kristinehayes2014

Comments:

• Thanks Dan. I also wish more healthcare professionals would stress 'personal health responsibility' to their patients. I think they are sometimes too quick to prescribe medications for conditions just to avoid discussing the underlying reasons for those conditions.

  Post: Jabs Anyone?

  Link to comment from September 23, 2024

• When I see posts like this I wish they also mentioned the importance of maintaining and/or improving one's overall health. Prescription drugs and vaccines have done wonders for preventing and minimizing suffering from a host of serious illnesses. But exercising, maintaining a healthy weight and eating fewer highly-processed foods can also do a lot of good towards preventing certain conditions. The CDC has a good breakdown of the various comorbid conditions associated with increased risk of severe COVID disease.

  Post: Jabs Anyone?

  Link to comment from September 23, 2024

• I suspect little pricing mistakes like this even out in the long run. A couple of weeks ago I picked up a package of ribeye steaks that were on sale (with an additional discount if I used a digital coupon). I had a bunch of other items in my cart, most of which were also on sale. I checked out and was proud of the final tab. When I got home I realized the final bill seemed a bit too low. When I reviewed the receipt, the digital coupon for the steaks had discounted them even lower than the price that had been advertised. But another item--which was supposed to be on sale--hadn't been discounted at all. In the end, I saved a few more dollars than I thought I would. But in this world of 'digital coupons' and 'VIP customer cards', I imagine similar mistakes in the future will even out my bonus savings.

  Post: Getting Rolled by Jonathan Clements

  Link to comment from September 18, 2024

• An interesting article on this topic showed up this morning on CNBC: https://www.cnbc.com/2024/09/10/dinks-young-adults-are-opting-out-of-parenthood-money-is-a-top-reason.html

  Post: Kristine Wonders: Does Not Having Children Change How You Plan For Retirement?

  Link to comment from September 10, 2024

• I love a good routine. Having worked in academia for almost three decades, I became accustomed to rigid schedules. Now, in retirement, I still enjoy my routine and schedules. The weather plays a big role in my daily routine since we live in Arizona. My husband and I are currently on our summer schedule which means getting up before dawn in order to walk, train and play with our four dogs before it gets too hot. Mid-morning is usually devoted to computer time: reading HumbleDollar posts, checking my Facebook feed and usually spending an hour or two to learn a bit more about dog training. Around noon it's time for another round of dog training. We had an AC unit installed in our garage a couple of years ago so we can have training sessions indoors during the heat of the day. Mid-afternoons are when I typically get on the treadmill and watch one of my two favorite news shows. Dinner is usually at 4:30 and is never fancy. Meat and veggies mostly. The dogs get a third play/training session after dinner. Eventually my husband and I end up in our recliners watching something on the television. For the past few nights it's been YouTube videos and UFC fights. We are almost always in bed before 9pm.

  Post: The Habits of Old Men by Andrew Forsythe

  Link to comment from September 8, 2024

• I'm pretty sure most folks who decide to pursue careers in the trades are aware of the physical requirements of that type of work. All of the people I know who work in the trades do so because of the physical nature of the work. They aren't the type of person who would be happy sitting in front of a computer all day.

  Post: What We Believed

  Link to comment from August 31, 2024

• Yep. And wages for everyone in the trades will just keep going up until more of those jobs are filled. In Oregon, an electrical apprentice will make $24.20 an hour on day one. By the end of their apprenticeship, they will be making $51.43 an hour. And the prevailing wage for a Journeyman electrician is $60.50 an hour (in addition to a bunch of fabulous benefits).

  Post: What We Believed

  Link to comment from August 31, 2024

• I think you touch on an important point. Delayed gratification may be the single biggest influence on how people live their financial lives. I loved the book "The Marshmallow Test". It helped me learn so much about myself, as well as other people in my life. As soon as I read the first couple of chapters, I knew exactly how I would have responded to this test of delayed gratification. I would have been the child who not only didn't eat the marshmallow, but who also saved it and took it home to show her parents. I don't know if it's possible to have too much delayed gratification, but if so...

  Post: Is being frugal a way of life, a necessity, habit or fun? RDQ thinks about it.

  Link to comment from August 27, 2024

• I love this! My husband and I also have expensive hobbies. And we abide by the same rules you do--save money on things that don't matter to us (eating out, 'fancy' lodging) in order to be able to spend more on the things we do love.

  Post: Is being frugal a way of life, a necessity, habit or fun? RDQ thinks about it.

  Link to comment from August 27, 2024

• Thanks for the kind words. Being a lifelong loner, I can definitely relate to finding someone to relate to :-). I think social media forums have been a fabulous thing for introverts. We can get out and 'socialize' on our terms and from the comfort of our own homes.

  Post: Kristine Wonders: Does Personality Matter When It Comes To Finances?

  Link to comment from August 25, 2024