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DrLefty

Dana Ferris, known here as DrLefty, retired in July 2025 after 35 years as a university professor (applied linguistics and writing). She is the author of many academic articles, chapters, and books and is also a weekly columnist for a San Francisco Giants fan site. When not working or writing, she enjoys exercising, cooking, and traveling. She is the mother of two adult daughters, and she and her husband live in Davis, California, where they first met as undergraduates at UC Davis. You can read her Giants content here, and her Amazon author page is here.

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Forum Posts

Another IRMAA Question

13 replies

AUTHOR: DrLefty on 11/5/2025
FIRST: parkslope on 11/5   |   RECENT: R Quinn on 11/10

Oops!

7 replies

AUTHOR: DrLefty on 10/25/2025
FIRST: Mark Crothers on 10/25   |   RECENT: normr60189 on 10/26

Thank you, Jonathan

73 replies

AUTHOR: DrLefty on 9/23/2025
FIRST: Jeff Bond on 9/23   |   RECENT: DrLefty on 10/1

Ten Frugal Habits

20 replies

AUTHOR: DrLefty on 9/16/2025
FIRST: baldscreen on 9/16   |   RECENT: R Quinn on 9/19

Am I Really Married?

34 replies

AUTHOR: DrLefty on 5/6/2025
FIRST: stelea99 on 5/6   |   RECENT: DrLefty on 8/21

The Half-Completed Retirement Transition

30 replies

AUTHOR: DrLefty on 8/13/2025
FIRST: 1PF on 8/13   |   RECENT: DrLefty on 8/20

Today’s the Day!

72 replies

AUTHOR: DrLefty on 7/1/2025
FIRST: Ben Rodriguez on 7/1   |   RECENT: mytimetotravel on 8/18

Family Dynamics, Part 3: What Do Adult Children Owe Their Aging Parents?

40 replies

AUTHOR: DrLefty on 7/29/2025
FIRST: DAN SMITH on 7/29   |   RECENT: Richard Hayman on 8/18

Family Dynamics, Part 2: Supporting Adult Children

48 replies

AUTHOR: DrLefty on 7/22/2025
FIRST: David Powell on 7/22   |   RECENT: John Doe on 7/30

Estrangement & Estates

59 replies

AUTHOR: DrLefty on 7/10/2025
FIRST: David Lancaster on 7/10   |   RECENT: Brett Howser on 7/26

In Short-Term Limbo

34 replies

AUTHOR: DrLefty on 7/23/2025
FIRST: David Powell on 7/23   |   RECENT: DrLefty on 7/24

2025 Retirement Countdown

40 replies

AUTHOR: DrLefty on 1/1/2025
FIRST: Rick Connor on 1/1   |   RECENT: MikeinLA on 5/31

Stay or Go, and How Do We Know?

41 replies

AUTHOR: DrLefty on 5/2/2025
FIRST: mytimetotravel on 5/2   |   RECENT: Rob Jennings on 5/14

Today's the Day!--Well, Sort Of (by Dana/DrLefty)

29 replies

AUTHOR: DrLefty on 4/1/2025
FIRST: Ken Cutler on 4/1   |   RECENT: luvtoride44afe9eb1e on 4/5

A Rental House? By the Numbers

3 replies

AUTHOR: DrLefty on 9/11/2024
FIRST: William Perry on 9/11/2024   |   RECENT: DrLefty on 9/15/2024

A Rental House? Questions to Consider

16 replies

AUTHOR: DrLefty on 9/9/2024
FIRST: Michael1 on 9/10/2024   |   RECENT: Mark Eckman on 9/12/2024

Final Arrangements: A Learning Curve

28 replies

AUTHOR: DrLefty on 8/18/2024
FIRST: Jonathan Clements on 8/18/2024   |   RECENT: parkslope on 8/22/2024

Aging in Place: Count the Cost(s)

3 replies

AUTHOR: DrLefty on 6/22/2024
FIRST: baldscreen on 6/22/2024   |   RECENT: DrLefty on 6/23/2024

Comments

  • I’d call it smart planning plus willingness to take risks. Your CCRC journey has really informed my thinking, and I’ve pretty much talked my husband around, too.

    Post: 27 Months

    Link to comment from December 14, 2025

  • I went back and read that article again. Your final thought—carpe diem—was really poignant given that it was before Jonathan even knew he was sick yet. I saw him in the comments cheering you on to write more articles, which I’m glad you did. Jonathan leaving us way too soon plus watching my in-laws has driven all of this home even more. My FIL didn’t retire until 70, and my MIL was taking care of her dying mother and twin sister, who died seven weeks apart. Then she had responsibility for her widowed father, who lived to be 102. After he passed, we hoped they finally could have some fun—travel and spend more time with their grandkids—but by then the Alzheimer’s had already started to emerge. She passed last year at 84, and they never really got to enjoy retirement together or the comfortable wealth they had amassed. Carpe diem, indeed.

