COULD HUMBLEDOLLAR be replaced by a website chock-full of articles created using artificial intelligence? The short answer: It would be remarkably easy—and I fear readers wouldn’t object, especially if they didn’t know how the articles were generated.
To show what’s possible, I requested eight personal-finance articles from three freely available artificial intelligence (AI) tools, ChatGPT, Google’s Gemini and Microsoft’s Copilot. The first of those articles is published today, with the other seven appearing over the next four days.

IN THE BIBLE, YOU’LL find the parable of the talents. Talents were a form of money. The story goes that, before a master left on a trip, he entrusted money to three servants. Two of the three doubled his money, and are praised for the intelligent way they handled the master’s money. The third worker simply buried the money, so it wouldn’t lose value. The master criticizes the third worker for being lazy, and takes the money away from him.

Of the things I have learned from HumbleDollar, and more specifically from Jonathan, is that increasing birthrates and immigration alone won’t solve our Social Security and Medicare quandaries. People need to work longer. 
I have pushed back on that idea by pointing out that for many employed in what I call the brutal occupations, working longer is easier said than done. While I stand by that sentiment, I know people who have changed lanes, expanded their wheelhouse and learned some new tricks. 

Do you think we are moving toward a competency crisis in this country? I told this story in a comment on an article a few months back:
“Seven years ago, I bought a 2005 Outback. Despite the pink slip being clearly written by the dealer, the title came back with ‘Culter’ as my last name. I went to AAA for advice and they filled out a correction form for me. The title was revised to read ‘Renneth Culter’.

I’ve read with interest posts such as Jonathan’s Taking Center Stage and Those Who Follow, both which touched on the pluses and minuses of taking on a part-time job in retirement. The conversation in the comments for both of those posts was great, too. Below, I share my own recent experience of re-entering the job world at age 64.
In my past HD posts I have written how, in our mid-60s, my husband and I appeared to be gliding into retirement.

I’m no fan of large organizations. They’re too bureaucratic, too unresponsive and too resistant to change, plus they tend to attract employees who are comfortable in that environment, which makes things even worse.
I saw this at Citigroup. Every January or February, senior management would roll out a corporate initiative designed to bring a renewed sense of urgency to the organization. It would be kicked off at “town halls,” and was followed by department staff meetings.