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    • My wife and I decided to self-insure. We were unwilling to pay into something with no idea where the premiums could go. Plus the fact is LTC insurance does not pay 100%. We have no children or close relatives and plan to leave whatever is left when we die to charity. We think we should be able to cash flow any issues and plan to stay in our home with home health care as long as possible. The main problem we have is making sure we have someone who is trustworthy when we can no longer manage our assets. Of course, children or relatives have no guarantee of being trustworthy either.

      Post: Is buying long-term-care insurance a good idea?

      Link to comment from July 15, 2023

    • My wife and I are both on Medicare with a G supplement. We received a letter from our physician group about being in an ACO. We contacted Medicare through Chat and opted out of our information being shared with any ACO. We received a letter from Medicare stating "Medicare will not share your information with any ACO."

      Post: Rx for Medicare

      Link to comment from June 12, 2022

    • Thanks for the recommendation. I read this book on it a few years ago. https://www.amazon.com/gp/product/B000OCXFWE/

      Post: Positive but Not

      Link to comment from December 18, 2021

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