Focusing on the Real Threat

Given the quality of the articles and the comments on Humble Dollar, I get the sense that people here are (A) much more financially literate than the average person, and (B) consequently, probably more financially secure. Yes – I’m painting with a broad brush regarding those assumptions, but I’ll bet they apply to the vast majority of regular content contributors /consumers on this site.

Given that, and given that I try to keep things simple, my question is this: Which are you more likely to run out of first: Money or time? For most of us on Humble Dollar, I would argue the answer is time.

If true, that suggests two things: (1) spending your time in the most rewarding ways possible, and (2) prioritizing efforts to maintain and improve your health (to buy more quality time), as opposed to shoring up your financial status.

It’s more fun for me to think about improving my family’s finances,  but I’ll have more time to enjoy that pursuit if I invest more time and effort in the direction of maintaining/improving  my health.

So which is the greater threat to your pursuit of a fulfilling retirement? And do you invest proportionally in that direction to mitigate the threat?