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Many of us seniors think we paid for our Social Security benefits based in the FICA taxes we paid. Let’s dispel that myth- we didn’t
21 replies
AUTHOR: R Quinn on 6/15/2026
FIRST: Nick Politakis on 6/15 | RECENT: George Counihan on 6/17/2026 at 7:43 PM
Fixing Social Security is not that hard, here's how
21 replies
AUTHOR: R Quinn on 6/13/2026
FIRST: Dan Malone on 6/14 | RECENT: Marilyn Lavin on 6/17/2026 at 11:33 AM
How well off are Americans compared to the rest of the world? Fun facts.
6 replies
AUTHOR: R Quinn on 6/16/2026
FIRST: Nick Politakis on 6/16 | RECENT: R Quinn on 6/17/2026 at 9:20 AM
Just the fact about Social Security
44 replies
AUTHOR: R Quinn on 6/12/2026
FIRST: August West on 6/12 | RECENT: Joe D'Alessandro on 6/16
Time to share our financial info with children?
41 replies
AUTHOR: R Quinn on 6/6/2026
FIRST: Mark Crothers on 6/6 | RECENT: afwAZ on 6/13
What do we Americans want? We want “free” healthcare
14 replies
AUTHOR: R Quinn on 6/11/2026
FIRST: Dan Smith on 6/11 | RECENT: Howard Rohleder on 6/13
Peter Cancro from age 14 to 69 covered in oil and vinegar
20 replies
AUTHOR: R Quinn on 5/31/2026
FIRST: Mark Crothers on 6/1 | RECENT: R Quinn on 6/9
Billionaires, taxes and you
55 replies
AUTHOR: R Quinn on 5/26/2026
FIRST: Dan Smith on 5/26 | RECENT: Andy Morrison on 6/5
Shopping carts again…but not what you think
24 replies
AUTHOR: R Quinn on 6/2/2026
FIRST: baldscreen on 6/2 | RECENT: John Katz on 6/4
Time to scrap IRAs, 401k, 403b and all the rest
29 replies
AUTHOR: R Quinn on 5/21/2026
FIRST: Dan Smith on 5/21 | RECENT: R Quinn on 5/25
The reality of Social Security and Medicare- My real life experience.
38 replies
AUTHOR: R Quinn on 5/4/2026
FIRST: Nick Politakis on 5/4 | RECENT: Concerned on 5/23
Dickie and his magic beans
54 replies
AUTHOR: R Quinn on 5/6/2026
FIRST: DrLefty on 5/6 | RECENT: mllange on 5/15
The never ending payday
28 replies
AUTHOR: R Quinn on 5/9/2026
FIRST: baldscreen on 5/9 | RECENT: R Quinn on 5/10
Is saving really that hard? Nope, not for the great majority of Americans.
33 replies
AUTHOR: R Quinn on 4/28/2026
FIRST: DAN SMITH on 4/28 | RECENT: R Quinn on 5/5
Shopping around - you versus the grocery store
19 replies
AUTHOR: R Quinn on 4/30/2026
FIRST: DrLefty on 4/30 | RECENT: Linda Grady on 5/3
The great COLA debate-maybe not the expected solution.
8 replies
AUTHOR: R Quinn on 4/26/2026
FIRST: R Quinn on 4/26 | RECENT: Dave Melick on 4/29
Enough complaining already. Live your life and stop worrying about “they” “ them” or things
8 replies
AUTHOR: R Quinn on 4/24/2026
FIRST: R Quinn on 4/24 | RECENT: John Verlautz on 4/24
Do retirees really struggle financially? Why and what to do?
7 replies
AUTHOR: R Quinn on 4/17/2026
FIRST: Jack Hannam on 4/17 | RECENT: baldscreen on 4/18
It’s all so relative, where you leave and what $$$ you may
9 replies
AUTHOR: R Quinn on 4/1/2026
FIRST: Mark Gardner on 4/1 | RECENT: Mike Gaynes on 4/2
Coping with inflation in retirement, what’s the plan?
