I would say insurance is a necessary evil that we all hope to never need or use. We used an insurance broker for 25 years which supposedly shopped our package of insurance needs each year to find the best overall rates. Of course, it is equally important to vet the solvency of the companies we eventually did business with each year. We didn't necessarily have an alignment or allegiance to any one company. We are currently out on our own since our broker rep retired and the customer service went down hill.
Deficit spending by both parties is reaching a pinical with interest payments becoming overwhelming and the debt continuing to $36 trillion and becoming exponential. Something has to give, whatever that is. This has to be alarming. It certainly is for me. Doesn't look like either party cares to change the out of control debt spending. This has to impact the economy and not on a good way.
Readit is blowing up over this situation, guessing that the many physicians and patients writing in that feel they have stiffled by their insurance company unjustly is all BS. I would argue that they might not be wrong. As a country we need to revisit how medical care is managed, paid for and administered. What we have is inefficient and in many cases unfair to some.
One could argue that the U S. Has a spending problem not a tax problem as mentioned about it's insurmountable debt. The IRS tax law is 6,550 pages long, of which is incomprehensible by the average and above average IQ Americans. I vote we make Richard Quinn King so April 15th each year becomes a normal day. Now that I can vote for.
Ouch, dare I say your grand daughter is being taught that in school? Where does a 13 year old come up with that statement, most likely she's heard that somewhere else by someone she respects, maybe one of her teachers. Living paycheck to paycheck is not fun. I hope the youth of today will realize eventually how the real world works.
Cool story on how small the world reall is. I am currently in Costa Rica visiting with one of my kids who's looking to move here and I'm here to look around at some potential investment property. I've lived in Atlanta now for the past 40 years. I grew up in a suburb of Philadelphia and left to move to the South with the company I got a job with after college in 1981. It just so happens my son and I were with a real-estate guy who he knew for a previous job in the the States and we had a second real-estate guy transplant from the U.S. showing us some land and houses up in the hills on the Pacific coast. After about 15 minutes of listening to this guy talk, I asked where he was from, he says near Philadelphia and I said I'm from there too, where exactly I asked? Conshohocken he says, I about fell over cause I'm from Conshohocken, Pa. too. Turns out we grew up about 3 blocks from each other, went to the same high school and knew some of the same families, I'm about 5 years older than him so we would not have been in high school at the same time. Additionally, he's married to a Belgium woman and I'm married to a Dutch woman...How crazy is that to come in contact with a guy from your home town in a foreign country looking at business deals and properties. This is how you network socially. Even if it's by chance.
AI doesn't have any skin in the game. It obviously lacks personal touch and a sense of reality. It's OK for looking up the current treatments for lymphoma or how do I change the impossible spark plugs on my Subaru boxer engine but without humans providing their true life stories its dead information. I fear AI might be taken for real life reality one day and conflicts started over computer generated words. I'm not sure how that will all be filtered in the future, but the use of AI and TV generated figures speaking as real life is scary. Keep HD real with human input stories.
Perhaps AI has influence on how index funds make buy and sell decisions, which takes the intrinsic and human factor out of the equation. I've recently asked this question to one of the HD writers as a discussion point on what really is driving the American economy today? With all of the upside down real life data, excessive debt, debt/GDP ratio, etc, is the market really driven on value today or is it based on an AI thought process that is a projection of some unknown asset value that is only on paper and doesn't exist. Tessa comes to mind..
Ed, A dog is mans best friend, no truer statement has ever been made. A good running joke is if you lock your dog and your wife in the trunk of your car and come back an hour later, which one would be happy to see you?... Nailed the reasons to own a rescue dog, unconditional love, companionship, and no drama. As a parent of three 80 lb. mutt rescues, Charlie (Mountain Cur), Tessa (Swiss White Shepard) and Rhett (Black & Tan Coon Hound) I can attest to the joy we continue to have with our three hounds.
Comments:
I would say insurance is a necessary evil that we all hope to never need or use. We used an insurance broker for 25 years which supposedly shopped our package of insurance needs each year to find the best overall rates. Of course, it is equally important to vet the solvency of the companies we eventually did business with each year. We didn't necessarily have an alignment or allegiance to any one company. We are currently out on our own since our broker rep retired and the customer service went down hill.
Post: Home, Auto & Umbrella Insurance—“Longevity Benefit”?
