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Banking problem

A couple years ago I wrote a check to the IRS  for a tax payment with more than enough funds in my account to cover it.     The bank rejected the payment.  I went to the bank and they told me that the IRS was the one who rejected payment, not them.  Called the IRS a number of times as well as wrote them with all the relevant bank statements.  They said the bank denied payment.

I finally got an appointment with an agent here in Santa Fe who looked at my letters and documentation and agreed there was more than enough to cover the withdrawal and she would annotate and send off for resolution.  No response. IRS  assessed penalties and interest.  Three visits to the bank.  Many calls to IRS, including their protest/ombudsman office, to no avail.  No more in-town agents shortly thereafter.  Closed out the bank account.

How could this happen?  I know it’s too late for any resolution, but interested to know if something else could have been done differently?

 

 

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18 Comments
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Harry Crawford
7 months ago

I have always paid the IRS through their EFTPS site and I have never had a problem.

Ben Rodriguez
7 months ago

Contact your congressman and senators.

Bill C
7 months ago
Reply to  Ben Rodriguez

This is actually a good idea. They helped me last year with a Treasury Direct transaction that was going nowhere after 6 months. I contacted my congressman’s office and the matter was resolved in 2-3 weeks.

Last edited 7 months ago by Bill C
Chris Rush
7 months ago
Reply to  Ben Rodriguez

LOL

Ben Rodriguez
7 months ago
Reply to  Chris Rush

Laugh all you want. They have people dedicated to constituency services. Especially if you’re in a smaller state (maybe NM based on the above), you’re more likely to get help with federal agencies.