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baldscreen

I am Chris. My spouse and I are newly retired, and are navigating all the things new retirees do. We live in the Midwest in the same town as our children and grandchildren. I have been a faithful HD reader since the beginning, and enjoy the different perspectives the writers bring to the table.  I have learned a lot from them.

    Forum Posts

    Guardianship

    26 replies

    AUTHOR: baldscreen on 12/7/2025
    FIRST: Mark Crothers on 12/7/2025   |   RECENT: baldscreen on 3/18

    Social Security COLA announced this morning.

    27 replies

    AUTHOR: baldscreen on 10/24/2025
    FIRST: DAN SMITH on 10/24/2025   |   RECENT: eludom on 10/26/2025

    It is never too late. By Chris

    33 replies

    AUTHOR: baldscreen on 10/18/2025
    FIRST: David Powell on 10/18/2025   |   RECENT: baldscreen on 10/20/2025

    Trips in your “go go” years?

    85 replies

    AUTHOR: baldscreen on 6/10/2025
    FIRST: Jonathan Clements on 6/10/2025   |   RECENT: Martin McCue on 6/16/2025

    Our kids do listen to us.

    18 replies

    AUTHOR: baldscreen on 1/21/2025
    FIRST: Jeff Bond on 1/21/2025   |   RECENT: David Lancaster on 1/22/2025

    First Year of Retirement

    16 replies

    AUTHOR: baldscreen on 1/5/2025
    FIRST: R Quinn on 1/5/2025   |   RECENT: Michael1 on 1/12/2025

    Jonathan in Washington Post this am.

    8 replies

    AUTHOR: baldscreen on 8/28/2024
    FIRST: 1PF on 8/28/2024   |   RECENT: Olin on 8/28/2024

    How do you know when it is time to step in with elderly parents?

    9 replies

    AUTHOR: baldscreen on 6/25/2024
    FIRST: Edmund Marsh on 6/25/2024   |   RECENT: Jackie on 6/28/2024

    Comments

    • Anything that says “wedding” is marked up for sure. We found that also. Daughter is a CPA so she made a detailed wedding budget when she got married 15 years ago. It was great. We kept to it pretty well. Chris

      Post: A Wedding Too Far

      Link to comment from September 8, 2026

    • I am not ashamed to say I am one of the over 20 people who liked the comment Marilyn is mentioning. We need to remember that people from all walks of life come to this site. Not all of us were high earners in our careers, but there is still a place for us here to learn. Jonathan wanted to help people when he started HD and we need to remember that, I think. Chris

      Post: This would be a great posting on a web site with the name “HaughtyDollar.”

      Link to comment from September 2, 2026

    • Thank you, bbobbins, I have been thinking about this post on and off since Dick posted. Your last paragraph is good. I came to HD to learn. It is why Jonathan started the site. We need to help the young people, not shame them. Chris

      Post: This would be a great posting on a web site with the name “HaughtyDollar.”

      Link to comment from September 2, 2026

    • I got this newsletter from Andy and it made my head hurt. Chris

      Post: What’s your Domicile?

      Link to comment from September 2, 2026

    • I am not a statistician or someone who thinks up surveys, but it seems to me that a survey with only 240 responses isn’t really serious? Wouldn’t you need many more responses to be taken seriously? I hope someone who worked in this field might respond. Chris

      Post: A bleak picture for retirement in the future?

      Link to comment from September 2, 2026

    • Thank you, Rick, good article. It will help the young people. I agree with you about having various sources of income to draw from, that is why we opened Roth’s about when you and your wife did. I also wanted to mention that when Spouse retired and worked part time for a year, they were eligible to continue in the 401k. We decided to put it in the Roth portion instead of traditional b/c our income was lower. We are not drawing from the Roth portion of our portfolio yet. Chris

      Post: Traditional or Roth

      Link to comment from August 29, 2026

    • Maybe not, but I got one with a $15k credit limit and at the time I didn’t even have a job. Chris

      Post: Americans and their credit cards

      Link to comment from August 25, 2026

    • Thank you, Marilyn. You said it more eloquently than me. Chris

      Post: Americans and their credit cards

      Link to comment from August 25, 2026

    • I think they will charge whatever they can get away with, to be honest. Yes, I agree people should pay their bills, but most of the people here in the forums are blessed, including myself. We are not living hand to mouth like some Americans. C

      Post: Americans and their credit cards

      Link to comment from August 24, 2026

    • Love it, Rick. Happy birthday. Chris

      Post: Reaching Two-thirds of a Century!

      Link to comment from August 24, 2026

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