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Probably not a good strategy. The danger is that you may live longer than you anticipate and find yourself in dire financial straits. Isn’t the purpose of retirement planning to avoid financial struggle in retirement?
Not for me. I want my wife and I to have a safe and comfortable retirement, but would also like to leave a legacy to my children and grandchildren.
I, for one, have always wanted to leave a financial legacy. It’s one of my motivations for building wealth.
That assumes you know when it’s going to happen.