i got completely out in '99. i thought the market might react badly to y2k. so i looked like a wizard. but, i became guilty of fomo in 1/01 with a small part of the total and about half of that is just back to ok a couple years back...20+ years......i agree about emotions. i suppose if you can get yourself in a position where you can afford to wait....you should be ok.
maybe a different author talked more about inflation. but there's a comment on here about 130+-%/30 yrs inflation. i've long thought that if i think i've got enuf now, if inflation eats half of it in 20 yrs, i'd be ok w/that. it'd still be plenty.
another way of sayin' it is if the number stays the same. say a million bucks. if i still have a million bucks in 20 yrs, i'll be happy, even if it's value is half.
Comments
discipline is essential.
Post: Time to Be Fearful
Link to comment from March 29, 2026
i got completely out in '99. i thought the market might react badly to y2k. so i looked like a wizard. but, i became guilty of fomo in 1/01 with a small part of the total and about half of that is just back to ok a couple years back...20+ years......i agree about emotions. i suppose if you can get yourself in a position where you can afford to wait....you should be ok.
Post: Time to Be Fearful
Link to comment from March 28, 2026
i meant martin, not william
Post: Perfect Portfolio
Link to comment from February 8, 2026
wm, can you explain "price compression?"
Post: Perfect Portfolio
Link to comment from February 8, 2026
it's a pretty silly question isn't it? t bills would easily accomplish almost triple what they're seeking.
Post: What is the standard advice for someone who wants guaranteed income in retirement?
Link to comment from December 27, 2025
i like not having to be in a hurry.
Post: What is retirement?
Link to comment from September 13, 2025
maybe a different author talked more about inflation. but there's a comment on here about 130+-%/30 yrs inflation. i've long thought that if i think i've got enuf now, if inflation eats half of it in 20 yrs, i'd be ok w/that. it'd still be plenty. another way of sayin' it is if the number stays the same. say a million bucks. if i still have a million bucks in 20 yrs, i'll be happy, even if it's value is half.
Post: Navigating the Unknowns of Financial Decisions
Link to comment from September 13, 2025
i remember, a few yrs ago, j bezos said amazon will work until it won't. it amazes me how similar amazon is to the old sears catalog
Post: You Never Know
Link to comment from June 8, 2025
i think i figured it out
Post: My Mistakes
Link to comment from February 22, 2025
what is "IDS" that is mentioned by a few folks here? thanks!
Post: My Mistakes
Link to comment from February 22, 2025