today’s the Day!–Well, Sort Of (by Dana/DrLefty)

29 replies

AUTHOR: DrLefty on 4/1/2025
FIRST: Ken Cutler on 4/1   |   RECENT: luvtoride44afe9eb1e on 4/5

Lesson Two From Taking Care of a 102 yo in Her Last Year of Life- Preparing Oneself for Death

2 replies

AUTHOR: David Lancaster on 4/4/2025
FIRST: mytimetotravel on 4/4   |   RECENT: DAN SMITH on 4/4

Kristine Wonders: Does Not Having Children Change How You Plan For Retirement?

132 replies

AUTHOR: kristinehayes2014 on 8/14/2024
FIRST: Jonathan Clements on 8/14/2024   |   RECENT: mytimetotravel on 4/4

Going Back to Work (Briefly)

42 replies

AUTHOR: Laura E. Kelly on 3/26/2025
FIRST: Marjorie Kondrack on 3/26   |   RECENT: Martin McCue on 4/3

Lesson One From Taking Care of a 102 yo in Her Last Year of Life- Be Grateful

6 replies

AUTHOR: David Lancaster on 3/30/2025
FIRST: Edmund Marsh on 3/30   |   RECENT: David Lancaster on 4/3

Help Wanted

67 replies

AUTHOR: Jonathan Clements on 3/25/2025
FIRST: polamalu2009 on 3/25   |   RECENT: H S on 4/2

What should be our % cash allocation in investment portfolio?

20 replies

AUTHOR: smr1082 on 11/6/2024
FIRST: Brent Wilson on 11/6/2024   |   RECENT: Ben Rodriguez on 4/2

Will Work For Food, Starting My Diet Soon

14 replies

AUTHOR: DAN SMITH on 3/31/2025
FIRST: Jeff Bond on 3/31   |   RECENT: mytimetotravel on 4/1

Recommendations for Free Portfolio Analyzer?

6 replies

AUTHOR: Andrew Forsythe on 3/27/2025
FIRST: G W on 3/28   |   RECENT: Andrew Forsythe on 3/31

Twenty-five years ago today….

27 replies

AUTHOR: Sanjib Saha on 3/25/2025
FIRST: Sanjib Saha on 3/25   |   RECENT: Philip Stein on 3/30

Rats!!

23 replies

AUTHOR: R Quinn on 3/29/2025
FIRST: DAN SMITH on 3/29   |   RECENT: jerry pinkard on 3/30

Lessons Learned from Taking Care of a 102 Year Old in Her Final Year

10 replies

AUTHOR: David Lancaster on 3/28/2025
FIRST: Rick Connor on 3/28   |   RECENT: Dan Wick on 3/30

Worried? Concerned? Confident? About the future of Social Security and Medicare

69 replies

AUTHOR: R Quinn on 3/23/2025
FIRST: Liam K on 3/23   |   RECENT: Dot Cotton on 3/29

Financial Question

13 replies

AUTHOR: Martin Turnauer on 3/26/2025
FIRST: Jonathan Clements on 3/26   |   RECENT: William Dorner on 3/29

401(k) Savings Limits

12 replies

AUTHOR: Greg Spears on 3/26/2025
FIRST: Jeff Bond on 3/26   |   RECENT: Rob Jennings on 3/28

An Insignificant Sum?

20 replies

AUTHOR: mytimetotravel on 3/26/2025
FIRST: baldscreen on 3/26   |   RECENT: David Lancaster on 3/28

Quinn’s grand new way to plan for a secure retirement. It’s called the McDonalds strategy

11 replies

AUTHOR: R Quinn on 3/26/2025
FIRST: Scott Dichter on 3/26   |   RECENT: R Quinn on 3/27

Care to join me on my yacht cruising the Mediterranean? Do you envy the super wealthy? RDQ

73 replies

AUTHOR: R Quinn on 3/17/2025
FIRST: DAN SMITH on 3/17   |   RECENT: Jeff Amick on 3/26

Taking on Water

53 replies

AUTHOR: Jonathan Clements on 3/21/2025
FIRST: David Lancaster on 3/21   |   RECENT: Jeff on 3/26

Should all Americans pay federal income tax?

27 replies

AUTHOR: Ben Rodriguez on 3/17/2025
FIRST: R Quinn on 3/17   |   RECENT: Liam K on 3/25

And Another Thing….

28 replies

AUTHOR: Marjorie Kondrack on 3/17/2025
FIRST: DAN SMITH on 3/17   |   RECENT: Marjorie Kondrack on 3/24

When to spend money

34 replies

AUTHOR: Ross Young on 3/8/2025
FIRST: R Quinn on 3/8   |   RECENT: Regan Blair on 3/23

When You Can’t Take Care of Yourself

35 replies

AUTHOR: Dennis Friedman on 3/19/2025
FIRST: mytimetotravel on 3/19   |   RECENT: mytimetotravel on 3/23

Going Naked

23 replies

AUTHOR: Greg Spears on 3/17/2025
FIRST: Jonathan Clements on 3/17   |   RECENT: Newsboy on 3/23

How Do Allocate the Bond Portion of Your Portfolio?

20 replies

AUTHOR: David Lancaster on 3/20/2025
FIRST: R Quinn on 3/20   |   RECENT: Casey Campbell on 3/23

Like it or not, we all need to pay taxes. Seniors are no exception

42 replies

AUTHOR: R Quinn on 3/16/2025
FIRST: OldITGuy on 3/16   |   RECENT: Jack McHugh on 3/23

Active ETFs: Get Ready ‘Cause Here They Come

19 replies

AUTHOR: steve abramowitz on 3/16/2025
FIRST: Jonathan Clements on 3/16   |   RECENT: UofODuck on 3/22

RDQ considers: A lump sum in lieu of a pension, withdrawal strategies, annuities and other mundane decisions – good luck.

57 replies

AUTHOR: R Quinn on 3/15/2025
FIRST: Cecilia Beverly on 3/15   |   RECENT: R Quinn on 3/22

Have you opened up your IRS Account?

9 replies

AUTHOR: Scott Dichter on 2/19/2025
FIRST: stelea99 on 2/19   |   RECENT: Scott Dichter on 3/22

Adult Autism

21 replies

AUTHOR: Dan Smith on 10/30/2024
FIRST: Jonathan Clements on 10/30/2024   |   RECENT: DAN SMITH on 3/22

Great Ideas from Ed Slott for Estate Planning Using Roth Savings

12 replies

AUTHOR: David Lancaster on 3/20/2025
FIRST: William Housley on 3/20   |   RECENT: William Perry on 3/22

Ah, nuts! I just don’t care about my spending any longer.

18 replies

AUTHOR: R Quinn on 3/20/2025
FIRST: Nick Politakis on 3/20   |   RECENT: Steve on 3/21

Actively Managed Mutual Funds

5 replies

AUTHOR: Kevin Grant on 3/19/2025
FIRST: Randy Dobkin on 3/19   |   RECENT: Andrew Forsythe on 3/20

Yup, most usable, needed tax breaks go to average/middle class Americans.

24 replies

AUTHOR: R Quinn on 3/18/2025
FIRST: R Quinn on 3/18   |   RECENT: Liam K on 3/20

The Status of Inherited IRAs in 2025

13 replies

AUTHOR: David Lancaster on 3/17/2025
FIRST: William Perry on 3/18   |   RECENT: David Lancaster on 3/20

Luck or Providence?

5 replies

AUTHOR: William Housley on 3/6/2025
FIRST: baldscreen on 3/6   |   RECENT: mytimetotravel on 3/19

How Nosey Are You?

27 replies

AUTHOR: Edmund Marsh on 6/30/2024
FIRST: Ken Cutler on 6/30/2024   |   RECENT: Scott Dichter on 3/19

A Simple Way to Avoid Phone Scams

11 replies

AUTHOR: David Lancaster on 3/17/2025
FIRST: DAN SMITH on 3/17   |   RECENT: mytimetotravel on 3/18

My Favorite Websites

16 replies

AUTHOR: William Housley on 3/13/2025
FIRST: David Lancaster on 3/13   |   RECENT: Steve Spinella on 3/18

What Would You Take?

32 replies

AUTHOR: Dennis Friedman on 3/13/2025
FIRST: Jonathan Clements on 3/13   |   RECENT: Doc Savage on 3/17

Hope is Not a Plan

37 replies

AUTHOR: David Powell on 3/9/2025
FIRST: Nick Politakis on 3/9   |   RECENT: David Powell on 3/17

To Roth Convert or Not

44 replies

AUTHOR: Teste Eupat on 3/3/2025
FIRST: William Perry on 3/3   |   RECENT: G W on 3/16

Assumptions matter most

35 replies

AUTHOR: R Quinn on 3/11/2025
FIRST: DAN SMITH on 3/12   |   RECENT: David Powell on 3/16

Focusing on the Real Threat

28 replies

AUTHOR: John Katz on 1/8/2025
FIRST: R Quinn on 1/8   |   RECENT: normr60189 on 3/15

An 80 year old reflects: Are things that much harder today than when he was building a life?

51 replies

AUTHOR: R Quinn on 3/8/2025
FIRST: Jonathan Clements on 3/8   |   RECENT: Olin on 3/15

Active vs. Passive Funds in 2024: It’s Deja Vu (All Over Again)

26 replies

AUTHOR: steve abramowitz on 3/8/2025
FIRST: Jonathan Clements on 3/8   |   RECENT: Veggi Vet on 3/15

Free Tax Returns – That time of year.

25 replies

AUTHOR: Rick Connor on 2/4/2025
FIRST: Michael Flack on 2/4   |   RECENT: Marjorie Kondrack on 3/14

No “Go-Go”

148 replies

AUTHOR: Kristine Hayes on 1/6/2025
FIRST: baldscreen on 1/6   |   RECENT: kristinehayes2014 on 3/14

Replacing the Replacement

88 replies

AUTHOR: Elaine M. Clements on 3/6/2025
FIRST: Cecilia Beverly on 3/6   |   RECENT: Elaine M. Clements on 3/13

All In the Numbers

11 replies

AUTHOR: Dennis Friedman on 3/11/2025
FIRST: Jonathan Clements on 3/11   |   RECENT: normr60189 on 3/13

Morningstar’s Report on Comparing 10 Year Returns on Active vs Passive Funds

8 replies

AUTHOR: David Lancaster on 3/12/2025
FIRST: Jonathan Clements on 3/12   |   RECENT: Edmund Marsh on 3/12

Meeting Expectations?

58 replies

AUTHOR: Jonathan Clements on 3/3/2025
FIRST: Mike A on 3/3   |   RECENT: Doug K on 3/10

Senior Care Crisis – Are we prepared?

21 replies

AUTHOR: smr1082 on 3/4/2025
FIRST: Nick Politakis on 3/5   |   RECENT: smr1082 on 3/10

California On Our Minds

27 replies

AUTHOR: Don Southworth on 3/4/2025
FIRST: Jeff Bond on 3/4   |   RECENT: David Taylor on 3/9

Jonathan, help

19 replies

AUTHOR: R Quinn on 3/6/2025
FIRST: jimbow13 on 3/6   |   RECENT: David Powell on 3/9

Breaking Up Is Hard To Do

41 replies

AUTHOR: DAN SMITH on 3/6/2025
FIRST: R Quinn on 3/6   |   RECENT: Cheryl Low on 3/9

A Simple 60/40 for the Newly Widowed: A Dedicated ETF

23 replies

AUTHOR: steve abramowitz on 2/20/2025
FIRST: Randy Dobkin on 2/20   |   RECENT: steve abramowitz on 3/8

Where and When Do You Spend?

48 replies

AUTHOR: Jeff Bond on 3/2/2025
FIRST: Edmund Marsh on 3/3   |   RECENT: Jeff Bond on 3/8

Sweet Bird of Youth

19 replies

AUTHOR: Marjorie Kondrack on 3/7/2025
FIRST: baldscreen on 3/7   |   RECENT: Marjorie Kondrack on 3/8

All About Me

21 replies

AUTHOR: Jonathan Clements on 7/22/2024
FIRST: Andrew Forsythe on 7/22/2024   |   RECENT: Brian Kowald on 3/8

Rebalancing in interesting times

9 replies

AUTHOR: eludom on 3/7/2025
FIRST: Jeff on 3/7   |   RECENT: Scott Dichter on 3/8

What is the difference between meteorologists and stock analysts?

3 replies

AUTHOR: R Quinn on 3/7/2025
FIRST: DAN SMITH on 3/7   |   RECENT: Rick Connor on 3/7

RDQ wants to rethink healthcare and retirement considering how people really behave

28 replies

AUTHOR: R Quinn on 3/4/2025
FIRST: OldITGuy on 3/4   |   RECENT: Liam K on 3/6

Our Makeover

12 replies

AUTHOR: Jonathan Clements on 3/4/2025
FIRST: David Lancaster on 3/4   |   RECENT: Dave Melick on 3/6

How do you check your tax return? Bill P comes through

26 replies

AUTHOR: Rick Connor on 3/3/2025
FIRST: DAN SMITH on 3/3   |   RECENT: Sal Collora on 3/6

How does the 4% Rule Change Assuming A Couple in Retirement?

34 replies

AUTHOR: John Katz on 2/27/2025
FIRST: Jonathan Clements on 2/27   |   RECENT: 1michaelm on 3/5

What If

12 replies

AUTHOR: Dan Smith on 3/2/2025
FIRST: baldscreen on 3/2   |   RECENT: DAN SMITH on 3/3

My Mistakes

62 replies

AUTHOR: Jonathan Clements on 2/21/2025
FIRST: Fran Moore on 2/21   |   RECENT: DAN SMITH on 3/3

A Living Tribute

27 replies

AUTHOR: Marjorie Kondrack on 2/27/2025
FIRST: Jonathan Clements on 2/27   |   RECENT: Marjorie Kondrack on 3/3

Quinn rants: Senior citizens are greedy. We take too much

47 replies

AUTHOR: R Quinn on 2/28/2025
FIRST: Winston Smith on 2/28   |   RECENT: Jack Hannam on 3/3

Who’s Happy?

19 replies

AUTHOR: Jonathan Clements on 2/27/2025
FIRST: William Housley on 2/27   |   RECENT: Jack Hannam on 3/2

Solve This Problem

31 replies

AUTHOR: Jonathan Clements on 2/28/2025
FIRST: bbbobbins on 2/28   |   RECENT: medhat on 3/2

The debate over Social Security is endless and fraught with misinformation.

16 replies

AUTHOR: R Quinn on 2/20/2025
FIRST: Ben Rodriguez on 2/20   |   RECENT: R Quinn on 3/2

I’m new to my retirement journey. What should I do with extra cash?

22 replies

AUTHOR: L H on 2/24/2025
FIRST: Ben Rodriguez on 2/24   |   RECENT: Randy Dobkin on 3/1

Three Things

10 replies

AUTHOR: Ken Cutler on 2/23/2025
FIRST: Jonathan Clements on 2/23   |   RECENT: R Quinn on 3/1

What wisdom can you share?

44 replies

AUTHOR: Michael Alberts on 2/8/2025
FIRST: Charles Moser on 2/8   |   RECENT: normr60189 on 2/28

Eyeing the End

34 replies

AUTHOR: Jonathan Clements on 10/25/2024
FIRST: zestfulc3bd36fc1c on 10/25/2024   |   RECENT: Leon Dominick on 2/27

What will you do with $5,000?

35 replies

AUTHOR: Nick Politakis on 2/22/2025
FIRST: Luckless Pedestrian on 2/22   |   RECENT: Scott Dichter on 2/27

Home, Auto & Umbrella Insurance—“Longevity Benefit”?

40 replies

AUTHOR: Andrew Forsythe on 1/23/2025
FIRST: Dan Wick on 1/24   |   RECENT: jimbow13 on 2/26

How Do You Spell Research?

9 replies

AUTHOR: Dan Smith on 2/24/2025
FIRST: Jeff Bond on 2/24   |   RECENT: jerry pinkard on 2/26

A Quinn-Worthy Rant

32 replies

AUTHOR: Jonathan Clements on 2/24/2025
FIRST: Cecilia Beverly on 2/24   |   RECENT: DrLefty on 2/26

Acorns

9 replies

AUTHOR: David Lancaster on 2/23/2025
FIRST: David Powell on 2/23   |   RECENT: bbbobbins on 2/25

What Wisdom Can You Share?

18 replies

AUTHOR: Kathleen Boss on 2/19/2025
FIRST: Jonathan Clements on 2/19   |   RECENT: bbbobbins on 2/24

Looking for options on how to draw down in retirement

8 replies

AUTHOR: fishdavid3478 on 2/22/2025
FIRST: William Housley on 2/22   |   RECENT: normr60189 on 2/23

iShares iBonds ETFs vs. individual bond ladders vs. bond ETFs

3 replies

AUTHOR: rgscl on 2/21/2025
FIRST: Tom Brady on 2/22   |   RECENT: rgscl on 2/23

Would you use a Centenarian Tax Preparer?

4 replies

AUTHOR: Rick Connor on 2/22/2025
FIRST: Marjorie Kondrack on 2/22   |   RECENT: Dan Smith on 2/23

What Purchases Have Been Worth It?

