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I was going through some files this morning and happened upon a printout of my portfolio on 4/1/99, probably because this was the first time it totaled 100k.
This is what I held:
These were the Vanguard funds:
20% Healthcare (I was a physical therapist, buy what you know)
22% Growth and Income
19% Growth Index
20% Total Bond
6% Small Cap Index
5% Pacific Stock (I believe the Japan market was hot)
8% Janus Worldwide (it was the hot Janus fund)
So overall it looks like my allocation at 41 years old was:
13% International stock
20% Bonds
67% US stock
Not bad for someone that had no idea what I was doing.
I’m guessing most Humble Dollar readers are meticulous record keepers.
What did your oldest portfolio look like, and how do you think you were doing back then?
My primary focus followed what JBogle frequently espoused. Seconded by TLarimore.
To just “continuously fund it”, in the 70s to 2020s.
What fund one might ask?
VG no cost indexes, or Fidelity Sparten funds, that have morphed into its current 0% cost broad indexes.
These days I’m in complete agreement with HDs owner. VT. Set it, and fund it till tides reverse themselves. Best wishes..
Thirty years ago, Oakmark Fund and Janus Worldwide. As you said they were popular at the time.
Now, Vanguard ETFs :
40% Total U S. Market (VTI)
60% I.S. Growth (VUG)
Planning on getting a little more conservative in the near future :
40% VTI
40% VT (Vanguard Total World)
20% VUG
I maintained a 65/35 portfolio during the last 30 years prior to retirement. It was mainly 3 funds of 50% US Market, 15% Dodge & Cox foreign large cap, and 35% intermediate bond. It seems like a great choice now, but at the time I was just trying to keep it simple,
I couldn’t even say what it looked like yesterday. All I see on my Fidelity account is current and it changes slightly every day. The only thing I track is the total value of the account and if it keeps growing over time.