I also use Chase Sapphire Preferred card to book my travel but I use it mainly because its $20000 per trip cancellation and interruption insurance, so my pre-paid, non-refundable travel expenses can get reimbursed.
I have been using Amex Blue Cash Preferred 6% cash back on grocery ever since inflation started heating up a few years ago. It also gives me 3% on taxi/transits/rideshare/parking/tolls/bus, 6% on Select Streaming Services like Netflix, 3% on gas.
For example, I am planning to replace my night guard next year (my dentist said I needed to). That alone can cost me at least $500, so it is worth for me to buy the dental insurance again during the open enrollment in Oct. My dental in network benefit is $1250 a year.
Regarding Plan G, many insurance agents on Youtube mention Plan G premiums are going up.
I live in a Birthday Rule state and my plan G premium has been going up twice a year (mid-year and birthday month) for almost 2 years already.
I am thinking of changing to Plan N this year during my birthday month. Should I switch ? Regarding the dental insurance, I finally bought a retiree dental insurance last year during open enrollment from the company I retired from because my dentist retired and sold his practice. The new dentist charges a lot. I had a broken crown this past spring plus 2 cleanings, I feel $48 a month premium is worth it, no waiting period.
Owning individual stocks can be a way to build wealth. You can also own your index funds at the same time if this is what you prefer.
Over the years, there are so many good companies in front of our eyes. Do your homework, pick some and hold for the long term. It has been keep my retirement life interesting.
Mastercard and Visa embrace the stablecoin. I won't count them out.
https://www.paymentsdive.com/news/mastercard-visa-play-down-stablecoin-threat/753338/
There is nothing wrong to own stocks with nice dividends. Just make sure these are good companies.
Look at Costco stock price and all the dividends they come with......
Comments
After reading your article, I guess I will keep my current stocks/fixed income allocation for the foreseeable future.
Post: Unhealthy Inflation Expectations?
Link to comment from September 23, 2025
I also use Chase Sapphire Preferred card to book my travel but I use it mainly because its $20000 per trip cancellation and interruption insurance, so my pre-paid, non-refundable travel expenses can get reimbursed.
Post: What is your credit card rewards strategy?
Link to comment from September 12, 2025
I have been using Amex Blue Cash Preferred 6% cash back on grocery ever since inflation started heating up a few years ago. It also gives me 3% on taxi/transits/rideshare/parking/tolls/bus, 6% on Select Streaming Services like Netflix, 3% on gas.
Post: What is your credit card rewards strategy?
Link to comment from September 12, 2025
For example, I am planning to replace my night guard next year (my dentist said I needed to). That alone can cost me at least $500, so it is worth for me to buy the dental insurance again during the open enrollment in Oct. My dental in network benefit is $1250 a year. Regarding Plan G, many insurance agents on Youtube mention Plan G premiums are going up.
Post: Healthcare spending and premiums during a post age-65 retirement- facts and ideas.
Link to comment from September 11, 2025
I live in a Birthday Rule state and my plan G premium has been going up twice a year (mid-year and birthday month) for almost 2 years already. I am thinking of changing to Plan N this year during my birthday month. Should I switch ? Regarding the dental insurance, I finally bought a retiree dental insurance last year during open enrollment from the company I retired from because my dentist retired and sold his practice. The new dentist charges a lot. I had a broken crown this past spring plus 2 cleanings, I feel $48 a month premium is worth it, no waiting period.
Post: Healthcare spending and premiums during a post age-65 retirement- facts and ideas.
Link to comment from September 8, 2025
Owning individual stocks can be a way to build wealth. You can also own your index funds at the same time if this is what you prefer. Over the years, there are so many good companies in front of our eyes. Do your homework, pick some and hold for the long term. It has been keep my retirement life interesting.
Post: Harder Than It Looks
Link to comment from August 16, 2025
Mastercard and Visa embrace the stablecoin. I won't count them out. https://www.paymentsdive.com/news/mastercard-visa-play-down-stablecoin-threat/753338/
Post: Smart Move?
Link to comment from August 9, 2025
There is nothing wrong to own stocks with nice dividends. Just make sure these are good companies. Look at Costco stock price and all the dividends they come with......
Post: Yielding No Advantage
Link to comment from August 31, 2024
I also pick stocks with the intention to hold good company stocks for the long term.
Post: Driving Us Batty
Link to comment from November 29, 2023
My mom once told me this: "You only have one child, so don't be cheap. Send her to graduate school! Who doesn't have master's degree these days?"
Post: Making Their Own Way
Link to comment from June 21, 2023