Vanguard advisors are totally unbiased because they are on salary? Interesting thought, but highly unlikely. I’ll bet that their compensation includes a sizable bonus structured off AUM or similar metrics. And given that they work for Vanguard, what’s the likelihood that they consider a non-Vanguard fund or ETF? (Hint - not likely)
You can’t live in the S&P 500. S&P 500 didn’t have to pay property taxes, insurance, interest on a mortgage, HOA, maintenance & repairs, lawn care, etc. But S&P in a taxable account also throws off dividends that are taxable. Primary residences aren’t investments.
ATM at a gas station is safer than a bank? Ha, you are just as likely if not more likely to be followed and robbed. Best bet - use the ATM inside the bank or CU.
A CC plan, yes, but most definitely not a strategy. I’m not sure why 99% of the time the word strategy is misused and abused. Tactics is a substitute, or simply a plan.
True that S&P 500 companies are US based, but also true that they do business around the globe. I’m guesstimating that 1/3 of their revenues, on average, are foreign.
Comments
Great point. I wonder what the projections would show if the cap was eliminated.
Post: Just the facts about Social Security
Link to comment from June 13, 2026
Vanguard advisors are totally unbiased because they are on salary? Interesting thought, but highly unlikely. I’ll bet that their compensation includes a sizable bonus structured off AUM or similar metrics. And given that they work for Vanguard, what’s the likelihood that they consider a non-Vanguard fund or ETF? (Hint - not likely)
Post: The Quiet Failure of Good Advice
Link to comment from June 6, 2026
Good for you. You should then be willing to invest a sizable chunk, say $100k to $1m, in SpaceX.
Post: SpaceX IPO: Is Margin Optional?
Link to comment from June 6, 2026
You can’t live in the S&P 500. S&P 500 didn’t have to pay property taxes, insurance, interest on a mortgage, HOA, maintenance & repairs, lawn care, etc. But S&P in a taxable account also throws off dividends that are taxable. Primary residences aren’t investments.
Post: The Home Ownership Gamble
Link to comment from April 11, 2026
LLC for me is more of a CYA liability shield vs a tax benefit.
Post: Business and Side Hustle Tax Tips
Link to comment from December 20, 2025
Other than the mis and overuse of the term strategies, well written.
Post: Business and Side Hustle Tax Tips
Link to comment from December 20, 2025
Druggies don’t have bank accounts.
Post: Cash Delivered to Your Door: What Could Possibly Go Wrong?
Link to comment from November 22, 2025
ATM at a gas station is safer than a bank? Ha, you are just as likely if not more likely to be followed and robbed. Best bet - use the ATM inside the bank or CU.
Post: Cash Delivered to Your Door: What Could Possibly Go Wrong?
Link to comment from November 22, 2025
A CC plan, yes, but most definitely not a strategy. I’m not sure why 99% of the time the word strategy is misused and abused. Tactics is a substitute, or simply a plan.
Post: What is your credit card rewards strategy?
Link to comment from September 13, 2025
True that S&P 500 companies are US based, but also true that they do business around the globe. I’m guesstimating that 1/3 of their revenues, on average, are foreign.
Post: Index Three Ways
Link to comment from March 22, 2025