Incidentally, today July 2nd would be our last day at work (both me and my lovely wife). July 1981, 45 years ago, we left Viet Nam with nothing but a dream of America. After 41 years career in computer software industry, we are retiring on the same day. A long way from young kids that came to this country with nothing but a dream. Best to America. Best to all people in this world.
That is the best explanation. Compliance run check daily for any potential violation, since after 10% there is no 11%, 12% the next one is 20%, therefore the fund manager should consider that.
We are considering lucky and bless. Both of our kids moved out of the house after high school for college and never move back. Although we paid for everything, we still feel that they are responsible and dependable. I told my spouse as long as they are working and not doing anything extremely out of order, we are blessed. I funded both ROTH retirement and it would be best investment considering the stock market in the last 10 years. We are non-religious, just live a responsible life, we both work for last 40 years, the kids just look at us and live a normal life. We help them to purchase the house in last year, and now we are going to retire in two weeks, right before July 4th.
How about state tax, in TX property tax of 10K plus a year is popular for many retiree regardless of income. Then there is sale tax and 20% plus tip on decent restaurant bills.
The more money you have the more up/down would affect your mode. 2% of 500K is not the same as 5MM. Back in the day we still want to eat out, we have a rule, going out for diner if the index is moving more than 2% in either direction. One to celebrate and the other one to tell yourself it is just money.
I am in the same boat. In my case, my lovely wife also purchased so many pair of shoes and purses/bags. Sometime the same bags in various color (4-5). But this is women thing, I am thinking it is kind of cheaper therapy to make her happy. Happy wife happy family.
This is my wife department, so I stay away from it. She only shop at Whole Foods or Central Market. The issue is there are only two people in the household, but she shop for 3 or 4. Personally, I think we waisted to much food.
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Incidentally, today July 2nd would be our last day at work (both me and my lovely wife). July 1981, 45 years ago, we left Viet Nam with nothing but a dream of America. After 41 years career in computer software industry, we are retiring on the same day. A long way from young kids that came to this country with nothing but a dream. Best to America. Best to all people in this world.
Post: Retirement, One Year On
Link to comment from July 2, 2026
That is the best explanation. Compliance run check daily for any potential violation, since after 10% there is no 11%, 12% the next one is 20%, therefore the fund manager should consider that.
Post: Does Vanguard Know Something?
Link to comment from June 27, 2026
How about a good portable unit for US $500? It should work fine for your case.
Post: The Price of a Cool Pillow
Link to comment from June 25, 2026
100% agree.
Post: Many seniors think we paid for our Social Security benefits based on the FICA taxes we paid. Let’s dispel that myth- we didn’t
Link to comment from June 17, 2026
Post: Fixing Social Security is not that hard, here’s how
Link to comment from June 15, 2026
We are considering lucky and bless. Both of our kids moved out of the house after high school for college and never move back. Although we paid for everything, we still feel that they are responsible and dependable. I told my spouse as long as they are working and not doing anything extremely out of order, we are blessed. I funded both ROTH retirement and it would be best investment considering the stock market in the last 10 years. We are non-religious, just live a responsible life, we both work for last 40 years, the kids just look at us and live a normal life. We help them to purchase the house in last year, and now we are going to retire in two weeks, right before July 4th.
Post: Celebrating the Win
Link to comment from June 13, 2026
How about state tax, in TX property tax of 10K plus a year is popular for many retiree regardless of income. Then there is sale tax and 20% plus tip on decent restaurant bills.
Post: …..taxes and you
Link to comment from June 12, 2026
The more money you have the more up/down would affect your mode. 2% of 500K is not the same as 5MM. Back in the day we still want to eat out, we have a rule, going out for diner if the index is moving more than 2% in either direction. One to celebrate and the other one to tell yourself it is just money.
Post: Would You Be Miserable?
Link to comment from June 9, 2026
I am in the same boat. In my case, my lovely wife also purchased so many pair of shoes and purses/bags. Sometime the same bags in various color (4-5). But this is women thing, I am thinking it is kind of cheaper therapy to make her happy. Happy wife happy family.
Post: The Ping
Link to comment from June 4, 2026
This is my wife department, so I stay away from it. She only shop at Whole Foods or Central Market. The issue is there are only two people in the household, but she shop for 3 or 4. Personally, I think we waisted to much food.
Post: Shopping carts again…but not what you think
Link to comment from June 3, 2026