I am Chris. My spouse and I are newly retired, and are navigating all the things new retirees do. We live in the Midwest in the same town as our children and grandchildren. I have been a faithful HD reader since the beginning, and enjoy the different perspectives the writers bring to the table. I have learned a lot from them.
Guardianship
26 replies
AUTHOR: baldscreen on 12/7/2025
FIRST: Mark Crothers on 12/7/2025 | RECENT: baldscreen on 3/18
Social Security COLA announced this morning.
27 replies
AUTHOR: baldscreen on 10/24/2025
FIRST: DAN SMITH on 10/24/2025 | RECENT: eludom on 10/26/2025
It is never too late. By Chris
33 replies
AUTHOR: baldscreen on 10/18/2025
FIRST: David Powell on 10/18/2025 | RECENT: baldscreen on 10/20/2025
Trips in your “go go” years?
85 replies
AUTHOR: baldscreen on 6/10/2025
FIRST: Jonathan Clements on 6/10/2025 | RECENT: Martin McCue on 6/16/2025
Our kids do listen to us.
18 replies
AUTHOR: baldscreen on 1/21/2025
FIRST: Jeff Bond on 1/21/2025 | RECENT: David Lancaster on 1/22/2025
First Year of Retirement
16 replies
AUTHOR: baldscreen on 1/5/2025
FIRST: R Quinn on 1/5/2025 | RECENT: Michael1 on 1/12/2025
Jonathan in Washington Post this am.
8 replies
AUTHOR: baldscreen on 8/28/2024
FIRST: 1PF on 8/28/2024 | RECENT: Olin on 8/28/2024
How do you know when it is time to step in with elderly parents?
9 replies
AUTHOR: baldscreen on 6/25/2024
FIRST: Edmund Marsh on 6/25/2024 | RECENT: Jackie on 6/28/2024


Comments
Dana, I am enjoying reading about your move series and hope you will keep writing about it. I am pulling for you that you will be able to pay off your mortgage early like we did. Chris
Post: How it all pencils out–or at least, we hope so! (Our Big “Little” Move, Part 3)
Link to comment from April 25, 2026
Bill, thanks for the comment about the closing statement many times being a substitute for form 1099S. I will have Spouse check this for their mom’s house sale earlier this year. Chris
Post: How it all pencils out–or at least, we hope so! (Our Big “Little” Move, Part 3)
Link to comment from April 25, 2026
We were not in the same financial situation as you when our kids were in college. Their books and spending money came from their summer jobs and on campus jobs. They did not have cars to take to school until they were seniors. For your situation, I think Mark Crothers had a good reply. Good luck. Chris
Post: How much to provide a college student monthly?
Link to comment from April 25, 2026
This sounds reasonable to me. Chris
Post: How much to provide a college student monthly?
Link to comment from April 25, 2026
This is so good. Simple explanations. I hope some young people will find it. I wish I had seen something like this when we were first starting out, but no internet or HD. Well done! Chris
Post: Investing Fundamentals: A Simple Guide for Beginners
Link to comment from April 24, 2026
LOL! C
Post: Rethinking the “Right” Time for Social Security
Link to comment from April 23, 2026
Andrew, thanks for writing this. I was nodding along at several of your points b/c we have been through similar things the past few years. Retirement isn’t just numbers and spreadsheets, life can get in the way. We ended up taking SS about the same timeline as you. We are grateful for it. Chris
Post: Rethinking the “Right” Time for Social Security
Link to comment from April 23, 2026
Jeff, thank you for sharing your story, I found it very inspiring. Chris
Post: A Life You Build
Link to comment from April 23, 2026
One of the best things I have read on HD since we lost Jonathan. Thank you, Andrew, for reminding us what is really important in life. Chris
Post: What Bangladesh Taught Me About Enough
Link to comment from April 18, 2026
Amen to this. Chris
Post: What Bangladesh Taught Me About Enough
Link to comment from April 18, 2026