Spend 80%, save 10% and give 10% away. If someone does this from the day they start working they’ll be okay. I didn’t start until I was 30ish and sometimes we saved more or less but we never stopped giving away 10% and I think that’s one of the reasons things have worked out pretty well.
My wonderful wife has taught me to “Be grateful for what you have, be happy for those who have more and helpful to those who have less.” I’ve clearly out married myself.
Save aggressively; invest consistently in index funds (primarily); secure retirement income with annuities; enjoy spending on experiences for my family and myself.
My financial philosophy can be summarised as “Find your lifes passion and embrace hard work, spend less than you earn,consistently invest into a diversified portfolio and give back where you can”
Spend 80%, save 10% and give 10% away. If someone does this from the day they start working they’ll be okay. I didn’t start until I was 30ish and sometimes we saved more or less but we never stopped giving away 10% and I think that’s one of the reasons things have worked out pretty well.
Here’s the excellent article that Don wrote about giving:
https://humbledollar.com/2021/06/magic-number/
Save, save, save.
Stay focused on my goals and don’t pay attention to what others have (or seem to have).
keep it simple and stay the course
live within your means enjoy the trip everyday and invest a little a long the way so you can enjoy the end without regrets
Be happy with the little things in life.
My wonderful wife has taught me to “Be grateful for what you have, be happy for those who have more and helpful to those who have less.” I’ve clearly out married myself.
I’m a spend til the end kind of gal. .
Plan for the future, but have some fun along the way in case you don’t make it that far.
Save aggressively; invest consistently in index funds (primarily); secure retirement income with annuities; enjoy spending on experiences for my family and myself.
Max out retirement accounts, ideally in index funds.
My financial philosophy can be summarised as “Find your lifes passion and embrace hard work, spend less than you earn,consistently invest into a diversified portfolio and give back where you can”
Spend less than you have, buy generic when possible, and invest the rest in index ETFs
Lower maintenance is more desirable than better performance via higher complexity.
Protect, save, invest, leave a legacy with the rest.
Financial security first, then wealth building.
Patience and simplicity are virtues.
Never spend more than you earn and never end a year with any debt.
Spend as little time or money as possible on things that are less meaningful, so that I can get more of the things I really care about.
Live within my means and spend money on experiences not things.
Avoid debt, life simply and start saving in your twenties.
Work hard, live within your means, save and invest, invest in your human capital, and take care of your family.
Live well within your means to gain peace of mind and extra money for emergencies and investment.
Ignore cnbc and just keep buying index funds.
Low cost, low dividend, low tax, low effort, low stress, average returns.
“Be fearful when others are greedy and greedy when others are fearful”
Save and invest, never stop, stick with the basics and don’t invest in anything you don’t fully understand.
Tread softly, but if you’re sure act decisively.
Save for your own retirement because no one else cares as much as you do.
Live below your means, save and invest the difference, and let compounding do its magic.
Always saving and investing for a rainy day.