I’ve been thinking of how I got interested in the HD ecosystem and was wondering your take. What proportion of your ideal HD would be dedicated to retirement content vs investment content (that’s general and not retirement related)?
I’m interested in anything that contributes to my financial success. I realize retirees might be more interested in wealth preservation. Younger people might be more risk tolerant and interested in wealth accumulation. There are, however exceptions to all rules, and I assume the HD readers range from those attempting to get the most out of social security to those interested in a full range of investments.
I don’t mind personal stories and vignettes that provide illumination.
I’ve been thinking of exactly this – and have a topic on the Pralana / PRC forum asking the same question. I ended up THERE because of their “retirement calculator” name but I’ve since discovered that it’s mostly wonky financial analytics.
So I come here for the discussion around retirement “strategies” – looking in particular for anything I might have missed (I’m “that close” to retiring). I did just start a business around a STR we acquired, and plan to build an ADU (they didn’t even know what ADU stood for on PRC), and I love the additional perspectives here (like “How the Other Half Live”) so many threads are serendipitous pleasure.
The easiest thing to do might be to have a dedicated sub-forum.
ADUs may be a relatively recent thing – but in the Seattle area (where I reside) “nearly 70% of new single-family permits in Seattle include one”. On the Washington Cares fund page for “Seniors and the Housing Crisis” it is the first listed option. They are part of every West Coast state’s “Growth Management Plan”.
TIL (things I learned) – not everyone knows what STR and ADU mean. I would think, though, that literally everyone on this forum should be familiar with ADUs and DADUs (Detached ADUs).
If you are in an area where the population is growing, they enable you to get money out of your house without selling up and moving (or take out a reverse mortgage). If perhaps your children are in an area where the population is growing (because, you know, jobs) then they can provide an option for you to live near – but not exactly with – them.
If you are in an area where the population is NOT growing, you’re going to have a separate problem as health care options decline and
Anything to do with money!
I’m interested in anything that contributes to my financial success. I realize retirees might be more interested in wealth preservation. Younger people might be more risk tolerant and interested in wealth accumulation. There are, however exceptions to all rules, and I assume the HD readers range from those attempting to get the most out of social security to those interested in a full range of investments.
I don’t mind personal stories and vignettes that provide illumination.
I’ve been thinking of exactly this – and have a topic on the Pralana / PRC forum asking the same question. I ended up THERE because of their “retirement calculator” name but I’ve since discovered that it’s mostly wonky financial analytics.
So I come here for the discussion around retirement “strategies” – looking in particular for anything I might have missed (I’m “that close” to retiring). I did just start a business around a STR we acquired, and plan to build an ADU (they didn’t even know what ADU stood for on PRC), and I love the additional perspectives here (like “How the Other Half Live”) so many threads are serendipitous pleasure.
The easiest thing to do might be to have a dedicated sub-forum.
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STR. Short Term Rental
ADU. Granny Flat i think 😂
ADUs may be a relatively recent thing – but in the Seattle area (where I reside) “nearly 70% of new single-family permits in Seattle include one”. On the Washington Cares fund page for “Seniors and the Housing Crisis” it is the first listed option. They are part of every West Coast state’s “Growth Management Plan”.
TIL (things I learned) – not everyone knows what STR and ADU mean. I would think, though, that literally everyone on this forum should be familiar with ADUs and DADUs (Detached ADUs).
If you are in an area where the population is growing, they enable you to get money out of your house without selling up and moving (or take out a reverse mortgage). If perhaps your children are in an area where the population is growing (because, you know, jobs) then they can provide an option for you to live near – but not exactly with – them.
If you are in an area where the population is NOT growing, you’re going to have a separate problem as health care options decline and