FREE NEWSLETTER
As many firms and advisors are now focusing more on Foreign market emphasis I am curious what others have allocated. We have generally been 47-50% domestic equity, 38-35% foreign equity, including about 5%+ in Emerging Markets and the remaining 15% in bonds for the past 5 years. The higher foreign exposure was a little drag in the past however is boosting returns currently.
Curious of others opinion on international is, we don’t make big swings but stay within a general range. We are moving more toward a 20% bond allocation while reducing large cap domestic equities to 42-45%
thanks everyone.
I have had 30% of my equities in international stock for the last ten years. Jack Bogle went 100% US, while Vanguard Target Retirement funds have 40% international, and I go in between the two.
28% of S&P 500 revenue comes from non-US sources. Jack Bogle said not to bother with non-US equities but offered non-US funds anyway. I have 5% in emerging market equities and 15% in EAFE equities for diversification. BTW, much of the non-US outperformance in 2025 was due to dollar depreciation. Also, there are some great non-US companies and the dividend yield is triple the S&P 500.
We have 39% of our stock portfolio in international/emerging markets. Stocks make up 56% of the total so international is about 22% of our total portfolio. This allocation has underperformed in recent years until 2025. The expectation is that the international exposure will smooth out the ride rather than increase overall returns.
Recently shifted from 80% domestic 20% international to 70% domestic 30% international for equities. Reasons were the relatively high cost of US equities and top heavy nature as others have noted.
Investing from the UK means 95% of my portfolio is already in foreign markets. Right now, I’m focused on rotating out of the expensive US market and into European and Southeast Asian markets instead. Once I’ve shifted enough to bring my Big Seven concentration down to 15% of my equity portfolio, I’ll be satisfied.