I am Chris. My spouse and I are newly retired, and are navigating all the things new retirees do. We live in the Midwest in the same town as our children and grandchildren. I have been a faithful HD reader since the beginning, and enjoy the different perspectives the writers bring to the table. I have learned a lot from them.

Comments
When I was reading your post, Mark, I was reading from the point of view of your friend. Spouse and I had to play catch up with our retirement the last 10 years of work. We were able to do this as I got more educated. Jonathon and the HD writers were part of my education. I am pulling for your friend that he is able to catch up and have a dignified retirement.
Post: Momentarily Embarrassed by “Not Much”
Link to comment from October 9, 2026
Thank you for another great post that made me think, Andrew. Spouse and I took a little trip to Chicago over the summer to see the things we missed in our first visit there. We had some serendipitous moments, like you and Joey did. We missed some things on our first visit to NYC also, and need to decide when to go back. It is hard to make plans since we are in the sandwich generation. I recently heard the term for what we are is Club Sandwich, because it involves caring for our parents and our grandchildren, and helping our children some too.
Post: Room For Happiness
Link to comment from October 7, 2026
Oh dear, that was something else. Glad it all worked out in the end. I admit I was laughing at part of your woes and hope you can laugh about it now too
Post: Laundered
Link to comment from October 3, 2026
Dan, if we don’t have to depend on them financially and can pay our own way, I would consider that a success. Chris
Post: Anyone For S.K.I.ing?
Link to comment from September 23, 2026
PS. For those who are like me and didn’t have any idea what the acronym Mark mentioned is, I asked Mother Google and she said “spending kids’ inheritance, no good”. LOL! Chris
Post: Anyone For S.K.I.ing?
Link to comment from September 23, 2026
Mark, I wish. Our grandmas never had portfolios, they ended up in Medicaid nursing homes. Our moms have some, but it is hundreds of thousands, not a million. The only thing I know about here in the US is irrevocable trusts, and I don’t know a lot about those. Chris
Post: Anyone For S.K.I.ing?
Link to comment from September 23, 2026
In our families the care homes have gotten it all in the end anyway and our mothers are still living. Expecting the care homes will get in the end for them too. My mom has been in 5 years now after her stroke. Spouse’s mom almost a year….. Chris
Post: Anyone For S.K.I.ing?
Link to comment from September 22, 2026
Good list, Ed. I see some things in it that would be good for us to do too. Chris
Post: 15 Tasks for Today
Link to comment from September 22, 2026
Elaine, I was thinking of you and the family today. I like the changes, especially the timeless wisdom of Jonathan section that is new. He helped me so much. Chris
Post: It’s been one year
Link to comment from September 21, 2026
Dick, I am really thankful you were able to help. I am sorry your family is having so many health troubles these days. I agree with you about giving the $$ vs a loan. That is what we would do also, even if we couldn’t give the whole $5k. We would give what we could. Chris
Post: What would you do if you received this text from your child as I did this morning?
Link to comment from September 16, 2026