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A bleak picture for retirement in the future?
40 replies
AUTHOR: R Quinn on 9/2/2026
FIRST: bbbobbins on 9/2 | RECENT: Randy Dobkin on 9/7
The best state to retire? Take a close look.
19 replies
AUTHOR: R Quinn on 9/3/2026
FIRST: DAN SMITH on 9/3 | RECENT: R Quinn on 9/7
This would be a great posting on a web site with the name “HaughtyDollar.”
36 replies
AUTHOR: R Quinn on 8/28/2026
FIRST: bbbobbins on 8/28 | RECENT: R Quinn on 9/2
Americans and their credit cards
73 replies
AUTHOR: R Quinn on 8/24/2026
FIRST: Jack Hannam on 8/24 | RECENT: R Quinn on 9/1
Federal debt
18 replies
AUTHOR: R Quinn on 8/19/2026
FIRST: Jack Hannam on 8/19 | RECENT: Kenn Garner on 8/23
Income taxes on retirees with Social Security
85 replies
AUTHOR: R Quinn on 8/14/2026
FIRST: BenefitJack on 8/15 | RECENT: R Quinn on 8/21
What is the right percentage?
44 replies
AUTHOR: R Quinn on 8/9/2026
FIRST: Jack Hannam on 8/9 | RECENT: luigi767 on 8/19
Medicare Advantage Part C — Not too soon to start planning for 2027
26 replies
AUTHOR: R Quinn on 8/11/2026
FIRST: Julie C on 8/12 | RECENT: V Saraf on 8/17
FIFA Financials
52 replies
AUTHOR: R Quinn on 7/19/2026
FIRST: Mark Crothers on 7/19 | RECENT: Jeff Bond on 8/10
Taxing Social Security benefits
26 replies
AUTHOR: R Quinn on 8/6/2026
FIRST: DAN SMITH on 8/6 | RECENT: Nick Politakis on 8/9
Inflation, prices, COLAs, retirement and the last 16 years
40 replies
AUTHOR: R Quinn on 7/27/2026
FIRST: DavidHLancaster on 7/27 | RECENT: bbbobbins on 8/7
Spouses SS benefits don’t always equal half workers benefit.
9 replies
AUTHOR: R Quinn on 7/31/2026
FIRST: James Mcglynn on 7/31 | RECENT: R Quinn on 8/1
A discussion on health insurance, premiums, profits and such- a 50 year perspective most people don’t want to accept
24 replies
AUTHOR: R Quinn on 7/15/2026
FIRST: DavidHLancaster on 7/15 | RECENT: V Saraf on 7/23
Many of us seniors think we paid for our Social Security benefits based in the FICA taxes we paid. Let’s dispel that myth- we didn’t
56 replies
AUTHOR: R Quinn on 6/15/2026
FIRST: Nick Politakis on 6/15 | RECENT: Marilyn Lavin on 7/19
About that inflation in retirement
52 replies
AUTHOR: R Quinn on 7/11/2026
FIRST: Dan Smith on 7/11 | RECENT: Marilyn Lavin on 7/15
Frittering away Frugality
77 replies
AUTHOR: R Quinn on 7/8/2026
FIRST: DrLefty on 7/8 | RECENT: SCao on 7/14
A taxing situation, but is it reality?
28 replies
AUTHOR: R Quinn on 7/10/2026
FIRST: Dan Smith on 7/10 | RECENT: tooqk4u22 on 7/13
Automatic Income stream? How important to you?
59 replies
AUTHOR: R Quinn on 6/26/2026
FIRST: Dave Melick on 6/26 | RECENT: Dan Sturgis on 7/5
Exercising true frugality
45 replies
AUTHOR: R Quinn on 7/1/2026
FIRST: Mark Crothers on 7/1 | RECENT: R Quinn on 7/5
Thinking about downsizing? Think seriously
31 replies
AUTHOR: R Quinn on 6/21/2026
FIRST: Dan Smith on 6/21 | RECENT: Catherine on 7/3
Why can’t more people plan for the retirement future?