Link to comment from January 24, 2025
Deficit spending by both parties is reaching a pinical with interest payments becoming overwhelming and the debt continuing to $36 trillion and becoming exponential. Something has to give, whatever that is. This has to be alarming. It certainly is for me. Doesn't look like either party cares to change the out of control debt spending. This has to impact the economy and not on a good way.
Post: Limits of Power by Jonathan Clements
Link to comment from January 17, 2025
Readit is blowing up over this situation, guessing that the many physicians and patients writing in that feel they have stiffled by their insurance company unjustly is all BS. I would argue that they might not be wrong. As a country we need to revisit how medical care is managed, paid for and administered. What we have is inefficient and in many cases unfair to some.
Post: CLUES LEFT BY A KILLER ECHO WIDESPREAD ANGER AT HEALTH INSURERS
Link to comment from December 9, 2024
One could argue that the U S. Has a spending problem not a tax problem as mentioned about it's insurmountable debt. The IRS tax law is 6,550 pages long, of which is incomprehensible by the average and above average IQ Americans. I vote we make Richard Quinn King so April 15th each year becomes a normal day. Now that I can vote for.
Post: Quinn ponders a taxing situation. Loopholes and such. Is there a better way?
Link to comment from August 30, 2024
Ouch, dare I say your grand daughter is being taught that in school? Where does a 13 year old come up with that statement, most likely she's heard that somewhere else by someone she respects, maybe one of her teachers. Living paycheck to paycheck is not fun. I hope the youth of today will realize eventually how the real world works.
Post: Who wants to be a millionaire?
Link to comment from July 29, 2024
Jonathan, thank you for your candidness in what efforts you are taking. I applaud your strength.
Post: No Slowing Down
Link to comment from July 27, 2024
Cool story on how small the world reall is. I am currently in Costa Rica visiting with one of my kids who's looking to move here and I'm here to look around at some potential investment property. I've lived in Atlanta now for the past 40 years. I grew up in a suburb of Philadelphia and left to move to the South with the company I got a job with after college in 1981. It just so happens my son and I were with a real-estate guy who he knew for a previous job in the the States and we had a second real-estate guy transplant from the U.S. showing us some land and houses up in the hills on the Pacific coast. After about 15 minutes of listening to this guy talk, I asked where he was from, he says near Philadelphia and I said I'm from there too, where exactly I asked? Conshohocken he says, I about fell over cause I'm from Conshohocken, Pa. too. Turns out we grew up about 3 blocks from each other, went to the same high school and knew some of the same families, I'm about 5 years older than him so we would not have been in high school at the same time. Additionally, he's married to a Belgium woman and I'm married to a Dutch woman...How crazy is that to come in contact with a guy from your home town in a foreign country looking at business deals and properties. This is how you network socially. Even if it's by chance.
Post: After All These Years
Link to comment from June 26, 2024
AI doesn't have any skin in the game. It obviously lacks personal touch and a sense of reality. It's OK for looking up the current treatments for lymphoma or how do I change the impossible spark plugs on my Subaru boxer engine but without humans providing their true life stories its dead information. I fear AI might be taken for real life reality one day and conflicts started over computer generated words. I'm not sure how that will all be filtered in the future, but the use of AI and TV generated figures speaking as real life is scary. Keep HD real with human input stories.
Post: Man vs. Machine
Link to comment from May 26, 2024
Perhaps AI has influence on how index funds make buy and sell decisions, which takes the intrinsic and human factor out of the equation. I've recently asked this question to one of the HD writers as a discussion point on what really is driving the American economy today? With all of the upside down real life data, excessive debt, debt/GDP ratio, etc, is the market really driven on value today or is it based on an AI thought process that is a projection of some unknown asset value that is only on paper and doesn't exist. Tessa comes to mind..
Post: From COW to KARS
Link to comment from January 28, 2024
Ed, A dog is mans best friend, no truer statement has ever been made. A good running joke is if you lock your dog and your wife in the trunk of your car and come back an hour later, which one would be happy to see you?... Nailed the reasons to own a rescue dog, unconditional love, companionship, and no drama. As a parent of three 80 lb. mutt rescues, Charlie (Mountain Cur), Tessa (Swiss White Shepard) and Rhett (Black & Tan Coon Hound) I can attest to the joy we continue to have with our three hounds.
Post: Priceless Pets
Link to comment from November 15, 2023