57 replies

AUTHOR: Moshe Kaye on 2/16/2025
FIRST: Jonathan Clements on 2/16   |   RECENT: DrLefty on 2/23

A Tax Filing Conundrum

43 replies

AUTHOR: Marjorie Kondrack on 2/20/2025
FIRST: Dan Smith on 2/20   |   RECENT: David Lancaster on 2/23

Spotlight on Success

17 replies

AUTHOR: Marjorie Kondrack on 2/18/2025
FIRST: Dan Smith on 2/18   |   RECENT: Marjorie Kondrack on 2/23

My Mistakes

3 replies

AUTHOR: Dana Rusinak on 2/21/2025
FIRST: David Lancaster on 2/22   |   RECENT: Patrick Brennan on 2/22

A Taxing Situation

22 replies

AUTHOR: hitekfran on 2/18/2025
FIRST: Dan Smith on 2/18   |   RECENT: Randy Dobkin on 2/20

Deficits, debt, taxes, no taxes, insolvent, benefit cuts – my head is spinning-and I’m already retired

8 replies

AUTHOR: R Quinn on 2/19/2025
FIRST: normr60189 on 2/19   |   RECENT: R Quinn on 2/20

Morningstar’s Best Robo Advisors of 2025

0 replies

AUTHOR: David Lancaster on 2/20/2025

Limiting Risk of Rising Rates

21 replies

AUTHOR: Bill Ehart on 2/5/2025
FIRST: David Lancaster on 2/5   |   RECENT: L H on 2/19

Dump the 60/40 and target date funds for 100% stock plus annuity portfolio?

31 replies

AUTHOR: smr1082 on 2/5/2025
FIRST: David Lancaster on 2/6   |   RECENT: L H on 2/19

Why Don’t Folks Save?

41 replies

AUTHOR: Jonathan Clements on 2/14/2025
FIRST: bbbobbins on 2/14   |   RECENT: Emilie Babcox on 2/19

Sports Fan by Scott Martin

37 replies

AUTHOR: Scott Martin on 2/10/2025
FIRST: Jeff Bond on 2/10   |   RECENT: Scott Masters on 2/18

A Balanced Retirement

87 replies

AUTHOR: Marjorie Kondrack on 1/28/2025
FIRST: Kristine Hayes on 1/28   |   RECENT: Marjorie Kondrack on 2/18

Investing in Dimensional Funds

16 replies

AUTHOR: Jane on 2/15/2025
FIRST: Charles Moser on 2/15   |   RECENT: Doug Kaufman on 2/17

Scrap Social Security. I’ll invest what I pay in payroll taxes and do much better. SS is a scam. Really, asks RDQ

25 replies

AUTHOR: R Quinn on 2/12/2025
FIRST: William Housley on 2/12   |   RECENT: Rick Connor on 2/17

Quinns visit to Mar-a-Lago

15 replies

AUTHOR: R Quinn on 2/14/2025
FIRST: Dan Smith on 2/14   |   RECENT: Linda Grady on 2/16

Health care is always unaffordable – not really

47 replies

AUTHOR: R Quinn on 2/11/2025
FIRST: stelea99 on 2/11   |   RECENT: mytimetotravel on 2/14

A Taxing Situation

9 replies

AUTHOR: Bill Minter on 2/11/2025
FIRST: Marjorie Kondrack on 2/11   |   RECENT: Peter_O on 2/13

Do you commit Medicare fraud? Hopefully not intentionally.

29 replies

AUTHOR: R Quinn on 2/9/2025
FIRST: mytimetotravel on 2/9   |   RECENT: R Quinn on 2/12

Quinn ponders taxes, laws, freebies and the future of retirement. Logic need not apply.

52 replies

AUTHOR: R Quinn on 2/7/2025
FIRST: stelea99 on 2/7   |   RECENT: R Quinn on 2/10

Fidelity ZERO Funds

16 replies

AUTHOR: Michael1 on 2/7/2025
FIRST: Jonathan Clements on 2/7   |   RECENT: Randy Dobkin on 2/10

Husband will still be working at 65, delay taking Medicare?

7 replies

AUTHOR: Muhlyssa on 2/9/2025
FIRST: R Quinn on 2/9   |   RECENT: Magoo on 2/9

Necessary Skills

55 replies

AUTHOR: kt2062 on 2/2/2025
FIRST: Jonathan Clements on 2/2   |   RECENT: G W on 2/9

Finding a web site that lists and rates fiduciary asset managers

8 replies

AUTHOR: Charles Mcclintick on 2/8/2025
FIRST: Olin on 2/8   |   RECENT: Olin on 2/8

Medigap pricing question

107 replies

AUTHOR: rgscl on 9/2/2024
FIRST: David Lancaster on 9/2/2024   |   RECENT: Laura E. Kelly on 2/8

How important is Social Security?

40 replies

AUTHOR: R Quinn on 2/6/2025
FIRST: Winston Smith on 2/6   |   RECENT: mytimetotravel on 2/8

Pop’s Parallel Path

8 replies

AUTHOR: Ken Cutler on 2/5/2025
FIRST: Jonathan Clements on 2/5   |   RECENT: Ken Cutler on 2/6

Kindly Compounding

18 replies

AUTHOR: SCao on 2/2/2025
FIRST: Jonathan Clements on 2/2   |   RECENT: phenomenal8f6ba2e774 on 2/6

Quinn doesn’t think like a average retiree, I bet you don’t either. Beware the experts

13 replies

AUTHOR: R Quinn on 2/5/2025
FIRST: Jonathan Clements on 2/5   |   RECENT: David Lancaster on 2/6

The Draw of Cash

22 replies

AUTHOR: Michael Flack on 1/25/2025
FIRST: Ben Rodriguez on 1/25   |   RECENT: normr60189 on 2/5

Some Good News

17 replies

AUTHOR: Jonathan Clements on 2/3/2025
FIRST: Andrew Forsythe on 2/3   |   RECENT: Scott Dichter on 2/5

Does Charitable Giving Make Things Better?

28 replies

AUTHOR: stelea99 on 1/27/2025
FIRST: R Quinn on 1/27   |   RECENT: Chris Pillmore on 2/5

Advice needed: Buy house with cash + securities loan?

9 replies

AUTHOR: Hob Lak on 2/3/2025
FIRST: Jonathan Clements on 2/4   |   RECENT: Hob Lak on 2/4

They’re Right, I’m Wrong, Sort Of

26 replies

AUTHOR: Dan Smith on 2/2/2025
FIRST: William Housley on 2/2   |   RECENT: Scott Dichter on 2/4

Guiding our Youth

16 replies

AUTHOR: John Yeigh on 1/31/2025
FIRST: DrLefty on 1/31   |   RECENT: John Yeigh on 2/4

Bond Index Funds or Something Else?

36 replies

AUTHOR: John on 1/28/2025
FIRST: S Phillips on 1/28   |   RECENT: BMORE on 2/4

Should Social Security benefits be income tax free?

43 replies

AUTHOR: R Quinn on 1/27/2025
FIRST: stelea99 on 1/27   |   RECENT: normr60189 on 2/3

I Need Car Advice

38 replies

AUTHOR: R Quinn on 1/24/2025
FIRST: Dave Melick on 1/24   |   RECENT: DrLefty on 2/2

What Drives You?

33 replies

AUTHOR: Jonathan Clements on 1/24/2025
FIRST: Michael1 on 1/24   |   RECENT: Dan Smith on 1/31

I’ve stolen the words Willful Ignorance and Disengagement from a prior forum post.

22 replies

AUTHOR: Dan Smith on 1/21/2025
FIRST: normr60189 on 1/21   |   RECENT: Dan Smith on 1/30

Making money – out of touch with the good old days. Maybe just a little rant

42 replies

AUTHOR: R Quinn on 1/26/2025
FIRST: Marjorie Kondrack on 1/26   |   RECENT: phenomenal8f6ba2e774 on 1/30

Lessons you have learned from articles by Jonathan

21 replies

AUTHOR: smr1082 on 1/22/2025
FIRST: Randy Dobkin on 1/22   |   RECENT: Bear Seiver on 1/28

Keep Moving

31 replies

AUTHOR: Edmund Marsh on 1/20/2025
FIRST: Jeff Bond on 1/20   |   RECENT: Edmund Marsh on 1/27

Seeking Shelter From The Cold

45 replies

AUTHOR: Rick Connor on 1/25/2025
FIRST: kristinehayes2014 on 1/25   |   RECENT: Rick Connor on 1/27

Benchmarks for our non-profit portfolio

11 replies

AUTHOR: jerry pinkard on 1/25/2025
FIRST: Randy Dobkin on 1/25   |   RECENT: Michael1 on 1/26

Whole Life Insurance Worked for Me

24 replies

AUTHOR: Jeff Bond on 1/22/2025
FIRST: Rick Connor on 1/22   |   RECENT: Jeff Bond on 1/25

Do you understand your tolerance for risk? Really, honestly? I’m not sure most of us do. By RDQ

30 replies

AUTHOR: R Quinn on 1/18/2025
FIRST: Dan Smith on 1/18   |   RECENT: Dave Melick on 1/25

What’s your Risk Capacity?

29 replies

AUTHOR: Rick Connor on 1/21/2025
FIRST: Edmund Marsh on 1/21   |   RECENT: Patrick Brennan on 1/25

Do nothing days in retirement- don’t fear them

9 replies

AUTHOR: R Quinn on 1/17/2025
FIRST: DrLefty on 1/17   |   RECENT: David Lancaster on 1/25

An Inherited Roth IRA… Now What?

19 replies

AUTHOR: Bill Minter on 1/12/2025
FIRST: Michael1 on 1/13   |   RECENT: T. V. NARAYANAN on 1/25

The unskilled investor can be lucky – by RDQ

18 replies

AUTHOR: R Quinn on 1/22/2025
FIRST: Randy Dobkin on 1/22   |   RECENT: Brent Wilson on 1/24

What Do You Do When Your PCP Closes Their Office

10 replies

AUTHOR: Kevin Lynch on 1/22/2025
FIRST: mytimetotravel on 1/22   |   RECENT: Charles Moser on 1/23

Our kids do listen to us.

18 replies

AUTHOR: baldscreen on 1/21/2025
FIRST: Jeff Bond on 1/21   |   RECENT: David Lancaster on 1/22

The que sera, sera retirement planning strategy

51 replies

AUTHOR: R Quinn on 1/13/2025
FIRST: Edmund Marsh on 1/13   |   RECENT: parkslope on 1/22

Retirement Realignment

62 replies

AUTHOR: Ken Cutler on 1/12/2025
FIRST: R Quinn on 1/13   |   RECENT: Randy Dobkin on 1/21

When the Retirement Community Goes Bankrupt

15 replies

AUTHOR: rgscl on 1/19/2025
FIRST: R Quinn on 1/19   |   RECENT: smr1082 on 1/21

Is there a best time to take an RMD? Does matter when?

18 replies

AUTHOR: R Quinn on 1/19/2025
FIRST: Michael1 on 1/19   |   RECENT: R Quinn on 1/21

Would You Rebuild?

32 replies

AUTHOR: stelea99 on 1/11/2025
FIRST: Dan Smith on 1/11   |   RECENT: GaryW on 1/18

Is There a Change Coming in the Direction of the Markets’ Winds?

20 replies

AUTHOR: David Lancaster on 1/14/2025
FIRST: normr60189 on 1/14   |   RECENT: normr60189 on 1/18

The Burgeoning Boomers

30 replies

AUTHOR: Marjorie Kondrack on 1/15/2025
FIRST: Jonathan Clements on 1/15   |   RECENT: Marjorie Kondrack on 1/18

Open Social Security – interesting finding on optimization and mortality tables

57 replies

AUTHOR: John Enright on 1/13/2025
FIRST: Andrew Forsythe on 1/13   |   RECENT: Rob Jennings on 1/18

The $20 Billion Problem

20 replies

AUTHOR: stelea99 on 1/9/2025
FIRST: Jonathan Clements on 1/10   |   RECENT: stelea99 on 1/17

Obsessed with a financial stress-less retirement

53 replies

AUTHOR: R Quinn on 1/6/2025
FIRST: Kristine Hayes on 1/6   |   RECENT: normr60189 on 1/13

Fidelity Brokerage Cash Interest Rate Changes

14 replies

AUTHOR: Harold Tynes on 1/10/2025
FIRST: Olin on 1/10   |   RECENT: Michael1 on 1/13

I’m depressed, not very optimistic about retirement by R Quinn

55 replies

AUTHOR: R Quinn on 10/1/2024
FIRST: Dan Smith on 10/1/2024   |   RECENT: BenefitJack on 1/12

Quinn ponders taxes, debt, interest payments and other minor issues we face

20 replies

AUTHOR: R Quinn on 1/11/2025
FIRST: Patrick Brennan on 1/11   |   RECENT: Ben Rodriguez on 1/12

First Year of Retirement

16 replies

AUTHOR: baldscreen on 1/5/2025
FIRST: R Quinn on 1/5   |   RECENT: Michael1 on 1/12

Golden Perks

43 replies

AUTHOR: Andrew Forsythe on 1/4/2025
FIRST: Dave Melick on 1/4   |   RECENT: Phil Brancazio on 1/11

A barbell strategy for stocks

9 replies

AUTHOR: billehart on 6/27/2024
FIRST: Jonathan Clements on 6/27/2024   |   RECENT: Randy Dobkin on 1/10

Join me on a trip down memory lane. It’s likely too long a trip for many readers

24 replies

AUTHOR: R Quinn on 1/9/2025
FIRST: OldITGuy on 1/9   |   RECENT: R Quinn on 1/10

HumbleDollar Silent Majority

10 replies

AUTHOR: Michael Breskiewicz on 1/5/2025
FIRST: Andrew Forsythe on 1/5   |   RECENT: Edmund Marsh on 1/8

Not Doing It

18 replies

AUTHOR: Jonathan Clements on 1/1/2025
FIRST: ostrichtacossaturn7593 on 1/1   |   RECENT: William Dorner on 1/6

Quality of Life

26 replies

AUTHOR: Marjorie Kondrack on 11/24/2024
FIRST: Marjorie Kondrack on 11/24/2024   |   RECENT: Marjorie Kondrack on 1/6

A “B” for effort won’t get you far. Results are what matter.

13 replies

AUTHOR: R Quinn on 1/4/2025
FIRST: Dan Smith on 1/4   |   RECENT: R Quinn on 1/5

Revising Retirement

39 replies

AUTHOR: Marjorie Kondrack on 12/28/2024
FIRST: Nick Politakis on 12/28/2024   |   RECENT: mytimetotravel on 1/5

Using the HSA Lever to Receive a Savers Tax Credit

2 replies

AUTHOR: Bill Minter on 1/4/2025
FIRST: baldscreen on 1/5   |   RECENT: Rick Connor on 1/5

Resolutions? What will you do?

11 replies

AUTHOR: William Housley on 12/28/2024
FIRST: Jeff Bond on 12/29/2024   |   RECENT: Tim Mueller on 1/4

Roth Conversions with Capital Loss Carryforward?

7 replies

AUTHOR: Kevin Madden on 12/23/2024
FIRST: wtfwjtd on 12/23/2024   |   RECENT: John T on 1/4

The Inheritance

10 replies

AUTHOR: Michael Flack on 1/2/2025
FIRST: Jeff Bond on 1/3   |   RECENT: Michael Flack on 1/4

The weird science behind the Quinn finances

23 replies

AUTHOR: R Quinn on 1/2/2025
FIRST: Winston Smith on 1/2   |   RECENT: Jeff Bond on 1/4

Get Your Stuff Together (For Taxes)

18 replies

AUTHOR: Dan Smith on 1/3/2025
FIRST: mytimetotravel on 1/3   |   RECENT: stelea99 on 1/4

Pass the mashed potatoes by Quinn

21 replies

AUTHOR: R Quinn on 12/30/2024
FIRST: Joe Kiefer on 12/30/2024   |   RECENT: BenefitJack on 1/4

Our Report Card

15 replies

AUTHOR: Jonathan Clements on 1/2/2025
FIRST: David Lancaster on 1/2   |   RECENT: baldscreen on 1/3

No Barriers to Entry

28 replies

AUTHOR: Jonathan Clements on 12/27/2024
FIRST: R Quinn on 12/27/2024   |   RECENT: baldscreen on 1/3

Dividends during bull or bear market

16 replies

AUTHOR: Y S on 12/31/2024
FIRST: R Quinn on 12/31/2024   |   RECENT: Y S on 1/1

2025 and Medicare Rx

6 replies

AUTHOR: R Quinn on 1/1/2025
FIRST: Kevin Madden on 1/1   |   RECENT: mytimetotravel on 1/1

Costs Matter

28 replies

AUTHOR: David Lancaster on 11/30/2024
FIRST: Rick Connor on 11/30/2024   |   RECENT: Jack Hannam on 12/31/2024

A new glitch in retirement planning to consider

45 replies

AUTHOR: R Quinn on 12/24/2024
FIRST: Rick Connor on 12/24/2024   |   RECENT: DrLefty on 12/30/2024

Our perception of fairness – taxes that is says RDQ

24 replies

AUTHOR: R Quinn on 12/26/2024
FIRST: mytimetotravel on 12/26/2024   |   RECENT: Winston Smith on 12/30/2024

Helping Our Neighbors

32 replies

AUTHOR: Kristine Hayes on 12/21/2024
FIRST: R Quinn on 12/21/2024   |   RECENT: R Quinn on 12/30/2024

Am I the boring aunt?

