How HumbleDollar fit into how I think about money

I’ve been reading HumbleDollar for the past few years, and I wanted to share a brief reflection and invite discussion.

Like many here, my thinking about money has been shaped by a mix of books, websites, and experience. One thing I’ve appreciated about HumbleDollar—and Jonathan Clements’ writing more broadly—is the consistent emphasis on simplicity, behavior, and long-term thinking. The idea that saving rate, costs, and consistency matter more than complexity or clever strategies has stayed with me.

Over time, that perspective—along with what I learned from other books and resources—helped me better understand how money actually works and how everyday decisions shape long-term outcomes. It gave me a clearer framework for managing money with more intention and confidence.

As an educator, those ideas eventually led me to write a few short books in a similar spirit: practical, calm, and focused on understanding rather than tactics. In one of the books, I note HumbleDollar and Jonathan Clements’ work as part of the broader set of resources that helped shape my thinking.

For those who’ve been reading HumbleDollar for a while, which ideas or themes here most influenced how you approach money?

(For transparency, I’m sharing a link to my author page rather than individual book links.)

https://www.amazon.com/author/fredmilleriii