baldscreen

Comments

• Mark, I appreciate your encouraging words very much. Chris

  Post: The Opportunity Cost of Waiting

  Link to comment from April 10, 2026

• Hi Olin. I am not sure if it allows you to save the info or not? Hopefully one of the accountants or folks who do the VISTA program will know. I just use it after we get our taxes back each year if we get a big refund. Later in the year if things change more than I think they will, I will make an estimated payment in January. I went ahead and changed our SS withholding after doing the estimator. Chris

  Post: Tools/calculators for monthly retirement cash flow and tax estimation

  Link to comment from April 9, 2026

• This was not the eFile. It was called tax withholding estimator when you search the IRS site. Chris

  Post: Tools/calculators for monthly retirement cash flow and tax estimation

  Link to comment from April 9, 2026

• Mark, I am sorry for your recent losses. Your post spoke to me in that Spouse and I really need some time away from all that has been going on with our families. Things are a little better now, but it is still so easy to be sucked in. I never thought our retirement would be like this. Chris

  Post: The Opportunity Cost of Waiting

  Link to comment from April 9, 2026

• I just used the IRS tax withholding estimator last week to estimate our taxes for 2026. You don’t have to have a W-4 to be able to use it, and it is already updated for 2026. It was helpful for us. I am sure some of the more knowledgeable people here will chime in also. Chris

  Post: Tools/calculators for monthly retirement cash flow and tax estimation

  Link to comment from April 9, 2026

• Real estate doesn't always go up. We lost money on a home in the mid ‘90s when we moved from our HCOL area to a lower COL area. This was back before the real estate rules changed in’97 and the way the math worked out, we still had to pay capital gains. Chris

  Post: The Home Ownership Gamble

  Link to comment from April 6, 2026

• Kristine, this reminds me about Spouse’s mom and her recent home sale. At the time she bought, 2 years ago, we didn’t realize her dementia was as bad as it was, and she hadn’t been diagnosed with Alzheimer’s yet. She had a nice ranch house that was perfect for her but she had “always admired this house” in the rich part of her neighborhood. She overpaid for a house that needed a lot of deferred maintenance fixed. When Spouse and Brother sold it after they got guardianship, the market had changed and they had to give a large price reduction after the inspection. And the realtor fees, like you said. She put a new roof, new HVAC, new water heater and softener, all installed in the 2 years she lived there. I did not add everything up, but know she lost over $100k when she sold. It is what it is. At least Spouse and Brother were able to intervene before she lost all her money like her sister did…. Chris

  Post: The Home Ownership Gamble

  Link to comment from April 6, 2026

• Ed, yes, thank you for asking. Everything went through fine, I updated in my guardianship post from December. Spouse will have to do a report to the court every 2 years. We were also very relieved that the bond we thought we would have to post, was waived by the judge. The “big” things like the house and car sale have closed. We are sleeping better. C

  Post: Quinn’s super frugal experiment. Are you up for a challenge?

  Link to comment from April 1, 2026

• Ed, that is funny. We came home from the recent guardianship hearing for Spouse’s mom and Father in Law’s memorial service and promptly got the flu. I know it is the stress we have been under. We have been surviving on our stockpile of food for the past 2.5 weeks and have been so thankful for it. Chris

  Post: Quinn’s super frugal experiment. Are you up for a challenge?

  Link to comment from April 1, 2026

• Dana, I was really happy to read about this new adventure of yours. It sounds like a lot of work, but will be worth it in the end, though. Looking forward to reading about your ups and downs as things progress. Chris

  Post: A Big Little Move (by Dana/DrLefty)

  Link to comment from March 30, 2026