Many may think, “Why bother?” It’s very likely your PII is out there in a dataset. I’ve read article from victims describing how it’s moderately easy to file a fraudulent return using these resources claiming a refund. This will gum up your own actual filing and return with the understaffed IRS and may require months of work to address. I urge you to put this added layer of protection in play. It’s a simple process to get this done once you have the right login ID with the IRS. Protective due diligence…
The good news is statins are relatively inexpensive. Be aware there are 2 types of stains and how they work. One is water based and the other is fat based in how it acts. If one statin does not work or causes side effects your doc will suggest another until you find the right one for your body and genetics. I was on low dose atorvastatin for 15-20 years without issue. I had tried prevastatin first and had unpleasant side effects. But then we needed to increase the atorvastatin dose and some concerning side effects ensued. Had to switch to a lipid statin and so far OK. Be patient and work with your doc to find the right one and dose.
That is great advice. Nice summary. You have to play the their game responsibly. Get a card, put recurring charges on it and pay in full. Also do not close the account as length of history matters to this insane scoring system the major 3 control.
Good Summary article. It is imperative to engage a good ECA in complex estates or those where the recipient make outlive their assets. Getting help via Medicaid is not trivial.
I always treated the up/down votes as either I agree or I disagree with the statements in the postings - nothing more. I’m unsure if seeing separate up/down tallies adds context to the totals. The summary as it is today means that more people agreed or disagreed depending on the tally count. If you were to split the up/down you would be able to discern that 50 ups and 3 downs means the readers here agree more than disagree with the contents as stated. If you want engage further, then hit reply and state your thoughts. Am I missing something?
Ditto on any meals in the US. Restaurants are fleecing customers with lowly salads costing $20+ in some locales. A 3 person meal can be $180 before you blink twice. I’ve been awed by the prices in other countries, especially when you exit the touristy places.
I strongly 2nd the recommendation for an affordable B/W laser. I’ve used Brother for years and only use OEM high count (15,000) page cartridges bc it’s the most economical. I strongly advised my MIL against buying a color ink jet bc of her infrequent use. Explaining about nozzle clogging did not help. Long story short. There was always something wrong with the ink jet not working. Eventually we replaced it with a Brother BW laser and the intermediate issues and complaints about not printing properly ceased. For infrequent use and lowest $/page, you cannot beat BW lasers. Yes they make color lasers which used multiple color cartridges BUT those are very pricey and I could never personally justify the added expense bc 99.99999% of what I need to print is OK in BW. If I really need color, I can hit Staples, Kinkos or any other suitable print store.
If you are in a business where you could likely be sued or end up in court such as rental property, speak with your lawyer before deciding! If you operate a LLC heed his warning about not commingling personal and LLC assets and operations. Keep a paper trail and do everything by the book! Why? Because not doing so makes “piercing the veil” much easier in court.
Yes. I’m seeing early adopters moving to the “we don’t take insurance” along with if you have to ask, you probably cannot afford my services. In fact, I’ve have 2 recommendations in the past year where a PCP felt a concierge would provide superior focus bc they are so time measured per patient by the all seeing care system.
Yeap. An age old lesson my grandmother always reminded me of: “be thankful for what you have and the opportunities given.” The basic comforts we take for granted can easily slip away in a blink of an eye. Another friend always called these issues we sometimes focus too intently on as “nice to have first world problems…” which always gives me great pause.
The report referenced is here -> https://www.ubs.com/global/en/wealthmanagement/insights/global-wealth-report.html Later.
