Ditto. We lived with window A/C for many years as a child. Correctly placed and with some fans to move air into other further locations. Worked well in humid south until we eventually got a heatpump for the whole house. Only mod we had to do was install a properly sized electrical outlet for the unit. Power bills could be eye watering in heat of summer but it beat sweating while trying to sleep. Well built units should last 4-8 years be sure to winterize. Science says these thermals will continue and escalate.
“Retirement planning isn’t just about numbers. It’s about time, time we assume we’ll have, but aren’t guaranteed.” Absolutely!!! Life has always and will be about time. I sprouted something about this in college during a meeting and got so many deer in the headlight looks you’d thought I was some alien! The one thing none of us can buy is more time. It’s relentless tick of that clock that hones most of what everyone here is doing in our planning and execution of plans. We are all trying to make sure we can enjoy the ticks…responsibly as citizens of this planet. There’s a Trek:TNG quote that’s lodged in my head for decades. Something akin to: “Space, time and thought are not the separate things they appear to be.” Peace.
I disagree with the removal of the down votes. People tend to read too much into their use as a tool to see general reader’s consensus NOTHING MORE. Many people don’t have loads of time to write paragraphs explaining why they agree or disagree. I support Jonathan’s original enablement.
Bravo! Well said!! The crux has always been longer term serious medical issues incurring large OOP costs or you get caught in some company’s BS approval hell and die from what could have been treated more promptly. Your money. Your risks. Your life!
Many may think, “Why bother?” It’s very likely your PII is out there in a dataset. I’ve read article from victims describing how it’s moderately easy to file a fraudulent return using these resources claiming a refund. This will gum up your own actual filing and return with the understaffed IRS and may require months of work to address. I urge you to put this added layer of protection in play. It’s a simple process to get this done once you have the right login ID with the IRS. Protective due diligence…
The good news is statins are relatively inexpensive. Be aware there are 2 types of stains and how they work. One is water based and the other is fat based in how it acts. If one statin does not work or causes side effects your doc will suggest another until you find the right one for your body and genetics. I was on low dose atorvastatin for 15-20 years without issue. I had tried prevastatin first and had unpleasant side effects. But then we needed to increase the atorvastatin dose and some concerning side effects ensued. Had to switch to a lipid statin and so far OK. Be patient and work with your doc to find the right one and dose.
That is great advice. Nice summary. You have to play the their game responsibly. Get a card, put recurring charges on it and pay in full. Also do not close the account as length of history matters to this insane scoring system the major 3 control.
Good Summary article. It is imperative to engage a good ECA in complex estates or those where the recipient make outlive their assets. Getting help via Medicaid is not trivial.
I always treated the up/down votes as either I agree or I disagree with the statements in the postings - nothing more. I’m unsure if seeing separate up/down tallies adds context to the totals. The summary as it is today means that more people agreed or disagreed depending on the tally count. If you were to split the up/down you would be able to discern that 50 ups and 3 downs means the readers here agree more than disagree with the contents as stated. If you want engage further, then hit reply and state your thoughts. Am I missing something?
Ditto on any meals in the US. Restaurants are fleecing customers with lowly salads costing $20+ in some locales. A 3 person meal can be $180 before you blink twice. I’ve been awed by the prices in other countries, especially when you exit the touristy places.
Comments
Ditto. We lived with window A/C for many years as a child. Correctly placed and with some fans to move air into other further locations. Worked well in humid south until we eventually got a heatpump for the whole house. Only mod we had to do was install a properly sized electrical outlet for the unit. Power bills could be eye watering in heat of summer but it beat sweating while trying to sleep. Well built units should last 4-8 years be sure to winterize. Science says these thermals will continue and escalate.
Post: The Price of a Cool Pillow
Link to comment from June 25, 2026
“Retirement planning isn’t just about numbers. It’s about time, time we assume we’ll have, but aren’t guaranteed.” Absolutely!!! Life has always and will be about time. I sprouted something about this in college during a meeting and got so many deer in the headlight looks you’d thought I was some alien! The one thing none of us can buy is more time. It’s relentless tick of that clock that hones most of what everyone here is doing in our planning and execution of plans. We are all trying to make sure we can enjoy the ticks…responsibly as citizens of this planet. There’s a Trek:TNG quote that’s lodged in my head for decades. Something akin to: “Space, time and thought are not the separate things they appear to be.” Peace.
Post: Rethinking the “Right” Time for Social Security
Link to comment from April 23, 2026
I disagree with the removal of the down votes. People tend to read too much into their use as a tool to see general reader’s consensus NOTHING MORE. Many people don’t have loads of time to write paragraphs explaining why they agree or disagree. I support Jonathan’s original enablement.
Post: Let the Arrows Speak for Themselves
Link to comment from March 28, 2026
Bravo! Well said!! The crux has always been longer term serious medical issues incurring large OOP costs or you get caught in some company’s BS approval hell and die from what could have been treated more promptly. Your money. Your risks. Your life!
Post: Focus on the real healthcare financial risk in post age 65 retirement
Link to comment from March 24, 2026
Many may think, “Why bother?” It’s very likely your PII is out there in a dataset. I’ve read article from victims describing how it’s moderately easy to file a fraudulent return using these resources claiming a refund. This will gum up your own actual filing and return with the understaffed IRS and may require months of work to address. I urge you to put this added layer of protection in play. It’s a simple process to get this done once you have the right login ID with the IRS. Protective due diligence…
Post: A PIN to protect your tax return
Link to comment from February 27, 2026
The good news is statins are relatively inexpensive. Be aware there are 2 types of stains and how they work. One is water based and the other is fat based in how it acts. If one statin does not work or causes side effects your doc will suggest another until you find the right one for your body and genetics. I was on low dose atorvastatin for 15-20 years without issue. I had tried prevastatin first and had unpleasant side effects. But then we needed to increase the atorvastatin dose and some concerning side effects ensued. Had to switch to a lipid statin and so far OK. Be patient and work with your doc to find the right one and dose.
Post: Joining the Club, Maybe?
Link to comment from February 21, 2026
That is great advice. Nice summary. You have to play the their game responsibly. Get a card, put recurring charges on it and pay in full. Also do not close the account as length of history matters to this insane scoring system the major 3 control.
Post: The Debt Free Penalty.
Link to comment from January 23, 2026
Good Summary article. It is imperative to engage a good ECA in complex estates or those where the recipient make outlive their assets. Getting help via Medicaid is not trivial.
Post: A Great Article on the Role of Elder Law Attorneys
Link to comment from January 21, 2026
I always treated the up/down votes as either I agree or I disagree with the statements in the postings - nothing more. I’m unsure if seeing separate up/down tallies adds context to the totals. The summary as it is today means that more people agreed or disagreed depending on the tally count. If you were to split the up/down you would be able to discern that 50 ups and 3 downs means the readers here agree more than disagree with the contents as stated. If you want engage further, then hit reply and state your thoughts. Am I missing something?
Post: The “Mean Girls”/Junior High Bullies at HumbleDollar
Link to comment from January 10, 2026
Ditto on any meals in the US. Restaurants are fleecing customers with lowly salads costing $20+ in some locales. A 3 person meal can be $180 before you blink twice. I’ve been awed by the prices in other countries, especially when you exit the touristy places.
Post: 27 Months
Link to comment from December 12, 2025