15 replies

AUTHOR: Laurianne Falcone on 12/21/2024
FIRST: Ben Rodriguez on 12/21/2024   |   RECENT: booch221 on 12/28/2024

Oh, The Ironies Your Money Will Know! (The Paradox of Passive Investing)

10 replies

AUTHOR: Jamie Seckington on 12/14/2024
FIRST: Jonathan Clements on 12/14/2024   |   RECENT: Jamie Seckington on 12/25/2024

What I learned in 50 years about selecting and using health insurance-tips to consider-RDQ

7 replies

AUTHOR: R Quinn on 12/23/2024
FIRST: Dan Smith on 12/23/2024   |   RECENT: R Quinn on 12/24/2024

The Oldest Daughter Dilemma

21 replies

AUTHOR: Cathleen Toomey on 12/14/2024
FIRST: mytimetotravel on 12/14/2024   |   RECENT: mytimetotravel on 12/23/2024

NUA Anyone?

5 replies

AUTHOR: Michael Flack on 12/21/2024
FIRST: R Quinn on 12/21/2024   |   RECENT: Michael Flack on 12/23/2024

Dreaming of a Jewish Christmas

18 replies

AUTHOR: Marjorie Kondrack on 12/22/2024
FIRST: Rick Connor on 12/22/2024   |   RECENT: Marjorie Kondrack on 12/23/2024

Quinn’s last rant for 2024. Misinformation is frustrating. No, your wife is not a car!

47 replies

AUTHOR: R Quinn on 12/13/2024
FIRST: Dan Smith on 12/13/2024   |   RECENT: Luckless Pedestrian on 12/23/2024

Christmas Thoughts from Henry van Dyke

11 replies

AUTHOR: Marjorie Kondrack on 12/20/2024
FIRST: Rick Connor on 12/20/2024   |   RECENT: eludom on 12/23/2024

Too Big to Succeed

30 replies

AUTHOR: Jonathan Clements on 12/13/2024
FIRST: Jeff Bond on 12/13/2024   |   RECENT: John Podsedly on 12/22/2024

Quinn daydreams about the past and what is not so different. Mr Jefferson, Mr Adams and Mr Hamilton and their money

5 replies

AUTHOR: R Quinn on 12/21/2024
FIRST: R Quinn on 12/21/2024   |   RECENT: R Quinn on 12/22/2024

Pre-Retirement List

29 replies

AUTHOR: Cheryl Low on 12/14/2024
FIRST: Jonathan Clements on 12/14/2024   |   RECENT: K H on 12/21/2024

Are you wealthy or just rich?

51 replies

AUTHOR: R Quinn on 12/17/2024
FIRST: G W on 12/17/2024   |   RECENT: MarkP on 12/21/2024

Medicare Advantage may be a “potential threat to your health.”

7 replies

AUTHOR: ostrichtacossaturn7593 on 12/20/2024
FIRST: mytimetotravel on 12/20/2024   |   RECENT: ostrichtacossaturn7593 on 12/21/2024

Do farmers get to retire?

4 replies

AUTHOR: William Perry on 12/19/2024
FIRST: Ben Rodriguez on 12/19/2024   |   RECENT: Mom & Dad Schneider on 12/20/2024

Married filing separately will have a large effect on Social Security taxes for low-income filers

9 replies

AUTHOR: Dan Wick on 12/16/2024
FIRST: R Quinn on 12/16/2024   |   RECENT: William Perry on 12/19/2024

One family, two very different life experiences

17 replies

AUTHOR: R Quinn on 12/10/2024
FIRST: David Lancaster on 12/10/2024   |   RECENT: Jonathan Clements on 12/19/2024

Why US Healthcare is so Expensive.

29 replies

AUTHOR: stelea99 on 12/16/2024
FIRST: Dan Smith on 12/16/2024   |   RECENT: R Quinn on 12/17/2024

Money Stress in Childhood

7 replies

AUTHOR: Kevin Jesse on 12/13/2024
FIRST: Kim Zimmerman on 12/14/2024   |   RECENT: luvtoride44afe9eb1e on 12/17/2024

Filing Status and IRMMA

1 reply

AUTHOR: Dan Smith on 12/15/2024
FIRST: jerry pinkard on 12/16/2024   |   RECENT: jerry pinkard on 12/16/2024

Clues Left by a Killer Echo Widespread Anger at Health Insurers

70 replies

AUTHOR: R Quinn on 12/6/2024
FIRST: Nick Politakis on 12/6/2024   |   RECENT: R Quinn on 12/15/2024

When should one give up control over finances?

36 replies

AUTHOR: smr1082 on 12/11/2024
FIRST: eludom on 12/12/2024   |   RECENT: Rick Connor on 12/15/2024

Can this forum support math formulas in posts?

9 replies

AUTHOR: Bruce Roberts on 12/4/2024
FIRST: Rick Connor on 12/4/2024   |   RECENT: mytimetotravel on 12/14/2024

The Most Wonderful Time of the Year

29 replies

AUTHOR: Michael Flack on 12/2/2024
FIRST: R Quinn on 12/2/2024   |   RECENT: Michael Flack on 12/13/2024

HD readers – “a cut above” as Jersey Mike the new billionaire says

34 replies

AUTHOR: R Quinn on 12/8/2024
FIRST: Scott Dichter on 12/8/2024   |   RECENT: R Quinn on 12/13/2024

WSJ Article by Jonathan

24 replies

AUTHOR: Rick Connor on 11/3/2024
FIRST: Randy Dobkin on 11/3/2024   |   RECENT: Michael1 on 12/12/2024

Things That Don’t Much Interest Me No More

33 replies

AUTHOR: DAN SMITH on 12/5/2024
FIRST: bbbobbins on 12/5/2024   |   RECENT: DrLefty on 12/10/2024

How Quickly We Forget

14 replies

AUTHOR: Jonathan Clements on 12/6/2024
FIRST: baldscreen on 12/6/2024   |   RECENT: smr1082 on 12/9/2024

Didn’t Say That

23 replies

AUTHOR: Jonathan Clements on 9/20/2024
FIRST: Don Southworth on 9/20/2024   |   RECENT: Richard Gore on 12/8/2024

The quest for a comfortable retirement. RDQ

62 replies

AUTHOR: R Quinn on 12/1/2024
FIRST: MarkP on 12/1/2024   |   RECENT: R Quinn on 12/8/2024

Love, Hate and My 401(k)

35 replies

AUTHOR: Michael1 on 12/6/2024
FIRST: baldscreen on 12/6/2024   |   RECENT: Dwain Sims on 12/7/2024

QCDs: Concerns for First Timers

26 replies

AUTHOR: Dan Malone on 12/2/2024
FIRST: R Quinn on 12/2/2024   |   RECENT: William Dorner on 12/7/2024

Solving the health care (cost) problem – or maybe not

19 replies

AUTHOR: R Quinn on 12/5/2024
FIRST: baldscreen on 12/5/2024   |   RECENT: R Quinn on 12/7/2024

Bashing the 401k scam – looking for a better idea. RDQ says it’s misunderstood

20 replies

AUTHOR: R Quinn on 11/26/2024
FIRST: DAN SMITH on 11/26/2024   |   RECENT: neyugn on 12/5/2024

How Often Do You Calculate Your Net Worth And Why

57 replies

AUTHOR: David Lancaster on 11/29/2024
FIRST: Patrick Murphy on 11/29/2024   |   RECENT: Will Schenk on 12/5/2024

The 2024 Bogleheads Conference videos are now available online

1 reply

AUTHOR: William Perry on 12/4/2024
FIRST: David Lancaster on 12/5/2024   |   RECENT: David Lancaster on 12/5/2024

Happy Thanksgiving from the OBX

11 replies

AUTHOR: Rick Connor on 11/28/2024
FIRST: Michael1 on 11/28/2024   |   RECENT: Rick Connor on 12/2/2024

What is The 10 Year Return on Your Portfolio?

22 replies

AUTHOR: David Lancaster on 11/26/2024
FIRST: stelea99 on 11/26/2024   |   RECENT: Steve Spinella on 12/2/2024

Passkeys, Anyone?

14 replies

AUTHOR: 1PF on 11/30/2024
FIRST: David Lancaster on 11/30/2024   |   RECENT: mytimetotravel on 12/1/2024

The Stories We Tell

7 replies

AUTHOR: Jonathan Clements on 11/29/2024
FIRST: Robert Wright on 11/29/2024   |   RECENT: DAN SMITH on 11/30/2024

Let’s talk turkey

18 replies

AUTHOR: R Quinn on 11/27/2024
FIRST: Jeff Bond on 11/27/2024   |   RECENT: Rick Connor on 11/29/2024

What life lessons would you like to pass on to the next generation?

28 replies

AUTHOR: smr1082 on 11/17/2024
FIRST: Winston Smith on 11/17/2024   |   RECENT: smr1082 on 11/27/2024

Credit Card Debt.

23 replies

AUTHOR: Michael l Berard on 11/23/2024
FIRST: baldscreen on 11/23/2024   |   RECENT: Michael Bruno on 11/27/2024

Holiday Habits

20 replies

AUTHOR: Edmund Marsh on 11/24/2024
FIRST: luvtoride44afe9eb1e on 11/24/2024   |   RECENT: Linda Grady on 11/27/2024

Medicare Open Enrollment and Medigap

9 replies

AUTHOR: James Mcglynn on 11/25/2024
FIRST: stelea99 on 11/25/2024   |   RECENT: James Mcglynn on 11/26/2024

No tax on your Social Security?

43 replies

AUTHOR: William Housley on 11/23/2024
FIRST: mytimetotravel on 11/23/2024   |   RECENT: R Quinn on 11/26/2024

Bridge the Gap

47 replies

AUTHOR: Cheryl Low on 11/13/2024
FIRST: luvtoride44afe9eb1e on 11/13/2024   |   RECENT: Jonathan Clements on 11/25/2024

Enjoy the moving walkway, embrace retirement, don’t look back RDQ

24 replies

AUTHOR: R Quinn on 11/11/2024
FIRST: Richard Gore on 11/11/2024   |   RECENT: David Lancaster on 11/25/2024

There are a few topics that heat up discussions, Quinn says tipping is one of them. 

61 replies

AUTHOR: R Quinn on 11/21/2024
FIRST: baldscreen on 11/21/2024   |   RECENT: bbbobbins on 11/24/2024

Taking Stock

33 replies

AUTHOR: Jonathan Clements on 11/22/2024
FIRST: Richard Gore on 11/22/2024   |   RECENT: William Dorner on 11/24/2024

What Was in Your Portfolio?

4 replies

AUTHOR: David Lancaster on 11/23/2024
FIRST: R Quinn on 11/23/2024   |   RECENT: evan rayers on 11/24/2024

Facebook Users, Beware! There’s a Scam Afoot!

14 replies

AUTHOR: James Kerr on 11/18/2024
FIRST: Michael1 on 11/18/2024   |   RECENT: William Dorner on 11/24/2024

Let’s think about this idea of a living wage. I say it’s a red herring

17 replies

AUTHOR: R Quinn on 11/23/2024
FIRST: DAN SMITH on 11/23/2024   |   RECENT: stelea99 on 11/24/2024

Try to Remember

66 replies

AUTHOR: Andrew Forsythe on 11/10/2024
FIRST: Jonathan Clements on 11/10/2024   |   RECENT: Andrew Forsythe on 11/23/2024

After It’s Over

11 replies

AUTHOR: DAN SMITH on 11/21/2024
FIRST: mytimetotravel on 11/21/2024   |   RECENT: mytimetotravel on 11/22/2024

Quinn thinks “free” is a dirty word. 

54 replies

AUTHOR: R Quinn on 11/16/2024
FIRST: mytimetotravel on 11/16/2024   |   RECENT: Randy Dobkin on 11/22/2024

Be Like Warren Buffett, And You Will Do Great ( Most likely on a smaller scale, though)

5 replies

AUTHOR: Michael l Berard on 11/21/2024
FIRST: Ormode on 11/21/2024   |   RECENT: J&R C on 11/22/2024

Helping family

8 replies

AUTHOR: R Quinn on 11/19/2024
FIRST: bbbobbins on 11/20/2024   |   RECENT: T. V. NARAYANAN on 11/21/2024

Thank you, IRS!

29 replies

AUTHOR: Rick Connor on 11/17/2024
FIRST: Michael1 on 11/17/2024   |   RECENT: Rick Connor on 11/21/2024

Good Old Days?

19 replies

AUTHOR: DAN SMITH on 11/18/2024
FIRST: Jeff Bond on 11/18/2024   |   RECENT: H S on 11/19/2024

Ten Important Security Tips

15 replies

AUTHOR: hitekfran on 11/9/2024
FIRST: mytimetotravel on 11/9/2024   |   RECENT: Martin McCue on 11/19/2024

How to Not Waste a Low Income Year

18 replies

AUTHOR: Michael1 on 11/10/2024
FIRST: stelea99 on 11/10/2024   |   RECENT: Michael1 on 11/18/2024

Quotes

12 replies

AUTHOR: Mark Eckman on 7/2/2024
FIRST: Matt Morse on 7/2/2024   |   RECENT: Jeff Bond on 11/18/2024

The Sickest Patients Are Fleeing Private Medicare Plans—Costing Taxpayers Billions

23 replies

AUTHOR: rgscl on 11/15/2024
FIRST: R Quinn on 11/15/2024   |   RECENT: rgscl on 11/18/2024

HELP, I Want My Money Back!

10 replies

AUTHOR: David Lancaster on 11/16/2024
FIRST: DAN SMITH on 11/16/2024   |   RECENT: David Lancaster on 11/18/2024

Time’s Up

39 replies

AUTHOR: Jonathan Clements on 11/15/2024
FIRST: Tom Tamlyn on 11/15/2024   |   RECENT: R Quinn on 11/17/2024

Budgets deserve a little respect.

50 replies

AUTHOR: Rick Connor on 11/15/2024
FIRST: Jack Hannam on 11/15/2024   |   RECENT: bbbobbins on 11/16/2024

The Luxury of Choosing Tax-Free Cash from a Roth IRA or HSA….but Which One?

15 replies

AUTHOR: Bill Minter on 11/12/2024
FIRST: Kevin Madden on 11/12/2024   |   RECENT: Mark Eckman on 11/16/2024

A clear demonstration that not knowing what you are doing and taking risk may not always lead to financial disaster, but not recommended

27 replies

AUTHOR: R Quinn on 11/13/2024
FIRST: Scott Dichter on 11/13/2024   |   RECENT: Patrick Brennan on 11/16/2024

Who’s Comments Do You Look Forward to Most?

30 replies

AUTHOR: David Lancaster on 11/14/2024
FIRST: Randy Dobkin on 11/14/2024   |   RECENT: mytimetotravel on 11/15/2024

Raising Savings

8 replies

AUTHOR: Greg Spears on 11/14/2024
FIRST: Jonathan Clements on 11/14/2024   |   RECENT: Harold Tynes on 11/15/2024

John Rekenthaler’s Farewell, For Now

4 replies

AUTHOR: William Perry on 11/15/2024
FIRST: Olin on 11/15/2024   |   RECENT: G W on 11/15/2024

Three to Follow

6 replies

AUTHOR: David Lancaster on 11/14/2024
FIRST: R Quinn on 11/14/2024   |   RECENT: Ken Shelley on 11/15/2024

Munger and Buffett, Lennon-Mc Cartney, etc.

13 replies

AUTHOR: Michael l Berard on 11/12/2024
FIRST: DAN SMITH on 11/12/2024   |   RECENT: Tom Tamlyn on 11/14/2024

Two New Headlines

0 replies

AUTHOR: Michael l Berard on 11/13/2024

Fearless, Humorless, Clueless, etc. Predictions and Thoughts, or, Random offerings ,etc.

1 reply

AUTHOR: Michael l Berard on 11/13/2024
FIRST: DAN SMITH on 11/13/2024   |   RECENT: DAN SMITH on 11/13/2024

T Rowe Frequent Trading Policy

11 replies

AUTHOR: David Lancaster on 11/11/2024
FIRST: 1PF on 11/11/2024   |   RECENT: David Lancaster on 11/12/2024

Paradox of choice. What to do, what to do?

18 replies

AUTHOR: R Quinn on 11/5/2024
FIRST: Michael1 on 11/5/2024   |   RECENT: Randy Dobkin on 11/11/2024

Home Maintenance Choices, Options, & Decisions

35 replies

AUTHOR: Jeff Bond on 11/5/2024
FIRST: Dan Smith on 11/5/2024   |   RECENT: Jeff Bond on 11/11/2024

Don’t Dis Dividends

19 replies

AUTHOR: Jonathan Clements on 11/8/2024
FIRST: luvtoride44afe9eb1e on 11/8/2024   |   RECENT: Michael l Berard on 11/11/2024

Is your net worth, worth it and what’s in it? RDQ

92 replies

AUTHOR: R Quinn on 10/28/2024
FIRST: Ormode on 10/28/2024   |   RECENT: Brian White on 11/11/2024

Food For Thought?

1 reply

AUTHOR: Michael l Berard on 11/10/2024
FIRST: Nick Politakis on 11/10/2024   |   RECENT: Nick Politakis on 11/10/2024

Who is on Your Personal Investing Mount Rushmore, and Why?

