I am Chris. My spouse and I are newly retired, and are navigating all the things new retirees do. We live in the Midwest in the same town as our children and grandchildren. I have been a faithful HD reader since the beginning, and enjoy the different perspectives the writers bring to the table. I have learned a lot from them.
Guardianship
21 replies
AUTHOR: baldscreen on 12/7/2025
FIRST: Mark Crothers on 12/7/2025 | RECENT: baldscreen on 12/9/2025
Social Security COLA announced this morning.
27 replies
AUTHOR: baldscreen on 10/24/2025
FIRST: DAN SMITH on 10/24/2025 | RECENT: eludom on 10/26/2025
It is never too late. By Chris
33 replies
AUTHOR: baldscreen on 10/18/2025
FIRST: David Powell on 10/18/2025 | RECENT: baldscreen on 10/20/2025
Trips in your “go go” years?
85 replies
AUTHOR: baldscreen on 6/10/2025
FIRST: Jonathan Clements on 6/10/2025 | RECENT: Martin McCue on 6/16/2025
Our kids do listen to us.
18 replies
AUTHOR: baldscreen on 1/21/2025
FIRST: Jeff Bond on 1/21/2025 | RECENT: David Lancaster on 1/22/2025
First Year of Retirement
16 replies
AUTHOR: baldscreen on 1/5/2025
FIRST: R Quinn on 1/5/2025 | RECENT: Michael1 on 1/12/2025
Jonathan in Washington Post this am.
8 replies
AUTHOR: baldscreen on 8/28/2024
FIRST: 1PF on 8/28/2024 | RECENT: Olin on 8/28/2024
How do you know when it is time to step in with elderly parents?
9 replies
AUTHOR: baldscreen on 6/25/2024
FIRST: Edmund Marsh on 6/25/2024 | RECENT: Jackie on 6/28/2024


Comments
We still use cash for groceries, it helps us stay in budget. Chris
Post: Loose Change
Link to comment from March 2, 2026
I can see where they wouldn’t want to lease a car. And, maybe they have more resources than you know about? And wow about the $12k in property taxes. Chris
Post: Do some seniors make life more difficult for themselves?
Link to comment from February 22, 2026
I wondered this, also, Doug, if they had asked for advice. Chris
Post: Do some seniors make life more difficult for themselves?
Link to comment from February 22, 2026
Agree, Marilyn Chris
Post: Do some seniors make life more difficult for themselves?
Link to comment from February 22, 2026
Greg, your article reminded me about how Spouse and I were hoping to get a convertible or sports car when the kids grew up. We had a generous friend who gave our son an older Camaro that we drove to visit our folks. It was so low to the ground that we had trouble getting in and out of it. And we are short! LOL! Needless to say, our dream of a sports car changed. Thanks for the laugh and good memory. Chris
Post: Choices, choices everywhere
Link to comment from February 9, 2026
Thanks, Dan. This will impact us. And, thanks, Bill, for the Kiplinger article link. Chris
Post: 2026 Charitable Contributions
Link to comment from February 9, 2026
Great article, Dennis. I never knew there was HD swag! Love it. Chris
Post: Value of Waiting
Link to comment from February 7, 2026
Venicio, your feelings are totally normal. We have only been retired 2 years and had the same feelings. Things are better now. I am sorry your wife was laid off after 30 years, I am sure it was a shock for her. I hope she got a good severance and health insurance won’t be an issue for you. Chris.
Post: Laid Off
Link to comment from February 6, 2026
Thank you, Dick. This was encouraging to me. We are still hoping to take a big trip this year. We haven’t booked anything yet b/c the bad news keeps coming. We still don’t know how much the bond will be that Spouse has to pay for guardianship for their mom. We did find out we will have to pay it every year of the guardianship. Spouse’s dad died a few weeks ago so we will be going for the services soon. Thankful for our emergency fund. Hoping to book something in March. So far this retirement thing is not great for us, but we are thankful we had the time for the end of Spouse’s brother’s life. I can’t imagine working with all we are going through. It would be even worse. Chris
Post: Carpe diem – especially in retirement
Link to comment from February 4, 2026
Mark, we were just talking about this yesterday. We can’t imagine working with all that has gone on and is going on with Spouse’s family this past year. We weren’t able to retire as early as you did, but it was the right time for us. We see that in hindsight now also. Chris.
Post: The Right Time to Retire Isn’t Always the Optimal Time
Link to comment from February 4, 2026