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Jeff Bond

Jeff Bond

Jeff moved to Raleigh in 1971 to attend North Carolina State University and never left. He retired in 2020 after 43 years in various engineering roles. Jeff’s the proud father of two sons and, in 2013, expanded his family with a new wife and two stepdaughters. Today, he’s “Grandpa” four times over. In retirement, Jeff works on home projects, volunteers, reads, gardens, and rides his bike or goes to the gym almost every day. He's written several Humble Dollar articles that can be found here.

    Forum Posts

    Whole Life Insurance Worked for Me

    25 replies

    AUTHOR: Jeff Bond on 1/22/2025
    FIRST: Rick Connor on 1/22/2025   |   RECENT: Langston Holland on 2/1

    Choosing the right executor/trustee

    5 replies

    AUTHOR: Jeff Bond on 12/10/2025
    FIRST: Nick Politakis on 12/10/2025   |   RECENT: jan Ohara on 12/11/2025

    Another HD Post About Cars

    64 replies

    AUTHOR: Jeff Bond on 5/27/2025
    FIRST: Rick Connor on 5/27/2025   |   RECENT: stelea99 on 6/21/2025

    How Did You Announced Your Retirement?

    32 replies

    AUTHOR: Jeff Bond on 8/13/2024
    FIRST: R Quinn on 8/13/2024   |   RECENT: R Quinn on 5/1/2025

    Where and When Do You Spend?

    48 replies

    AUTHOR: Jeff Bond on 3/2/2025
    FIRST: Edmund Marsh on 3/3/2025   |   RECENT: Jeff Bond on 3/8/2025

    Home Maintenance Choices, Options, & Decisions

    35 replies

    AUTHOR: Jeff Bond on 11/5/2024
    FIRST: Dan Smith on 11/5/2024   |   RECENT: Jeff Bond on 11/11/2024

    DST Transitioning

    11 replies

    AUTHOR: Jeff Bond on 11/9/2024
    FIRST: mytimetotravel on 11/9/2024   |   RECENT: mytimetotravel on 11/10/2024

    Long-Term Care? Who Has It?

    45 replies

    AUTHOR: Jeff Bond on 8/10/2024
    FIRST: Ken Cutler on 8/10/2024   |   RECENT: Linda Grady on 9/10/2024

    Comments

    • Yet there are HD Forum posts active right now that speak of layoffs, the state of retirement in America, and the influence of luck (or lack of same). There are times when it's not because of a choice, but rather situations with outcomes that negatively impact random folks. As has been said here on HD before, we exist in rarified air. For the most part we've grabbed the brass ring and are reaping the benefits. Everyone else (90%? 95%?) is breaking even or struggling. In times like these I like to think of the Golden Rule and wish it was more uniformly applied.

      Post: Retirement in America is not a pretty picture…and not getting better.

      Link to comment from March 20, 2026

    • Mark - soapbox is OK. Many years ago, I dealt with a messy (on a lot of levels) divorce. Several sets of friends were there for me in many ways. I told one couple years later how much I appreciated their support, and how much it helped me recover. They said that it was obvious that I was working to get better - in your words "driving life forward". I've seen that in one of my kids. I'm hoping the other one responds similarly to his own current life challenges.

      Post: When Luck Rises, Be Ready to Dig

      Link to comment from March 20, 2026

    • Mark - this is a great post. It's not just employment or finances. It's also life in general with social interactions, romance/marriage, friendships, church, and everything else.

      Post: When Luck Rises, Be Ready to Dig

      Link to comment from March 19, 2026

    • Olin - when I was laid off in 1994 the company offered a pretty generous out-package and job search counseling. The counselors were not very experienced with technology placements, so they provided little benefit for the engineers. They were pretty much on their own. I've never heard of suicide counseling as part of a separation package, but it makes sense. In a recent medical appointment the intro questionnaire asked if there were ever thoughts of self-harm or suicide.

      Post: America Doesn’t Just Do Layoffs. It’s Fallen in Love With Them

      Link to comment from March 19, 2026

    • Raghu - I worked for Dassault Systemes Simulia Corp.

      Post: America Doesn’t Just Do Layoffs. It’s Fallen in Love With Them

      Link to comment from March 18, 2026

    • I think, in the second paragraph, it should say "... but far too few workers have accepted that responsibility."

      Post: Retirement in America is not a pretty picture…and not getting better.

      Link to comment from March 17, 2026

    • I was laid off or let go twice. The first was when the company had literally no money left and couldn't make payroll. Turns out it was greed. The owner had taken all the cash out of the company when it was making good money. He was a bad businessman and a bad boss. The second time was when my employer's CEO was fired and a new CEO was recruited. The new CEO had to do something different, so he chopped up the engineering organization and dropped headcount. There was no compelling reason beyond a demonstration of the ability to make changes. It was not a happy place to work and I was glad to be out of there. The next job was with a small company that lived hand-to-mouth the entire time I was there. I decided to quit before I was let go. The company lasted another year or so and then dissolved. I had a new job within a month of leaving. My final employer was based in the US but wholly owned by a French company. From 2008 to 2020, there were no layoffs even when the US mortgage/banking collapse provided a reasonable excuse. It was the best job I ever had. Since I retired, some folks have been placed on "performance improvement contracts" and eventually released, so something has changed, but not dramatically.

