baldscreen

Comments

• Jonathan, thank you for the update, I am sorry it is hard. My prayers continue to be with you, Elaine, Hannah, Henry and the rest of your family. I continue to be grateful for HD. I didn’t “know” you before then. Chris

  Post: Health Update

  Link to comment from August 31, 2025

• Thank you, Adam, for putting some of this into simple terms. I started reading Mr Bengen’s new book, but quickly found it over my head. Chris

  Post: Risky Business

  Link to comment from August 30, 2025

• I can see how you feel the way you do, Mark, since you have already traveled so much throughout your life. I haven’t, and am looking forward to some trips in our retirement. I was surprised to see you hadn’t been to the US. Chris

  Post: What If You Don’t Want to See the World?

  Link to comment from August 28, 2025

• This is a good point, Dan, about the economy as a whole. Chris

  Post: Dealing with a reduction in Social Security benefits. Is there a backup plan?

  Link to comment from August 27, 2025

• I think a lot of the HD folks have enough other assets that they can just pull from them, to be honest. In our case, we are taking less from our tIRA than we could. We also have a taxable account, HSA and a Roth we could take from. I don’t think we would need to take a part time job, but am guessing the average American might have to? We have already downsized to 1 car, and could downsize our house if we absolutely had to. We are debt free, so that helps. Chris

  Post: Dealing with a reduction in Social Security benefits. Is there a backup plan?

  Link to comment from August 26, 2025

• Great story, Mark. We watch our grandchildren also. A bonus has been we are included with all the young families on our street, since our grandchildren play with the kids here. The kids are getting a little older now, and have more activities, so we know things will change. It has been such a wonderful time in our lives. Youngest granddaughter started kindergarten this week and we will miss our little nap buddy. Chris

  Post: A Summer of Shared Memories

  Link to comment from August 26, 2025

• Mike, good thoughts. Thanks. Chris

  Post: Dividends Part II – At least

  Link to comment from August 24, 2025

• I read the article you mentioned at the top of your post. I learned some things from it, the biggest one being to think carefully when you are wanting to buy individual stocks b/c the ones without dividends you just sell shares and they are taxed at capital gains rates vs the dividends, which are taxed as ordinary income. I knew this, but the way he laid it out was common sense to me. We don’t have a lot of individual stocks, so this topic is not really too relevant to us. I am not sure if it would be better to hold individual stocks in a retirement acct vs a taxable one. Hopefully someone knows more than me. Chris

  Post: Dividends Part II – At least

  Link to comment from August 23, 2025

• Mark, I think Dick would be happy we have and use a sinking fund. I never used a spreadsheet, but now that Spouse is retired, they are keeping one. LOL! Chris

  Post: Bah Humbug! It’s Not Even September Yet

  Link to comment from August 21, 2025

• Yes! Thanks, Dana. C

  Post: Bah Humbug! It’s Not Even September Yet

  Link to comment from August 21, 2025