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Jerry Pinkard

I am a retired IT executive with 44 years of experience in IT. I am originally from Virginia and have lived in North Carolina the past 60 years. I am a widower who was married for 57 years to my late wife, Judy. We have 2 children and 3 grandchildren. I volunteer with my church and serve on the board of 2 retiree associations, one of which has more than 50,000 members. I still enjoy golf, travel and taking care of our home and 2 acres of land.

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Forum Posts

IRMAA Brackets for a New Widower

7 replies

AUTHOR: Jerry Pinkard on 11/4/2025
FIRST: baldscreen on 11/4/2025   |   RECENT: Catherine on 11/5/2025

The Letter

14 replies

AUTHOR: Jerry Pinkard on 11/2/2025
FIRST: Rick Connor on 11/2/2025   |   RECENT: Cheryl Low on 11/4/2025

IRMAA Question

7 replies

AUTHOR: Jerry Pinkard on 10/14/2025
FIRST: William Perry on 10/14/2025   |   RECENT: William Perry on 10/16/2025

Benchmarks for our non-profit portfolio

11 replies

AUTHOR: Jerry Pinkard on 1/25/2025
FIRST: Randy Dobkin on 1/25/2025   |   RECENT: Michael1 on 1/26/2025

Comments

  • The jail sentence should be for the CEO, not some obscure underling.

    Post: 1,800 data breaches in the first six months of 2026

    Link to comment from August 21, 2026

  • I did some research on locking a SSN. E-verify seems limited to preventing someone from using my SSN to get a job. A SSA lock prevents someone from accessing my SS benefits which seems more important. However, SSA requires an office visit to unlock my SSN. That would be very inconvenient. Conversely, e-verify's unlock is online. It would seem that SSA should provide a secure means of unlocking my SSN online. This is an important safeguard but has a very inconvenient means of unlocking.

    Post: 1,800 data breaches in the first six months of 2026

    Link to comment from August 21, 2026

  • Excellent point. This is often overlooked in protective recommendations.

    Post: 1,800 data breaches in the first six months of 2026

    Link to comment from August 21, 2026

  • This reminds me of the saying "Choose your parents very carefully". My parents were blue collars but were great providers and provided a solid foundation for our success.

    Post: The Lottery of Birth

    Link to comment from August 19, 2026

  • Great article Adam! Thanks for sharing.

    Post: Risk Management

    Link to comment from August 15, 2026

  • That was a very nice tribute to Tory. I have facilitated grief sessions at our church for the last 12 years. Grief is a complex topic but you seem to have handled it well, although I know that it has not been easy. It never is. Grace to you as you fondly remember Tory.

    Post: My Sister – A Reflection One Year Later

    Link to comment from August 12, 2026

  • Thanks Dr Lefty. I totally agree. The prayers and support of a group like yours is powerful.

    Post: Looking Back On My Hard Luck Days

    Link to comment from August 11, 2026

  • Thanks

    Post: Looking Back On My Hard Luck Days

    Link to comment from August 10, 2026

  • I totally agree that a more individualized approach is necessary. There are too many variables to use a rule of thumb approach.

    Post: What is the right percentage?

    Link to comment from August 10, 2026

  • I too have been guilty of worrying about money. But the longer I live (I will soon be 82), I realize that good health is a true blessing. I know many people younger than me who do not have good health, and all the money in the world cannot change that. The 2nd blessing (not in order) is having great friends and family. There is much to be thankful here as well. I belong to a small Bible study group of 10 men. As I write this, one has a young granddaughter who is seriously ill and hospitalized with kidney infections, another is bed ridden with Parkinsons, another has an adult son undergoing treatment at a mental health hospital for a mental condition, I have a special needs granddaughter, and I lost my beloved wife of 57 years last year. Faith keeps us all grounded on what is important in life. It is not money.

    Post: Looking Back On My Hard Luck Days

    Link to comment from August 9, 2026

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