I am Chris. My spouse and I are newly retired, and are navigating all the things new retirees do. We live in the Midwest in the same town as our children and grandchildren. I have been a faithful HD reader since the beginning, and enjoy the different perspectives the writers bring to the table. I have learned a lot from them.
Guardianship
26 replies
AUTHOR: baldscreen on 12/7/2025
FIRST: Mark Crothers on 12/7/2025 | RECENT: baldscreen on 3/18
Social Security COLA announced this morning.
27 replies
AUTHOR: baldscreen on 10/24/2025
FIRST: DAN SMITH on 10/24/2025 | RECENT: eludom on 10/26/2025
It is never too late. By Chris
33 replies
AUTHOR: baldscreen on 10/18/2025
FIRST: David Powell on 10/18/2025 | RECENT: baldscreen on 10/20/2025
Trips in your “go go” years?
85 replies
AUTHOR: baldscreen on 6/10/2025
FIRST: Jonathan Clements on 6/10/2025 | RECENT: Martin McCue on 6/16/2025
Our kids do listen to us.
18 replies
AUTHOR: baldscreen on 1/21/2025
FIRST: Jeff Bond on 1/21/2025 | RECENT: David Lancaster on 1/22/2025
First Year of Retirement
16 replies
AUTHOR: baldscreen on 1/5/2025
FIRST: R Quinn on 1/5/2025 | RECENT: Michael1 on 1/12/2025
Jonathan in Washington Post this am.
8 replies
AUTHOR: baldscreen on 8/28/2024
FIRST: 1PF on 8/28/2024 | RECENT: Olin on 8/28/2024
How do you know when it is time to step in with elderly parents?
9 replies
AUTHOR: baldscreen on 6/25/2024
FIRST: Edmund Marsh on 6/25/2024 | RECENT: Jackie on 6/28/2024


Comments
My mom had a stroke and was unable to stay in her home anymore. It has been 5 years now that she has been in assisted living. She has gone through some of her assets, and is getting close to having to touch the principal of her final asset. I do not handle her finances, one of my siblings does. I have mentioned to my sibling that we need to start talking about next steps, but she is not listening. I get what you are trying to say, Matt, our family is living this. Chris
Post: For most retirees, the greatest fear is not death—it is running out of money before they die.
Link to comment from August 6, 2026
Thank you,Bill, for the link. I will check it out. I don’t know anything about TIPS, but I trust your recommendations b/c you are always trying to help those of us who don’t know as much. I will also see what Jonathan had to write about them in the Guide. Chris
Post: Treasury Inflation Protected Securities (TIPS) are a Generational Bargain Right Now
Link to comment from July 29, 2026
Thank you, David. I finally got around to reading the article. We just got home yesterday from a wonderful long weekend in Chicago. We had wanted to return after our first trip awhile back since we had missed some things we wanted to do b/c of the weather. We had a great time. Highly recommend the architectural riverboat tour. We also visited the Art Institute this time and there is no way you can get through it all in one day. We came home refreshed and lots of good memories. It was good to not think about family stuff. Chris
Post: Go While You Still Can
Link to comment from July 28, 2026
I will offer you also in prayer, Kevin. Chris
Post: Go While You Still Can
Link to comment from July 28, 2026
Sorry to see you are having health issues, Linda. I will offer you in my prayers. Chris
Post: Go While You Still Can
Link to comment from July 28, 2026
Thanks for sharing the article, Jack, it was easy to read and helpful to me. Chris
Post: Inflation, prices, COLAs, retirement and the last 16 years
Link to comment from July 28, 2026
Oh wow, David, Sugar Ray Leonard! Of course I remember him. How fun! C
Post: FIFA Financials
Link to comment from July 20, 2026
Yeah, I get that. I have wanted to go all my life and Spouse is agreeable. We are going to try to be easy going about it and go to one event per day and not staying the whole 2 weeks. I never thought we would be able to go in a million years. Very grateful. Chris
Post: FIFA Financials
Link to comment from July 20, 2026
I can see it if you can afford it. Spouse and I have already spent more than that on tickets to the LA Olympics that will be held in 2028. They are having another lottery soon and we will buy more if we are chosen. I fully expect our trip will be a lot of $$ when all is said and done. But it is the Olympics. It is a bucket list item. Chris
Post: FIFA Financials
Link to comment from July 19, 2026
This is similar to what we do. We helped our kids with their first homes and cars. We helped them through college. We help watch our grandkids now. We haven’t been retired long enough to feel comfortable about giving them yearly gifts yet, but hope to be in that position in a few years. Those of us who can help our children in these ways are blessed, not everyone can do this. Chris
Post: K-shaped Economy
Link to comment from July 18, 2026