R Quinn

Comments

• I find that sad. We have been married over 57 years and never argued about money. Never did one of us lobby to spend money we didn’t have to spend, never overdrew a bank account, neither of us ever charged what we couldn’t pay off immediately. We saved for every major purchase. I think you nailed it though, it’s a relationship thing.

  Post: One Good Call?

  Link to comment from April 14, 2026

• Hey Mark, if this is your wife’s advisor and your wife’s investment portfolio, why do you go to the meetings? I don’t get the hers and mine and mine and hers concept for a married couple as opposed to ours. How do you really feel about that?

  Post: One Good Call?

  Link to comment from April 14, 2026

• I can see where there would be times to determine where to trim spending. I don’t see that necessitates tracking past spending. I know what we spend on every essential, every month, it is virtually the same every month. If I had to cut it would come from everything else like eating out.

  Post: Nothing Like a War To Bring Folks around to Personal Financial Planning

  Link to comment from April 11, 2026

• No argument about keeping it simple, choice is not always a good thing. One of the worst places for choice beyond investing is health care coverage. Just think of all the words used to describe the choices enrolling in Medicare- totally unnecessary and unfair. In your post you mentioned retaining 3-7 years of spending in savings. The reality is not many retirees have that much anywhere at anytime. The HD perspective is showing. The average retiree has about $200,000 in total savings and average is quite misleading.

  Post: Perfection, enemy of good

  Link to comment from April 7, 2026

• Given your story, do you also get to be a grandmother? That would be wonderful

  Post: Financial regrets about parenthood?

  Link to comment from April 7, 2026

• Given your story, do you also get to be a grandmother? That would be wonderful I should think.

  Post: Financial regrets about parenthood?

  Link to comment from April 7, 2026

• “Until recently?” Based on my experience in the workforce that discrimination pretty much ended 25 years ago when an effort started to push the opportunities and advancement for women.

  Post: Financial regrets about parenthood?

  Link to comment from April 6, 2026

• The article was titled Financial regrets about parenthood? I’m pretty sure it was about money as well as a somewhat trauma driven psychological issue.
  Yes, everyone has a different view for different reasons. As I said, people with this view probably should defer on chikdren.

  Post: Financial regrets about parenthood?

  Link to comment from April 6, 2026

• I read this and then reread to be sure I didn’t misread. If I wrote here what I am actually thinking I would be banned from HD. When I got out of the army in 1969, I was 26 and married less than a year. I returned to my clerk job in a company where I worked nearly fifty years. We then proceeded to have four children in five years. Nineteen years later we started paying for 1,2 or 3 children in college for ten years in a row. My wife didn’t work outside the home from the time our first child was born. We made do. Never once did finances in relation to children ever come up in discussion. Now we have 11 grandchildren and no regrets, no sense of missing out on anything, but without those children and grandchildren our lives would be far less fulfilling and empty. A very personal decision for sure and if a couple is concerned about the consequences of children, they probably should defer. However, I don’t see it as a financial decision. If my parents saw it that way, I wouldn’t be here.

  Post: Financial regrets about parenthood?

  Link to comment from April 5, 2026

• Sounds like the well-meaning, but overzealous parents overpaid. As I recall, they paid over your asking price. If they had been more prudent in what they paid, I think it would have been a good move. On the other hand, maybe not a good move if they had any idea they would sell in four years.

  Post: The Home Ownership Gamble

  Link to comment from April 5, 2026