11 replies

AUTHOR: David Lancaster on 11/8/2024
FIRST: luvtoride44afe9eb1e on 11/8/2024   |   RECENT: Steven Duncan on 11/10/2024

The USA, an Amazing Nation. And the UK, Also Amazing

7 replies

AUTHOR: Michael l Berard on 11/10/2024
FIRST: mytimetotravel on 11/10/2024   |   RECENT: Michael l Berard on 11/10/2024

DST Transitioning

11 replies

AUTHOR: Jeff Bond on 11/9/2024
FIRST: mytimetotravel on 11/9/2024   |   RECENT: mytimetotravel on 11/10/2024

Fascinating facts, at least to me

4 replies

AUTHOR: Michael l Berard on 11/8/2024
FIRST: Jonathan Clements on 11/9/2024   |   RECENT: Norm Dion on 11/10/2024

The dilemma of fixing Social Security. Quinn has a few ideas focused on fairness for future and current retirees

32 replies

AUTHOR: R Quinn on 11/6/2024
FIRST: Scott Dichter on 11/6/2024   |   RECENT: stelea99 on 11/10/2024

Dealing With Tech Changes

26 replies

AUTHOR: stelea99 on 11/4/2024
FIRST: G W on 11/4/2024   |   RECENT: stelea99 on 11/10/2024

Insurance to cover losses from hacking?

5 replies

AUTHOR: eludom on 11/7/2024
FIRST: Jeff Bond on 11/7/2024   |   RECENT: OldITGuy on 11/9/2024

It’s Better to Know

25 replies

AUTHOR: Marjorie Kondrack on 10/26/2024
FIRST: Edmund Marsh on 10/26/2024   |   RECENT: Marjorie Kondrack on 11/9/2024

Hands-On vs. Hands-Off: Real Estate’s Own Active-Passive Debate

21 replies

AUTHOR: steve abramowitz on 11/2/2024
FIRST: Edmund Marsh on 11/3/2024   |   RECENT: Rob Jennings on 11/9/2024

Longevity Income?

7 replies

AUTHOR: mytimetotravel on 11/7/2024
FIRST: Dan Smith on 11/7/2024   |   RECENT: Kevin Lynch on 11/8/2024

Why, Oh , Why ?

3 replies

AUTHOR: Michael l Berard on 11/7/2024
FIRST: Dave Melick on 11/7/2024   |   RECENT: B Carr on 11/8/2024

Which is the best and why for retirement income

4 replies

AUTHOR: Larry Hoel on 11/7/2024
FIRST: Jonathan Clements on 11/7/2024   |   RECENT: Jonathan Clements on 11/7/2024

Dream Retirement – Is it fading away?

43 replies

AUTHOR: smr1082 on 10/31/2024
FIRST: Dan Smith on 11/1/2024   |   RECENT: neyugn on 11/5/2024

Those Who Follow

45 replies

AUTHOR: Jonathan Clements on 11/1/2024
FIRST: philip durand on 11/1/2024   |   RECENT: Charlie Flagg on 11/4/2024

O.K., I Give Up, You Win!

9 replies

AUTHOR: Michael l Berard on 11/1/2024
FIRST: Jonathan Clements on 11/1/2024   |   RECENT: Linda Grady on 11/4/2024

Is the (my) perception of early retirement all wrong? RDQ

24 replies

AUTHOR: R Quinn on 11/2/2024
FIRST: mytimetotravel on 11/2/2024   |   RECENT: R Quinn on 11/3/2024

Easier Is Often More Lucrative And Cheaper, And Not Only In Financial Topics

16 replies

AUTHOR: Michael l Berard on 10/28/2024
FIRST: R Quinn on 10/28/2024   |   RECENT: corrupt on 10/31/2024

Things That Make Me Go, HUH?

10 replies

AUTHOR: Michael l Berard on 10/30/2024
FIRST: mytimetotravel on 10/30/2024   |   RECENT: Jack Hannam on 10/31/2024

Anxiety, Personality and the Active vs. Passive Fund Decision

22 replies

AUTHOR: steve abramowitz on 10/28/2024
FIRST: Michael l Berard on 10/28/2024   |   RECENT: steve abramowitz on 10/30/2024

A Better Direction? for Managing Someone Else’s Funds

19 replies

AUTHOR: C Z on 10/26/2024
FIRST: Jonathan Clements on 10/27/2024   |   RECENT: C Z on 10/28/2024

Advertisements, Commercials, etc.

10 replies

AUTHOR: Michael l Berard on 10/21/2024
FIRST: R Quinn on 10/21/2024   |   RECENT: mytimetotravel on 10/28/2024

Dazed and Confused.

8 replies

AUTHOR: Michael l Berard on 10/25/2024
FIRST: sjoag on 10/25/2024   |   RECENT: Fund Daddy on 10/28/2024

Finding a flat-fee financial advisor

33 replies

AUTHOR: ron332 on 10/19/2024
FIRST: parkslope on 10/19/2024   |   RECENT: tshort on 10/27/2024

I thought I was being patriotic. Now I’m bonded to a bureaucracy

12 replies

AUTHOR: R Quinn on 10/26/2024
FIRST: Marjorie Kondrack on 10/26/2024   |   RECENT: Marjorie Kondrack on 10/27/2024

Growth Investing or Dividend Investing in Retirement?

32 replies

AUTHOR: L H on 10/23/2024
FIRST: mytimetotravel on 10/23/2024   |   RECENT: parkslope on 10/27/2024

Retirement Pets

29 replies

AUTHOR: Ken Cutler on 10/21/2024
FIRST: baldscreen on 10/21/2024   |   RECENT: CJ on 10/27/2024

Managed Payout Funds

1 reply

AUTHOR: malba2321457f4006 on 10/26/2024
FIRST: Jonathan Clements on 10/26/2024   |   RECENT: Jonathan Clements on 10/26/2024

Let’s do the math on Social Security- my simplistic math not guaranteed and possibly flawed, but with a good end result for us – I hope. RDQ

34 replies

AUTHOR: R Quinn on 10/21/2024
FIRST: Jonathan Clements on 10/21/2024   |   RECENT: Mike Lynch on 10/25/2024

Coming Home

38 replies

AUTHOR: steve abramowitz on 10/23/2024
FIRST: Jonathan Clements on 10/23/2024   |   RECENT: Mike Wyant on 10/24/2024

Quinn’s $14,000,000

7 replies

AUTHOR: R Quinn on 10/23/2024
FIRST: Marjorie Kondrack on 10/23/2024   |   RECENT: Mike Wyant on 10/24/2024

Just the Facts

61 replies

AUTHOR: Jonathan Clements on 10/18/2024
FIRST: Mike Xavier on 10/18/2024   |   RECENT: GaryW on 10/22/2024

Just do it!! by RDQ

7 replies

AUTHOR: R Quinn on 10/18/2024
FIRST: Dan Smith on 10/18/2024   |   RECENT: Randy Dobkin on 10/21/2024

What is the most significant fiscal issue facing the American people?

31 replies

AUTHOR: R Quinn on 10/19/2024
FIRST: OldITGuy on 10/19/2024   |   RECENT: bbbobbins on 10/21/2024

Cash position vs stay infested when market is overpriced

9 replies

AUTHOR: handy Man IRD on 10/19/2024
FIRST: Jonathan Clements on 10/19/2024   |   RECENT: Michael1 on 10/21/2024

How do I invest for Dividend Income? Should I?

37 replies

AUTHOR: L H on 10/14/2024
FIRST: R Quinn on 10/14/2024   |   RECENT: EventSpace on 10/20/2024

I have been challenged by Jonathan. Will he like my response? By RDQ

26 replies

AUTHOR: R Quinn on 10/16/2024
FIRST: Ben Rodriguez on 10/16/2024   |   RECENT: William Dorner on 10/19/2024

Factory Floor Education

11 replies

AUTHOR: Ken Cutler on 10/13/2024
FIRST: OldITGuy on 10/13/2024   |   RECENT: William Dorner on 10/19/2024

Wellcare for Part D

63 replies

AUTHOR: Andrew Forsythe on 10/7/2024
FIRST: R Quinn on 10/7/2024   |   RECENT: Jerry Granderson on 10/19/2024

Sleep Disorder

20 replies

AUTHOR: Dan Smith on 10/17/2024
FIRST: Edmund Marsh on 10/17/2024   |   RECENT: Dan Smith on 10/18/2024

Our annual give it away meeting

24 replies

AUTHOR: R Quinn on 10/4/2024
FIRST: Dan Smith on 10/4/2024   |   RECENT: Marjorie Kondrack on 10/17/2024

The Choice to do Nothing

39 replies

AUTHOR: Dan Smith on 10/14/2024
FIRST: Andrew Forsythe on 10/14/2024   |   RECENT: R Quinn on 10/16/2024

The Long View Podcast: Jonathan Clements: ‘Life Is Full of Small Pleasures’

9 replies

AUTHOR: Ben Rodriguez on 10/15/2024
FIRST: Jeffrey Rapp on 10/15/2024   |   RECENT: Jack Hannam on 10/16/2024

The Approaching Hurricane

12 replies

AUTHOR: Greg Spears on 10/9/2024
FIRST: Andrew Forsythe on 10/9/2024   |   RECENT: smr1082 on 10/15/2024

The budget-less, automated financial life of two retirees living paycheck to paycheck-sort of, okay, not really

49 replies

AUTHOR: R Quinn on 10/12/2024
FIRST: Ken Cutler on 10/12/2024   |   RECENT: Winston Smith on 10/15/2024

Talking to your kids about money

27 replies

AUTHOR: bbbobbins on 10/11/2024
FIRST: Ben Rodriguez on 10/11/2024   |   RECENT: Billy McKelvy on 10/15/2024

In defense of billionaires

83 replies

AUTHOR: R Quinn on 9/24/2024
FIRST: David Lancaster on 9/24/2024   |   RECENT: R Quinn on 10/14/2024

California Free

18 replies

AUTHOR: Ken Cutler on 10/7/2024
FIRST: Edmund Marsh on 10/7/2024   |   RECENT: Ken Cutler on 10/14/2024

Who Doesn’t Like a Huge Tax Refund?

13 replies

AUTHOR: Dan Smith on 10/13/2024
FIRST: Jonathan Clements on 10/13/2024   |   RECENT: Rick Connor on 10/14/2024

Dollar Averaging

15 replies

AUTHOR: Jonathan Clements on 10/11/2024
FIRST: Dan Wick on 10/11/2024   |   RECENT: G Handrigan on 10/13/2024

Alternatives to the 4% rule

4 replies

AUTHOR: Mark Eckman on 10/12/2024
FIRST: bbbobbins on 10/12/2024   |   RECENT: Mark Eckman on 10/13/2024

Manhattan Island, Was It The All Time Greatest Deal, Or Not?

5 replies

AUTHOR: Michael l Berard on 10/11/2024
FIRST: Jonathan Clements on 10/11/2024   |   RECENT: Mike Gaynes on 10/13/2024

Landline Flight, anyone?

13 replies

AUTHOR: Linda Grady on 10/10/2024
FIRST: Ben Rodriguez on 10/10/2024   |   RECENT: DrLefty on 10/12/2024

How should I allocate my bond funds?

11 replies

AUTHOR: mytimetotravel on 10/10/2024
FIRST: Randy Dobkin on 10/10/2024   |   RECENT: mytimetotravel on 10/12/2024

Two Innovations That Can Improve Your Health

26 replies

AUTHOR: Dennis Friedman on 10/3/2024
FIRST: Dan Smith on 10/3/2024   |   RECENT: Brian White on 10/11/2024

Quinn ponders the College Conundrum

17 replies

AUTHOR: R Quinn on 10/8/2024
FIRST: Dan Smith on 10/8/2024   |   RECENT: Richard Gore on 10/10/2024

Retirement Calculators

44 replies

AUTHOR: Matt Morse on 8/28/2024
FIRST: baldscreen on 8/28/2024   |   RECENT: KW2 Ventures on 10/9/2024

Hedging your bet in retirement-dealing with inflation. What’s your strategy?

68 replies

AUTHOR: R Quinn on 9/28/2024
FIRST: David Lancaster on 9/28/2024   |   RECENT: R Quinn on 10/7/2024

Jabs Anyone?

66 replies

AUTHOR: Dan Smith on 9/21/2024
FIRST: R Quinn on 9/21/2024   |   RECENT: Ski Bum on 10/7/2024

Social Security Solutions

5 replies

AUTHOR: Dan Smith on 10/4/2024
FIRST: R Quinn on 10/4/2024   |   RECENT: R Quinn on 10/6/2024

First Place

63 replies

AUTHOR: Jonathan Clements on 9/6/2024
FIRST: eludom on 9/6/2024   |   RECENT: Edgaria Rosabella on 10/5/2024

Food for Thought

28 replies

AUTHOR: Ken Cutler on 9/30/2024
FIRST: Edmund Marsh on 9/30/2024   |   RECENT: Martin McCue on 10/5/2024

Truth is Often Stranger Than Fiction

16 replies

AUTHOR: Michael l Berard on 10/2/2024
FIRST: Edmund Marsh on 10/2/2024   |   RECENT: Tim Mueller on 10/5/2024

A clarification of the bottled water post

12 replies

AUTHOR: Michael l Berard on 10/3/2024
FIRST: Dan Smith on 10/3/2024   |   RECENT: Michael l Berard on 10/5/2024

The retirement scam – please don’t call this a rant

7 replies

AUTHOR: R Quinn on 10/3/2024
FIRST: Jonathan Clements on 10/3/2024   |   RECENT: Linda Grady on 10/4/2024

They Said the Darndest Things

12 replies

AUTHOR: Jonathan Clements on 10/4/2024
FIRST: Edmund Marsh on 10/4/2024   |   RECENT: David Lancaster on 10/4/2024

Stay Informed

58 replies

AUTHOR: Marjorie Kondrack on 10/1/2024
FIRST: mytimetotravel on 10/1/2024   |   RECENT: mytimetotravel on 10/4/2024

Social Security

5 replies

AUTHOR: Michael l Berard on 9/30/2024
FIRST: Jonathan Clements on 9/30/2024   |   RECENT: L H on 10/3/2024

How might early retirement at say age 55 affect your FRA SS benefits?

12 replies

AUTHOR: stelea99 on 9/23/2024
FIRST: Jonathan Clements on 9/23/2024   |   RECENT: William Perry on 9/30/2024

A cease and desist request, at least I thought about it.

3 replies

AUTHOR: Michael l Berard on 9/28/2024
FIRST: Linda Grady on 9/29/2024   |   RECENT: Michael l Berard on 9/30/2024

Student Loan Repayments and Credit Score

7 replies

AUTHOR: Wayne Schober on 9/28/2024
FIRST: Dan Smith on 9/28/2024   |   RECENT: Linda Grady on 9/29/2024

Anybody Listening?

26 replies

AUTHOR: Jonathan Clements on 9/27/2024
FIRST: baldscreen on 9/27/2024   |   RECENT: Michael l Berard on 9/28/2024

How did it all work for us? Why not now?

67 replies

AUTHOR: R Quinn on 9/25/2024
FIRST: Ben Rodriguez on 9/25/2024   |   RECENT: OldITGuy on 9/28/2024

More leading economic indicators.

4 replies

AUTHOR: Michael l Berard on 9/25/2024
FIRST: jimbow13 on 9/25/2024   |   RECENT: Mark Eckman on 9/28/2024

Anchors Away

13 replies

AUTHOR: Ken Cutler on 9/23/2024
FIRST: Dan Smith on 9/23/2024   |   RECENT: Margot H Knight on 9/28/2024

Conflicting and Confusing Economic Indicators

11 replies

AUTHOR: Michael l Berard on 9/26/2024
FIRST: Jeff Bond on 9/26/2024   |   RECENT: bbbobbins on 9/28/2024

How and when did you find out about HumbleDollar?

15 replies

AUTHOR: Ben Rodriguez on 9/25/2024
FIRST: Ken Cutler on 9/25/2024   |   RECENT: 1PF on 9/26/2024

Article about Jonathan in the Telegraph

14 replies

AUTHOR: Margaret Fallon on 9/25/2024
FIRST: Jonathan Clements on 9/25/2024   |   RECENT: Linda Grady on 9/26/2024

Silver Coins

12 replies

AUTHOR: pcroppo on 9/15/2024
FIRST: Jonathan Clements on 9/15/2024   |   RECENT: Michael l Berard on 9/25/2024

Conflicting News

7 replies

AUTHOR: Michael l Berard on 9/25/2024
FIRST: Jonathan Clements on 9/25/2024   |   RECENT: Michael l Berard on 9/25/2024

Do you know about community property trusts?

3 replies

AUTHOR: William Perry on 9/24/2024
FIRST: Jonathan Clements on 9/25/2024   |   RECENT: William Perry on 9/25/2024

A Cautionary Tale: The S&P and the Perilous Sequence of Returns

14 replies

AUTHOR: steve abramowitz on 9/16/2024
FIRST: Michael1 on 9/17/2024   |   RECENT: steve abramowitz on 9/24/2024

Analog versus Digital

2 replies

AUTHOR: Dan Smith on 9/24/2024
FIRST: Jo Bo on 9/24/2024   |   RECENT: Dan Smith on 9/24/2024

Quinn asks himself, Is delaying Social Security to age 70 the right decision?

78 replies

AUTHOR: R Quinn on 9/21/2024
FIRST: Linda Grady on 9/21/2024   |   RECENT: Mike Xavier on 9/24/2024

Getting Rolled

31 replies

AUTHOR: Jonathan Clements on 9/18/2024
FIRST: Don Southworth on 9/18/2024   |   RECENT: John Kaczka on 9/23/2024

Can annuity income be used to offset RMD obligations from other accounts?

