I’ve mentioned my dumb luck at having most of our money in cash, earning about 4% as of 4/1. My strategy is to dollar cost average back into the market between now and the end of the year. If you ask my reasoning on this, I’d just say that I don’t want to be late to the party that follows the end of trade war. I have begun the process with my IRA, and will soon start on Chris’s.

From looking at the forum posts, Most HD readers are calm and it seems not worried about the markets.  I really don’t believe that because what has happened in the last week and a half has been unprecedented and there is no end in sight.
Without injecting politics into the discussion how are we HD readers going to handle the next 45 months of this turmoil that is caused by the whims of one man who doesn’t understand economics and no one else in his cabinet no matter how bright and successful somehow agreed to be a yes man.

I posted this as a follow-up question in another thread, but it more appropriately should be a separate thread, so here goes:
One reason often cited for not trying to time the market when it comes to stocks is that a large chunk of their gains comes during a small number of days. So if you’re on the sidelines then, you really miss out.
Is there a similar phenomenon with bond ETFs and funds? That is,

I recently sold some bond ETFs to harvest the capital losses. I want to re-deploy the proceeds into fixed income as my stock allocation is where I want it to be.
I subscribe to Jonathan’s and Adam’s philosophy of taking risk with my stocks, not bonds. I was initially inclined to reinvest in Treasury ETFs, around 75% short term and 25% intermediate term. But with the turmoil reaching even Treasuries over the last couple of days,

Have HD readers lost their faith in the bond market after the last few days of declines in bonds?

I would appreciate it if one or more of the smart people on this blog can explain the following : what causes individual stocks prices to change – be it higher or lower ? For every seller there has to be a buyer, so what exactly is causing a stock price to move up or down? What determines how much that movement will be ? Is there a mechanism that continuously, and at millisecond or nanosecond intervals,

I have written in the past about how I approached the COVID market decline. My plan was to increase my equity position gradually as the market declined, first at correction (down 10%), then bear (down 20%), then every 5% decline thereafter. This way I didn’t have to determine when the market reached the bottom, just be methodical in my approach. I then sold shares as the market recovered and made a decent profit from my efforts.

I spend a lot of my free time reading, especially newspapers, which may seem odd to you given the dramatic drop in newspaper subscriptions over the years. I subscribe to three digital newspapers, and their breaking news alerts—which find their way into my email account—keep me busy.
Lately, I’ve been bombarded with news about tariffs and the recent stock market decline. I have no idea how long this economic turmoil will last, and from what I’ve read,

It’s rough out there but peeking at your balances  does little to alleviate angst over the market meltdown.  A recent Barron’s article reminded me that “it’s all paper losses anyway, unless you sell.  if you do that, you lock in your losses, and then you have to worry about getting back in. Typically, by the time Investors feel comfortable returning to the market, stocks will have  already appreciated and investors will have missed.out on the recovery.”
Many are looking to this week to provide a clearer picture as to the markets direction. 

I remember getting calls from potential clients asking me to help them after they moved all their money out of equities in response to a major market downturn  – particularly during the 2007-2009 recession caused by the mortgage crisis.
I would tell them that I wish they had called me before taking such a drastic step as I could have helped them modify their asset allocation rather than get out of the market entirely.
Everyone has a great risk tolerance when the market is hot.

None of us is smarter than the collective wisdom of all investors, as reflected in today’s share prices. So, why did investors dump stocks, causing the S&P 500 to plunge 10.5% over two days? The selling was likely driven by both a distaste for uncertainty and an expectation of slower economic growth, though we don’t know the precise combination of those two factors.
Investors hate uncertainty, and there’s a lot of that right now. Still, that uncertainty should fade in the weeks ahead.

When the market is down, I purposely avoid looking at my retirement account.  Over the past couple of weeks, my perception was that my balance was likely lower than it had been in years.
Today I logged in to take a look. Because I can view the history of my account, I was able to see that the value it sits at today is still higher (by a fair amount) than it was just a year ago.

On Tuesday, I underwent a partial knee replacement on my right knee. It was a necessary step after more than a year—perhaps longer—of persistent pain that disrupted my sleep and made daily walks nearly impossible.
But here’s the twist: while the surgery was meant to relieve my suffering, the post-operative pain is even more intense. Even with strong medication, it’s a new level of discomfort. And physical therapy? That promises its own form of agony for the next three months.

If I were 40 years younger, I might be rattled by the stock market selloff on Thursday, the day after the President’s tariff announcement. Back then, I was living in a studio apartment above a garage on an alley, trying to make ends meet while saving to buy a home. My investments were mostly in the U.S. stock market and cash.
Today, Rachel and I find ourselves in a different place. We’re a retired couple whose house is paid off,

I searched and searched the forum for a post about what HD readers are doing in response to the effect of the uncertainty of tariffs on the stock market but I found nothing.  It’s as if the markets did nothing today.  So, please tell me what you are doing regarding your investments in the face of this unprecedented economic assault on the world economy by someone who just discovered the quaint notion of “groceries”.