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baldscreen

I am Chris. My spouse and I are newly retired, and are navigating all the things new retirees do. We live in the Midwest in the same town as our children and grandchildren. I have been a faithful HD reader since the beginning, and enjoy the different perspectives the writers bring to the table.  I have learned a lot from them.

    Forum Posts

    Guardianship

    21 replies

    AUTHOR: baldscreen on 12/7/2025
    FIRST: Mark Crothers on 12/7/2025   |   RECENT: baldscreen on 12/9/2025

    Social Security COLA announced this morning.

    27 replies

    AUTHOR: baldscreen on 10/24/2025
    FIRST: DAN SMITH on 10/24/2025   |   RECENT: eludom on 10/26/2025

    It is never too late. By Chris

    33 replies

    AUTHOR: baldscreen on 10/18/2025
    FIRST: David Powell on 10/18/2025   |   RECENT: baldscreen on 10/20/2025

    Trips in your “go go” years?

    85 replies

    AUTHOR: baldscreen on 6/10/2025
    FIRST: Jonathan Clements on 6/10/2025   |   RECENT: Martin McCue on 6/16/2025

    Our kids do listen to us.

    18 replies

    AUTHOR: baldscreen on 1/21/2025
    FIRST: Jeff Bond on 1/21/2025   |   RECENT: David Lancaster on 1/22/2025

    First Year of Retirement

    16 replies

    AUTHOR: baldscreen on 1/5/2025
    FIRST: R Quinn on 1/5/2025   |   RECENT: Michael1 on 1/12/2025

    Jonathan in Washington Post this am.

    8 replies

    AUTHOR: baldscreen on 8/28/2024
    FIRST: 1PF on 8/28/2024   |   RECENT: Olin on 8/28/2024

    How do you know when it is time to step in with elderly parents?

    9 replies

    AUTHOR: baldscreen on 6/25/2024
    FIRST: Edmund Marsh on 6/25/2024   |   RECENT: Jackie on 6/28/2024

    Comments

    • We still use cash for groceries, it helps us stay in budget. Chris

      Post: Loose Change

      Link to comment from March 2, 2026

    • I can see where they wouldn’t want to lease a car. And, maybe they have more resources than you know about? And wow about the $12k in property taxes. Chris

      Post: Do some seniors make life more difficult for themselves?

      Link to comment from February 22, 2026

    • I wondered this, also, Doug, if they had asked for advice. Chris

      Post: Do some seniors make life more difficult for themselves?

      Link to comment from February 22, 2026

    • Agree, Marilyn Chris

      Post: Do some seniors make life more difficult for themselves?

      Link to comment from February 22, 2026

    • Greg, your article reminded me about how Spouse and I were hoping to get a convertible or sports car when the kids grew up. We had a generous friend who gave our son an older Camaro that we drove to visit our folks. It was so low to the ground that we had trouble getting in and out of it. And we are short! LOL! Needless to say, our dream of a sports car changed. Thanks for the laugh and good memory. Chris

      Post: Choices, choices everywhere

      Link to comment from February 9, 2026

    • Thanks, Dan. This will impact us. And, thanks, Bill, for the Kiplinger article link. Chris

      Post: 2026 Charitable Contributions

      Link to comment from February 9, 2026

    • Great article, Dennis. I never knew there was HD swag! Love it. Chris

      Post: Value of Waiting

      Link to comment from February 7, 2026

    • Venicio, your feelings are totally normal. We have only been retired 2 years and had the same feelings. Things are better now. I am sorry your wife was laid off after 30 years, I am sure it was a shock for her. I hope she got a good severance and health insurance won’t be an issue for you. Chris.

      Post: Laid Off

      Link to comment from February 6, 2026

    • Thank you, Dick. This was encouraging to me. We are still hoping to take a big trip this year. We haven’t booked anything yet b/c the bad news keeps coming. We still don’t know how much the bond will be that Spouse has to pay for guardianship for their mom. We did find out we will have to pay it every year of the guardianship. Spouse’s dad died a few weeks ago so we will be going for the services soon. Thankful for our emergency fund. Hoping to book something in March. So far this retirement thing is not great for us, but we are thankful we had the time for the end of Spouse’s brother’s life. I can’t imagine working with all we are going through. It would be even worse. Chris

      Post: Carpe diem – especially in retirement

      Link to comment from February 4, 2026

    • Mark, we were just talking about this yesterday. We can’t imagine working with all that has gone on and is going on with Spouse’s family this past year. We weren’t able to retire as early as you did, but it was the right time for us. We see that in hindsight now also. Chris.

      Post: The Right Time to Retire Isn’t Always the Optimal Time

      Link to comment from February 4, 2026

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