31 replies
AUTHOR: R Quinn on 6/27/2026
FIRST: Edmund Marsh on 6/27 | RECENT: R Quinn on 6/29
Remember the shopping cart fiasco Last November? Regular HD readers do I’m sure.
3 replies
AUTHOR: R Quinn on 6/24/2026
FIRST: Mike Gaynes on 6/25 | RECENT: Linda Grady on 6/26
How financially illiterate are Americans?
26 replies
AUTHOR: R Quinn on 6/19/2026
FIRST: Dan Smith on 6/19 | RECENT: Dan Smith on 6/21
How well off are Americans compared to the rest of the world? Fun facts.
12 replies
AUTHOR: R Quinn on 6/16/2026
FIRST: Nick Politakis on 6/16 | RECENT: R Quinn on 6/20
Fixing Social Security is not that hard, here's how
24 replies
AUTHOR: R Quinn on 6/13/2026
FIRST: Dan Malone on 6/14 | RECENT: Mark Gardner on 6/19
Just the fact about Social Security
44 replies
AUTHOR: R Quinn on 6/12/2026
FIRST: August West on 6/12 | RECENT: Joe D'Alessandro on 6/16
Time to share our financial info with children?
41 replies
AUTHOR: R Quinn on 6/6/2026
FIRST: Mark Crothers on 6/6 | RECENT: afwAZ on 6/13
What do we Americans want? We want “free” healthcare
14 replies
AUTHOR: R Quinn on 6/11/2026
FIRST: Dan Smith on 6/11 | RECENT: Howard Rohleder on 6/13
Peter Cancro from age 14 to 69 covered in oil and vinegar
20 replies
AUTHOR: R Quinn on 5/31/2026
FIRST: Mark Crothers on 6/1 | RECENT: R Quinn on 6/9
Billionaires, taxes and you
55 replies
AUTHOR: R Quinn on 5/26/2026
FIRST: Dan Smith on 5/26 | RECENT: Andy Morrison on 6/5
Shopping carts again…but not what you think
24 replies
AUTHOR: R Quinn on 6/2/2026
FIRST: baldscreen on 6/2 | RECENT: John Katz on 6/4
Time to scrap IRAs, 401k, 403b and all the rest
29 replies
AUTHOR: R Quinn on 5/21/2026
FIRST: Dan Smith on 5/21 | RECENT: R Quinn on 5/25
The reality of Social Security and Medicare- My real life experience.
38 replies
AUTHOR: R Quinn on 5/4/2026
FIRST: Nick Politakis on 5/4 | RECENT: Concerned on 5/23
Dickie and his magic beans
54 replies
AUTHOR: R Quinn on 5/6/2026
FIRST: DrLefty on 5/6 | RECENT: mllange on 5/15
The never ending payday
28 replies
AUTHOR: R Quinn on 5/9/2026
FIRST: baldscreen on 5/9 | RECENT: R Quinn on 5/10
Is saving really that hard? Nope, not for the great majority of Americans.
33 replies
AUTHOR: R Quinn on 4/28/2026
FIRST: DAN SMITH on 4/28 | RECENT: R Quinn on 5/5
Shopping around - you versus the grocery store
19 replies
AUTHOR: R Quinn on 4/30/2026
FIRST: DrLefty on 4/30 | RECENT: Linda Grady on 5/3
The great COLA debate-maybe not the expected solution.
8 replies
AUTHOR: R Quinn on 4/26/2026
FIRST: R Quinn on 4/26 | RECENT: Dave Melick on 4/29
Enough complaining already. Live your life and stop worrying about “they” “ them” or things
8 replies
AUTHOR: R Quinn on 4/24/2026
FIRST: R Quinn on 4/24 | RECENT: John Verlautz on 4/24
Do retirees really struggle financially? Why and what to do?
7 replies
AUTHOR: R Quinn on 4/17/2026
FIRST: Jack Hannam on 4/17 | RECENT: baldscreen on 4/18
It’s all so relative, where you leave and what $$$ you may
9 replies
AUTHOR: R Quinn on 4/1/2026
FIRST: Mark Gardner on 4/1 | RECENT: Mike Gaynes on 4/2
Coping with inflation in retirement, what’s the plan?
