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Comments:

• I am also interested in saving posts that I want to apply in my life. How do I bookmark an article

  Post: Our annual give it away meeting 🤑

  Link to comment from October 5, 2024

• I think of SS more like an immediate annuity with a cola. It's immediate whenever I choose to take it, it's been paid into over the course of my career, and it has a cost of living adjustment

  Post: Social Security

  Link to comment from October 3, 2024

• Richard, I am not beating you up over your simplistic views, for the occasionally discounting experts opinions, or your flying by the seat of your pants. I am actually patting you on the back. Even though we are slightly different in age and monetary status I have very similar tendencies and are usually in complete agreement with your views

  Post: Hedging your bet in retirement-dealing with inflation. What’s your strategy? R Quinn

  Link to comment from September 30, 2024

• EXACTLY ! I am in a similar situation of pensions and SS covering all of our expenses acting as bonds. After so many decades of being fully in the market with stock indexes and all of the gains it's produced over those years I don't feel the need to have bond funds in my portfolio. I view bonds as something that only keep you equal to inflation usually. If I would have had bonds all of these years I would only have half of what I do today

  Post: Giving Credit

  Link to comment from September 27, 2024

• I agree. Everything is related to supply and demand. A familiar phrase is too become successful "find a need and meet it". No matter what the business or industry that is successful this is what they've done. Consumers pay whatever they think something is worth. Employee agree to work for whatever amount they deem worthy of their effort or expertise. The billionaires in the world have meet a need and that is good, they employees many workers and that is good, both the owners and the employees spend their money on what they'll need and/or want which helps the local, national, and global economies. I am not jealous or envious of the rich. I am content

  Post: In defense of billionaires

  Link to comment from September 24, 2024

• Steve, thank you for the type of article I enjoy the most on Humble Dollar. One of my favorites words to use is ponder. It makes me review my reasons for the investments I've made. VTI and VUG make up 100% of my retirement holding and I've become slightly concerned with the dominance of any one sector in them. We are a Vanguard type of family so I have been looking into something to switch to. This is my favorite article that I've read in quiet a while. I enjoy some writers personal stories but I feel like maybe they should be in a separate category apart from investing articles. Also, I would appreciate it if you would break down VYM. That is another Vanguard ETF I am considering

  Post: A Cautionary Tale: The S&P and the Perilous Sequence of Returns by Steve Abramowitz

  Link to comment from September 24, 2024

• Mr.Quinn. If I may ask do you keep your dividend stock in a Roth. I'm considering turning more towers dividend funds but I don't completely understand the tax burdens

  Post: Death to Dividends

  Link to comment from September 23, 2024

• What are your income sources? Are they funds or individual stocks? 80% sounds like a lot. I would like to consider them for my portfolio

  Post: Death to Dividends

  Link to comment from September 23, 2024

• I believe there is no right or wrong answer. The only things I know are that I am not guaranteed that I'll live to be 82 to "break even" but I do know that I am alive today. So my wife and I both took it SS at FRA and have been investing it into the market ever since. I know that the past market averages are not guaranteed in the future but it has worked out nicely. I will always continue to believe in the free market

  Post: Quinn asks himself, Is delaying Social Security to age 70 the right decision?

  Link to comment from September 23, 2024

• Thank you for this reminder for me. Since we have income (two S.S. checks and three pension checks) to cover all of our expenditures in retirement I've never felt the need for bonds in our portfolio. Maybe I just don't understand them enough, all I see is something that keeps up with inflation and now much else. We are equally divided investments in VUG and VTI. If anything, I would probably sell our VUG and purchase VTV to be a little more conservative. Bonds? Stay the same? Or sell and buy? I'm still not sure but that is why I enjoy Humble Dollar, it always makes me reconsider or it reaffirm my choices

  Post: Growth Isn’t Enough

  Link to comment from September 18, 2024