Owning individual stocks can be a way to build wealth. You can also own your index funds at the same time if this is what you prefer.
Over the years, there are so many good companies in front of our eyes. Do your homework, pick some and hold for the long term. It has been keep my retirement life interesting.
Mastercard and Visa embrace the stablecoin. I won't count them out.
https://www.paymentsdive.com/news/mastercard-visa-play-down-stablecoin-threat/753338/
There is nothing wrong to own stocks with nice dividends. Just make sure these are good companies.
Look at Costco stock price and all the dividends they come with......
My former employer canceled the future retiree health plan in mid 2000.
When I finally turned 65, I received a package from my former employer's benefits resource center, it indicated that I was eligible for the retiree medical and dental coverage: 1 Medicare Advantage PPO plan and 2 choices for dental plans. After talking to the front desk lady of my dentist office, I decided to keep my current Aetna discount dental plan instead.
My premium for the Medicare Advantage PPO plan was $6.15/month if I join.
Why do my former employer let us enroll into the retirees health and dental plans?
I figure it is because they need new blood to join otherwise the plan will die eventually. I also had bad experience with ACA insurance for 1 1/2 years. Some of my doctors did not accept ACA insurances at all. One doctor told me they did not cover the tier drugs she needed for her patients. I ended up picking a Silver HMO plan but was not happy with the high co-pay/referral with specialist visit. Traditional Medicare with Supplemental plan + Part D was my pick. I prefer the freedom to choose. There is a note on the website of the Hospital for Special Surgery: If you are enrolled in a Medicare Managed Care/Advantage plan, the benefits and coverage at Hospital for Special Surgery may be limited
Travel to Europe is my passion but I moved from NJ to CA a few years ago, so I can totally feel the pain. I remember on one occasion, 3 of us took a business class flight from Newark to London using our frequent flyer points. After our dinner and a movie, the flight attendant announced we arrived in London.
It was a short flight.
Comments
Owning individual stocks can be a way to build wealth. You can also own your index funds at the same time if this is what you prefer. Over the years, there are so many good companies in front of our eyes. Do your homework, pick some and hold for the long term. It has been keep my retirement life interesting.
Post: Harder Than It Looks
Link to comment from August 16, 2025
Mastercard and Visa embrace the stablecoin. I won't count them out. https://www.paymentsdive.com/news/mastercard-visa-play-down-stablecoin-threat/753338/
Post: Smart Move?
Link to comment from August 9, 2025
There is nothing wrong to own stocks with nice dividends. Just make sure these are good companies. Look at Costco stock price and all the dividends they come with......
Post: Yielding No Advantage
Link to comment from August 31, 2024
I also pick stocks with the intention to hold good company stocks for the long term.
Post: Driving Us Batty
Link to comment from November 29, 2023
My mom once told me this: "You only have one child, so don't be cheap. Send her to graduate school! Who doesn't have master's degree these days?"
Post: Making Their Own Way
Link to comment from June 21, 2023
My former employer canceled the future retiree health plan in mid 2000. When I finally turned 65, I received a package from my former employer's benefits resource center, it indicated that I was eligible for the retiree medical and dental coverage: 1 Medicare Advantage PPO plan and 2 choices for dental plans. After talking to the front desk lady of my dentist office, I decided to keep my current Aetna discount dental plan instead. My premium for the Medicare Advantage PPO plan was $6.15/month if I join. Why do my former employer let us enroll into the retirees health and dental plans? I figure it is because they need new blood to join otherwise the plan will die eventually. I also had bad experience with ACA insurance for 1 1/2 years. Some of my doctors did not accept ACA insurances at all. One doctor told me they did not cover the tier drugs she needed for her patients. I ended up picking a Silver HMO plan but was not happy with the high co-pay/referral with specialist visit. Traditional Medicare with Supplemental plan + Part D was my pick. I prefer the freedom to choose. There is a note on the website of the Hospital for Special Surgery: If you are enrolled in a Medicare Managed Care/Advantage plan, the benefits and coverage at Hospital for Special Surgery may be limited
Post: The Medicare Maze
Link to comment from May 4, 2023
Travel to Europe is my passion but I moved from NJ to CA a few years ago, so I can totally feel the pain. I remember on one occasion, 3 of us took a business class flight from Newark to London using our frequent flyer points. After our dinner and a movie, the flight attendant announced we arrived in London. It was a short flight.
Post: When in Rome
Link to comment from April 22, 2023