“So, isn’t it time to accept that we are not planners, that we have difficulty with money and implement a universal health care system – no, not socialized medicine”yes, socialized medicine. As proven by the guy who just died up in Canada waiting twelve hours for medical care in the ER, socialized medicine does not work.
Failure to sufficiently diversify. I kept buying Citrix as it went down until the bulk of my investment was in the company. Recovery did not appear to be likely at the time, so I ended up selling at a loss. It eventually did recover a couple years after I sold. If I had been diversified I probably would have not sold.
It would be interesting to compare your three year average withdrawal to a three year “EMA” withdrawal method. The EMA would weigh your withdrawal more towards recent gains.
Comments
The founder s the one who goes without pay when payroll is due and you’re short f funds. Risk deserves rewards, despite what socialists claim.
Post: Care to join me on my yacht cruising the Mediterranean? Do you envy the super wealthy? RDQ
Link to comment from March 24, 2025
The demographic differences and life expectancy are due to lifestyle choices. Why should retirement age depend on lifestyle choices?
Post: Worried? Concerned? Confident? About the future of Social Security and Medicare
Link to comment from March 24, 2025
Without a radical change in the economy, time is my concern. I would rather leave something for my family than attempt to die with zero.
Post: Focusing on the Real Threat
Link to comment from March 14, 2025
“So, isn’t it time to accept that we are not planners, that we have difficulty with money and implement a universal health care system – no, not socialized medicine” yes, socialized medicine. As proven by the guy who just died up in Canada waiting twelve hours for medical care in the ER, socialized medicine does not work.
Post: RDQ wants to rethink healthcare and retirement considering how people really behave
Link to comment from March 5, 2025
Failure to sufficiently diversify. I kept buying Citrix as it went down until the bulk of my investment was in the company. Recovery did not appear to be likely at the time, so I ended up selling at a loss. It eventually did recover a couple years after I sold. If I had been diversified I probably would have not sold.
Post: My Mistakes by Jonathan Clements
Link to comment from February 26, 2025
No, not really a problem. When adjusted for hours and years worked, there is no wage gap.
Post: Odds Against
Link to comment from February 12, 2025
https://www.southcoasttoday.com/story/business/2001/04/15/excuses-excuses-how-losers-save/50338880007/#
Post: Money Grows Up
Link to comment from January 18, 2025
I Leo look at it as money lost… if it’s paid back, great, otherwise, I wasn’t really expecting it. I do however refrain from repeating the experience.
Post: Retire Those Fears
Link to comment from January 8, 2025
Given family history, time is 75% more likely to be a problem.
Post: Focusing on the Real Threat
Link to comment from January 8, 2025
It would be interesting to compare your three year average withdrawal to a three year “EMA” withdrawal method. The EMA would weigh your withdrawal more towards recent gains.
Post: Our Exit Strategy
Link to comment from November 19, 2024