withdrawing, or "using the money," from a roth, or from a non ira account is not income. when you earned the money it was income. when/if you earned interest on/in a non ira account that is also income.
exercise, keep moving. enjoy liberation. theoretically all the saving of money is so's we can have time. it's like buying time. it does and can compound.
i got completely out in '99. i thought the market might react badly to y2k. so i looked like a wizard. but, i became guilty of fomo in 1/01 with a small part of the total and about half of that is just back to ok a couple years back...20+ years......i agree about emotions. i suppose if you can get yourself in a position where you can afford to wait....you should be ok.
Comments
withdrawing, or "using the money," from a roth, or from a non ira account is not income. when you earned the money it was income. when/if you earned interest on/in a non ira account that is also income.
Post: Income taxes on retirees with Social Security
Link to comment from August 15, 2026
rq, i'm sorry, but you're not thinking very clearly
Post: Income taxes on retirees with Social Security
Link to comment from August 15, 2026
thank you
Post: Taking a Loss?
Link to comment from August 2, 2026
i've used treasury direct a lot. can i buy tips there? wouldn't that be the best source, no middleman...
Post: Taking a Loss?
Link to comment from August 1, 2026
exercise, keep moving. enjoy liberation. theoretically all the saving of money is so's we can have time. it's like buying time. it does and can compound.
Post: Fear of the Unknown…
Link to comment from July 26, 2026
discipline is essential.
Post: Time to Be Fearful
Link to comment from March 29, 2026
i got completely out in '99. i thought the market might react badly to y2k. so i looked like a wizard. but, i became guilty of fomo in 1/01 with a small part of the total and about half of that is just back to ok a couple years back...20+ years......i agree about emotions. i suppose if you can get yourself in a position where you can afford to wait....you should be ok.
Post: Time to Be Fearful
Link to comment from March 28, 2026
i meant martin, not william
Post: Perfect Portfolio
Link to comment from February 8, 2026
wm, can you explain "price compression?"
Post: Perfect Portfolio
Link to comment from February 8, 2026
it's a pretty silly question isn't it? t bills would easily accomplish almost triple what they're seeking.
Post: What is the standard advice for someone who wants guaranteed income in retirement?
Link to comment from December 27, 2025