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Comments

• I can't comment as to if I believe they are a good idea or a bad idea. But I do know, they are way over my "keep it simple" portfolio

  Post: What’s in your portfolio ?

  Link to comment from June 20, 2026

• Our son is a high school history teacher. Over his years of teaching his courses have changed. He now teaches Financial Literacy only

  Post: What’s in your portfolio ?

  Link to comment from June 20, 2026

• Simple. I like it

  Post: What’s in your portfolio ?

  Link to comment from June 20, 2026

• What is your age, is I may ask. I'm always interested in how it affects it would tolerance. Personally, I like your investments

  Post: What’s in your portfolio ?

  Link to comment from June 20, 2026

• And that's why I feel the importance of sharing our financial life lessons with the next generation

  Post: How well off are Americans compared to the rest of the world? Fun facts.

  Link to comment from June 19, 2026

• I also think that we live in a social media generation. No one posts poverty, they only post positives. Richard, your example of those attending experiences such as the World Cup games, the NBA Championships games, also Taylor Swift concert ticket prices, etc are living in a world brainwashed into f.o.m.o. ((fear of missing out). I believe that most HD readers are financially successful because instead of suffering f.o.m.o. we've successfully navigated the difference between instant gratification and delayed gratification. We enjoy the fruits of our labor... and our savings when we actually can afford it.

  Post: How well off are Americans compared to the rest of the world? Fun facts.

  Link to comment from June 19, 2026

• 🤣

  Post: The Art of Spending Money

  Link to comment from May 18, 2026

• Today's article is another example of why I enjoy and appreciate HD. I follow the k.i.s.s (keep it simple stupid) method of investing using only broad market index funds. That being said, this topic is deep and over my head but it leads me to think and seek to understand

  Post: Resilient Investing

  Link to comment from May 16, 2026

• As a former Toledoan I always look forward to your articles. On top of that when it's about Toledo it's even more interesting. And the fact that my son is a teacher at Whitmer High School in Toledo and actually teaches Financial Literacy. Makes me enjoy it even more. Thanks

  Post: Stock Market Contest

  Link to comment from April 4, 2026

• No real concern here. Our current income from two SS accounts, one full pension, two smaller pensions provides much more than our expenses. We are about 70% Vanguard Total World (VT), 10% Vanguard Growth (VUG), 10% Vanguard Value (VTV), 10% Cash. . I used to fully fund our IRA the first of each year when we were working but now that we're retired (except a seasonal part time job) I fund our IRA on dips. Each one percent drop gets a $1000 investment

  Post: Any concern?

  Link to comment from April 4, 2026