18 replies

AUTHOR: Christopher Matthews on 7/5/2024
FIRST: Rick Connor on 7/5/2024   |   RECENT: Chris Rush on 9/22/2024

Persistence of Memory

17 replies

AUTHOR: Ken Cutler on 9/15/2024
FIRST: Jonathan Clements on 9/16/2024   |   RECENT: Tim Mueller on 9/21/2024

Quinn ponders – Are you better off than you were four years ago?

63 replies

AUTHOR: R Quinn on 9/18/2024
FIRST: Ken Cutler on 9/18/2024   |   RECENT: Martin McCue on 9/21/2024

Which is better, traditional Medicare or Medicare Advantage?

40 replies

AUTHOR: Jonathan Clements on 11/3/2021
FIRST: Andrew Forsythe on 11/3/2021   |   RECENT: Mark Eckman on 9/21/2024

What’s your asset breakdown by tax treatment?

29 replies

AUTHOR: Matt Morse on 9/10/2024
FIRST: 1PF on 9/10/2024   |   RECENT: Rob Jennings on 9/21/2024

Q re Roth along with 403B

8 replies

AUTHOR: Julie VanDore on 9/17/2024
FIRST: Jonathan Clements on 9/17/2024   |   RECENT: 1PF on 9/18/2024

Looking for Guidance on Formulating a Well-Balanced Investment Plan

19 replies

AUTHOR: Kelly Gloria on 9/15/2024
FIRST: Jonathan Clements on 9/15/2024   |   RECENT: Matt Morse on 9/17/2024

How would you prepare for the staggering cost of in-home care?

18 replies

AUTHOR: smr1082 on 9/10/2024
FIRST: baldscreen on 9/10/2024   |   RECENT: parkslope on 9/15/2024

A Rental House? By the Numbers

3 replies

AUTHOR: DrLefty on 9/11/2024
FIRST: William Perry on 9/11/2024   |   RECENT: DrLefty on 9/15/2024

Booking It

19 replies

AUTHOR: Jonathan Clements on 9/13/2024
FIRST: David Lancaster on 9/13/2024   |   RECENT: DrLefty on 9/15/2024

Friday the 13th, the Luckiest Day of My Life

16 replies

AUTHOR: Andrew Forsythe on 9/13/2024
FIRST: Dan Smith on 9/13/2024   |   RECENT: Andrew Forsythe on 9/15/2024

What I Saw With Meals on Wheels

17 replies

AUTHOR: mytimetotravel on 9/5/2024
FIRST: baldscreen on 9/5/2024   |   RECENT: mytimetotravel on 9/15/2024

Active vs. Passive ETFs: Fidelity and T. Rowe Price Meet Vanguard

13 replies

AUTHOR: steve abramowitz on 9/12/2024
FIRST: parkslope on 9/12/2024   |   RECENT: steve abramowitz on 9/14/2024

Read This for FREE!

14 replies

AUTHOR: Ken Cutler on 9/9/2024
FIRST: Edmund Marsh on 9/9/2024   |   RECENT: William Dorner on 9/14/2024

Consuelo Mack WealthTrack

17 replies

AUTHOR: Jonathan Clements on 9/6/2024
FIRST: Ken Cutler on 9/6/2024   |   RECENT: jimbow13 on 9/13/2024

A Rental House? Questions to Consider

16 replies

AUTHOR: DrLefty on 9/9/2024
FIRST: Michael1 on 9/10/2024   |   RECENT: Mark Eckman on 9/12/2024

Can your retirement survive a financial shock? It seems many can’t. Have you thought about it? Rdq

59 replies

AUTHOR: R Quinn on 9/9/2024
FIRST: bbbobbins on 9/9/2024   |   RECENT: R Quinn on 9/11/2024

Is Your Broad Market Index ETF Suffering Tech Bloat?

10 replies

AUTHOR: steve abramowitz on 9/9/2024
FIRST: Olin on 9/9/2024   |   RECENT: steve abramowitz on 9/10/2024

The Dance of Time

16 replies

AUTHOR: Ken Cutler on 9/2/2024
FIRST: Edmund Marsh on 9/2/2024   |   RECENT: Philip Karp on 9/10/2024

Final Decision

27 replies

AUTHOR: Dan Smith on 9/1/2024
FIRST: OldITGuy on 9/1/2024   |   RECENT: CJ on 9/10/2024

Long-Term Care? Who Has It?

45 replies

AUTHOR: Jeff Bond on 8/10/2024
FIRST: Ken Cutler on 8/10/2024   |   RECENT: Linda Grady on 9/10/2024

Quinn is considering buying a Bentley

30 replies

AUTHOR: R Quinn on 9/3/2024
FIRST: William Perry on 9/3/2024   |   RECENT: R Quinn on 9/9/2024

The Habits of Old Men

29 replies

AUTHOR: Andrew Forsythe on 9/7/2024
FIRST: mytimetotravel on 9/7/2024   |   RECENT: Andrew Forsythe on 9/8/2024

Quinn ponders the minimum wage, a living wage and the possible consequences of changes for all

14 replies

AUTHOR: R Quinn on 9/6/2024
FIRST: Dan Smith on 9/6/2024   |   RECENT: corrupt on 9/8/2024

Money Memories

4 replies

AUTHOR: Edmund Marsh on 9/6/2024
FIRST: Dan Smith on 9/6/2024   |   RECENT: Edmund Marsh on 9/7/2024

DIY Analytical Tools to Support Financial Decisions

6 replies

AUTHOR: Ed Kadala on 9/5/2024
FIRST: R Quinn on 9/5/2024   |   RECENT: Rick Connor on 9/7/2024

Nasdaq 100 Option-Income ETF: Is the Sequel to JEPI Just Theater?

2 replies

AUTHOR: steve abramowitz on 9/5/2024
FIRST: Ed Kadala on 9/6/2024   |   RECENT: steve abramowitz on 9/6/2024

David Enna’s Tipswatch.com tribute to Bob Brinker

11 replies

AUTHOR: William Perry on 9/4/2024
FIRST: Jonathan Clements on 9/4/2024   |   RECENT: William Perry on 9/5/2024

Reaching Two-thirds of a Century!

26 replies

AUTHOR: Rick Connor on 9/3/2024
FIRST: Marjorie Kondrack on 9/3/2024   |   RECENT: bbbobbins on 9/5/2024

Dart board investing. What, me worry? Quinn may not be a good example

10 replies

AUTHOR: R Quinn on 8/31/2024
FIRST: Michael1 on 8/31/2024   |   RECENT: R Quinn on 9/5/2024

I would like some RMD advice

11 replies

AUTHOR: polamalu2009 on 9/4/2024
FIRST: David Lancaster on 9/4/2024   |   RECENT: William Perry on 9/4/2024

Jonathan is right, employers don’t care, but that’s not the real problem- it’s people

14 replies

AUTHOR: R Quinn on 9/2/2024
FIRST: Dan Smith on 9/2/2024   |   RECENT: R Quinn on 9/3/2024

Covid and Money Fever

14 replies

AUTHOR: steve abramowitz on 9/1/2024
FIRST: Rick Connor on 9/1/2024   |   RECENT: steve abramowitz on 9/3/2024

JEPI as a Bond Substitute? Don Quixote Confronts the Windmills

21 replies

AUTHOR: steve abramowitz on 8/28/2024
FIRST: Kevin Cady on 8/28/2024   |   RECENT: Kevin Lynch on 9/3/2024

Year end action items?

26 replies

AUTHOR: eludom on 8/31/2024
FIRST: Jonathan Clements on 8/31/2024   |   RECENT: Dan Smith on 9/2/2024

Quinn ponders a taxing situation. Loopholes and such. Is there a better way?

25 replies

AUTHOR: R Quinn on 8/29/2024
FIRST: Dan Smith on 8/29/2024   |   RECENT: David Lancaster on 9/1/2024

I Ain’t Stupid Ya Know

33 replies

AUTHOR: Dan Smith on 8/27/2024
FIRST: David Lancaster on 8/27/2024   |   RECENT: Nick Politakis on 8/31/2024

Rules of the Road

25 replies

AUTHOR: Jonathan Clements on 8/30/2024
FIRST: David Lancaster on 8/30/2024   |   RECENT: Michael1 on 8/31/2024

How young is too young to receive an inheritance?

24 replies

AUTHOR: Rick Connor on 8/25/2024
FIRST: Jeff Bond on 8/25/2024   |   RECENT: William Dorner on 8/31/2024

Is being frugal a way of life, a necessity, habit or fun?

38 replies

AUTHOR: R Quinn on 8/27/2024
FIRST: baldscreen on 8/27/2024   |   RECENT: Mark Eckman on 8/31/2024

Did we do this all wrong?

23 replies

AUTHOR: polamalu2009 on 8/27/2024
FIRST: sjoag on 8/27/2024   |   RECENT: Mark Eckman on 8/31/2024

On Being Aware

10 replies

AUTHOR: Dan Smith on 8/25/2024
FIRST: Winston Smith on 8/25/2024   |   RECENT: Mark Eckman on 8/31/2024

Vanguard’s VOO and VTI: Close Brothers but Not Identical Twins

0 replies

AUTHOR: steve abramowitz on 8/30/2024

IRAs in a Trust

3 replies

AUTHOR: David Lancaster on 8/29/2024
FIRST: William Perry on 8/29/2024   |   RECENT: David Lancaster on 8/29/2024

Do You Own a Safe?

42 replies

AUTHOR: mytimetotravel on 8/23/2024
FIRST: Jeff Bond on 8/23/2024   |   RECENT: stelea99 on 8/29/2024

Jonathan in Washington Post this am.

8 replies

AUTHOR: baldscreen on 8/28/2024
FIRST: 1PF on 8/28/2024   |   RECENT: Olin on 8/28/2024

The Road Trip

12 replies

AUTHOR: Ken Cutler on 8/19/2024
FIRST: Rick Connor on 8/20/2024   |   RECENT: Ken Cutler on 8/27/2024

Working for Free

29 replies

AUTHOR: Ken Cutler on 8/26/2024
FIRST: Jeff Bond on 8/26/2024   |   RECENT: Ken Cutler on 8/27/2024

Spreadsheets vs Winging It

30 replies

AUTHOR: polamalu2009 on 8/25/2024
FIRST: R Quinn on 8/25/2024   |   RECENT: bbbobbins on 8/27/2024

Does Personality Matter When It Comes To Finances?

35 replies

AUTHOR: kristinehayes2014 on 8/18/2024
FIRST: Andrew Forsythe on 8/18/2024   |   RECENT: P Pozo on 8/27/2024

SOS, MAYDAY,HELP, etc. concerning What Type Bonds Should I Consider Social Security?

5 replies

AUTHOR: Michael l Berard on 8/24/2024
FIRST: sjoag on 8/24/2024   |   RECENT: Brad Butts on 8/25/2024

Committing Ourselves

13 replies

AUTHOR: Jonathan Clements on 8/23/2024
FIRST: Michael1 on 8/23/2024   |   RECENT: GNeil Nussen623 on 8/25/2024

Travel is a valuable learning experience – our world is linked like never before, we need more understanding 

46 replies

AUTHOR: R Quinn on 8/15/2024
FIRST: luvtoride44afe9eb1e on 8/15/2024   |   RECENT: mytimetotravel on 8/24/2024

Running Away from Home (Again)

19 replies

AUTHOR: steve abramowitz on 8/22/2024
FIRST: Jonathan Clements on 8/22/2024   |   RECENT: Mike Gaynes on 8/24/2024

Requiem for a CEO

3 replies

AUTHOR: Ken Cutler on 8/23/2024
FIRST: Kathy Gloeckler on 8/24/2024   |   RECENT: Kathy Gloeckler on 8/24/2024

Women and men are different. Quinn’s in trouble again

51 replies

AUTHOR: R Quinn on 8/19/2024
FIRST: eludom on 8/19/2024   |   RECENT: Mark Eckman on 8/24/2024

Cash On Hand

29 replies

AUTHOR: Dan Smith on 8/7/2024
FIRST: Jeff Bond on 8/7/2024   |   RECENT: cesplint on 8/24/2024

RDQ says ignore those big scary numbers

42 replies

AUTHOR: R Quinn on 8/21/2024
FIRST: Matt Morse on 8/21/2024   |   RECENT: Chris Roessler on 8/23/2024

Final Arrangements: A Learning Curve

28 replies

AUTHOR: DrLefty on 8/18/2024
FIRST: Jonathan Clements on 8/18/2024   |   RECENT: parkslope on 8/22/2024

Having Your VOO and Diversifying It, Too

7 replies

AUTHOR: steve abramowitz on 8/14/2024
FIRST: William Housley on 8/14/2024   |   RECENT: steve abramowitz on 8/21/2024

Everything About Retirement on a 3×5 card

10 replies

AUTHOR: William Housley on 8/14/2024
FIRST: Jonathan Clements on 8/14/2024   |   RECENT: Cheryl Low on 8/20/2024

I cannot figure out the procedures and methods for logging in to this site.

21 replies

AUTHOR: Max Gainey on 8/3/2024
FIRST: Jonathan Clements on 8/3/2024   |   RECENT: Ken Cutler on 8/19/2024

Am I Retired?

15 replies

AUTHOR: Ken Cutler on 8/11/2024
FIRST: baldscreen on 8/11/2024   |   RECENT: DrLefty on 8/19/2024

This deserves a rant. The U.S. approach to paying for healthcare is a joke.

52 replies

AUTHOR: R Quinn on 8/16/2024
FIRST: Dan Smith on 8/16/2024   |   RECENT: Kevin Madden on 8/19/2024

Full Pockets

10 replies

AUTHOR: Edmund Marsh on 8/19/2024
FIRST: B Carr on 8/19/2024   |   RECENT: Dan Smith on 8/19/2024

“Dad, how should I invest for retirement ?”

17 replies

AUTHOR: eludom on 8/16/2024
FIRST: Jeff Bond on 8/16/2024   |   RECENT: Dan Smith on 8/19/2024

I Know Your Blind Spot

24 replies

AUTHOR: Cathleen Toomey on 8/16/2024
FIRST: mytimetotravel on 8/16/2024   |   RECENT: Linda Grady on 8/18/2024

Preparing for the Unthinkable

15 replies

AUTHOR: Rick Connor on 8/14/2024
FIRST: R Quinn on 8/14/2024   |   RECENT: Randy Dobkin on 8/17/2024

When you retire, should you move your savings to IRA or leave it in 401(k) plan?

29 replies

AUTHOR: smr1082 on 8/11/2024
FIRST: Nick Politakis on 8/11/2024   |   RECENT: smr1082 on 8/17/2024

Connor suffers from new car envy

56 replies

AUTHOR: Rick Connor on 7/29/2024
FIRST: Jeff Bond on 7/29/2024   |   RECENT: Mark Eckman on 8/17/2024

Is a 401k plan better than a pension? For most workers, it is. Here’s why

23 replies

AUTHOR: R Quinn on 8/12/2024
FIRST: Jeff Bond on 8/12/2024   |   RECENT: Mark Eckman on 8/17/2024

Nothing to Trust

29 replies

AUTHOR: Jonathan Clements on 8/16/2024
FIRST: Edmund Marsh on 8/16/2024   |   RECENT: Michael1 on 8/17/2024

Quinn is fascinated – and a bit frightened- by the misinformation, irresponsibility, envy, and selfishness expressed by many people – is it real?

34 replies

AUTHOR: R Quinn on 8/7/2024
FIRST: Dan Smith on 8/7/2024   |   RECENT: parkslope on 8/15/2024

Why Risk 40/20/40 When You Can Recreate Your 60/40? by Steve Abramowitz

30 replies

AUTHOR: steve abramowitz on 8/12/2024
FIRST: Rick Connor on 8/12/2024   |   RECENT: steve abramowitz on 8/14/2024

Foolish summer

6 replies

AUTHOR: billehart on 8/14/2024
FIRST: Jonathan Clements on 8/14/2024   |   RECENT: Kevin Lynch on 8/14/2024

What retirement expense scares you the most?

46 replies

AUTHOR: Matt Morse on 8/11/2024
FIRST: R Quinn on 8/11/2024   |   RECENT: R Quinn on 8/14/2024

Social Security Survivor Benefits. Connor learns a nuance.

11 replies

AUTHOR: Rick Connor on 8/12/2024
FIRST: Jeff Bond on 8/12/2024   |   RECENT: Rick Connor on 8/13/2024

A CCRC is not an Assisted Living facility

32 replies

AUTHOR: mytimetotravel on 7/9/2024
FIRST: Jonathan Clements on 7/9/2024   |   RECENT: kt2062 on 8/12/2024

A Big Question For Me Heading Into Retirement

50 replies

AUTHOR: Matt Morse on 8/9/2024
FIRST: stelea99 on 8/9/2024   |   RECENT: Matt Morse on 8/12/2024

Enabling 1:1 message here? Feature requests?

8 replies

AUTHOR: eludom on 8/11/2024
FIRST: Linda Grady on 8/11/2024   |   RECENT: eludom on 8/11/2024

Are Credit Card Usage Fees out of hand? Ben asked, Connor obliged.

