Your characterization of those who might disagree by using a down vote as “jerks” is offensive. It sounds like something only a jerk would say. A downvote prevents no one from posting their opinion, and gives an idea of how well an idea is perceived. If you can’t remember, hit the wrong button and are generally curmudgeonly, you may want to get checked by your doctor.
I disagree with your #3 assertion. Up/down votes provide a general idea of whether the majority feels you are correct in what you’re saying. Perhaps you should reconsider your position if it’s bad enough to garner more than half a dozen down votes.
Invest in all the precious metals… gold, silver and lead… LOL. Seriously, the people who did well in Kosovo during the blockade were sex workers, drug dealers, arms dealers and moonshiners. I don’t think I would make a good sex worker, sooooo…..
I decided to retire when I realized I was on a sinking ship and I didn’t want to be responsible for any questionable actions management decided on. In addition, I also discovered I was eligible for affordable medical insurance. This all occurred around age 57.
Futures contracts also have an effect on gas prices. When per barrel price starts going up futures are bought to guarantee a maximum price. When the price later drops, the cost of the futures are factored into the price, causing the price to remain higher.
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Your characterization of those who might disagree by using a down vote as “jerks” is offensive. It sounds like something only a jerk would say. A downvote prevents no one from posting their opinion, and gives an idea of how well an idea is perceived. If you can’t remember, hit the wrong button and are generally curmudgeonly, you may want to get checked by your doctor.
Post: The “Mean Girls”/Junior High Bullies at HumbleDollar
Link to comment from January 12, 2026
I disagree with your #3 assertion. Up/down votes provide a general idea of whether the majority feels you are correct in what you’re saying. Perhaps you should reconsider your position if it’s bad enough to garner more than half a dozen down votes.
Post: The “Mean Girls”/Junior High Bullies at HumbleDollar
Link to comment from January 12, 2026
Invest in all the precious metals… gold, silver and lead… LOL. Seriously, the people who did well in Kosovo during the blockade were sex workers, drug dealers, arms dealers and moonshiners. I don’t think I would make a good sex worker, sooooo…..
Post: Gold Isn’t Special
Link to comment from January 12, 2026
What do you consider legnthy? 5 years was the standard until we went safe harbor, which required us to go to 3 years.
Post: How do you really feel about 401k plans?
Link to comment from January 12, 2026
If I can’t afford to give it, I don’t lend it. Actually having it returned is a bonus, and a good indicator of whether future “loans” are warranted.
Post: Some creative thinking…
Link to comment from January 5, 2026
I think that IRMAA is still applied to a one time boost in income (like when you sell your home) is wrong.
Post: Is IRMAA a tax, a fee or a reduction in subsidy?
Link to comment from December 28, 2025
I decided to retire when I realized I was on a sinking ship and I didn’t want to be responsible for any questionable actions management decided on. In addition, I also discovered I was eligible for affordable medical insurance. This all occurred around age 57.
Post: What Age Did You Retire—and What Made You Decide It Was Time?
Link to comment from December 28, 2025
I’m not sure that as many people have an expectation of going to college in Europe… certainly not ones needing remedial reading and math classes.
Post: $92,000 a year is quite an investment. The ROI is real, but maybe not.
Link to comment from December 13, 2025
But aren’t you going to pay those taxes anyway when you take $$ out of your IRA?
Post: THE REAL RETURN ON DELAYING SOCIAL SECURITY
Link to comment from November 13, 2025
Futures contracts also have an effect on gas prices. When per barrel price starts going up futures are bought to guarantee a maximum price. When the price later drops, the cost of the futures are factored into the price, causing the price to remain higher.
Post: A Rant about the Price of Gas
Link to comment from May 12, 2025