I am Chris. My spouse and I are newly retired, and are navigating all the things new retirees do. We live in the Midwest in the same town as our children and grandchildren. I have been a faithful HD reader since the beginning, and enjoy the different perspectives the writers bring to the table. I have learned a lot from them.
Guardianship
26 replies
AUTHOR: baldscreen on 12/7/2025
FIRST: Mark Crothers on 12/7/2025 | RECENT: baldscreen on 3/18
Social Security COLA announced this morning.
27 replies
AUTHOR: baldscreen on 10/24/2025
FIRST: DAN SMITH on 10/24/2025 | RECENT: eludom on 10/26/2025
It is never too late. By Chris
33 replies
AUTHOR: baldscreen on 10/18/2025
FIRST: David Powell on 10/18/2025 | RECENT: baldscreen on 10/20/2025
Trips in your “go go” years?
85 replies
AUTHOR: baldscreen on 6/10/2025
FIRST: Jonathan Clements on 6/10/2025 | RECENT: Martin McCue on 6/16/2025
Our kids do listen to us.
18 replies
AUTHOR: baldscreen on 1/21/2025
FIRST: Jeff Bond on 1/21/2025 | RECENT: David Lancaster on 1/22/2025
First Year of Retirement
16 replies
AUTHOR: baldscreen on 1/5/2025
FIRST: R Quinn on 1/5/2025 | RECENT: Michael1 on 1/12/2025
Jonathan in Washington Post this am.
8 replies
AUTHOR: baldscreen on 8/28/2024
FIRST: 1PF on 8/28/2024 | RECENT: Olin on 8/28/2024
How do you know when it is time to step in with elderly parents?
9 replies
AUTHOR: baldscreen on 6/25/2024
FIRST: Edmund Marsh on 6/25/2024 | RECENT: Jackie on 6/28/2024


Comments
We thought about this when we moved to our current town at age 55. We weren’t interested in condos, having been in an association when we were younger. Ended up with the smallest house on our street, 1800 sq ft. First floor primary and laundry. Smaller lot than before. Hoping to stay until one of us is gone. Chris
Post: Thinking about downsizing? Think seriously
Link to comment from June 22, 2026
Catherine, I feel the same way you do, averse to debt now that our house is paid off. I am saving right now to pay cash for a new (to us) car. We proactively replaced our 20 y/o refrigerator this week before it failed. With cash. Chris
Post: Leverage
Link to comment from June 19, 2026
Our sign says “no soliciting…don’t make this weird”. LOL! Chris
Post: He Said I Wasn’t Very Nice
Link to comment from June 18, 2026
Andrew, I am so sorry that you lost Tory and Jonathan so close together. My deepest sympathies, we had similar. I agree with what Linda said about addiction being in every family. It is in ours too. Thank you for sharing Tory’s story. Chris
Post: What Addiction Couldn’t Take: My Sister’s Story
Link to comment from June 17, 2026
Glad to see someone talking about the retirement of the baby boomers and how it affects the economy. I see a lot of talk about “the great wealth transfer” of the boomers, but in our experience, the nursing home gets it all in the end, not the heirs. Chris
Post: Interesting insight
Link to comment from June 17, 2026
I wonder about the average age. I feel like I am younger than a lot, but maybe not. Chris
Post: HD Reader’s Demographics
Link to comment from June 16, 2026
I love the part about the “restart nuance”. That is definitely us. Chris.
Post: HD Reader’s Demographics
Link to comment from June 16, 2026
Great post, Mark. We had a sleepover with our granddaughters over the weekend. Today we are going to take them to the local thrift store. Simple pleasures. We are certainly blessed. Chris
Post: A Sunday Thought About Money
Link to comment from June 15, 2026
Sanjib thank you. I learned a lot from your post. I clicked on Dan’s link to your non profit and see a couple of articles there I want to read. I always appreciate you trying to teach those of us HD friends who are still learning and don’t know as much. Not all of us were business people and know all the terms used here on HD. Chris
Post: Beyond Bank Accounts
Link to comment from June 14, 2026
Sanjib, it is good to see you here, always enjoy your contributions. This was a great post and gives a lot of practical advice for folks in the same stage of life with their kids. Chris
Post: Celebrating the Win
Link to comment from June 11, 2026