With uncertainty comes volatility. Those in the accumulation phase have no worries. Retirees heavily in to equities might be losing sleep, Know the Bucket Strategy in Retirement
SORR is a pre retiree or retiree biggest concern. Read the Trinity Study and Bergen's book on the 4% rule. Unfortunately past history/results is not always a predictor of the future. Running out of money is a retirees greatest challenge
A 50% equity loss is a possibility Surely millions are quite nervous seeing 6 TRILLION dollars of wealth gone. If you are working you should no nothing. Pre retirees and retirees heavily in equities might be in big trouble if they don't have a bucket of safe assets. Learn the BUCKET STRATEGY and SORR
Being far too conservative being the breadwinner and three kids and no stomach for losses. My kids assets now are 100% Total Stock in their late 30's early 40's. Think the 60/40 model is dead
By reading Random Walk on Wall Street one learns the winning index investing strategy and history has shown it to be 100% true
And 100% stock when starting your investment journey
IN FLA many of us are underinsured as the rates are through the roof and from times terminated and move to another company. The values of our homes will definitely go down but no state income tax and utility rates are quite reasonable. Many will decide not to retire to Florida
Comments
lost faith in our govt that the constitution is not being respected our president obviously missed those courses
Post: The bond market
Link to comment from April 18, 2025
With uncertainty comes volatility. Those in the accumulation phase have no worries. Retirees heavily in to equities might be losing sleep, Know the Bucket Strategy in Retirement
Post: Tariffs and our retirement assets
Link to comment from April 10, 2025
SORR is a pre retiree or retiree biggest concern. Read the Trinity Study and Bergen's book on the 4% rule. Unfortunately past history/results is not always a predictor of the future. Running out of money is a retirees greatest challenge
Post: How has your financial thinking changed over the past year?
Link to comment from April 10, 2025
A 50% equity loss is a possibility Surely millions are quite nervous seeing 6 TRILLION dollars of wealth gone. If you are working you should no nothing. Pre retirees and retirees heavily in equities might be in big trouble if they don't have a bucket of safe assets. Learn the BUCKET STRATEGY and SORR
Post: Tariffs and our retirement assets
Link to comment from April 5, 2025
Wall St wants to dumb down retail investors to make them seek out advisors of which 85% are NOT FIDUCIARIES!!!
Post: Are Investors Idiots?
Link to comment from February 22, 2025
Being far too conservative being the breadwinner and three kids and no stomach for losses. My kids assets now are 100% Total Stock in their late 30's early 40's. Think the 60/40 model is dead
Post: My Mistakes by Jonathan Clements
Link to comment from February 21, 2025
Friend told me recently he is paying .8% on all assets. The AUM fee model should be dead and buried
Post: Investing in Dimensional Funds
Link to comment from February 16, 2025
The key is to start investing early; 10-20% of gross income Saving + Index Investing=wealth
Post: Revising Retirement by Marjorie Kondrack
Link to comment from December 28, 2024
By reading Random Walk on Wall Street one learns the winning index investing strategy and history has shown it to be 100% true And 100% stock when starting your investment journey
Post: No Barriers to Entry by Jonathan Clements
Link to comment from December 28, 2024
IN FLA many of us are underinsured as the rates are through the roof and from times terminated and move to another company. The values of our homes will definitely go down but no state income tax and utility rates are quite reasonable. Many will decide not to retire to Florida
Post: A new glitch in retirement planning to consider
Link to comment from December 25, 2024