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William Housley

    Forum Posts

    Investing Fundamentals: A Simple Guide for Beginners

    9 replies

    AUTHOR: William Housley on 4/24/2026
    FIRST: R Quinn on 4/24   |   RECENT: Kenneth Tobin on 4/25/2026 at 11:24 AM

    Financial Tension

    10 replies

    AUTHOR: William Housley on 4/17/2026
    FIRST: Mark Crothers on 4/18   |   RECENT: William Housley on 4/21

    Time to Be Fearful

    23 replies

    AUTHOR: William Housley on 3/27/2026
    FIRST: Mark Crothers on 3/27   |   RECENT: William Housley on 3/29

    What, Me Worry?

    19 replies

    AUTHOR: William Housley on 3/12/2026
    FIRST: David Lancaster on 3/12   |   RECENT: David Lancaster on 3/18

    It’s Never Too Late

    18 replies

    AUTHOR: William Housley on 2/26/2026
    FIRST: Mark Crothers on 2/27   |   RECENT: Jennifer Larson on 3/6

    How Far Back Would a 40% Drop Take Us?

    21 replies

    AUTHOR: William Housley on 2/20/2026
    FIRST: David Lancaster on 2/20   |   RECENT: Bill C on 2/26

    Should You Stop Contributing To Your IRA?

    19 replies

    AUTHOR: William Housley on 2/9/2026
    FIRST: Randy Dobkin on 2/9   |   RECENT: David Firth on 2/17

    Sleeves or Buckets?

    5 replies

    AUTHOR: William Housley on 2/3/2026
    FIRST: Mark Crothers on 2/4   |   RECENT: Mark Crothers on 2/4

    Average vs. Humble Average

    26 replies

    AUTHOR: William Housley on 12/28/2025
    FIRST: Mark Crothers on 12/28/2025   |   RECENT: William Dorner on 1/4

    You DRIP?

    21 replies

    AUTHOR: William Housley on 12/8/2025
    FIRST: Chris Rush on 12/8/2025   |   RECENT: R Quinn on 12/10/2025

    Thanksgiving: The Keeping Story

    22 replies

    AUTHOR: William Housley on 11/26/2025
    FIRST: R Quinn on 11/26/2025   |   RECENT: Mike Wyant on 11/28/2025

    THE REAL RETURN ON DELAYING SOCIAL SECURITY

    53 replies

    AUTHOR: William Housley on 11/12/2025
    FIRST: Mark Bergman on 11/12/2025   |   RECENT: Mark Ukleja on 11/23/2025

    Which Brokerage Works Best for U.S. Expats?

    11 replies

    AUTHOR: William Housley on 11/18/2025
    FIRST: Linda Grady on 11/19/2025   |   RECENT: OldITGuy on 11/23/2025

    Does My Sister Need a Financial Advisor?

    30 replies

    AUTHOR: William Housley on 11/4/2025
    FIRST: DAN SMITH on 11/4/2025   |   RECENT: Jane on 11/15/2025

    The Conversation: Contrarian Meets Momentum

    9 replies

    AUTHOR: William Housley on 11/7/2025
    FIRST: David Lancaster on 11/8/2025   |   RECENT: Fund Daddy on 11/8/2025

    Contrarian Thinking About Roth Conversions

    31 replies

    AUTHOR: William Housley on 10/15/2025
    FIRST: Nick Politakis on 10/16/2025   |   RECENT: Randy Dobkin on 10/19/2025

    Your Portfolio, Your Business

    12 replies

    AUTHOR: William Housley on 10/2/2025
    FIRST: DAN SMITH on 10/2/2025   |   RECENT: William Housley on 10/5/2025

    Our Special Relationship

    10 replies

    AUTHOR: William Housley on 9/18/2025
    FIRST: Mark Crothers on 9/18/2025   |   RECENT: MikeinLA on 9/27/2025

    Laughter, the Best Medicine

    4 replies

    AUTHOR: William Housley on 9/8/2025
    FIRST: Mark Crothers on 9/9/2025   |   RECENT: Cheryl Low on 9/9/2025

    Smarter Giving in Retirement and the Medicare Gotcha 

    6 replies

    AUTHOR: William Housley on 9/7/2025
    FIRST: R Quinn on 9/7/2025   |   RECENT: Suzee on 9/8/2025

    Paper Certificates to Real-Time

    7 replies

    AUTHOR: William Housley on 8/23/2025
    FIRST: Patrick Brennan on 8/23/2025   |   RECENT: William Housley on 8/24/2025

    Outliving Your Money? Let’s Do the Math on Annuities

    62 replies

    AUTHOR: William Housley on 8/13/2025
    FIRST: Jonathan Clements on 8/13/2025   |   RECENT: rgscl on 8/17/2025

    The Silent Compounding Cost of a 1% Fee

    60 replies

    AUTHOR: William Housley on 5/13/2025
    FIRST: Jack Hannam on 5/13/2025   |   RECENT: Bogdan Sheremeta on 8/13/2025

    When an Index Fund Is Not an Index Fund

    7 replies

    AUTHOR: William Housley on 7/27/2025
    FIRST: Mark Crothers on 7/28/2025   |   RECENT: David Powell on 8/4/2025