20 replies

AUTHOR: Rick Connor on 8/8/2024
FIRST: Jeff Bond on 8/8/2024   |   RECENT: jimbow13 on 8/11/2024

Lines in the Sand

47 replies

AUTHOR: Jonathan Clements on 8/9/2024
FIRST: bbbobbins on 8/9/2024   |   RECENT: kt2062 on 8/11/2024

Staying the Course

51 replies

AUTHOR: Jonathan Clements on 8/5/2024
FIRST: Rick Connor on 8/5/2024   |   RECENT: luvtoride44afe9eb1e on 8/11/2024

New Inherited IRA RMD final rules

9 replies

AUTHOR: William Perry on 7/19/2024
FIRST: William Perry on 7/19/2024   |   RECENT: KitchenPoet on 8/10/2024

How have you financially protected a surviving spouse or dependent?

33 replies

AUTHOR: R Quinn on 8/8/2024
FIRST: Rick Connor on 8/8/2024   |   RECENT: OldITGuy on 8/10/2024

A Crisis of Competence?

20 replies

AUTHOR: Ken Cutler on 8/8/2024
FIRST: G W on 8/8/2024   |   RECENT: jimbow13 on 8/10/2024

Convert Your Traditional IRA Non-deductible Contributions to a Roth Tax-free

5 replies

AUTHOR: Ed Kadala on 8/8/2024
FIRST: Randy Dobkin on 8/8/2024   |   RECENT: Randy Dobkin on 8/9/2024

How to Convince a Friend Not to Invest in an Active Fidelity Fund

2 replies

AUTHOR: steve abramowitz on 8/9/2024
FIRST: Philip Stein on 8/9/2024   |   RECENT: steve abramowitz on 8/9/2024

The Motivated Seller

14 replies

AUTHOR: steve abramowitz on 8/5/2024
FIRST: baldscreen on 8/5/2024   |   RECENT: brian johnson on 8/8/2024

Unexpected, cautionary or funny tales about managing your retirement accounts online

7 replies

AUTHOR: Laura E. Kelly on 8/2/2024
FIRST: Dan Smith on 8/2/2024   |   RECENT: John Yeigh on 8/7/2024

Quinn has questions. To Roth or not and when?

20 replies

AUTHOR: R Quinn on 8/6/2024
FIRST: baldscreen on 8/6/2024   |   RECENT: Rick Connor on 8/7/2024

Baseball, Gin and Technology

4 replies

AUTHOR: steve abramowitz on 8/7/2024
FIRST: Jeff Bond on 8/7/2024   |   RECENT: steve abramowitz on 8/7/2024

How to protect your retirement savings from scammers?

44 replies

AUTHOR: smr1082 on 7/29/2024
FIRST: Rick Connor on 7/29/2024   |   RECENT: Margaret Fallon on 8/7/2024

What to do when the stock market crashes

5 replies

AUTHOR: johntlim on 8/6/2024
FIRST: Jonathan Clements on 8/6/2024   |   RECENT: Adam Starry on 8/6/2024

At Dave’s Request

6 replies

AUTHOR: Edmund Marsh on 8/5/2024
FIRST: Michael1 on 8/6/2024   |   RECENT: bbbobbins on 8/6/2024

Day of Reckoning

29 replies

AUTHOR: Ken Cutler on 8/3/2024
FIRST: R Quinn on 8/3/2024   |   RECENT: R Quinn on 8/6/2024

A dollar by any other name would smell as sweet. Connor wades into the income debate.

19 replies

AUTHOR: Rick Connor on 8/4/2024
FIRST: Ken Cutler on 8/4/2024   |   RECENT: Rick Connor on 8/5/2024

To target or not to target? Can workers do better?

9 replies

AUTHOR: R Quinn on 8/4/2024
FIRST: Dan Smith on 8/4/2024   |   RECENT: Randy Dobkin on 8/5/2024

Is paying income taxes on your Social Security benefit fair?  

32 replies

AUTHOR: R Quinn on 8/2/2024
FIRST: Dan Smith on 8/2/2024   |   RECENT: R Quinn on 8/5/2024

The Renegade Therapist

11 replies

AUTHOR: steve abramowitz on 8/3/2024
FIRST: Edmund Marsh on 8/3/2024   |   RECENT: steve abramowitz on 8/4/2024

Income or spending? Top priority in retirement.

68 replies

AUTHOR: R Quinn on 7/31/2024
FIRST: Rick Connor on 7/31/2024   |   RECENT: Adam Starry on 8/4/2024

Making the connection. Does anyone think about consequences of free stuff, of someone paying less or giving more to others? A Quinn mini rant. 

9 replies

AUTHOR: R Quinn on 8/3/2024
FIRST: Linda Grady on 8/4/2024   |   RECENT: R Quinn on 8/4/2024

Who wants to be a millionaire?

20 replies

AUTHOR: R Quinn on 7/26/2024
FIRST: Ken Cutler on 7/26/2024   |   RECENT: Adam Starry on 8/4/2024

It Hurt So Good

11 replies

AUTHOR: Dan Smith on 8/2/2024
FIRST: baldscreen on 8/2/2024   |   RECENT: Dan Smith on 8/4/2024

Is Small Beautiful? Four Index Choices from Vanguard by Steve Abramowitz

14 replies

AUTHOR: steve abramowitz on 7/27/2024
FIRST: rick voorhies on 7/28/2024   |   RECENT: steve abramowitz on 8/3/2024

If money were no object, what would you NOT change?

9 replies

AUTHOR: Matt Morse on 7/29/2024
FIRST: R Quinn on 7/29/2024   |   RECENT: Matt Morse on 8/3/2024

Feeling Lucky

35 replies

AUTHOR: Jonathan Clements on 7/26/2024
FIRST: Neil Imus on 7/26/2024   |   RECENT: cesplint on 8/3/2024

When should you claim Social Security retirement benefits—and why?

34 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: David Powell on 4/5/2021   |   RECENT: cesplint on 8/3/2024

You can accumulate wealth without ever being rich

13 replies

AUTHOR: R Quinn on 7/29/2024
FIRST: R Quinn on 7/30/2024   |   RECENT: parkslope on 8/3/2024

It’s Up to Them

17 replies

AUTHOR: Edmund Marsh on 8/1/2024
FIRST: Jonathan Clements on 8/2/2024   |   RECENT: Dan Smith on 8/3/2024

A Target On My Back

10 replies

AUTHOR: Ken Cutler on 7/30/2024
FIRST: Dan Smith on 7/30/2024   |   RECENT: Ken Cutler on 8/2/2024

July’s Hits-Forum Edition

9 replies

AUTHOR: Ken Cutler on 8/1/2024
FIRST: Rick Connor on 8/1/2024   |   RECENT: Jeff on 8/1/2024

What’s In a Name: Do Index Funds Hold the Right Stuff?

0 replies

AUTHOR: steve abramowitz on 7/31/2024

Vanguard’s S&P and Total Market Funds: Soul Brothers or Twins?

6 replies

AUTHOR: steve abramowitz on 7/30/2024
FIRST: B Carr on 7/30/2024   |   RECENT: steve abramowitz on 7/30/2024

Vanguard vs. Fidelity: When First Class Is Cheaper than Economy

37 replies

AUTHOR: steve abramowitz on 7/25/2024
FIRST: mytimetotravel on 7/25/2024   |   RECENT: Mike Gaynes on 7/29/2024

If money were no object, what would you change about your life?

31 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: kristinehayes2014 on 4/6/2021   |   RECENT: Edmund Marsh on 7/29/2024

Should you prepay a mortgage?

31 replies

AUTHOR: Jonathan Clements on 3/28/2021
FIRST: Jonathan Clements on 3/28/2021   |   RECENT: JGarrett on 7/28/2024

Trust – The reason I read HumbleDollar

1 reply

AUTHOR: William Perry on 7/28/2024
FIRST: Dan Smith on 7/28/2024   |   RECENT: Dan Smith on 7/28/2024

Signing up for pre-planned funeral services: Is it worth it?

17 replies

AUTHOR: smr1082 on 7/23/2024
FIRST: baldscreen on 7/24/2024   |   RECENT: smr1082 on 7/28/2024

Monday is a good day for a rant. Let’s talk everything annoying. People, money, people

47 replies

AUTHOR: R Quinn on 6/24/2024
FIRST: Jonathan Clements on 6/24/2024   |   RECENT: Michael1 on 7/28/2024

Nobody wants to pay healthcare bills, Quinn says he knows why.

34 replies

AUTHOR: R Quinn on 7/25/2024
FIRST: mytimetotravel on 7/25/2024   |   RECENT: R Quinn on 7/28/2024

Three Significant Moments

17 replies

AUTHOR: Wayne Proctor on 7/20/2024
FIRST: Matt Morse on 7/20/2024   |   RECENT: Wayne Proctor on 7/27/2024

Quinn relents. Apparently you can live on 66% of pre-retirement income.

123 replies

AUTHOR: R Quinn on 7/13/2024
FIRST: baldscreen on 7/13/2024   |   RECENT: Cheryl Low on 7/27/2024

What got you interested in investing?

14 replies

AUTHOR: H S on 7/13/2024
FIRST: Edmund Marsh on 7/13/2024   |   RECENT: Alex McCusker on 7/26/2024

Why do so many retirees struggle with inflation? Why is it unanticipated? Do you have a plan to deal with inflation in retirement?

36 replies

AUTHOR: R Quinn on 7/23/2024
FIRST: Jonathan Clements on 7/23/2024   |   RECENT: Michael1 on 7/26/2024

A Case for First Class

12 replies

AUTHOR: Dan Smith on 7/22/2024
FIRST: mytimetotravel on 7/22/2024   |   RECENT: Ginger Williams on 7/24/2024

What financial lessons—good or bad—did you learn from your parents?

30 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Jim Wasserman on 4/4/2021   |   RECENT: H S on 7/24/2024

Stored Memories: Friendship and Software

12 replies

AUTHOR: steve abramowitz on 7/23/2024
FIRST: OldITGuy on 7/23/2024   |   RECENT: steve abramowitz on 7/24/2024

Retirement Reconnections

25 replies

AUTHOR: Ken Cutler on 6/22/2024
FIRST: Jonathan Clements on 6/22/2024   |   RECENT: R Quinn on 7/23/2024

Best Way to Sell Gold Eagles

5 replies

AUTHOR: Michael Flack on 7/15/2024
FIRST: stelea99 on 7/16/2024   |   RECENT: William Perry on 7/23/2024

Buying a house yesteryear and today – a long journey.

10 replies

AUTHOR: R Quinn on 7/22/2024
FIRST: Jack Hannam on 7/22/2024   |   RECENT: Jack Hannam on 7/23/2024

What are the smartest financial moves you’ve ever made?

40 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Marc Bisbal Arias on 4/8/2021   |   RECENT: Rick Connor on 7/23/2024

What’s your biggest financial regret?

16 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Anika Hedstrom on 4/19/2021   |   RECENT: H S on 7/23/2024

Perils of market downturns early in retirement 

15 replies

AUTHOR: smr1082 on 7/19/2024
FIRST: Sanjib Saha on 7/20/2024   |   RECENT: Ormode on 7/22/2024

Quinn’s musings on Social Security and the preponderance of misinformation about the program.

19 replies

AUTHOR: R Quinn on 7/19/2024
FIRST: William Perry on 7/19/2024   |   RECENT: R Quinn on 7/22/2024

Best/worst deals at Costco

33 replies

AUTHOR: Kyle Mcintosh on 7/14/2024
FIRST: Ken Cutler on 7/14/2024   |   RECENT: Dominique Simonian on 7/22/2024

What steps have you taken to simplify your finances?

29 replies

AUTHOR: Jonathan Clements on 6/5/2024
FIRST: Mike Zaccardi on 6/5/2024   |   RECENT: R Quinn on 7/22/2024

Vanguard Small-Cap: What’s in a Name?

6 replies

AUTHOR: steve abramowitz on 7/12/2024
FIRST: Jonathan Clements on 7/13/2024   |   RECENT: steve abramowitz on 7/21/2024

Mid-year tax planning?

42 replies

AUTHOR: eludom on 7/17/2024
FIRST: Ken Cutler on 7/17/2024   |   RECENT: parkslope on 7/21/2024

Satisfying Splurges by Ken Cutler

22 replies

AUTHOR: Ken Cutler on 7/15/2024
FIRST: Rick Connor on 7/15/2024   |   RECENT: Rick Connor on 7/21/2024

What’s your favorite financial quote?

91 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Ben Rodriguez on 4/15/2021   |   RECENT: dorisn18 on 7/20/2024

Is a 100% stock portfolio reckless?

32 replies

AUTHOR: johntlim on 6/18/2024
FIRST: Dan Smith on 6/18/2024   |   RECENT: Olin on 7/20/2024

Were we better off?

20 replies

AUTHOR: R Quinn on 7/12/2024
FIRST: Ken Cutler on 7/12/2024   |   RECENT: Mark Eckman on 7/20/2024

Health Savings Accounts and When to Withdraw

9 replies

AUTHOR: Randy Dobkin on 7/18/2024
FIRST: baldscreen on 7/18/2024   |   RECENT: Mark Eckman on 7/20/2024

Social Security Alert?

16 replies

AUTHOR: Edmund Marsh on 7/12/2024
FIRST: William Perry on 7/12/2024   |   RECENT: Edmund Marsh on 7/20/2024

Quinn’s advice for creating stress and losing your money – just ignore stuff

11 replies

AUTHOR: R Quinn on 7/18/2024
FIRST: stelea99 on 7/18/2024   |   RECENT: R Quinn on 7/19/2024

Vanguard’s “Active” Vs. Passive ETFs: A Study in Serendipity

6 replies

AUTHOR: steve abramowitz on 7/18/2024
FIRST: Randy Dobkin on 7/18/2024   |   RECENT: steve abramowitz on 7/18/2024

Simple wealth Inevitable wealth

1 reply

AUTHOR: Kenneth Tobin on 7/17/2024
FIRST: Rick Connor on 7/17/2024   |   RECENT: Rick Connor on 7/17/2024

How is a CD a bond?

6 replies

AUTHOR: mytimetotravel on 7/17/2024
FIRST: Dan Smith on 7/17/2024   |   RECENT: Rick Connor on 7/17/2024

Who are them and they?

8 replies

AUTHOR: R Quinn on 7/16/2024
FIRST: Matt Morse on 7/16/2024   |   RECENT: Bob Harrison on 7/17/2024

College Savings Forum

12 replies

AUTHOR: Kyle Mcintosh on 6/25/2024
FIRST: Kyle Mcintosh on 6/25/2024   |   RECENT: Kari Lorch on 7/16/2024

Hurricane Beryl aftermath

15 replies

AUTHOR: Michael1 on 7/13/2024
FIRST: Jonathan Clements on 7/13/2024   |   RECENT: Michael1 on 7/15/2024

Clear evidence Americans spend too much

10 replies

AUTHOR: R Quinn on 7/9/2024
FIRST: Matt Morse on 7/9/2024   |   RECENT: William Perry on 7/15/2024

Long Remembered: A Fine Recollection

6 replies

AUTHOR: Ken Cutler on 6/29/2024
FIRST: Edmund Marsh on 6/30/2024   |   RECENT: H S on 7/14/2024

Scroll Down

11 replies

AUTHOR: Jonathan Clements on 7/12/2024
FIRST: Winston Smith on 7/12/2024   |   RECENT: Jonathan Clements on 7/14/2024

A challenge from RDQ. How do you define living comfortably in retirement, and is it enough?

19 replies

AUTHOR: R Quinn on 7/11/2024
FIRST: Jonathan Clements on 7/11/2024   |   RECENT: R Quinn on 7/13/2024

Quality or Quantity?

18 replies

AUTHOR: Kyle Mcintosh on 7/7/2024
FIRST: Jonathan Clements on 7/8/2024   |   RECENT: William Dorner on 7/13/2024

Artificially Intelligent

17 replies

AUTHOR: Ken Cutler on 7/12/2024
FIRST: Dan Smith on 7/12/2024   |   RECENT: Dan Smith on 7/13/2024

Retirement Rehearsal

10 replies

AUTHOR: Edmund Marsh on 7/11/2024
FIRST: Jeff Bond on 7/11/2024   |   RECENT: gregorit on 7/12/2024

They’re Sunk

26 replies

AUTHOR: Jonathan Clements on 7/8/2024
FIRST: Edmund Marsh on 7/8/2024   |   RECENT: R Quinn on 7/11/2024

Four Mantras

10 replies

AUTHOR: Jonathan Clements on 7/1/2024
FIRST: 1PF on 7/1/2024   |   RECENT: steve abramowitz on 7/10/2024

My Shame

19 replies

AUTHOR: Jonathan Clements on 7/3/2024
FIRST: R Quinn on 7/3/2024   |   RECENT: Matt Sherman on 7/10/2024

Your Morningstar Freebee: Looking Beyond the Stars

0 replies

AUTHOR: steve abramowitz on 7/10/2024

Falcone’s Rules

8 replies

AUTHOR: Laurianne Falcone on 7/4/2024
FIRST: Jonathan Clements on 7/4/2024   |   RECENT: Randy Dobkin on 7/10/2024

Perspicacious Perplexity

9 replies

AUTHOR: billehart on 7/4/2024
FIRST: Jonathan Clements on 7/4/2024   |   RECENT: Randy Dobkin on 7/10/2024

Quinn survived with only seat-of-the-pants financial tools using arithmetic and no sheets 

14 replies

AUTHOR: R Quinn on 7/8/2024
FIRST: baldscreen on 7/8/2024   |   RECENT: Ken Cutler on 7/10/2024

The Morningstar Experience Part II: Does Your Portfolio Need an X-Ray?

