Jeffrey Actor was a professor at a major medical school in Houston for more than 25 years, serving as an academic researcher with interests in how immune responses function to fight pathogenic diseases. Jeff’s retirement goals are to write short science fiction stories, volunteer in the community and spend time in his garden. He often likes to use humor as a way to share financial tidbits. Click here to see his past contributions to HumbleDollar.
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Comments:
Marjorie, Life long friends are indeed special. Not something ever to be taken for granted, but rather a gift to be nurture and relished. Thank you for sharing your thoughts; I am sorry for your loss. Keep her memories strong and close to your heart.
Post: My Inheritance
Link to comment from September 26, 2024
My pet peeve is when packaged water goes on sale. My personal anchor point for H2O is quite low. Indeed, almost free from the tap!
Post: Anchors Away by Ken Cutler
Link to comment from September 25, 2024
Specifically, reduction in disease associated with infection, and minimizing load thus reducing level of transfer to others.
Post: Jabs Anyone?
Link to comment from September 25, 2024
I’m scheduled to get my COVID and flu vaccines this afternoon. Just a personal opinion, from a retired immunologist, that it is a civic responsibility to both stay protected and to limit spead to those that are more vulnerable.
Post: Jabs Anyone?
Link to comment from September 21, 2024
Wholeheartedly agree.
Post: Quinn ponders – Are you better off than you were four years ago?
Link to comment from September 21, 2024
Jeff, Great thoughts. I started my retirement valuing my independence and embracing alone time. But I soon realized the importance of staying connected. Indeed, I am at a point where I am forcing myself to undertake more social commitments because I know it will be “healthy” in the long run.
Post: Friends at Every Turn
Link to comment from September 11, 2024
Great thoughts! We should also embrace the fact that our balancing act’s fulcrum moves over time. Balances you mention shift as we move through different stages of life.
Post: Our Balancing Act
Link to comment from September 5, 2024
Jonathan, I continue to be in awe of your grace and poise, and truly appreciate how you are still able to pass on your wisdom. Thank you. Stay strong, and know you are surrounded by people who admire you, your attitude, and your thoughts.
Post: On the Clock
Link to comment from August 18, 2024
I too had a high risk tolerance throughout my working life, trying to keep >80% of savings invested in stocks, even as I approached retirement. But now, a year into retirement, I am finding that my risk factor has changed. Even with a 3-5 year cushion, I feel less inclined to risk my hard earned savings. Perhaps I will reexamine my IPS and lower it a bit (75:25) so I can sleep better at night.
Post: A Big Question For Me Heading Into Retirement
Link to comment from August 11, 2024
We recently committed to a hefty (for us) charitable donation. They wanted to add a 3% CC fee. But my gift was already maxed to our ability to donate. I presented them a choice of when they wanted the money. I could pay now, and they would have to bear the 3%, or pay in cash next month. This way they could make the decision based on their immediate needs.
Post: Are Credit Card Usage Fees out of hand? Ben asked, Connor obliged.
Link to comment from August 9, 2024