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R Quinn

    Forum Posts

    Frittering away Frugality 

    9 replies

    AUTHOR: R Quinn on 7/8/2026
    FIRST: DrLefty on 7/8   |   RECENT: R Quinn on 7/8/2026 at 1:34 PM

    Automatic Income stream? How important to you?

    59 replies

    AUTHOR: R Quinn on 6/26/2026
    FIRST: Dave Melick on 6/26   |   RECENT: Dan Sturgis on 7/5

    Exercising true frugality 

    45 replies

    AUTHOR: R Quinn on 7/1/2026
    FIRST: Mark Crothers on 7/1   |   RECENT: R Quinn on 7/5

    Thinking about downsizing? Think seriously

    31 replies

    AUTHOR: R Quinn on 6/21/2026
    FIRST: Dan Smith on 6/21   |   RECENT: Catherine on 7/3

    Why can’t more people plan for the retirement future?

    31 replies

    AUTHOR: R Quinn on 6/27/2026
    FIRST: Edmund Marsh on 6/27   |   RECENT: R Quinn on 6/29

    Remember the shopping cart fiasco Last November? Regular HD readers do I’m sure.

    3 replies

    AUTHOR: R Quinn on 6/24/2026
    FIRST: Mike Gaynes on 6/25   |   RECENT: Linda Grady on 6/26

    Many of us seniors think we paid for our Social Security benefits based in the FICA taxes we paid. Let’s dispel that myth- we didn’t

    43 replies

    AUTHOR: R Quinn on 6/15/2026
    FIRST: Nick Politakis on 6/15   |   RECENT: R Quinn on 6/24

    How financially illiterate are Americans?

    26 replies

    AUTHOR: R Quinn on 6/19/2026
    FIRST: Dan Smith on 6/19   |   RECENT: Dan Smith on 6/21

    How well off are Americans compared to the rest of the world? Fun facts.

    12 replies

    AUTHOR: R Quinn on 6/16/2026
    FIRST: Nick Politakis on 6/16   |   RECENT: R Quinn on 6/20

    Fixing Social Security is not that hard, here's how

    24 replies

    AUTHOR: R Quinn on 6/13/2026
    FIRST: Dan Malone on 6/14   |   RECENT: Mark Gardner on 6/19

    Just the fact about Social Security

    44 replies

    AUTHOR: R Quinn on 6/12/2026
    FIRST: August West on 6/12   |   RECENT: Joe D'Alessandro on 6/16

    Time to share our financial info with children?

    41 replies

    AUTHOR: R Quinn on 6/6/2026
    FIRST: Mark Crothers on 6/6   |   RECENT: afwAZ on 6/13

    What do we Americans want? We want “free” healthcare

    14 replies

    AUTHOR: R Quinn on 6/11/2026
    FIRST: Dan Smith on 6/11   |   RECENT: Howard Rohleder on 6/13

    Peter Cancro from age 14 to 69 covered in oil and vinegar

    20 replies

    AUTHOR: R Quinn on 5/31/2026
    FIRST: Mark Crothers on 6/1   |   RECENT: R Quinn on 6/9

    Billionaires, taxes and you

    55 replies

    AUTHOR: R Quinn on 5/26/2026
    FIRST: Dan Smith on 5/26   |   RECENT: Andy Morrison on 6/5

    Shopping carts again…but not what you think

    24 replies

    AUTHOR: R Quinn on 6/2/2026
    FIRST: baldscreen on 6/2   |   RECENT: John Katz on 6/4

    Time to scrap IRAs, 401k, 403b and all the rest

    29 replies

    AUTHOR: R Quinn on 5/21/2026
    FIRST: Dan Smith on 5/21   |   RECENT: R Quinn on 5/25

    The reality of Social Security and Medicare- My real life experience.

    38 replies

    AUTHOR: R Quinn on 5/4/2026
    FIRST: Nick Politakis on 5/4   |   RECENT: Concerned on 5/23

    Dickie and his magic beans

    54 replies

    AUTHOR: R Quinn on 5/6/2026
    FIRST: DrLefty on 5/6   |   RECENT: mllange on 5/15

    The never ending payday

    28 replies

    AUTHOR: R Quinn on 5/9/2026
    FIRST: baldscreen on 5/9   |   RECENT: R Quinn on 5/10

    Is saving really that hard? Nope, not for the great majority of Americans. 

    33 replies

    AUTHOR: R Quinn on 4/28/2026
    FIRST: DAN SMITH on 4/28   |   RECENT: R Quinn on 5/5

    Shopping around - you versus the grocery store

    19 replies

    AUTHOR: R Quinn on 4/30/2026
    FIRST: DrLefty on 4/30   |   RECENT: Linda Grady on 5/3

    The great COLA debate-maybe not the expected solution.

    8 replies

    AUTHOR: R Quinn on 4/26/2026
    FIRST: R Quinn on 4/26   |   RECENT: Dave Melick on 4/29

    Enough complaining already. Live your life and stop worrying about “they” “ them” or things

    8 replies

    AUTHOR: R Quinn on 4/24/2026
    FIRST: R Quinn on 4/24   |   RECENT: John Verlautz on 4/24

    Do retirees really struggle financially? Why and what to do?

