Howard Rohleder

Comments:

• Eligibility is based on complexity of the return…there are areas of taxation in which we are not trained. All ages are welcome though most clients are older.

  Post: Many Unhappy Returns

  Link to comment from June 19, 2024

• I certainly know ethical advisors and have no intent to disparage them all. The unsophisticated investor by definition is most likely to fall prey to the others. As in many areas of life, It’s caveat emptor… let the buyer beware.

  Post: Many Unhappy Returns

  Link to comment from June 19, 2024

• Simplifying the tax code is a worthwhile goal… one I suspect we’ll never see. We saw clients who had only just learned of the Tax Aide program who had previously paid $250 to $400 for tax preparation for simple returns. What a drain for low income people.

  Post: Many Unhappy Returns

  Link to comment from June 19, 2024

• What a wonderful way to remember him

  Post: Many Unhappy Returns

  Link to comment from June 19, 2024

• Thank you for the kind comments. I learned at my father’s knee the importance of community service.

  Post: Many Unhappy Returns

  Link to comment from June 19, 2024

• I’ve wondered about this as well. The problem of course is the extreme variability that would need to be covered both in training and in practice compared to the tax code which, while complicated, is a discrete set of rules. Teaching financial literacy may be the best hope.

  Post: Many Unhappy Returns

  Link to comment from June 19, 2024

• Thanks Rick… and thank you for making me aware of Tax Aide through your articles.

  Post: Many Unhappy Returns

  Link to comment from June 19, 2024

• Though we have never met, I feel like I know more about you through your articles than I do about many of my friends and acquaintances. Like many commenters, I read you in the WSJ and learned a lot. And, have continued to learn through Humble Dollar. Your attitude, as conveyed in today's article, shows your practical realistic approach and I admire your candor and willingness to share. A principle of financial planning is "plan for the worst and hope for the best." I think it applies here as well. Here's hoping for the best, whatever your definition of that may be. We are all with you.

  Post: The C Word

  Link to comment from June 15, 2024

• At each visit we explored the questions outlined in my 2022 article which was linked to this article. Entrance fees and monthly fees can be compared... all of the CCRC's we visited were within our means, so that was not a deciding factor for us.

  Post: Getting in Line

  Link to comment from March 30, 2024

• My sense is the LTC policy coverage varies widely from company to company. If you enter "licensed care" which would include assisted living, long term or skilled care, or memory care, there will be monthly fees associated with that move. Presumably, the LTC policy would kick in some or all of those fees based on the provisions and limits in the policy. I don't have an LTC policy.

  Post: Getting in Line

  Link to comment from March 30, 2024