7 replies

AUTHOR: steve abramowitz on 7/9/2024
FIRST: Jonathan Clements on 7/10/2024   |   RECENT: steve abramowitz on 7/10/2024

We are off to the hospital for surgery today and dealing with the most inefficient health care system possible

28 replies

AUTHOR: R Quinn on 7/3/2024
FIRST: Jonathan Clements on 7/3/2024   |   RECENT: Jeff on 7/10/2024

Navigate Your Portfolio in Morningstar in 20 Minutes

0 replies

AUTHOR: steve abramowitz on 7/8/2024

Selling the Sizzle

9 replies

AUTHOR: Jonathan Clements on 7/4/2024
FIRST: William Perry on 7/4/2024   |   RECENT: Ken Cutler on 7/8/2024

What percentage of your salary do you need for a comfortable retirement?

51 replies

AUTHOR: Jonathan Clements on 6/5/2024
FIRST: Mike Zaccardi on 6/5/2024   |   RECENT: Matt Morse on 7/7/2024

Reallocating QQQ

2 replies

AUTHOR: Dan Malone on 6/22/2024
FIRST: William Perry on 6/25/2024   |   RECENT: OldITGuy on 7/7/2024

The Sweet Spot

7 replies

AUTHOR: Ken Cutler on 7/5/2024
FIRST: Jonathan Clements on 7/5/2024   |   RECENT: R Quinn on 7/7/2024

Dick Quinn’s guaranteed route to becoming “rich.”

11 replies

AUTHOR: R Quinn on 7/6/2024
FIRST: Christopher Matthews on 7/6/2024   |   RECENT: Adam Starry on 7/7/2024

Quinn defends his retirement income replacement percentage. It’s a lonely place to be

6 replies

AUTHOR: R Quinn on 7/7/2024
FIRST: Jonathan Clements on 7/7/2024   |   RECENT: Adam Starry on 7/7/2024

Is buying long-term-care insurance a good idea?

20 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: James McGlynn CFA RICP® on 4/14/2021   |   RECENT: Richard Hayman on 7/6/2024

Did you retire in or around year 2000? If so, how’s it going?

5 replies

AUTHOR: Ben Rodriguez on 6/20/2024
FIRST: Jonathan Clements on 6/21/2024   |   RECENT: Richard Hayman on 7/6/2024

Make travel a budget priority

13 replies

AUTHOR: R Quinn on 7/2/2024
FIRST: Jonathan Clements on 7/3/2024   |   RECENT: Boomerst3 on 7/6/2024

Why Wait?

10 replies

AUTHOR: Edmund Marsh on 7/4/2024
FIRST: Jonathan Clements on 7/4/2024   |   RECENT: snak123 on 7/6/2024

Who is getting ripped off by CEO pay? Not RDQ

3 replies

AUTHOR: R Quinn on 7/4/2024
FIRST: Bruce Trimble on 7/5/2024   |   RECENT: R Quinn on 7/5/2024

Happy Birthday America

6 replies

AUTHOR: Marjorie Kondrack on 7/4/2024
FIRST: Edmund Marsh on 7/4/2024   |   RECENT: Marjorie Kondrack on 7/5/2024

Which accounts to spend first?

3 replies

AUTHOR: Jackie on 6/28/2024
FIRST: Jonathan Clements on 6/29/2024   |   RECENT: Jackie on 7/4/2024

My Senior Moment

9 replies

AUTHOR: Dennis Friedman on 6/23/2024
FIRST: Jonathan Clements on 6/23/2024   |   RECENT: Chuck BV on 7/3/2024

What do you need to feel financially secure?

21 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: Rick Connor on 6/13/2021   |   RECENT: H S on 7/3/2024

Sleepless in Seattle

3 replies

AUTHOR: steve abramowitz on 7/1/2024
FIRST: Jonathan Clements on 7/1/2024   |   RECENT: Michael Swartley on 7/3/2024

What Financial/ Life advice would you give a 2024 college graduate?

16 replies

AUTHOR: smr1082 on 6/29/2024
FIRST: Ed Wong on 6/29/2024   |   RECENT: Ben Rodriguez on 7/2/2024

Salary vs Lifestyle

17 replies

AUTHOR: kt2062 on 6/23/2024
FIRST: Jonathan Clements on 6/23/2024   |   RECENT: kt2062 on 7/1/2024

When to share estate plans and net worth with your adult children

19 replies

AUTHOR: Jane on 6/25/2024
FIRST: Jonathan Clements on 6/25/2024   |   RECENT: Jane on 6/30/2024

Longevity is your greatest risk in retirement. Keep that in mind when you are 30

4 replies

AUTHOR: R Quinn on 6/22/2024
FIRST: Jack Hannam on 6/26/2024   |   RECENT: Jack Hannam on 6/30/2024

Do you favor mutual funds or ETFs?

5 replies

AUTHOR: 1PF on 6/26/2024
FIRST: Jonathan Clements on 6/27/2024   |   RECENT: David Powell on 6/30/2024

When is it okay to go into debt?

8 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Sanjib Saha on 4/9/2021   |   RECENT: R Quinn on 6/29/2024

Paycheck to Paycheck?

4 replies

AUTHOR: R Quinn on 6/28/2024
FIRST: Jackie on 6/28/2024   |   RECENT: R Quinn on 6/29/2024

How Much is Too Much

5 replies

AUTHOR: DAN SMITH on 6/27/2024
FIRST: Jonathan Clements on 6/28/2024   |   RECENT: Ed Wong on 6/29/2024

What’s the best financial book you’ve ever read?

72 replies

AUTHOR: Jonathan Clements on 3/24/2021
FIRST: Roboticus Aquarius on 3/24/2021   |   RECENT: Jack Hannam on 6/29/2024

Meet Marcus

8 replies

AUTHOR: Philip Stein on 6/23/2024
FIRST: David Powell on 6/23/2024   |   RECENT: Bottom Feeder on 6/29/2024

Let’s challenge the value of attending college

2 replies

AUTHOR: R Quinn on 6/29/2024
FIRST: stelea99 on 6/29/2024   |   RECENT: Jackie on 6/29/2024

My Limitations by Scott Martin

15 replies

AUTHOR: Scott Martin on 6/22/2024
FIRST: Jonathan Clements on 6/22/2024   |   RECENT: Ed Hanson on 6/29/2024

Which financial tasks do you find most irksome?

22 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Sanjib Saha on 4/5/2021   |   RECENT: David Powell on 6/29/2024

Due Diligence on Banks

6 replies

AUTHOR: cjaghblb on 6/27/2024
FIRST: Jonathan Clements on 6/28/2024   |   RECENT: David Powell on 6/29/2024

TD Ameritrade to Schwab

5 replies

AUTHOR: Nick Politakis on 6/22/2024
FIRST: OldITGuy on 6/23/2024   |   RECENT: achnk53 on 6/29/2024

Lump sum Vs Monthly Payment – Which pension option is better?

34 replies

AUTHOR: smr1082 on 6/21/2024
FIRST: steve abramowitz on 6/22/2024   |   RECENT: Michael Flack on 6/28/2024

When Should You Sell Your Company Stock?

6 replies

AUTHOR: Ken Cutler on 6/25/2024
FIRST: R Quinn on 6/25/2024   |   RECENT: Michael Flack on 6/28/2024

How do you know when it is time to step in with elderly parents?

9 replies

AUTHOR: baldscreen on 6/25/2024
FIRST: Edmund Marsh on 6/25/2024   |   RECENT: Jackie on 6/28/2024

What do you wish your younger self knew?

23 replies

AUTHOR: Jonathan Clements on 8/17/2021
FIRST: Sonja Haggert on 8/17/2021   |   RECENT: Matt Morse on 6/28/2024

“Free” you say. I’m thinking maybe that’s not accurate.

4 replies

AUTHOR: R Quinn on 6/27/2024
FIRST: Matt Morse on 6/27/2024   |   RECENT: Ed Haren on 6/27/2024

How do you feel about accepting money, etc. from your children?

6 replies

AUTHOR: R Quinn on 6/26/2024
FIRST: baldscreen on 6/26/2024   |   RECENT: Edmund Marsh on 6/27/2024

What popular financial advice do you ignore?

40 replies

AUTHOR: Jonathan Clements on 5/14/2021
FIRST: R Quinn on 5/14/2021   |   RECENT: Matt Morse on 6/27/2024

What should be the top financial priorities for those in their 20s?

16 replies

AUTHOR: Jonathan Clements on 8/17/2021
FIRST: R Quinn on 8/17/2021   |   RECENT: jay5914 on 6/27/2024

What are your favorite charities?

36 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Jim Wasserman on 4/14/2021   |   RECENT: Matt Morse on 6/27/2024

If you could buy just three funds or less, what would they be?

21 replies

AUTHOR: Jonathan Clements on 3/20/2021
FIRST: John Goodell on 3/20/2021   |   RECENT: jay5914 on 6/27/2024

Which Bond Funds are you investing in right now?

6 replies

AUTHOR: Purple Rain on 6/22/2024
FIRST: R Quinn on 6/22/2024   |   RECENT: jay5914 on 6/27/2024

What advice do you wish you were given when you were in your late 40s?

15 replies

AUTHOR: Laurianne Falcone on 6/22/2024
FIRST: Nick Politakis on 6/22/2024   |   RECENT: Laurianne Falcone on 6/26/2024

Is an automatic income stream in retirement unrealistic?

9 replies

AUTHOR: R Quinn on 6/25/2024
FIRST: baldscreen on 6/25/2024   |   RECENT: David Powell on 6/26/2024

What do you consider your greatest financial achievement?

48 replies

AUTHOR: Jonathan Clements on 3/29/2021
FIRST: Jonathan Clements on 3/29/2021   |   RECENT: baldscreen on 6/25/2024

Is a good financial advisor worth 1% of assets per year?

31 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: johntlim on 6/6/2021   |   RECENT: DAN SMITH on 6/25/2024

Is Vanguard International Index Fund Too Expensive?

3 replies

AUTHOR: steve abramowitz on 6/24/2024
FIRST: Jonathan Clements on 6/25/2024   |   RECENT: David Powell on 6/25/2024

Is Social Security an Insurance Plan or an Investment?

7 replies

AUTHOR: Rick Connor on 6/23/2024
FIRST: R Quinn on 6/23/2024   |   RECENT: Matt Morse on 6/25/2024

Who are them and they?

3 replies

AUTHOR: R Quinn on 6/21/2024
FIRST: DAN SMITH on 6/22/2024   |   RECENT: Randy Dobkin on 6/24/2024

What dangerous financial myths do you regularly hear?

17 replies

AUTHOR: Jonathan Clements on 10/13/2022
FIRST: Mike Zaccardi on 10/13/2022   |   RECENT: H S on 6/24/2024

What’s the best strategy for generating retirement income?

25 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: Rick Connor on 6/12/2021   |   RECENT: Kevin Lynch on 6/24/2024

One Reason We Save and Invest

5 replies

AUTHOR: Don Southworth on 6/24/2024
FIRST: DAN SMITH on 6/24/2024   |   RECENT: Rick Connor on 6/24/2024

What’s your favorite actively managed fund—if any?

19 replies

AUTHOR: Jonathan Clements on 9/10/2021
FIRST: Sanjib Saha on 9/10/2021   |   RECENT: Jonathan Clements on 6/24/2024

Completing 401(k) Contributions Early

8 replies

AUTHOR: Alice Patrick on 6/22/2024
FIRST: Sanjib Saha on 6/22/2024   |   RECENT: Purple Rain on 6/24/2024

What everyday purchase do you consider a bargain?

41 replies

AUTHOR: Jonathan Clements on 3/26/2021
FIRST: Jonathan Clements on 3/26/2021   |   RECENT: Purple Rain on 6/24/2024

Is it better to give away money now or upon death?

22 replies

AUTHOR: Jonathan Clements on 3/30/2023
FIRST: Mike Zaccardi on 3/30/2023   |   RECENT: JSRMD on 6/24/2024

Amazon (Almost) for Free

3 replies

AUTHOR: Andrew Forsythe on 6/23/2024
FIRST: Ken Cutler on 6/23/2024   |   RECENT: Jonathan Clements on 6/24/2024

Long Term Care

8 replies

AUTHOR: Joe D'Alessandro on 6/22/2024
FIRST: Jonathan Clements on 6/22/2024   |   RECENT: Ken Cutler on 6/23/2024

What is your definition of a millionaire?

14 replies

AUTHOR: Amy Reed on 6/22/2024
FIRST: R Quinn on 6/22/2024   |   RECENT: David Powell on 6/23/2024

Small Caps: How Long Can This Keep Going on?

8 replies

AUTHOR: steve abramowitz on 6/22/2024
FIRST: Ken Cutler on 6/22/2024   |   RECENT: steve abramowitz on 6/23/2024

How would you summarize your financial philosophy in one sentence?

32 replies

AUTHOR: Jonathan Clements on 3/30/2023
FIRST: Mike Zaccardi on 3/30/2023   |   RECENT: Jonathan Clements on 6/23/2024

The longevity risk. Life is one long journey, not two

3 replies

AUTHOR: R Quinn on 6/23/2024
FIRST: kt2062 on 6/23/2024   |   RECENT: Amy Reed on 6/23/2024

Which banks, brokerage firms and other financial companies would you recommend to friends?

33 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: James McGlynn CFA RICP® on 4/5/2021   |   RECENT: achnk53 on 6/23/2024

Aging in Place: Count the Cost(s)

3 replies

AUTHOR: DrLefty on 6/22/2024
FIRST: baldscreen on 6/22/2024   |   RECENT: DrLefty on 6/23/2024

Why do many folks fail to save enough for retirement?

23 replies

AUTHOR: Jonathan Clements on 6/5/2024
FIRST: Mike Zaccardi on 6/5/2024   |   RECENT: Lizbeth on 6/22/2024

The predatory nature of T. Rowe Price (TRP) when trying access to my parents assets

2 replies

AUTHOR: Nivek Mah on 6/22/2024
FIRST: DAN SMITH on 6/22/2024   |   RECENT: Rick Barnard on 6/22/2024

How to unwind a 3,4, and 5 year MYGA ladder.

2 replies

AUTHOR: Dan Wick on 6/22/2024
FIRST: tshort on 6/22/2024   |   RECENT: Tom Matera on 6/22/2024

401k withdrawal, 0% cc balance transfer or home equity line of credit

1 reply

AUTHOR: Bill Frisher on 6/22/2024
FIRST: Scott Martin on 6/22/2024   |   RECENT: Scott Martin on 6/22/2024

What’s your most prized possession?

25 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: John Goodell on 6/6/2021   |   RECENT: Matt Morse on 6/22/2024

Who has had the greatest influence on your financial thinking?

20 replies

AUTHOR: Jonathan Clements on 10/13/2022
FIRST: David Sayler on 10/13/2022   |   RECENT: Bobby Joseph on 6/22/2024

Is it okay not to leave a tip at a full-service restaurant?

26 replies

AUTHOR: Jonathan Clements on 3/20/2021
FIRST: John Goodell on 3/20/2021   |   RECENT: JAY SCATTERGOOD on 6/22/2024

Do you favor Roth or traditional retirement accounts, and why?

24 replies

AUTHOR: Jonathan Clements on 11/3/2021
FIRST: Mike Zaccardi on 11/3/2021   |   RECENT: Matt McGuinness on 6/22/2024

What everyday purchase do you consider most overpriced?

19 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Mike Zaccardi on 5/1/2021   |   RECENT: Matt Morse on 6/22/2024

What should investors do about the possibility of higher interest rates?

19 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Sanjib Saha on 4/6/2021   |   RECENT: James McGlynn CFA RICP® on 6/22/2024

When have you insisted on paying the lowest cost possible—and regretted it?

12 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: David Powell on 4/4/2021   |   RECENT: Matt Morse on 6/22/2024

Do target date funds have the “right” amount of risk at their target date?

1 reply

AUTHOR: Ron Surz on 6/22/2024
FIRST: steve abramowitz on 6/22/2024   |   RECENT: steve abramowitz on 6/22/2024

If you couldn’t buy index funds, how would you invest?

20 replies

AUTHOR: Jonathan Clements on 5/14/2021
FIRST: R Quinn on 5/14/2021   |   RECENT: Matt Morse on 6/22/2024

The Lone Wolf

7 replies

AUTHOR: steve abramowitz on 6/21/2024
FIRST: Edmund Marsh on 6/22/2024   |   RECENT: steve abramowitz on 6/22/2024

Fidelity Funds

3 replies

AUTHOR: (($; -)}™ Gozo on 6/22/2024
FIRST: Jonathan Clements on 6/22/2024   |   RECENT: David Johnson on 6/22/2024

Foreign Baggage

3 replies

AUTHOR: steve abramowitz on 6/22/2024
FIRST: Doug Kaufman on 6/22/2024   |   RECENT: steve abramowitz on 6/22/2024

What’s the best way to gauge an investor’s risk tolerance?

7 replies

AUTHOR: Jonathan Clements on 8/17/2021
FIRST: Andrew Forsythe on 8/17/2021   |   RECENT: Gary Cahn on 6/22/2024

What do you do that’s financially foolish—but you do it anyway?

21 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Rick Connor on 4/19/2021   |   RECENT: Ben Rodriguez on 6/22/2024

Are annuities ever worth buying—and, if so, which type?

21 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: James McGlynn CFA RICP® on 4/14/2021   |   RECENT: JAY SCATTERGOOD on 6/22/2024

What do you consider your greatest financial mistakes?