      Post: America Doesn’t Just Do Layoffs. It’s Fallen in Love With Them

      Link to comment from March 17, 2026

    • This is so interesting. Some of my closest friends are my former sister-in-law and her husband. Their kids still call me Uncle Jeff. My former mother-in-law, shortly before she died, told me I would always be her son-in-law. But the only time I communicate with my ex is about the kids, and those communications are fewer and fewer. We now have very little common ground. Hard questions, indeed. There are many I wished I'd thought to ask to prevent the heartache I experienced, financial reversals, and therapy I paid for. Luckily, I came out better (much better!) the second time around.

      Post: Questions Matter

      Link to comment from March 16, 2026

    • Mark - you've dialed in the best answer. Those of us who enjoy the challenge, accomplishment, and personal satisfaction associated with exercise are the ones who do it, and continue to do it. I've heard many people say "I don't like to ..." and finally paint themselves into a corner where they do nothing. I've heard many friends mention their "beer can curl", "table push away", and other euphemisms for non-exercise.

      Post: Frugal Fitness

      Link to comment from March 15, 2026

    • Ed - This is a great article. Back in 2024 I wrote about my personal exercise and activity level. The article is here. At various times I've also written how, as I approached both knee and hip replacement surgeries, I visited my PT beforehand to discuss recovery and return to "my normal" activity level. Both my surgeon and PT encouraged me to maintain or extend my recovery goals. On days I go to my local YMCA, I use machines rather than free weights. I have also incorporated hip and knee recovery exercises into my typical routine. It is clear that everyone has a different approach to exercise and injury recovery. I have a neighbor in his 50's who plays hockey three nights a week against mostly 20-to-30 year old "kids". One of my best friends plays tennis even in bitterly cold weather. Another acquaintance gets up extremely early each morning to swim before work. I have other friends who do absolutely nothing. Those who do nothing typically start to show it sooner or later.

      Post: Frugal Fitness

      Link to comment from March 15, 2026

    Articles

    Updating by Addition

    Jeff Bond   |  Oct 23, 2024

    MY WIFE AND I purchased a 1942 bungalow when we got married in 2013. It met many of our criteria: price, location, spacious backyard, access to greenways and more. But the place also had drawbacks—including the one described below. 
    The entryway to the house included a climb up seven steps to a stoop. The stoop was small, large enough for only one person to stand while opening the storm door. The only protection from the weather was an old canvas awning.

    Friends at Every Turn

    Jeff Bond   |  Sep 11, 2024

    MY RETIREMENT IN July 2020 came at a stressful time. I was recovering from knee replacement surgery and we were in the midst of the pandemic. Luckily, I had physical therapy goals to meet, and I’d already purchased a huge supply of reading material. TV, music and my laptop were also there to distract me. In addition, my wife had retired eight months before, so we had each other for company.
    As the pandemic stretched on,

    Racking Up the Miles

    Jeff Bond   |  Jun 28, 2024

    AS AN ENGINEER and a believer in keeping things running, I haven’t owned many automobiles during my lifetime. Instead, my focus has been on extending each one’s longevity.
    Among the maintenance and repairs I’ve undertaken: oil changes, spark plug and wire replacements, carburetor cleaning and adjustment, belt and hose replacements, distributor and timing settings, brake replacements (disk and drum), master and slave brake cylinder repairs, clutch adjustment, alternator repair, radiator repair, heater core repair,

    Rolling Right Along

    Jeff Bond   |  Jun 4, 2024

    I BEGAN MY CAREER as a part-time employee for an engineering consulting firm. At the time, I was working on my master’s degree in mechanical engineering. I shifted to full-time when I’d wrapped up my coursework but before completing my research and oral defense.
    Over the next four years, I finished that degree and passed the national exam to become a registered professional engineer. I also got married, and bought a dog, a second car and a house.

    A Healthy Sum

    Jeff Bond   |  May 17, 2024

    AS A KID, I WAS usually one of the last chosen for pickup games, be it softball, basketball or football. My athletic prowess was limited to being the fastest kid in my neighborhood, but it seems I lived in a slow neighborhood. I had moderate success on a local swim team, but again found that success didn’t translate to surrounding communities.
    Into my teen years, I was plagued by allergies and asthma. It wasn’t until the late 1970s,

    Unsettling Experience

    Jeff Bond   |  May 8, 2024

    MOM AND DAD WERE products of the Great Depression. I feel like it affected every single day of their lives. Despite their difficult upbringing, they made good financial decisions that allowed them to live comfortably. Part of it was because Dad worked for the same company for almost 42 years. His pension paid him more than I earned in my first job as an engineer.
    When Mom died in August 2004, she was almost 84.

    They Pitched We Swung

    Jeff Bond   |  Mar 18, 2024

    WHEN I FIRST CAME across HumbleDollar, I just lurked on the website, convinced that everyone knew more about investing and personal finance than me. After a while, I started making occasional comments.
    Finally, I’m ready to share some of my financial stories. My first topic relates to my misadventures with real estate limited partnerships. Note that all references here are to my then-wife, not my current wife.
    I was in my first job as an engineer.

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