baldscreen

Comments

• Bogdan, thanks for agreeing to moderate our community here. Glad to see a younger voice chiming in. HD is for everyone. Chris

  Post: Quick Intro

  Link to comment from September 20, 2025

• We ate at Olive Garden in Cleveland when we visited the Rock and Roll Hall of Fame in late July and they already had the smaller portions on the menu. Chris

  Post: Tastes Great, Less Filling

  Link to comment from September 19, 2025

• We are talking about getting a new refrigerator but haven’t pulled the plug yet. We were also shocked at the prices. Even the plain top freezer ones are close to $2k now. Chris

  Post: Have you purchased an appliance lately? Talk about sticker shock. 

  Link to comment from September 19, 2025

• Elaine, there are no words. My prayers continue to be with you and the family. Jonathan has been a teacher to me and so many others. I am so grateful to him. And to you for sharing him with us. Chris

  Post: Jonathan and website update

  Link to comment from September 19, 2025

• Dick, thanks for the update. I am sorry. I will continue to pray. Your HD friends will walk beside you and Connie. Chris

  Post: A bit selfish, but still seeking peace of mind

  Link to comment from September 19, 2025

• SCao. Congratulations on your new job. Glad for you. Chris

  Post: Conserving Cash

  Link to comment from September 17, 2025

• Mark, I think we handle things in a similar way to you. I call it guardrails. We have SS and pensions deposited in our checking account for daily expenses. Our tIRA goes into our money market account quarterly. If we have extra in our checking at the end of the month, I put it in the money market. Most months this year we have had extra. I just try to keep things simple. Chris

  Post: Budget, What Budget? (Know Thyself)

  Link to comment from September 17, 2025

• This is the first year we have been drawing from retirement accounts. We did take 4%, but just from tIRA. None from Roth or taxable. Agree with what Mark said about it being a flexible starting point. We will re-evaluate at the end of the year, the 4% so far has been more than we spent, but we didn’t take a big trip this year. We also spent some from HSA for medical things. Chris

  Post: Are you actually using the 4% rule?

  Link to comment from September 17, 2025

• Mark, every kid is different. At 27, your daughter is an adult. I am sure you tried to teach her well, though. Have faith in those early lessons, I am sure they will come back to her. We try to be totally hands off in regards to our kids’ finances. We are not at a time in life where we can gift them money, but I hope we will be someday. We did help them get their first houses and cars with modest gifts at the time. Chris

  Post: The Catch-22 of Success: How Our Achievements Shape Our Children’s Choices

  Link to comment from September 16, 2025

• Thanks, Rick, for bringing this article back with your comment. We had Spouse’s mom and brother over last weekend to look at AL places. Her Alzheimer’s is getting worse. She seemed open to looking, but now that she is home, she is back to the “I can take care of myself” spiel again. We had visited an elder care attorney when we were in her state recently, and things are so complicated! We just want her to be safe. <sigh> Chris

  Post: The Long Goodbye

  Link to comment from September 16, 2025