    Post: 27 Months

    Link to comment from December 14, 2025

  • That’s a great response. Very thoughtful.

    Post: 27 Months

    Link to comment from December 14, 2025

  • Happy anniversary, Dick & Connie! Congratulations on your long and happy marriage. You’re an inspiration. Hope you two are having a wonderful day despite the awful weather. 🥂

    Post: Fifty-seven years and counting and it’s snowing…again.

    Link to comment from December 14, 2025

  • I wasn’t one of the downvotes, but I have thoughts about this. Several years ago, I co-chaired a task force for the UC system on the Entry Level Writing Requirement (which deals with “preparatory” [remedial] coursework in writing for incoming students—back in the day it was rudely called “Bonehead English.”) One of the points we made in our report was that the UC is a large, comprehensive university system that draws from all over California, which is a very diverse state. Some students are multilingual. Some are from economically disadvantaged school systems. They qualify for UC admission and may have some major strengths (e.g., in STEM, or in “soft skills” like grit and resilience and work ethic)—but may need some extra support at the beginning of their college careers to be ready for the range of academic reading and writing tasks that will be required of them. We’re talking one extra course during the first year, maybe one or two more if they’re ESL students. If these programs are well designed and executed, and that was what our task force was asked to evaluate, they give the students tools for success that for reasons usually not their fault they didn’t get in high school. High school English in the U.S. is problematic because teachers have huge class/student loads and many are trained to teach literature, not writing. I used to teach a course for future secondary teachers called “Writing and the Young Writer,” but I don’t know how many teachers get to (or want to) take a course like that. Anyway, what we argued was that having entry level writing courses was not a sign of failure but rather a tool for equity and leveling the playing field so that more UC students could be successful. I’ll climb off my soapbox now!

    Post: $92,000 a year is quite an investment. The ROI is real, but maybe not.

    Link to comment from December 13, 2025

  • Thanks for letting us know, Elaine. It's preordered! I hope you're doing as well as can be expected. You and your family have been in my prayers.

    Post: One Last Book

    Link to comment from December 12, 2025

  • I’ve been retired a bit over five months, and my husband is still working, so I’m not sure I’m quite in retirement mode yet, but I’m settling into a nice rhythm on weekdays. I wake up early, have a cup of coffee (or two if I feel like it), check out headlines/social media. Then I play Wordle, fill up my water bottle, and change into my workout clothes. I have a spin bike and rower at home and also do strength classes. I usually work out for 45-60 minutes. Some days I take a 50-min Pilates class at a local studio, and others, if weather permits, I’ll take a lengthy walk, usually instead of cycling. (My legs can tolerate 4-5 days a week of cycling but not 7.) After the workout and shower, I’ll head to my computer for a couple of hours of productive activity—I’m still doing some academic writing projects that I’m working on at a leisurely pace, I do some writing for church activities (teaching or curriculum), and I write for a baseball fan site and sometimes for HD. By lunchtime, I’m usually done with sitting at a computer. Depending on the day, I’ll run errands, nap, cook, or read in the afternoon. Evenings are either social (cards or wine tasting with groups of neighbors, Friday night dinners at home with friends or out, Wednesday night Bible study group in our home) or relaxing over a sporting event or TV show with my husband. I usually head toward bed before 9 p.m. and read a bit in bed until I’m sleepy. I like this pace. I’m enjoying retirement a lot so far. I thought I’d miss my job at least a little bit, but—nope.

    Post: What’s Your Perfect “Normal” Day?

    Link to comment from December 12, 2025

  • My older daughter went off to Berkeley at 17. My younger daughter wasn’t as strong of a student and went to community college before transferring to a Cal State campus. When I paid the bill for her first semester of community college—15 units of transferable coursework for $600, and she could live at home—I asked myself why everyone doesn’t do it that way. And in her case, she had better teachers and classroom experiences in the community college. There are some excellent teachers there, and they don’t have to worry about publishing, so they can focus all their energy on teaching.

    Post: $92,000 a year is quite an investment. The ROI is real, but maybe not.

    Link to comment from December 12, 2025

  • Totally agree.

    Post: $92,000 a year is quite an investment. The ROI is real, but maybe not.

