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The future of mail and how it affects finances
28 replies
AUTHOR: Nick Politakis on 1/3/2026
FIRST: baldscreen on 1/3 | RECENT: Cheryl Low on 1/5
Scams part 2
4 replies
AUTHOR: Nick Politakis on 12/12/2025
FIRST: rgscl on 12/14/2025 | RECENT: Olin on 12/14/2025
Scams
3 replies
AUTHOR: Nick Politakis on 12/12/2025
FIRST: DAN SMITH on 12/12/2025 | RECENT: David Lancaster on 12/12/2025
Untangling finances
13 replies
AUTHOR: Nick Politakis on 11/2/2025
FIRST: Dave Melick on 11/2/2025 | RECENT: Kevin Lynch on 11/2/2025
Drinking and finances
24 replies
AUTHOR: Nick Politakis on 10/16/2025
FIRST: Mark Crothers on 10/16/2025 | RECENT: bbbobbins on 10/21/2025
Housing options for older Americans
7 replies
AUTHOR: Nick Politakis on 10/18/2025
FIRST: kristinehayes2014 on 10/18/2025 | RECENT: parkslope on 10/19/2025
Financial wisdom from Jonathan
1 reply
AUTHOR: Nick Politakis on 10/7/2025
FIRST: baldscreen on 10/7/2025 | RECENT: baldscreen on 10/7/2025
Pig Butchering
18 replies
AUTHOR: Nick Politakis on 7/20/2025
FIRST: R Quinn on 7/20/2025 | RECENT: L H on 7/22/2025
DIY
24 replies
AUTHOR: Nick Politakis on 7/17/2025
FIRST: bbbobbins on 7/17/2025 | RECENT: Nick Politakis on 7/19/2025
70 years old
19 replies
AUTHOR: Nick Politakis on 7/2/2025
FIRST: Mark Crothers on 7/2/2025 | RECENT: George Counihan on 7/5/2025
Tariffs and our retirement assets
149 replies
AUTHOR: Nick Politakis on 4/3/2025
FIRST: Michael1 on 4/3/2025 | RECENT: Kenneth Tobin on 6/3/2025
Great article on aging
2 replies
AUTHOR: Nick Politakis on 5/17/2025
FIRST: Michael1 on 5/17/2025 | RECENT: baldscreen on 5/17/2025
It’s 2025. Do you send checks by mail?
69 replies
AUTHOR: Nick Politakis on 4/26/2025
FIRST: Dave Melick on 4/26/2025 | RECENT: Dan Murray on 5/7/2025
I want to see less of me on the internet
5 replies
AUTHOR: Nick Politakis on 4/24/2025
FIRST: William Perry on 4/24/2025 | RECENT: mytimetotravel on 4/25/2025
The bond market
15 replies
AUTHOR: Nick Politakis on 4/9/2025
FIRST: David Lancaster on 4/9/2025 | RECENT: Michael1 on 4/18/2025
No financial wisdom here other than ….
74 replies
AUTHOR: Nick Politakis on 4/11/2025
FIRST: Jack Hannam on 4/12/2025 | RECENT: Jonathan Clements on 4/17/2025
What will you do with $5,000?
35 replies
AUTHOR: Nick Politakis on 2/22/2025
FIRST: Luckless Pedestrian on 2/22/2025 | RECENT: Scott Dichter on 2/27/2025
TD Ameritrade to Schwab
5 replies
AUTHOR: Nick Politakis on 6/22/2024
FIRST: OldITGuy on 6/23/2024 | RECENT: achnk53 on 6/29/2024
Comments
Thank Dennis for all your articles.
Post: Value of Waiting
Link to comment from February 7, 2026
Our health care system needs to cover drug costs for medicine you need to take in order to deal with its complexity and nonsensical rules.
Post: When $2100 is not what it appears. The Medicare Part D trap
Link to comment from February 5, 2026
I hear you!
Post: Carpe diem – especially in retirement
Link to comment from February 5, 2026
It could happen because you wrote a check. I have had an online account withe the IRS for over 10 years now and make my payments using that account without any issues.
Post: Banking problem
Link to comment from February 1, 2026
You are mistaken, because the current rate is 3.62%
Post: Marcus Savings Bonus Offer
Link to comment from February 1, 2026
From google: The 3.8% Net Investment Income Tax (NIIT), introduced in 2013 under the Affordable Care Act (ACA), was primarily designed to fund Medicare expansion and healthcare reforms. It acts as a revenue-raising offset, targeting unearned income—such as capital gains, dividends, and interest—for high-income individuals, estates, and trusts. Key Aspects of the Original Purpose:
- Funding Healthcare Reform: The tax was enacted via the Health Care and Education Reconciliation Act of 2010 to help pay for the coverage expansions provided by the ACA.
- Targeting High Earners: It applies only to individuals, estates, and trusts with Modified Adjusted Gross Income (MAGI) above $200,000 (single) or $250,000 (joint filers).
- Closing Tax Disparities: The tax addresses the gap in treatment between earned income (wages) and unearned income (investments), applying to passive income sources like interest, dividends, capital gains, rental/royalty income, and non-qualified annuities.
Often called the "Medicare surtax," this 3.8% tax is not adjusted for inflation, meaning more taxpayers may become subject to it over timePost: Investments Tax
Link to comment from January 31, 2026
Me too!
Post: Investments Tax
Link to comment from January 31, 2026
This is excellent. Thank you.
Post: Investments Tax
Link to comment from January 31, 2026
What a shame that the big insurers won’t be able to fleece the US as much as they were expecting. It is a shame that seniors who need MA plans will be squeezed further.
Post: Medicare Advantage- heads up‼️
Link to comment from January 29, 2026
You got a bargain
Post: Money to burn?
Link to comment from January 25, 2026