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William Housley

    Forum Posts

    Thanksgiving: The Keeping Story

    22 replies

    AUTHOR: William Housley on 11/26/2025
    FIRST: R Quinn on 11/26   |   RECENT: Mike Wyant on 11/28

    THE REAL RETURN ON DELAYING SOCIAL SECURITY

    53 replies

    AUTHOR: William Housley on 11/12/2025
    FIRST: Mark Bergman on 11/12   |   RECENT: Mark Ukleja on 11/23

    Which Brokerage Works Best for U.S. Expats?

    11 replies

    AUTHOR: William Housley on 11/18/2025
    FIRST: Linda Grady on 11/19   |   RECENT: OldITGuy on 11/23

    Does My Sister Need a Financial Advisor?

    30 replies

    AUTHOR: William Housley on 11/4/2025
    FIRST: DAN SMITH on 11/4   |   RECENT: Jane on 11/15

    The Conversation: Contrarian Meets Momentum

    9 replies

    AUTHOR: William Housley on 11/7/2025
    FIRST: David Lancaster on 11/8   |   RECENT: Fund Daddy on 11/8

    Contrarian Thinking About Roth Conversions

    31 replies

    AUTHOR: William Housley on 10/15/2025
    FIRST: Nick Politakis on 10/16   |   RECENT: Randy Dobkin on 10/19

    Your Portfolio, Your Business

    12 replies

    AUTHOR: William Housley on 10/2/2025
    FIRST: DAN SMITH on 10/2   |   RECENT: William Housley on 10/5

    Our Special Relationship

    10 replies

    AUTHOR: William Housley on 9/18/2025
    FIRST: Mark Crothers on 9/18   |   RECENT: MikeinLA on 9/27

    Laughter, the Best Medicine

    4 replies

    AUTHOR: William Housley on 9/8/2025
    FIRST: Mark Crothers on 9/9   |   RECENT: Cheryl Low on 9/9

    Smarter Giving in Retirement and the Medicare Gotcha 

    6 replies

    AUTHOR: William Housley on 9/7/2025
    FIRST: R Quinn on 9/7   |   RECENT: Suzee on 9/8

    Paper Certificates to Real-Time

    7 replies

    AUTHOR: William Housley on 8/23/2025
    FIRST: Patrick Brennan on 8/23   |   RECENT: William Housley on 8/24

    Outliving Your Money? Let’s Do the Math on Annuities

    62 replies

    AUTHOR: William Housley on 8/13/2025
    FIRST: Jonathan Clements on 8/13   |   RECENT: rgscl on 8/17

    The Silent Compounding Cost of a 1% Fee

    60 replies

    AUTHOR: William Housley on 5/13/2025
    FIRST: Jack Hannam on 5/13   |   RECENT: Bogdan Sheremeta on 8/13

    When an Index Fund Is Not an Index Fund

    7 replies

    AUTHOR: William Housley on 7/27/2025
    FIRST: Mark Crothers on 7/28   |   RECENT: David Powell on 8/4

    Dividend Days

    70 replies

    AUTHOR: William Housley on 6/28/2025
    FIRST: David Powell on 6/28   |   RECENT: Mark Eckman on 7/6

    “A Complex Portfolio, a Modest Account”

    12 replies

    AUTHOR: William Housley on 6/13/2025
    FIRST: normr60189 on 6/13   |   RECENT: William Housley on 6/13

    The Victim Might Be You

    21 replies

    AUTHOR: William Housley on 5/21/2025
    FIRST: Jeff Bond on 5/21   |   RECENT: R Quinn on 5/24

    Safety Net or Gambling Chip? Wrestling with Wealth and Wisdom”

    7 replies

    AUTHOR: William Housley on 4/7/2025
    FIRST: William Perry on 4/7   |   RECENT: Rob Jennings on 4/12

    What Kind of Loss Is This?

    15 replies

    AUTHOR: William Housley on 4/4/2025
    FIRST: R Quinn on 4/4   |   RECENT: Mike Wyant on 4/6

    Luck or Providence?

    5 replies

    AUTHOR: William Housley on 3/6/2025
    FIRST: baldscreen on 3/6   |   RECENT: mytimetotravel on 3/19

    My Favorite Websites

    16 replies

    AUTHOR: William Housley on 3/13/2025
    FIRST: David Lancaster on 3/13   |   RECENT: Steve Spinella on 3/18

    Resolutions:

    11 replies

    AUTHOR: William Housley on 12/28/2024
    FIRST: Jeff Bond on 12/29/2024   |   RECENT: Tim Mueller on 1/4

    No tax on your Social Security?

    43 replies

    AUTHOR: William Housley on 11/23/2024
    FIRST: mytimetotravel on 11/23/2024   |   RECENT: R Quinn on 11/26/2024

    Everything About Retirement on a 3x5 card

    10 replies

    AUTHOR: William Housley on 8/14/2024
    FIRST: Jonathan Clements on 8/14/2024   |   RECENT: Cheryl Low on 8/20/2024

    Comments

    • Thank you. 🙂

      Post: Thanksgiving: The Keeping Story

      Link to comment from November 27, 2025

    • The primary source for the quote “The young men that were most able and fit for labour and service did repine that they should spend their time and strength to work for other men’s wives and children without any recompense” (and the surrounding passage describing the communal system’s failures) is William Bradford’s manuscript history Of Plymouth Plantation, written primarily between 1630 and 1651. This work was first published in full in 1856 (edited by Charles Deane as History of Plymouth Plantation), based on the original manuscript discovered in the Bishop of London’s library. The quote appears in Chapter 10 (“1621–1623”), where Bradford reflects on the colony’s early economic struggles and the shift to private land allotments in 1623. Modern editions (e.g., the 1963 Modern Library version) retain the original spelling and phrasing for fidelity to the 17th-century source.

      Post: Thanksgiving: The Keeping Story

      Link to comment from November 27, 2025

    • I prefer primary sources. Presentism has interesting biases.

      Post: Thanksgiving: The Keeping Story

      Link to comment from November 27, 2025

    • OK… 🤔

      Post: Thanksgiving: The Keeping Story

      Link to comment from November 27, 2025

    • Thank you! 😄 Happy Thanksgiving

      Post: Thanksgiving: The Keeping Story

      Link to comment from November 27, 2025

    • Your depth of personal experience is helpful.

      Post: Which Brokerage Works Best for U.S. Expats?

      Link to comment from November 22, 2025

    • Well honestly that would be a little too much information for Humble Dollar 😳

      Post: Is the current stock market anything to be concerned about?

      Link to comment from November 21, 2025

    • I can’t sleep… but it is my knees, back and other body parts keeping me awake. So is my allocation wrong? 😏

      Post: Is the current stock market anything to be concerned about?

      Link to comment from November 21, 2025

    • Good to know… This info should just be the start of someone’s research. I have been told that Charles S. also allows free ATM’s around the world but that should be verified.

      Post: Which Brokerage Works Best for U.S. Expats?

      Link to comment from November 19, 2025

    • Indexing only seems simple today because technology has made it effortless. Fifty years ago, building and maintaining a 500-stock portfolio, rebalancing it, tracking corporate actions, and doing it all at nearly zero cost would have been impossible for a retail investor. It’s like comparing a 1970s Formula 1 car to a 2025 F1 machine. The driver isn’t necessarily faster—the technology is. The modern car does things that were simply not achievable with the tools of the past. Indexing isn’t a hack. It’s a technology-enabled access point.

      Post: Why would index investing be different?

      Link to comment from November 16, 2025

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