You can’t live in the S&P 500. S&P 500 didn’t have to pay property taxes, insurance, interest on a mortgage, HOA, maintenance & repairs, lawn care, etc. But S&P in a taxable account also throws off dividends that are taxable. Primary residences aren’t investments.
ATM at a gas station is safer than a bank? Ha, you are just as likely if not more likely to be followed and robbed. Best bet - use the ATM inside the bank or CU.
A CC plan, yes, but most definitely not a strategy. I’m not sure why 99% of the time the word strategy is misused and abused. Tactics is a substitute, or simply a plan.
True that S&P 500 companies are US based, but also true that they do business around the globe. I’m guesstimating that 1/3 of their revenues, on average, are foreign.
Beware! We had State Farm service line coverage for decades. When we sold the house, the buyer had the sewer line inspected and detected a sagging line. We had it fixed, $10k, and then submitted the invoice to State Farm. They denied the claim because the sewer line had not collapsed or backed up into the house. This is spelled out in the declarations. We submitted a request for the local water utility to help and they paid us 50%. State Farm is a sham organization.
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You can’t live in the S&P 500. S&P 500 didn’t have to pay property taxes, insurance, interest on a mortgage, HOA, maintenance & repairs, lawn care, etc. But S&P in a taxable account also throws off dividends that are taxable. Primary residences aren’t investments.
Post: The Home Ownership Gamble
Link to comment from April 11, 2026
LLC for me is more of a CYA liability shield vs a tax benefit.
Post: Business and Side Hustle Tax Tips
Link to comment from December 20, 2025
Other than the mis and overuse of the term strategies, well written.
Post: Business and Side Hustle Tax Tips
Link to comment from December 20, 2025
Druggies don’t have bank accounts.
Post: Cash Delivered to Your Door: What Could Possibly Go Wrong?
Link to comment from November 22, 2025
ATM at a gas station is safer than a bank? Ha, you are just as likely if not more likely to be followed and robbed. Best bet - use the ATM inside the bank or CU.
Post: Cash Delivered to Your Door: What Could Possibly Go Wrong?
Link to comment from November 22, 2025
A CC plan, yes, but most definitely not a strategy. I’m not sure why 99% of the time the word strategy is misused and abused. Tactics is a substitute, or simply a plan.
Post: What is your credit card rewards strategy?
Link to comment from September 13, 2025
True that S&P 500 companies are US based, but also true that they do business around the globe. I’m guesstimating that 1/3 of their revenues, on average, are foreign.
Post: Index Three Ways
Link to comment from March 22, 2025
Beware! We had State Farm service line coverage for decades. When we sold the house, the buyer had the sewer line inspected and detected a sagging line. We had it fixed, $10k, and then submitted the invoice to State Farm. They denied the claim because the sewer line had not collapsed or backed up into the house. This is spelled out in the declarations. We submitted a request for the local water utility to help and they paid us 50%. State Farm is a sham organization.
Post: Going Naked
Link to comment from March 22, 2025