great great article. investors are learning indexing as its greater than active investing by stats a bunch of yrs ago. KISS is the way to go and thanks to bogle and malkiel for making this happen and to vanguard
Think at this point of my life, age 76 investing for 50 yrs, MOST would bet best suited for a good conservative fee based advisor. The vast majority of investors are just not smart enough and emotionally strong enough to withstand crashes
Buffett says be fearful when everyone is greedy and be greedy when everyone is fearful. Can you afford tools 50% of your equity portfolio and sleep at night??
I did a bunch of Roth conversions to provide income for LTC as the cost of these policies for most nowadays is prohibitive. I read that 95% of the LTC business is gone as most cannot afford the policies and those that have them are getting hit with big increases. With tax rates this low roth conversions just be part of the game plan
If you put away $$$ early in your career in to the SP500 Index Fund over 40-50 years you will have enough. Might wanna open a Trump account for kids under 18; guarantees a very healthy and wealthy retirement fund as a traditional IRA
Comments
Trying to beat the index is a fools game and 50yrs has shown its validity
Post: Somebody Has to Win
Link to comment from April 30, 2026
thanx to bogle and malkiel for helping millions of retail investors everyone should read their books
Post: Happy 50th!
Link to comment from April 29, 2026
I had thought when the kid inherit an ira they can take distributions over 10yrs we are both taking rmds now. age 76,75 am I wrong
Post: The IRA Decision That Affects Your Kids
Link to comment from April 28, 2026
great great article. investors are learning indexing as its greater than active investing by stats a bunch of yrs ago. KISS is the way to go and thanks to bogle and malkiel for making this happen and to vanguard
Post: Investing Fundamentals: A Simple Guide for Beginners
Link to comment from April 25, 2026
Think at this point of my life, age 76 investing for 50 yrs, MOST would bet best suited for a good conservative fee based advisor. The vast majority of investors are just not smart enough and emotionally strong enough to withstand crashes
Post: Wrapping It Up
Link to comment from March 29, 2026
Buffett says be fearful when everyone is greedy and be greedy when everyone is fearful. Can you afford tools 50% of your equity portfolio and sleep at night??
Post: Time to Be Fearful
Link to comment from March 29, 2026
Fisher must spend a boatload on advertisements and mailings and they keep calling me. How are they successful??
Post: Ninety Nine, I mean Eight Retirement Tips
Link to comment from March 26, 2026
I did a bunch of Roth conversions to provide income for LTC as the cost of these policies for most nowadays is prohibitive. I read that 95% of the LTC business is gone as most cannot afford the policies and those that have them are getting hit with big increases. With tax rates this low roth conversions just be part of the game plan
Post: Something to Think About
Link to comment from March 26, 2026
Pre Retirement the objective is to avoid SORR-have 5-7yrs in assets to provide all the income you will need in case the stock mkt CRASHES!!!!!!!!!
Post: The Bear Market Survival Kit (Pharmaceuticals Not Included)
Link to comment from March 24, 2026
If you put away $$$ early in your career in to the SP500 Index Fund over 40-50 years you will have enough. Might wanna open a Trump account for kids under 18; guarantees a very healthy and wealthy retirement fund as a traditional IRA
Post: Retirement in America is not a pretty picture…and not getting better.
Link to comment from March 17, 2026