8 replies
AUTHOR: R Quinn on 3/30/2026
FIRST: Kenneth DeLuca on 3/30 | RECENT: Michael1 on 3/30
Keeping up with the Jonses— at least it looks that way.
5 replies
AUTHOR: R Quinn on 3/29/2026
FIRST: Mark Crothers on 3/29 | RECENT: R Quinn on 3/30
Focus on the real healthcare financial risk in post age 65 retirement
13 replies
AUTHOR: R Quinn on 3/23/2026
FIRST: William Perry on 3/23 | RECENT: R Quinn on 3/24
Retirement in America is not a pretty picture…and not getting better.
38 replies
AUTHOR: R Quinn on 3/17/2026
FIRST: Ormode on 3/17 | RECENT: R Quinn on 3/23
Is there any point in life when a child needs financial assistance that you feel comfortable/justified simply saying “not my problem?”
26 replies
AUTHOR: R Quinn on 3/14/2026
FIRST: David Lancaster on 3/14 | RECENT: David Mulligan on 3/17
No, it is not a scam
33 replies
AUTHOR: R Quinn on 3/10/2026
FIRST: Dave Melick on 3/10 | RECENT: Raghu on 3/14
Question for writers
6 replies
AUTHOR: R Quinn on 2/21/2026
FIRST: Bogdan Sheremeta on 2/22 | RECENT: Michael1 on 3/1
Comments
Ah, stop moaning and give the girl the wedding she wants. It’s only money. What else are you going to do with it? Just don’t cry walking her down the aisle. 🤑😢
Post: A Wedding Too Far
Link to comment from September 8, 2026
Good point. No, they don’t care or remember two weeks later. It’s keeping up with the Jonses. I’ve been to very modest wedding and quite lavish. The end result is no difference. I went to Florida for a wedding once, quite extravagant. The couple were divorced within six months.
Post: A Wedding Too Far
Link to comment from September 8, 2026
Don’t leave us hanging, what did they choose?I can’t imagine there wasn’t a reception of some kind.
Post: A Wedding Too Far
Link to comment from September 8, 2026
Over the years we paid for 16 years of college, one wedding in full and about half of three others. We have been helping with 11 college funds for 21 years and are still doing so. We give money each year to our children from our RMD. If I put current spending on family on a spreadsheet (I don’t have), I’m guessing it averages at least $2000 to $2500 a month including the college funding. I CANNOT THINK OF A BETTER WAY TO SPEND THE MONEY WE DON’T NEED AT THIS POINT with charities coming in second.
Post: Wedding Cost is just the beginning
Link to comment from September 8, 2026
Interesting. That’s a new one on me. Does that mean if you made extra payments to accelerate payoff that if you take some back, your mortgage if set back with longer to payoff than before you took the money?
Post: Locking it in
Link to comment from September 7, 2026
What does redrew it from our mortgage mean? A home equity loan? As you may imagine, I don’t get your approach, but whatever works is the important thing. I like everything prepaid meaning money allocated for an intended purpose which may come about in months, years or even never, but the money is there and earning interest while it is. We became debt free around 2006 and I vowed to keep it that way and we do it mostly by our pre funded allocation method which includes vacations and cars, a bank account (replenished monthly) from which all ongoing bills are taken, (utilities, property taxes, insurance, internet, HOA, etc,) and emergency cash.
Post: Locking it in
Link to comment from September 7, 2026
Finances, taxes and such were not a consideration. Only being near family which in our case all are within an hour drive.
Post: The best state to retire? Take a close look.
Link to comment from September 7, 2026
Yeah, but the net worth for the 65 and over population is only about $190,000 excluding a house and other tangible property.
Post: The best state to retire? Take a close look.
Link to comment from September 7, 2026
Yeah, if the couple has income of a quarter million or so a year. The median household income for age 65 plus is about $59,000.
Post: A bleak picture for retirement in the future?
Link to comment from September 7, 2026
That’s a bit high for most Medigap premiums. The average is around $200 a month per person. My wife and I pay age related premiums which are high at $330 a month which is still “only” $7020 a year.
Post: A bleak picture for retirement in the future?
Link to comment from September 6, 2026