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Bogdan is a lead editor of HumbleDollar. He is a licensed CPA in Illinois. Contact information: bogdan@humbledollar.com
Medicaid Asset Protection Trusts (MAPTs)
22 replies
AUTHOR: Bogdan Sheremeta on 3/15/2026
FIRST: David Mulligan on 3/15 | RECENT: Carolyn Bi on 3/28
Bank of America Cash Back Rewards Change
6 replies
AUTHOR: Bogdan Sheremeta on 2/19/2026
FIRST: Dan Smith on 2/19 | RECENT: Langston Holland on 2/21
Vanguard Funds Fee Cut
6 replies
AUTHOR: Bogdan Sheremeta on 2/2/2026
FIRST: Jerry Pinkard on 2/3 | RECENT: Randy Dobkin on 2/4
My Contact Info
9 replies
AUTHOR: Bogdan Sheremeta on 12/8/2025
FIRST: R Quinn on 12/9/2025 | RECENT: Bogdan Sheremeta on 12/12/2025
HSA Proposal
23 replies
AUTHOR: Bogdan Sheremeta on 11/27/2025
FIRST: David Mulligan on 11/27/2025 | RECENT: Steve Spinella on 12/2/2025
Calling All HD Writers
11 replies
AUTHOR: Bogdan Sheremeta on 10/17/2025
FIRST: Jeff on 10/17/2025 | RECENT: David Powell on 10/17/2025
2026 IRS Inflation Adjustments
12 replies
AUTHOR: Bogdan Sheremeta on 10/9/2025
FIRST: Nick Politakis on 10/10/2025 | RECENT: Randy Dobkin on 10/10/2025
What is your credit card rewards strategy?
63 replies
AUTHOR: Bogdan Sheremeta on 9/10/2025
FIRST: Cheryl Low on 9/10/2025 | RECENT: James McGlynn CFA RICP® on 10/9/2025
Quick Intro
48 replies
AUTHOR: Bogdan Sheremeta on 9/19/2025
FIRST: David Lancaster on 9/19/2025 | RECENT: Stacey Miller on 9/22/2025
Are you actually using the 4% rule?
45 replies
AUTHOR: Bogdan Sheremeta on 9/16/2025
FIRST: Mark Crothers on 9/17/2025 | RECENT: bbbobbins on 9/22/2025
Philosophy Around Phone Upgrades
17 replies
AUTHOR: Bogdan Sheremeta on 9/13/2025
FIRST: David Lancaster on 9/13/2025 | RECENT: Bogdan Sheremeta on 9/17/2025
Retired Investor vs Beginner Investor
10 replies
AUTHOR: Bogdan Sheremeta on 9/12/2025
FIRST: Dan Smith on 9/12/2025 | RECENT: normr60189 on 9/13/2025
New 2026 W-2 Form
1 reply
AUTHOR: Bogdan Sheremeta on 8/29/2025
FIRST: DAN SMITH on 8/29/2025 | RECENT: DAN SMITH on 8/29/2025
THE OBBBA CREATED A NEW tax deduction for “qualified passenger vehicle loan interest” effective 2025 through 2028.
It comes with a lot of rules and nuances, so I wanted to cover this topic a bit more in depth in case you are planning to acquire a vehicle soon.
So, what is “qualified passenger vehicle loan interest”?
It means any interest that was paid during the taxable year (e.g 2025) on a loan started after Dec.
“TRUMP ACCOUNT” WAS created as part of the OBBBA signed on July 4, 2025. But is this account anything special? And how could we use it strategically to build wealth?
There’s been a lot of confusion about how it works, who qualifies, and whether they’re actually useful. I’ll walk through the rules, highlight key opportunities, and give my take on when (if ever) this account makes sense.
First and foremost, I want to point out that no contributions are allowed before 12 months after the date of the enactment of the OBBBA,
THE OBBBA WAS SIGNED on July 4, 2025. There are a lot of different changes in various areas, including student loans, Medicaid, SNAP, etc
My goal is to focus on reviewing the Title VII – Finance, specifically focusing on Subtitle A – Tax.
There are many changes and my goal is to focus on the most important provisions impacting individuals and small business owners.
Let’s get into it:
Section 70101. Extension of the tax rates.
Comments
Thank you David for posting this!
Post: Calling All HD Writers
Link to comment from October 17, 2025
Hey Ed, would you be interested in writing an article about this topic in-depth (fees, process, etc). I think many people would find this beneficial (me included)
Post: 351 Exchange – Tax-Free Transfer of Individual Stocks to an ETF
Link to comment from October 17, 2025
Typo, meant to say "and take the rest of your income as a distribution that isn’t subject to self-employment tax"
Post: LLC Tax Benefits
Link to comment from October 11, 2025
Definitely need to research all the pros and cons!
Post: LLC Tax Benefits
Link to comment from October 11, 2025
Hey David, feel free to email newsletter@humbledollar.com. This is the general inbox, but it’s the one I check frequently. By the way, your post was approved and I review them at least daily. Thank you for keeping me on my toes!
Post: Dear Bogdan, Sorry to Bother
Link to comment from October 2, 2025
This is something we should definitely think about. I think it would be immensely valuable.
Post: Pizza, Anyone?
Link to comment from September 23, 2025
Jonathan, it has been a true privilege getting to know you, and I’ve been deeply inspired by the dedication you poured into this community, even during difficult times. Thank you for touching the lives of millions with your work, myself included. Your wisdom will continue to guide and inspire for many years to come. None can argue with that. Jonathan wanted the Humble Dollar community to live on, and I will do my best to honor that wish and help carry forward the website’s legacy. We will all miss not only your wise words, but also the kindness and generosity you showed in sharing them. Elaine - I shared much more with you on the phone today, but please know I am here for you.
Post: Farewell Friends
Link to comment from September 22, 2025
I write under the "Money Cruncher" pseudonym online. Here are some links: https://x.com/money_cruncher https://instagram.com/themoneycruncher
Post: Quick Intro
Link to comment from September 20, 2025
I will be closely monitoring the forum posts for any AI generated content, which isn't helpful to anyone..
Post: Quick Intro
Link to comment from September 20, 2025
I write under the "Money Cruncher" pseudonym. Here are some links: https://x.com/money_cruncher https://instagram.com/themoneycruncher
Post: Quick Intro
Link to comment from September 20, 2025