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Kristine Hayes

Kristine Hayes Nibler spent 30 years working in academic, research and clinical laboratories. She spent six years working as a cytogenetic technician and 24 years working as the biology department manager at a small liberal arts college in Portland, Oregon. Kristine holds a bachelor's degree in agriculture and a master's degree in biology. On her 55th birthday, Kristine retired and moved to Arizona with her husband and their four dogs. They all happily reside in a 55+ community. Kristine and her husband spend their days training the dogs, reading and enjoying their time together. Kristine began writing for HumbleDollar in 2017. Her list of articles can be found here.

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Forum Posts:

No "Go-Go" by Kristine Hayes Nibler

127 replies

AUTHOR: Kristine Hayes on 1/6/2025
FIRST: baldscreen on 1/6   |   RECENT: Kristine Hayes on 1/17

Helping Our Neighbors by Kristine Hayes Nibler

32 replies

AUTHOR: Kristine Hayes on 12/21/2024
FIRST: R Quinn on 12/21/2024   |   RECENT: R Quinn on 12/30/2024

Comments:

  • That's exactly what I wanted to hear. I hope we can get up there (with our dogs) before April.

    Post: No “Go-Go” by Kristine Hayes Nibler

    Link to comment from January 17, 2025

  • Kim. We are clearly kindred spirits. Kristine

    Post: The Burgeoning Boomers, by Marjorie Kondrack.

    Link to comment from January 16, 2025

  • Yes--the sniffing! Three of our four dogs are sniffers. But our Dutch Shepherd gives me a vigorous workout. She has no desire to sniff, moves at a brisk trot and pulls on her leash the entire time I'm out with her. If I were 20 or 30 years younger, I'd do Canicross with her!

    Post: What I Watch

    Link to comment from January 15, 2025

  • I did a lot of walking when I lived in Oregon, but it usually wasn't pleasant. I can't even count how many times I walked in downpours. Now that we live in Arizona, walking (in the fall, winter and spring) is wonderful. You can go out in the morning when it's still cold or wait--as I am today--until it's 70 degrees. The downside, of course, is that summer means walking almost entirely on treadmills or at an indoor track. It also means getting up at 4:30 in the morning in order to get the dogs outside before it's too hot for them.

    Post: What I Watch

    Link to comment from January 15, 2025

  • Thanks Michael. Yes, I suspect having self-doubt is more common than being so self-confident you have no doubt at all about any decision you've ever made.

    Post: Open Social Security – interesting finding on optimization and mortality tables

    Link to comment from January 15, 2025

  • Thank you for the suggestions. I don't know if I'll ever venture off this beautiful continent. A 10 hour flight sounds like torture to me. I have a difficult time enduring a two hour flight. I think I'm both claustrophobic and agoraphobic. It will be interesting to see if the desire to see the Yorkshire Dales ever outweighs my desire to stay home...

    Post: No “Go-Go” by Kristine Hayes Nibler

    Link to comment from January 15, 2025

  • Thanks for the article Dennis. I'm also a walker. I almost always get 12,000 steps a day and probably average about 15,000. For me, that works out to about 8-9 miles a day. Most of it comes from walking our dogs around the neighborhood but I also use a treadmill to get at least a mile or two at a higher intensity level using the incline feature.

    Post: What I Watch

    Link to comment from January 15, 2025

  • Yes those were my decisions. But if you think for a second that each and every one of them didn't fill me with self-doubt (and still does), you would be crazy. As I mentioned in my earlier reply to your comment, you clearly possess a level of self-confidence I'm not familiar with.

    Post: Open Social Security – interesting finding on optimization and mortality tables

    Link to comment from January 15, 2025

  • In many prior posts, you have mentioned how HD readers are likely different from their non-HD reading cohorts. That HD readers probably have greater knowledge of financial concepts and may even have larger-than-average financial assets. I think what may set you apart from some of the other HD writers comes down to these two statements: "I have not a shred of self-doubt" and "I have met every goal I set for myself regarding work, family and finances." I, for one, would never make either of those two statements. Even if I was wildly successful beyond my greatest dreams and expectations, I would still be filled with self-doubt. And I can't imagine ever saying I had met every goal I set for myself. That would be impossible. Too many goals, too little time. I suspect your immense personal self-confidence and obvious financial success influence your style of writing. It's possible it comes off as 'preachy' and perhaps even braggart.

    Post: Open Social Security – interesting finding on optimization and mortality tables

    Link to comment from January 15, 2025

  • "It seems whatever Dick Quinn did financially in the past was always the right thing to do." Thank you for saying what I've been thinking for awhile now.

    Post: Open Social Security – interesting finding on optimization and mortality tables

    Link to comment from January 14, 2025

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