    Dividend Days

    70 replies

    AUTHOR: William Housley on 6/28/2025
    FIRST: David Powell on 6/28/2025   |   RECENT: Mark Eckman on 7/6/2025

    “A Complex Portfolio, a Modest Account”

    12 replies

    AUTHOR: William Housley on 6/13/2025
    FIRST: normr60189 on 6/13/2025   |   RECENT: William Housley on 6/13/2025

    The Victim Might Be You

    21 replies

    AUTHOR: William Housley on 5/21/2025
    FIRST: Jeff Bond on 5/21/2025   |   RECENT: R Quinn on 5/24/2025

    Safety Net or Gambling Chip? Wrestling with Wealth and Wisdom”

    7 replies

    AUTHOR: William Housley on 4/7/2025
    FIRST: William Perry on 4/7/2025   |   RECENT: Rob Jennings on 4/12/2025

    What Kind of Loss Is This?

    15 replies

    AUTHOR: William Housley on 4/4/2025
    FIRST: R Quinn on 4/4/2025   |   RECENT: Mike Wyant on 4/6/2025

    Luck or Providence?

    5 replies

    AUTHOR: William Housley on 3/6/2025
    FIRST: baldscreen on 3/6/2025   |   RECENT: mytimetotravel on 3/19/2025

    My Favorite Websites

    16 replies

    AUTHOR: William Housley on 3/13/2025
    FIRST: David Lancaster on 3/13/2025   |   RECENT: Steve Spinella on 3/18/2025

    Resolutions:

    11 replies

    AUTHOR: William Housley on 12/28/2024
    FIRST: Jeff Bond on 12/29/2024   |   RECENT: Tim Mueller on 1/4/2025

    No tax on your Social Security?

    43 replies

    AUTHOR: William Housley on 11/23/2024
    FIRST: mytimetotravel on 11/23/2024   |   RECENT: R Quinn on 11/26/2024

    Everything About Retirement on a 3x5 card

    10 replies

    AUTHOR: William Housley on 8/14/2024
    FIRST: Jonathan Clements on 8/14/2024   |   RECENT: Cheryl Low on 8/20/2024

    Comments

    • Yes please do.

      Post: Investing Fundamentals: A Simple Guide for Beginners

      Link to comment from April 25, 2026

    • A lot of people will be in deep trouble when they get as old as you and I. How do you build a retirement without?

      Post: Investing Fundamentals: A Simple Guide for Beginners

      Link to comment from April 24, 2026

    • Curry is smart… he will figure out how to invest.

      Post: Financial Tension

      Link to comment from April 21, 2026

    • It is a different kind of investment. 🙂

      Post: Financial Tension

      Link to comment from April 20, 2026

    • It is likely none of us on Humble Dollar have enormous wealth 🤔 Some, likely many, like you do what we can.

      Post: Financial Tension

      Link to comment from April 18, 2026

    • It is an understandable regret

      Post: Financial Tension

      Link to comment from April 18, 2026

    • I almost included Rockefeller Sr. I will need to pick up that book. Thanks.

      Post: Financial Tension

      Link to comment from April 18, 2026

    • Andrew, this is a powerful reflection—thank you for sharing it. It seems to me there are at least two different lessons someone could take from experiences like yours. One is: I don’t need to make much to live in solidarity with the poor. That can lead to a simpler, more restrained life—and there’s something honorable in that. But I’ve come to believe there’s another path that may carry even greater responsibility: to earn as much as one is able, in order to give as much as possible. Making more doesn’t have to mean living more lavishly. It can mean expanding your capacity to be generous. In that sense, income becomes less about personal consumption and more about stewardship. Seeing real need doesn’t just redefine “enough”—it can also redefine what we’re responsible for. Perhaps the goal isn’t choosing between simplicity and abundance, but holding both together: living simply enough to stay grounded, while earning purposefully enough to give meaningfully.

      Post: What Bangladesh Taught Me About Enough

      Link to comment from April 16, 2026

    • Let’s reverse the question you asked at the end: “Do you ever look back at what you spent on yourself and wonder what your life would have been like had you made a different decision?” Having spent short periods of time living among the poorest of the poor, I’ve noticed something striking: they don’t tend to ask the question your intriguing contribution raises. Their framework is different. Children are not primarily viewed through a financial lens—as costs, trade-offs, or constraints on optionality—but as part of the fabric of life itself. Even in scarcity, they are often seen as a source of meaning, identity, and, at times, even hope. That doesn’t invalidate your experience or your decision—it reflects a different set of priorities shaped by different circumstances. But it does suggest that the financial calculus, while real and important, may not be the only—or even the primary—measure by which a life is ultimately evaluated.

      Post: Financial regrets about parenthood?

      Link to comment from April 12, 2026

    • We all have an expiration date. My aim is to extend mine—and help extend others’. I exercise daily, read and write to stay sharp, and regularly donate blood and platelets to give life to others. KISS—keeping it simple.

      Post: Getting Older

      Link to comment from April 8, 2026

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