8 replies
AUTHOR: R Quinn on 3/30/2026
FIRST: Kenneth DeLuca on 3/30 | RECENT: Michael1 on 3/30
Keeping up with the Jonses— at least it looks that way.
5 replies
AUTHOR: R Quinn on 3/29/2026
FIRST: Mark Crothers on 3/29 | RECENT: R Quinn on 3/30
Focus on the real healthcare financial risk in post age 65 retirement
13 replies
AUTHOR: R Quinn on 3/23/2026
FIRST: William Perry on 3/23 | RECENT: R Quinn on 3/24
Retirement in America is not a pretty picture…and not getting better.
38 replies
AUTHOR: R Quinn on 3/17/2026
FIRST: Ormode on 3/17 | RECENT: R Quinn on 3/23
Is there any point in life when a child needs financial assistance that you feel comfortable/justified simply saying “not my problem?”
26 replies
AUTHOR: R Quinn on 3/14/2026
FIRST: David Lancaster on 3/14 | RECENT: David Mulligan on 3/17
No, it is not a scam
33 replies
AUTHOR: R Quinn on 3/10/2026
FIRST: Dave Melick on 3/10 | RECENT: Raghu on 3/14
Question for writers
6 replies
AUTHOR: R Quinn on 2/21/2026
FIRST: Bogdan Sheremeta on 2/22 | RECENT: Michael1 on 3/1
Comments
Your post is sadly inaccurate and misleading. You obviously have no understanding how funding works or how demographics affect all types of pensions or social security which is a giant insurance program with the risks, winners and losers as any insurance. You should ask where the money came from to pay my benefits for the last 17 years which far exceeds all taxes paid.
Post: Many seniors think we paid for our Social Security benefits based on the FICA taxes we paid. Let’s dispel that myth- we didn’t
Link to comment from June 17, 2026
I should modify my comment. Living P to P is always real, just not always necessary and surely not always or mostly associated with low income as generally assumed.
Post: How well off are Americans compared to the rest of the world? Fun facts.
Link to comment from June 17, 2026
Exactly.
Post: How well off are Americans compared to the rest of the world? Fun facts.
Link to comment from June 17, 2026
From what I see here, you could put every possible investment on a wall and throw darts at them and you would come up with someone’s investment mix. I don’t recall seeing any REITs or Municipal bond Funds though.
Post: What’s in your portfolio ?
Link to comment from June 16, 2026
That in my mind is a fallacy because, first it’s self reported, second there is the non essential spending side as well as income side and third look around at how people spend money - like at the World Cup and basketball championship. Those aren’t one percenters in the stands and there are many other examples. No doubt living P To P is real for many people, perhaps the lowest 25% or so, but guaranteed not 60 to 69%.
Post: How well off are Americans compared to the rest of the world? Fun facts.
Link to comment from June 16, 2026
I asked an AI program “If I saved weekly an amount equal to my and my employer's SS payroll taxes always at the taxable wage cap and earning a 8% annual return from 1959 to 2010 (my working years) how much could I accumulate? The answer was $1.07 million. Of course, always at the wage cap is quite unrealistic and nothing is certain. I’ll take a life certain annuity with survivor benefits any time.
Post: Many seniors think we paid for our Social Security benefits based on the FICA taxes we paid. Let’s dispel that myth- we didn’t
Link to comment from June 16, 2026
That’s theoretical, but a practical myth given all SS provides beyond the workers retirement income and what can happen during 40 years.
Post: Many seniors think we paid for our Social Security benefits based on the FICA taxes we paid. Let’s dispel that myth- we didn’t
Link to comment from June 16, 2026
I share all the posts on the social media links on HD. I assume that is their purpose- to reach beyond regular readers and stimulate more interest.
Post: Many seniors think we paid for our Social Security benefits based on the FICA taxes we paid. Let’s dispel that myth- we didn’t
Link to comment from June 16, 2026
Congress works 365 in some manner. Even committees continue most of their work during recesses.
Post: Fixing Social Security is not that hard, here’s how
Link to comment from June 16, 2026
How do you define “essential expenses” and would life be a joy living on that only and would it cover unexpected essentials?
Post: Defining Enough
Link to comment from June 16, 2026