22 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Sanjib Saha on 4/5/2021   |   RECENT: JAY SCATTERGOOD on 6/22/2024

Is there a downside to the current popularity of indexing?

23 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Rick Connor on 4/5/2021   |   RECENT: Gary Cahn on 6/22/2024

When have you taken frugality too far?

19 replies

AUTHOR: Jonathan Clements on 6/5/2024
FIRST: Mike Zaccardi on 6/5/2024   |   RECENT: Michael Werner on 6/22/2024

What’s the most important financial concept?

36 replies

AUTHOR: Jonathan Clements on 5/14/2021
FIRST: Andrew Forsythe on 5/14/2021   |   RECENT: Matt Morse on 6/22/2024

Getting to the Point

7 replies

AUTHOR: Jonathan Clements on 6/20/2024
FIRST: DAN SMITH on 6/20/2024   |   RECENT: Aaron Hayes on 6/22/2024

When during your life were you happiest—and what role did money play?

30 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: John Goodell on 4/4/2021   |   RECENT: R Quinn on 6/22/2024

I don’t accept that 78% of Americans live paycheck to paycheck

6 replies

AUTHOR: R Quinn on 6/19/2024
FIRST: Jonathan Clements on 6/20/2024   |   RECENT: R Quinn on 6/22/2024

Is bitcoin an investment or a speculation—and why?

24 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Ben Rodriguez on 4/5/2021   |   RECENT: John Yeigh on 6/19/2024

Which financial figure—dead or alive—would you most like to spend an hour with?

14 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Ben Rodriguez on 4/15/2021   |   RECENT: Ken Begley on 6/6/2024

What financial topic do you find most confusing?

21 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Ben Rodriguez on 4/15/2021   |   RECENT: Ken Begley on 6/6/2024

What are your top financial worries?

21 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: William Ehart on 4/5/2021   |   RECENT: Ken Begley on 6/6/2024

Should our values—religious, civic or otherwise—guide our investment choices?

10 replies

AUTHOR: Jonathan Clements on 10/13/2022
FIRST: Mike Zaccardi on 10/13/2022   |   RECENT: Ken Begley on 6/6/2024

Is it possible to have too much money?

19 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: John Goodell on 6/6/2021   |   RECENT: Ken Begley on 6/6/2024

If you inherited an unexpected $5 million, how would you use the money?

28 replies

AUTHOR: Jonathan Clements on 3/26/2021
FIRST: Jonathan Clements on 3/26/2021   |   RECENT: Ken Begley on 6/6/2024

If you could live your financial life again, what would you do differently?

20 replies

AUTHOR: Jonathan Clements on 8/17/2021
FIRST: Sonja Haggert on 8/17/2021   |   RECENT: Ken Begley on 6/6/2024

How would you define “enough”?

27 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: Rick Connor on 6/12/2021   |   RECENT: Ken Begley on 6/6/2024

Does money buy happiness?

25 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Jim Wasserman on 4/4/2021   |   RECENT: Ken Begley on 6/6/2024

Will tax rates inevitably increase—and, if so, how should we prepare?

10 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: johntlim on 6/6/2021   |   RECENT: Ross Young on 6/1/2024

What’s the best strategy for rebalancing a portfolio?

10 replies

AUTHOR: Jonathan Clements on 11/3/2021
FIRST: Mike Zaccardi on 11/3/2021   |   RECENT: L H on 5/25/2024

What percentage of a stock portfolio should be invested abroad?

43 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Jonathan Clements on 4/4/2021   |   RECENT: William Dorner on 5/18/2024

Which investments will perform worst over the next 10 years?

6 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: johntlim on 6/6/2021   |   RECENT: William Dorner on 5/18/2024

Should U.S. investors own foreign bonds?

12 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Sanjib Saha on 4/5/2021   |   RECENT: Kyle Mcintosh on 5/6/2024

How did you get started as an investor?

28 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Andrew F. on 4/14/2021   |   RECENT: William Dorner on 5/5/2024

Which life decisions shouldn’t involve financial considerations?

11 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Sanjib Saha on 4/5/2021   |   RECENT: Doug Kaufman on 4/27/2024

What do other people spend too much money on?

17 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: Jim Wasserman on 6/6/2021   |   RECENT: Ginger Williams on 4/21/2024

Are top private colleges worth the cost?

19 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Jim Wasserman on 4/14/2021   |   RECENT: Chuck BV on 4/20/2024

What do you need for a fulfilling retirement?

13 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: Sanjib Saha on 6/6/2021   |   RECENT: jerry pinkard on 4/20/2024

What’s the best place to earn a safe yield?

15 replies

AUTHOR: Jonathan Clements on 6/11/2021
FIRST: Rick Connor on 6/12/2021   |   RECENT: Jeff on 4/19/2024

What’s the worst financial advice you’ve ever acted on?

17 replies

AUTHOR: Jonathan Clements on 3/20/2021
FIRST: Joe Kesler on 3/20/2021   |   RECENT: tshort on 4/13/2024

Are children a good investment?

19 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Ben Rodriguez on 4/5/2021   |   RECENT: Patrick Brennan on 3/30/2024

When does it make sense to buy a home?

8 replies

AUTHOR: Jonathan Clements on 5/14/2021
FIRST: Rick Connor on 5/16/2021   |   RECENT: Jeff Amick on 3/23/2024

Should investors own alternative investments—and, if so, which ones?

10 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: David Powell on 4/5/2021   |   RECENT: billehart on 3/23/2024

What’s the best place to stash money you’ll spend in the next few years?

17 replies

AUTHOR: Jonathan Clements on 3/23/2021
FIRST: Mike Zaccardi on 3/23/2021   |   RECENT: Mike Zaccardi on 3/3/2024

What’s the best strategy for charitable giving?

14 replies

AUTHOR: Jonathan Clements on 3/30/2023
FIRST: Mike Zaccardi on 3/30/2023   |   RECENT: Bill Woolf on 3/2/2024

Should children be paid for doing chores?

8 replies

AUTHOR: Jonathan Clements on 3/25/2021
FIRST: Jonathan Clements on 3/25/2021   |   RECENT: Rob Thompson on 3/2/2024

How long before retirement should you dial down your portfolio’s risk?

14 replies

AUTHOR: Jonathan Clements on 2/7/2022
FIRST: Mike Zaccardi on 2/8/2022   |   RECENT: Adam Starry on 2/25/2024

What money advice do you recall hearing from your parents?

18 replies

AUTHOR: Jonathan Clements on 3/30/2023
FIRST: Mike Zaccardi on 3/30/2023   |   RECENT: Tim Mueller on 2/24/2024

Should investors tilt toward growth or value?

13 replies

AUTHOR: Jonathan Clements on 3/30/2023
FIRST: Mike Zaccardi on 3/30/2023   |   RECENT: Tim Mueller on 2/24/2024

Does it ever make sense to buy actively managed funds?

20 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Adam Grossman on 4/5/2021   |   RECENT: Michael Hennessy on 2/20/2024

Should retirees use a 4% portfolio withdrawal rate?

18 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: David Powell on 4/5/2021   |   RECENT: Dennis Hurley on 2/17/2024

What’s your favorite tax-savings strategy?

17 replies

AUTHOR: Jonathan Clements on 3/30/2023
FIRST: Mike Zaccardi on 3/30/2023   |   RECENT: Boomerst3 on 2/17/2024

What are your favorite financial apps and websites, present company excepted?

23 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: kristinehayes2014 on 4/4/2021   |   RECENT: Dennis Hurley on 2/17/2024

What’s the wisest financial advice you’ve ever been given?

19 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Andrew F. on 4/14/2021   |   RECENT: Laurie Phillips on 2/4/2024

Should you buy bond funds or individual bonds?

14 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Sanjib Saha on 4/6/2021   |   RECENT: tshort on 2/3/2024

When is it worth remodeling a home?

11 replies

AUTHOR: Jonathan Clements on 5/14/2021
FIRST: Andrew Forsythe on 5/14/2021   |   RECENT: FarOutWest on 1/27/2024

What should you look for when buying a home?

18 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: Rick Connor on 6/12/2021   |   RECENT: corrupt on 1/18/2024

What spending brings you greatest happiness?

19 replies

AUTHOR: Jonathan Clements on 3/30/2021
FIRST: Jonathan Clements on 3/30/2021   |   RECENT: Klaatu on 1/13/2024

What’s the best way to teach children about money?

9 replies

AUTHOR: Jonathan Clements on 9/10/2021
FIRST: Mike Zaccardi on 9/11/2021   |   RECENT: tobinw on 1/6/2024

Which financial tasks do you keep putting off?

21 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Jim Wasserman on 4/4/2021   |   RECENT: L H on 1/6/2024

How do you save money on travel costs?

15 replies

AUTHOR: Jonathan Clements on 9/10/2021
FIRST: Sanjib Saha on 9/10/2021   |   RECENT: rightgal on 12/30/2023

When does it make sense to buy the extended warranty, if ever?

33 replies

AUTHOR: Jonathan Clements on 3/20/2021
FIRST: Joe Kesler on 3/20/2021   |   RECENT: Michael Hennessy on 12/30/2023

How much emergency money should you hold?

26 replies

AUTHOR: Jonathan Clements on 4/1/2021
FIRST: Jonathan Clements on 4/1/2021   |   RECENT: candygirl7 on 12/27/2023

What investment will perform best over the next 10 years?

20 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Mike Zaccardi on 5/3/2021   |   RECENT: Martin McCue on 12/23/2023

What costs are you most loath to pay?

35 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Sanjib Saha on 4/5/2021   |   RECENT: booch221 on 12/16/2023

Does it ever make sense to carry a credit card balance?

11 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: kristinehayes2014 on 4/4/2021   |   RECENT: booch221 on 12/16/2023

What’s the best strategy for collecting and using credit card rewards?

15 replies

AUTHOR: Jonathan Clements on 8/17/2021
FIRST: kristinehayes2014 on 8/17/2021   |   RECENT: Jeff on 12/13/2023

Is a home a good investment?

16 replies

AUTHOR: Jonathan Clements on 3/20/2021
FIRST: Mike Zaccardi on 3/20/2021   |   RECENT: Michael Stewart on 12/10/2023

Given a choice, should you take regular monthly pension payments or a lump sum?

18 replies

AUTHOR: Jonathan Clements on 4/25/2021
FIRST: R Quinn on 4/29/2021   |   RECENT: Klaatu on 12/2/2023

Is “die broke” a smart retirement strategy?

13 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Sonja Haggert on 4/15/2021   |   RECENT: bhagwan g on 12/2/2023

What criteria should you use when picking a retirement location?

17 replies

AUTHOR: Jonathan Clements on 2/7/2022
FIRST: Mike Zaccardi on 2/8/2022   |   RECENT: Christopher James on 11/26/2023

What do you need to be financially independent?

9 replies

AUTHOR: Jonathan Clements on 2/7/2022
FIRST: Mike Zaccardi on 2/8/2022   |   RECENT: Cammer Michael on 11/25/2023

What’s the best strategy for getting a good deal on a car?

13 replies

AUTHOR: Jonathan Clements on 5/14/2021
FIRST: Andrew Forsythe on 5/14/2021   |   RECENT: Edmund Marsh on 11/23/2023

When is it okay to drop life insurance coverage?

11 replies

AUTHOR: Jonathan Clements on 2/7/2022
FIRST: Mike Zaccardi on 2/8/2022   |   RECENT: GaryW on 11/18/2023

Where do you see signs of inflation?

14 replies

AUTHOR: Jonathan Clements on 4/18/2021
FIRST: Jonathan Clements on 5/7/2021   |   RECENT: Mark Hirsch on 11/18/2023

What aspect of Wall Street do you find most distasteful?

8 replies

AUTHOR: Jonathan Clements on 3/28/2021
FIRST: Jonathan Clements on 3/28/2021   |   RECENT: Jennifer P on 11/12/2023

Do parents have an obligation to pay part or all of their children’s college costs?

14 replies

AUTHOR: Jonathan Clements on 6/23/2021
FIRST: R Quinn on 6/23/2021   |   RECENT: Crystal Flores on 11/11/2023

Is buying a used car always the smarter financial choice?

18 replies

AUTHOR: Jonathan Clements on 2/7/2022
FIRST: Mike Zaccardi on 2/8/2022   |   RECENT: Susanne Krivit on 11/11/2023

Should affluent parents insist their children pay a portion of college costs?

19 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Jim Wasserman on 4/14/2021   |   RECENT: Rob Thompson on 10/21/2023

Should folks create and follow a written budget?

19 replies

AUTHOR: Jonathan Clements on 3/31/2021
FIRST: Jonathan Clements on 3/31/2021   |   RECENT: Kathy C on 10/7/2023

When is renting a home a good idea?

7 replies

AUTHOR: Jonathan Clements on 10/13/2022
FIRST: Kristine Hayes on 10/13/2022   |   RECENT: Kathy C on 9/30/2023

What’s the best strategy for selling a house?

9 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: Rick Connor on 6/13/2021   |   RECENT: Crystal Flores on 9/17/2023

Which aspect of the tax code do you hate the most?

29 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Andrew F. on 4/14/2021   |   RECENT: Michael Hennessy on 9/16/2023

Do we talk too little about our personal finances—or too much?

15 replies

AUTHOR: Jonathan Clements on 8/17/2021
FIRST: Sonja Haggert on 8/17/2021   |   RECENT: jerry pinkard on 9/16/2023

What are the hallmarks of a good financial advisor?

8 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: William Ehart on 6/8/2021   |   RECENT: Kathy C on 9/2/2023

Would you risk your own finances to help your retired parents?

8 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: John Goodell on 4/4/2021   |   RECENT: Edmund Marsh on 8/27/2023

How often do you check your portfolio and the markets—and why?

18 replies

AUTHOR: Jonathan Clements on 8/17/2021
FIRST: R Quinn on 8/17/2021   |   RECENT: Chuck BV on 8/26/2023

What stock would you happily hold for the next 10 years?

30 replies

AUTHOR: Jonathan Clements on 8/17/2021
FIRST: Sonja Haggert on 8/17/2021   |   RECENT: Lehman Brown on 8/26/2023

Is it okay to retire with debt?

21 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Rick Connor on 4/14/2021   |   RECENT: tshort on 8/19/2023

What do you spend too much money on?

12 replies

AUTHOR: Jonathan Clements on 6/6/2021
FIRST: Sanjib Saha on 6/6/2021   |   RECENT: Susanne Krivit on 8/12/2023

Can the market be beaten?

21 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Joe Kesler on 4/14/2021   |   RECENT: alex scott on 8/5/2023

When does it make sense to hire a financial advisor?

13 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: James McGlynn CFA RICP® on 4/5/2021   |   RECENT: Marisol Aldahondo on 8/2/2023

How much financial help should parents give their children?

24 replies

AUTHOR: Jonathan Clements on 3/20/2021
FIRST: Kristine Hayes on 3/20/2021   |   RECENT: Tom Dee on 7/29/2023

What’s your No. 1 goal for retirement?

26 replies

AUTHOR: Jonathan Clements on 3/20/2021
FIRST: William Ehart on 3/20/2021   |   RECENT: Patrick Brennan on 7/29/2023

When should parents stop supporting their adult children financially?

11 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Joe Kesler on 4/14/2021   |   RECENT: Patrick Brennan on 7/1/2023

What items would you happily buy even if they were twice the price?

13 replies

AUTHOR: Jonathan Clements on 5/14/2021
FIRST: kristinehayes2014 on 5/14/2021   |   RECENT: Captain FI on 6/20/2023

Is it wise for everyday investors to buy individual stocks?

17 replies

AUTHOR: Jonathan Clements on 3/20/2021
FIRST: William Ehart on 3/20/2021   |   RECENT: Captain FI on 6/20/2023

Is rental real estate a good investment?

13 replies

AUTHOR: Jonathan Clements on 5/14/2021
FIRST: Andrew Forsythe on 5/14/2021   |   RECENT: Captain FI on 6/20/2023

How much allowance should children receive?

7 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Catherine on 5/20/2021   |   RECENT: Bruce Keller on 4/30/2023

Should political views influence how we invest?

5 replies

AUTHOR: Jonathan Clements on 8/17/2021
FIRST: John Goodell on 8/17/2021   |   RECENT: Bruce Keller on 4/30/2023

When does leasing a car make financial sense?

12 replies

AUTHOR: Jonathan Clements on 4/12/2021
FIRST: Rick Connor on 4/22/2021   |   RECENT: Bruce Keller on 4/30/2023

Is term life insurance always better than cash value?

7 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: Joe Kesler on 4/5/2021   |   RECENT: Mark Eckman on 4/1/2023

What obligations do we have to our heirs?

10 replies

AUTHOR: Jonathan Clements on 8/17/2021
FIRST: R Quinn on 8/17/2021   |   RECENT: alex scott on 11/6/2022

What financial advice would you give to those in their early 20s?

16 replies

AUTHOR: Jonathan Clements on 4/2/2021
FIRST: Jonathan Clements on 4/2/2021   |   RECENT: Philip Stein on 7/9/2022

Which financial markets are in a bubble, if any?

6 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: David Powell on 4/5/2021   |   RECENT: Kurt S on 7/17/2021

If you want long-run growth, is there an alternative to owning stocks?

5 replies

AUTHOR: Jonathan Clements on 4/4/2021
FIRST: John Goodell on 4/4/2021   |   RECENT: Mike Zaccardi on 4/20/2021

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