I work for food. I delivered yard tools to my son (200 miles RT) and he smoked ribs and a brined pork loin. I installed a new ceiling fixture for my daughter, and her husband grilled burgers, plus a beer!
In my mind, people are either spenders or savers, with few in the middle; 40 years as a CPA bore that out. I have always been a saver, as I suspect most Humble Dollar readers are. One of the partners at a firm I worked at once told me "some people weren't meant to have money."
Never used 351 for other than incorporating a small business. Concerned on death of the shareholder(s) basis step up would be to the corporate shares, based on the FMV of the contributed shares, but the basis of the contributed shares would not change.
I like Wendy’s Pub Burger, and used to enjoy one occasionally. Several years ago they announced a planned change to dynamic pricing to “better serve customers.” They did back off due to pushback. That let me know of their greedy corporate philosophy, and I haven’t patronized them since that time. It is their right to gouge customers, but it is my right to vote with my money.
I think people are spenders or savers; 40 years as a CPA confirmed my view. Spenders have an appetite for spending they cannot switch off to become a saver, especially when they approach retirement age and realize they have saved nothing. Advice to save and payoff debt is not in their DNA.
In the last decade, my wife and I have seen orthos for injuries, new knees, hips and now, for me, a new shoulder. We see differ docs in the same clinic, and they are accompanied by a “scribe,” who records the visit. I assume the doc reviews and signs off on the trascription at some point. CNAs and techs interview, take vitals and enter into the computer. The doc goes from patiet to patient with scribe in tow.
Comments
I work for food. I delivered yard tools to my son (200 miles RT) and he smoked ribs and a brined pork loin. I installed a new ceiling fixture for my daughter, and her husband grilled burgers, plus a beer!
Post: Fantasy Retirement Billable Hours
Link to comment from November 25, 2025
Dan, your article reminds me of “Car Talk” on PBS radio. Often, they talked about anything other than cars.
Post: Not Just About the Money
Link to comment from November 21, 2025
God gave us a brain; I think He expects us to use it!
Post: Seniors are a frustrating lot. Here’s why…IMO
Link to comment from October 30, 2025
In my mind, people are either spenders or savers, with few in the middle; 40 years as a CPA bore that out. I have always been a saver, as I suspect most Humble Dollar readers are. One of the partners at a firm I worked at once told me "some people weren't meant to have money."
Post: I Really Don’t Get It, But I Guess That’s OK
Link to comment from October 21, 2025
Never used 351 for other than incorporating a small business. Concerned on death of the shareholder(s) basis step up would be to the corporate shares, based on the FMV of the contributed shares, but the basis of the contributed shares would not change.
Post: 351 Exchange – Tax-Free Transfer of Individual Stocks to an ETF
Link to comment from October 17, 2025
I like Wendy’s Pub Burger, and used to enjoy one occasionally. Several years ago they announced a planned change to dynamic pricing to “better serve customers.” They did back off due to pushback. That let me know of their greedy corporate philosophy, and I haven’t patronized them since that time. It is their right to gouge customers, but it is my right to vote with my money.
Post: Hit With Dynamic Pricing! Has this happened to you?
Link to comment from October 10, 2025
I heard those, too in my 40 years as a CPA; many had their refunds spent before coming in!
Post: Taxpayers Say the Darndest Things
Link to comment from October 3, 2025
I think people are spenders or savers; 40 years as a CPA confirmed my view. Spenders have an appetite for spending they cannot switch off to become a saver, especially when they approach retirement age and realize they have saved nothing. Advice to save and payoff debt is not in their DNA.
Post: Still a Wild Child: When Spending Habits Never Grow Up
Link to comment from August 29, 2025
Thanks for an excellent description of how to create real wealth. It is a lifelong marathon, not a sprint.
Post: The Wages of Success
Link to comment from August 26, 2025
In the last decade, my wife and I have seen orthos for injuries, new knees, hips and now, for me, a new shoulder. We see differ docs in the same clinic, and they are accompanied by a “scribe,” who records the visit. I assume the doc reviews and signs off on the trascription at some point. CNAs and techs interview, take vitals and enter into the computer. The doc goes from patiet to patient with scribe in tow.
Post: The Jevons Paradox
Link to comment from June 28, 2025