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Comments:
My wife is a retired teacher with the state. We will have the option of a Medicare Advantage plan. I was originally reluctant because of all the cons that folks attribute to these types of plans. However, I think a state MA plan can be a hybrid that can have some of the features of the health plan you had before retirement. It even conforms to Part D coverage so no extra cost for that. This is in contrast to the Old-Celebrity-TV-advertised plan that is wrought with loopholes. The two plans have the same name of Medicare Advantage but seem to be in different categories. But, to be even-handed, we are healthy, live in a city, and take no medications at this time, so that gives it our customized preference.
Post: Medigap pricing question
Link to comment from September 7, 2024
Over time, our investments had been spread over three main areas - Vanguard, Fidelity, and Schwab. I have been stuck on consolidation. I found Vanguard’s customer service to be noticeably deficient. Then, when they sent notices out there would be soon $100 charges for transferring accounts out of Vanguard, I knew it was time. Luckily, at that exact time, The Finance Buff had an article on the very topic: “Check these before you transfer an account from Vanguard “. Now that Vanguard is done, two are left standing. They both are excellent. I’m back at stalemate.
Post: All in One Place
Link to comment from July 3, 2024
Bill, you may be too old to cut the mustard, but you can still lick the jar
Post: A Painful Confession
Link to comment from June 29, 2024
"If donuts get any smaller, there will be no room for the hole." Instant classic. Perhaps something to put on your tombstone?
Post: Monday is a good day for a rant. Let’s talk everything annoying. People, money, people
Link to comment from June 29, 2024
I'm on a neighborhood social media platform called NextDoor. If you want to incur the wrath of a large segment of the participants, say something that is perceived as a slight to pets. In their eyes, the pet is a family member and has equal status to a human. Although I firmly agree with you from a pragmatic standpoint, I'm afraid changing the mindset would be near impossible and would only cause severe conflict in her friendship. In this case, some compromise (suboptimal financial solution) would need to be made.
Post: Digging Out
Link to comment from June 29, 2024
Jonathan, it sounds like the doctors have given you no hope and blamed it on your genes. There’s a whole movement afoot that disagrees. This movement adheres to the principle that your body is capable of healing if you give it the right conditions. In this case, cancer is your body reacting to or unable to cope with the toxic overload. There are many resources out there - e.g. Nathan Crane, collmed.org. - that see this as quite curable if you devote yourself to connecting with your body, mind, and spirit(it really takes all three). At this point, allopathic medicine has abandoned all hope. So, what have you got to lose? I wish you well on this next chapter of your journey.
Post: The C Word
Link to comment from June 15, 2024
Well Dick, bless your heart!
Post: Fish and Grits
Link to comment from June 8, 2024
Your article is about death and dying and was much appreciated. Since I have changed my approach to health over the past few years, I feel the need to plan how I would address cancer. I will eschew chemo, radiation. I will instead focus on healthy eating, supplements, exercise, water quality, and meditation that will address the root cause. My body/mind knows how to heal itself. I just need to give it an optimum environment to do so. Check out sites like collmed.org. The current model of care often does more harm than good. We need an upgrade.
Post: My Death Odyssey
Link to comment from May 23, 2024
When I read about writing down a detailed listing of ones finances, my first reaction was, “But what if someone steals the listing?” I would highly suggest that one secures that list whether it is physically or digitally.
Post: In My Absence
Link to comment from April 29, 2024
I have only seen owners listed in Airbnb and VRBO. I’m not sure there is a way to know the rental agency/management beforehand. So, I would say there’s not much we can do to prevent a situation like this. Thanks for the credit card tip to address the aftermath.
Post: Headache for Rent
Link to comment from April 17, 2024