mytimetotravel

Comments:

• I did reach the point where I didn't need another pottery, glass blowing, carpet weaving or silk making demo, not to mention seeing another painting of St. Sebastian full of arrows, but that was after fifteen years. And there's a lot more to travel than that. People can get "templed out", but it wears off,

  Post: No “Go-Go” by Kristine Hayes Nibler

  Link to comment from January 14, 2025

• It is really confounding that Medicare will pay for hearing and vision tests, but not for any recommended hearing aids and glasses!

  Post: Retirement Realignment by Ken Cutler

  Link to comment from January 14, 2025

• Totally agree. I (single) waited until 70 to get the largest possible base for future cost of living increases. I have no idea when I will reach a "break even" date, and if I die beforehand I will neither know nor care.

  Post: Open Social Security – interesting finding on optimization and mortality tables

  Link to comment from January 14, 2025

• I find it infuriating, and do what I can to keep my data to myself. For instance, my web browser is Firefox, my search engine is Duckduckgo and I run an ad blocker. My primary email account is Protonmail. I have never had a Facebook or Instagram account and my Twitter account has been dormant for years. I turn on every privacy protection available on my phone and iPad, and don't run many apps. I take care of my finances on my desktop. Pretty much the only ads I encounter are on TV, and they are mostly for pharmaceuticals, which I have no trouble ignoring. I do use Amazon, but I never look at anything below the search line on the first screen, and I ignore the first few search results.

  Post: Who’s Watching You?

  Link to comment from January 14, 2025

• Over everyone in the pool, maybe. Any year I bought glasses, or at least new lenses, which at one time was every year, I made out. My vision, after six surgeries (covered by Medicare), is now more stable, but I still buy new lenses often enough I find the insurance worthwhile.

  Post: Retirement Realignment by Ken Cutler

  Link to comment from January 13, 2025

• If you didn't take the pension because it didn't have a COLA, why would you be considering a SPIA?

  Post: Obsessed with a financial stress-less retirement

  Link to comment from January 13, 2025

• When the megacorp offered me a lump sum buyout it wouldn't have come close to replacing my pension, so I refused it. But that was back in the 90s and I was a lot younger then, and able to retire early with the pension.

  Post: Obsessed with a financial stress-less retirement

  Link to comment from January 13, 2025

• Sounds like you have things well under control. Savings bonds didn't feature on my "things to do " list, but I believe I may have some very old UK bonds around somewhere. I suspect they are so few and so old it wouldn't be worth the hassle of trying to redeem them.

  Post: Retirement Realignment by Ken Cutler

  Link to comment from January 13, 2025

• I have given up on dental insurance, but I recommend VSP for vision insurance if you need glasses. It costs me $14/month although I don't know whether that's standard - I've been paying the same premium for years.

  Post: Retirement Realignment by Ken Cutler

  Link to comment from January 13, 2025

• Isn't coastal flooding also an issue? Wikipedia says you are only seven feet above sea level and have been considered at high risk.

  Post: Would You Rebuild?

  Link to comment from January 12, 2025