Comments
Many may think, “Why bother?” It’s very likely your PII is out there in a dataset. I’ve read article from victims describing how it’s moderately easy to file a fraudulent return using these resources claiming a refund. This will gum up your own actual filing and return with the understaffed IRS and may require months of work to address. I urge you to put this added layer of protection in play. It’s a simple process to get this done once you have the right login ID with the IRS. Protective due diligence…
Post: A PIN to protect your tax return
Link to comment from February 27, 2026
The good news is statins are relatively inexpensive. Be aware there are 2 types of stains and how they work. One is water based and the other is fat based in how it acts. If one statin does not work or causes side effects your doc will suggest another until you find the right one for your body and genetics. I was on low dose atorvastatin for 15-20 years without issue. I had tried prevastatin first and had unpleasant side effects. But then we needed to increase the atorvastatin dose and some concerning side effects ensued. Had to switch to a lipid statin and so far OK. Be patient and work with your doc to find the right one and dose.
Post: Joining the Club, Maybe?
Link to comment from February 21, 2026
That is great advice. Nice summary. You have to play the their game responsibly. Get a card, put recurring charges on it and pay in full. Also do not close the account as length of history matters to this insane scoring system the major 3 control.
Post: The Debt Free Penalty.
Link to comment from January 23, 2026
Good Summary article. It is imperative to engage a good ECA in complex estates or those where the recipient make outlive their assets. Getting help via Medicaid is not trivial.
Post: A Great Article on the Role of Elder Law Attorneys
Link to comment from January 21, 2026
I always treated the up/down votes as either I agree or I disagree with the statements in the postings - nothing more. I’m unsure if seeing separate up/down tallies adds context to the totals. The summary as it is today means that more people agreed or disagreed depending on the tally count. If you were to split the up/down you would be able to discern that 50 ups and 3 downs means the readers here agree more than disagree with the contents as stated. If you want engage further, then hit reply and state your thoughts. Am I missing something?
Post: The “Mean Girls”/Junior High Bullies at HumbleDollar
Link to comment from January 10, 2026
Ditto on any meals in the US. Restaurants are fleecing customers with lowly salads costing $20+ in some locales. A 3 person meal can be $180 before you blink twice. I’ve been awed by the prices in other countries, especially when you exit the touristy places.
Post: 27 Months
Link to comment from December 12, 2025
I strongly 2nd the recommendation for an affordable B/W laser. I’ve used Brother for years and only use OEM high count (15,000) page cartridges bc it’s the most economical. I strongly advised my MIL against buying a color ink jet bc of her infrequent use. Explaining about nozzle clogging did not help. Long story short. There was always something wrong with the ink jet not working. Eventually we replaced it with a Brother BW laser and the intermediate issues and complaints about not printing properly ceased. For infrequent use and lowest $/page, you cannot beat BW lasers. Yes they make color lasers which used multiple color cartridges BUT those are very pricey and I could never personally justify the added expense bc 99.99999% of what I need to print is OK in BW. If I really need color, I can hit Staples, Kinkos or any other suitable print store.
Post: Tech Part II: How to buy a printer/scanner, accessories and more
Link to comment from December 10, 2025
If you are in a business where you could likely be sued or end up in court such as rental property, speak with your lawyer before deciding! If you operate a LLC heed his warning about not commingling personal and LLC assets and operations. Keep a paper trail and do everything by the book! Why? Because not doing so makes “piercing the veil” much easier in court.
Post: LLC Tax Benefits
Link to comment from October 13, 2025
Yes. I’m seeing early adopters moving to the “we don’t take insurance” along with if you have to ask, you probably cannot afford my services. In fact, I’ve have 2 recommendations in the past year where a PCP felt a concierge would provide superior focus bc they are so time measured per patient by the all seeing care system.
Post: THE GOOD OLD DAYS OF HEALTH INSURANCE
Link to comment from October 8, 2025
Yeap. An age old lesson my grandmother always reminded me of: “be thankful for what you have and the opportunities given.” The basic comforts we take for granted can easily slip away in a blink of an eye. Another friend always called these issues we sometimes focus too intently on as “nice to have first world problems…” which always gives me great pause. The report referenced is here -> https://www.ubs.com/global/en/wealthmanagement/insights/global-wealth-report.html Later.
Post: The 1% Club: Our Unnoticed Wealth
Link to comment from September 26, 2025