    Link to comment from December 12, 2025

  • My final job was in a writing program at a UC. I’m happy to report that writing instruction has evolved quite a bit since you were in college. I think it’s more when you went to college and less so about where—back in the 60s, people wrote one-shot “themes”—no instruction, no feedback, no revision—which were returned with red pen corrections and a grade and perhaps a scathing remark. Thankfully, times have changed.

    Post: $92,000 a year is quite an investment. The ROI is real, but maybe not.

    Link to comment from December 12, 2025

Articles

Misplaced Trust

Dana Ferris   |  Oct 3, 2024

WHEN I WAS A YOUNG adult, my parents sat me down and explained that I might at some point inherit money from my grandfather’s trust, which had also helped put me through college. My grandfather passed away in 1984, and his wife—my father’s stepmother—became the trust’s beneficiary.
My father was an only child. The trust stipulated that, if his stepmother died before him, he would receive two-thirds of the trust, while my two siblings and I would share the other third.

Final Countdown

Dana Ferris   |  Aug 22, 2024

I’VE DECIDED UPON MY retirement date: July 1, 2025. We just passed the one-year countdown point, so I thought I’d share some of my ideas and plans for my final year in the workforce.
This countdown idea, of course, isn’t original with me. Indeed, there are apps that you can put on your phone to count down the time until retirement. I was primarily inspired by a retirement blogger named Fritz Gilbert. He’s way more decisive than I am.

Count Me Out

Dana Ferris   |  May 10, 2024

MY ALL-TIME FAVORITE movie is the Coen brothers’ 2000 classic, O Brother, Where Art Thou? At one point, Holly Hunter’s character, Penelope, declares, “I’ve said my piece and I’ve counted to three.” Her estranged husband, played by George Clooney, understood from long experience that once she had “counted to three,” her mind couldn’t be changed.
Last summer, I wrote an article that explored the decisions my husband and I are working through about our retirement date and location.

My Father’s Daughter

Dana Ferris   |  Jan 30, 2024

MY LATE FATHER SPENT his entire career, from the time he dropped out of college to marry my mother until the day he died at age 61, in the insurance business. My father was also a huge fan of the San Francisco 49ers, our hometown NFL team.
Last year, the 49ers cruised through the playoffs, led by the team’s dynamic young quarterback, Brock Purdy. But then, in the NFC Championship game against the Philadelphia Eagles,

When and Where?

Dana Ferris   |  Sep 6, 2023

A LOT HAS BEEN written, here at HumbleDollar and elsewhere, about the “when” of retirement. Not surprisingly, there are strong opinions.
For example, I’m a member of a Facebook group where the overwhelming consensus is, “Don’t work one single day longer than you absolutely have to.” Of course, many people don’t have the luxury of choosing their ideal retirement date because life intervenes: They get let go from their job or experience health issues that dictate the answer to the “when” question.

Scoring Points

Dana Ferris   |  Aug 30, 2023

I’M NOT SOMEONE WHO enjoys spending money on luxury travel. I’d never pay cash for a business class airline ticket or a hotel suite. Nonetheless, on a recent trip to Spain with my husband, we flew business class and had suites in all four hotels we stayed at.
We also visited lounges in every airport before our flights, had access to executive lounges at two hotels where we could get free meals, snacks and cocktails,

Improving My Habits

Dana Ferris   |  Jun 13, 2023

THE PROLIFIC MR. QUINN recently wrote that people who were irresponsible in one area of their life, such as failing to return shopping carts, also tend to be irresponsible in other areas, like managing their finances. He’s probably right. Still, I’ve had times when, even though I’m a “responsible person”—I’ve had a successful career, my kids lived to grow up, and so forth—I nonetheless had pockets of disorder in my life.
For me, the two biggest areas of chaos were managing money and maintaining a healthy diet and exercise regimen.

Buying Time

Dana Ferris   |  Jun 4, 2023

“I’D BE HAPPY TO JUST come here every year,” I told my husband. We and our two daughters had arrived on Maui 72 hours earlier. It was May 2000—and our first trip to Hawaii.
We’d signed up for a timeshare presentation in return for discounts on tours and activities. By the time we got to the meeting, I’d fallen head over heels in love with the place. The timeshare salesperson had an easy time persuading me to buy.

A Better Plan

Dana Ferris   |  May 9, 2023

MY HUSBAND AND I WERE late bloomers when it came to estate planning. Though we took care of the basics when we became parents, such as purchasing term life insurance and naming a guardian, we never had a professionally executed will and trust until 2016, when we were in our late 50s.
Observing my in-laws, now in their 80s, made us realize how important it was to get our own estate-planning house in order.

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