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AUTHOR: on 6/22/2024

I have a small employer that I have set up with a Simple IRA directly with Vanguard.  Now Vanguard is farming out their Simple and 401K business to a firm called Ascensus.  We are going to move the Simple business to Fidelity. The employees tend to not take a detailed understanding of finance and we look for simple fund of funds approach.  I have always been a fan of FBALX Fidelity and retirement date funds are always a choice. I know we can buy funds from anyone but with over 200 Fidelity funds I would like to stay with simple choices that don’t have any transaction fees.  What are your favorite Fidelity Funds?  Thank you in advance.

Wayne Koppa

Grayling, MI

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