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Comments:
The institution of higher learning (college , university, vocational school) should have skin in the game - be the lender! Then they have the incentive to counsel and not allow certain majors to borrow too much ($30K income with $100k debt is CRAZY).
Post: On Borrowed Time?
Link to comment from August 10, 2024
Please do not confuse confuse "complexity" with "flexibility and choice." We are a country build on individual responsibility and choice. I prefer to have the flexibility to chose the approach that is best for my situation -- this is paramount. If you do not have the skills to determine your personal approach, then hire someone to help. What many seem to want is someone else (federal government) to pay for there own shortsightedness. Advocating that Uncle Sam should take care of us all IS socialism. And, why would I trust the federal government with my pension? They are heading down the path of fiscal insolvency. A trillion here and a trillion there and soon you are bankrupt.
Post: Retirement Do-Over
Link to comment from October 14, 2023
Marjorie, Great article. We all collect "stuff" to fill the space we have. Some pack it more efficiently than others. I guess to reduce the amount of stuff, one can reduce the amount of space (although many just go an rent a storage locker). I have a rule that if I have not touched / used it in 5 years and see not future use, then it is time to get rid of it. If an item still has value (to someone else), the there is Offerup, Craig's List, FB Marketplace or just donate it to Goodwill. Thanks. K
Post: Other People’s Stuff
Link to comment from June 24, 2023