JIM AND I JUST CAME back from two weeks’ vacation in Greece and Turkey. We planned the trip at the last minute, and booked our tickets less than a week before flying.

 Many imagine high prices when they think of travelling abroad. But in fact, there are many international destinations that are more affordable than vacationing in the U.S. We spent much less on lodging and food—the costliest items after airfare—than we would in America.

ONE OF MY FAVORITE tenets espoused on HumbleDollar is the emphasis on using our hard-earned money to buy experiences rather than possessions. As you get older, you feel like you have enough things. Indeed, my wife and I spent much of the past year getting rid of excess stuff when we downsized.
Meanwhile, the pandemic has put on hold some of the experiences we look forward to. Prior to 2020, in 24 of the previous 25 years,

BORED ONE WEEKEND, I took up actor Ryan Reynolds on his offer to switch cellphone carriers. Frugal guy that I am, I’d been a loyal Republic Wireless subscriber for several years before my recent change. My new plan is on the Mint Mobile platform.
Perhaps you’ve seen Mint’s commercials on NFL Sunday or when perusing YouTube videos, with its offer of four gigabytes of data with unlimited text and calls. This will cost me a measly $201 a year,

WE WENT TO NEW YORK City last month for a vacation. Before we left, I went to my credit union and withdrew money in small denominations. I wanted to make sure I had cash to tip the people who helped us during our trip.
Sometimes, I get confused about who I should tip and how much. It can be a little stressful when you want to make sure you don’t stiff anyone—especially people who are counting on tips to make ends meet,

IT’S CRUNCH TIME for retailers. Black Friday, it’s said, is the day many stores finally turn a profit for the year. While that’s a myth, there’s no doubt analysts will be watching closely to see how consumers spend the extra cash generated by stimulus checks and an improving economy.
Americans sure seem ready to spend. According to Creditcards.com, approximately four in 10 shoppers are willing to go into or add to debt for this year’s holiday spending.

MY BROTHER-IN-LAW just told me about a technology issue that he’s been struggling with. He was trying to get an old scanner to connect with his Mac. The solution required him to upload some outdated software.
When he finished explaining how he resolved the issue, I was happy he could scan again. I was even happier that I had a $250 personal computer. Nothing irks me more than paying a premium—the Mac premium, in his case—and winding up with connectivity issues.

THE ABOVE HEADLINE doesn’t refer to Afghanistan. Even that 20-year struggle has finally come to an end. This is about an even more relentless campaign—against the cable company. In my case, that means Spectrum, part of Charter Communications.
The first question is, why haven’t I cut the cord? The short answer: My wife loves sports on TV and cable seems to be the only way to get all her favorites.
As cable victims know,

IT’S HARD TO IMAGINE writing about gifts when the perfect essay on the topic already exists. I can’t improve on Emerson’s sentiment that expensive but impersonal presents are not gifts but “apologies for gifts” or that the true gift is “a portion of thyself.”
Still, I’m dismayed by the reaction to news that supply chain woes may negatively affect gift availability this holiday season. Naturally, retailers are worried. Some media outlets are reporting the lack of toys and other gifts in apocalyptic fashion,

GOT SOMETHING THAT needs repairing? Faced with the increasing specialization of people’s knowledge, ever-growing technical complexity and our perennial lack of time, it’s often tempting to just call in an expert or even buy a replacement.
But repairs can be costly, which is why we’re told to get multiple bids. One of the “bid” options I always check out: fixing it myself with the guidance of that repository of collective step-by-step knowhow, YouTube. Perhaps not since the Great Library of Alexandria has so much expertise been collected in one spot—along,

I REMEMBER GOING to my grandparents on holidays. At each place at the dinner table was a cloth napkin in a sterling silver napkin ring. It was the thing to do at the time. Each napkin ring was unique and quite old. I still have mine.

When my wife and I were married in 1968, two things she wanted were sterling silver flatware and Lenox china. We got the silver as a wedding present and eventually built up enough Lenox china to serve 12.

MY WIFE AND I ARE going to New York City for a vacation. One reason we chose New York: We wouldn’t have to deal with inflated rental car prices. We can walk and use public transportation to get where we want to go. Also, it’s just a fun place to visit.
Trouble is, I’ve been suffering from foot pain and a bum shoulder. The past few months, I’ve been trying to stay off my feet to give my foot a chance to heal,

WE ALL HAVE OUR OWN indicators for where the cost of living is headed. These are the kinds of things that hit us viscerally. Last weekend, we had family visiting, and we decided to order pizza and wings. Two large pizzas, two dozen wings and an order of chicken tenders for our grandsons cost $103. A large pepperoni pizza alone was $26.
On Sunday morning, my wife and I took our two older grandsons out to breakfast.

REMEMBER JULY 2008? The financial system was faltering following Bear Stearns’s March 2008 forced merger with J.P. Morgan Chase. That summer, Fannie Mae and Freddie Mac needed special assistance. The Global Financial Crisis was almost upon us.
But many folks forget that, at that time, another crisis was coming to a head—a global energy squeeze.
In 2008, I was a busy 20-year-old driving my 1998 Toyota Camry around Jacksonville, Florida, taking summer classes and working a part-time job.

INFLUENCERS ARE people who use their popularity and social media presence to nudge our decision-making, especially our spending choices. They’re a powerful force in today’s marketing world, particularly with younger consumers looking for cues as to what’s hot.
In one survey, 60% of those ages 16 to 24 credited influencers with purchases they’d made in the past six months, more than any other age group. Combined with the bandwagon effect and FOMO, or fear of missing out,

A LOT OF INK HAS been spilled over young people’s spending decisions and the impact on retirement savings. Whether it’s a latte or a lunch out, the thinking goes, we all spend money on daily trifles that rob us of a much greater sum in the future. Back in 2019, Suze Orman made headlines when she likened a daily takeout coffee habit to “peeing $1 million down the drain.”
I’m sympathetic to this line of thinking,