    7 replies

    AUTHOR: R Quinn on 4/17/2026
    FIRST: Jack Hannam on 4/17   |   RECENT: baldscreen on 4/18

    It’s all so relative, where you leave and what $$$ you may

    9 replies

    AUTHOR: R Quinn on 4/1/2026
    FIRST: Mark Gardner on 4/1   |   RECENT: Mike Gaynes on 4/2

    Coping with inflation in retirement, what’s the plan?

    8 replies

    AUTHOR: R Quinn on 3/30/2026
    FIRST: Kenneth DeLuca on 3/30   |   RECENT: Michael1 on 3/30

    Keeping up with the Jonses— at least it looks that way.

    5 replies

    AUTHOR: R Quinn on 3/29/2026
    FIRST: Mark Crothers on 3/29   |   RECENT: R Quinn on 3/30

    Focus on the real healthcare financial risk in post age 65 retirement

    13 replies

    AUTHOR: R Quinn on 3/23/2026
    FIRST: William Perry on 3/23   |   RECENT: R Quinn on 3/24

    Retirement in America is not a pretty picture…and not getting better.

    38 replies

    AUTHOR: R Quinn on 3/17/2026
    FIRST: Ormode on 3/17   |   RECENT: R Quinn on 3/23

    Is there any point in life when a child needs financial assistance that you feel comfortable/justified simply saying “not my problem?” 

    26 replies

    AUTHOR: R Quinn on 3/14/2026
    FIRST: David Lancaster on 3/14   |   RECENT: David Mulligan on 3/17

    No, it is not a scam

    33 replies

    AUTHOR: R Quinn on 3/10/2026
    FIRST: Dave Melick on 3/10   |   RECENT: Raghu on 3/14

    Can a parent ever say to their “not my problem?”

    0 replies

    AUTHOR: R Quinn on 3/13/2026

    Question for writers

    6 replies

    AUTHOR: R Quinn on 2/21/2026
    FIRST: Bogdan Sheremeta on 2/22   |   RECENT: Michael1 on 3/1

    Comments

    • I had one of those avocado packs in my hand the other day. I resisted and opted for the popcorn. There are several things I would like to buy, but not in packs of 8 or 10.

      Post: Frittering away Frugality 

      Link to comment from July 8, 2026

    • i Only go there when dragged.

      Post: Frittering away Frugality 

      Link to comment from July 8, 2026

    • Some around us sell wine but others don’t or can’t. Is it a bargain?

      Post: Frittering away Frugality 

      Link to comment from July 8, 2026

    • I’m impressed all that is on an 11 year old car. It wasn’t on mine at that time.

      Post: Tempted by the Shiny and New: Another HD Car Post

      Link to comment from July 5, 2026

    • Good point. I think part of the answer is utility and degree of pleasure derived.

      Post: Exercising true frugality 

      Link to comment from July 5, 2026

    • Just curious as to type of safety features on a older car.

      Post: Tempted by the Shiny and New: Another HD Car Post

      Link to comment from July 5, 2026

    • I am haunted by a need to be informed to learn what is going on and my obsession is to try and squash the fake and misinformation on social media- an impossible task I know. But when I read some of the junk people post and others believe I can’t help putting out facts. I write an article for my blog everyday and have for many years. Sometimes I still feel I should be doing something, but I have no idea what. Out of habit I am still up by 5:00 am and try as I may, I can’t break it. I too am out of steam by 2:00 in the afternoon.

      Post: Haunted Head

      Link to comment from July 5, 2026

    • Very true, probably half as much elsewhere if you found someone qualified, but even if they said $4,000 I would not have spent that because it was ten years old and had none of the safety and driver assist functions or even CarPlay. I may have one more new car left in me and it will be another Mercedes. The money is being accumulated now. I waited until I was age 70, I’m not giving up now. Besides as I pointed out before my car costs about the same as a well equipped pickup truck and some SUVs both of which seem the choice of the middle class.

      Post: Tempted by the Shiny and New: Another HD Car Post

      Link to comment from July 5, 2026

    • I keep cash in different accounts designated for different purposes such as a car or travel. They are money market accounts. Psychologically I have already spent the money so when it’s time to actually do so I am prepared mentally and financially. I had four cars we drove until the engines literally blew up. Once going 65 mph on a highway in another state. I just left it in a junk yard. I had bought it used. No more of that for me.

      Post: Tempted by the Shiny and New: Another HD Car Post

      Link to comment from July 5, 2026

    • If I could I’d like to have back my first car, a 1963 VW bug, but that didn’t even have a heater. I like new technology. Yesterday when I started my car there was a fireworks display on the screen and a Happy 4th of July. The car said “Welcome back, Richard.” Most of what I want to change I just ask the car. When I am on the road, I just say “Hey Mercedes, take me home.” All unnecessary for sure if you want to go from A to B. But when you can say to your car “Hey Mercedes, how are you today?” And the reply is “ All the better for hearing your voice”. It’s pretty cool. A flaw though. Something happened after my last service and now when I ask the tire pressure it says it in German, used to be pounds.

      Post: Tempted by the Shiny and New: Another HD Car Post

      Link to comment from July 5, 2026

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