Thanks for the reply.
Would you be willing to participate in paying for insurance for my building a house in a flood plain?
Same environmental conditions apply.
My main complaint with the house insurance industry is why do I have to "pay for your decision" to live in a known risk area?
When I asked my agent (and I quote compare periodically) why my house insurance went up - "Hurricanes in Florida or along the East Coast"
I don't live there, why should I subsidize your life style?
A few thoughts on Social Security -
As mentioned below, Grandma votes and there are a lot of Grandmas
The government owns the printing press- see MMT (MMT -another subject for debate another time)
Social Security will definitely be different for the generations behind the Baby Boomers
Has anyone calculated the "Death Rate" of the Baby Boomers past peak age and the reduction in SS demand going forward?
Sometimes a decision is more than just about $ or Opportunity Cost.
Each individual should make financial decisions that are "the best" for them.
"Peace of Mind" is priceless.
Playing "defense" and Dollar Cost Averaging back into the market.
By using the S&P 200 day moving average & NASDAQ 200 day moving average as a guide to rebalance equity/bonds/cash portfolio, more funds available to DCA.
Being ReAligned, The return OF my money is more important than the return ON my money"
Comments
Thanks for the reply. Would you be willing to participate in paying for insurance for my building a house in a flood plain? Same environmental conditions apply.
Post: To Claim or Not to Claim, That Is the Question
Link to comment from October 31, 2026
My main complaint with the house insurance industry is why do I have to "pay for your decision" to live in a known risk area? When I asked my agent (and I quote compare periodically) why my house insurance went up - "Hurricanes in Florida or along the East Coast" I don't live there, why should I subsidize your life style?
Post: To Claim or Not to Claim, That Is the Question
Link to comment from October 31, 2026
Thanks
Post: Advice I give to anyone who’ll listen!
Link to comment from January 31, 2026
What's a HELOC?
Post: Advice I give to anyone who’ll listen!
Link to comment from January 31, 2026
A few thoughts on Social Security - As mentioned below, Grandma votes and there are a lot of Grandmas The government owns the printing press- see MMT (MMT -another subject for debate another time) Social Security will definitely be different for the generations behind the Baby Boomers Has anyone calculated the "Death Rate" of the Baby Boomers past peak age and the reduction in SS demand going forward?
Post: Social Security is not going bankrupt, but that is not the full story
Link to comment from January 24, 2026
Sometimes a decision is more than just about $ or Opportunity Cost. Each individual should make financial decisions that are "the best" for them. "Peace of Mind" is priceless.
Post: The $8,000 Cost of Peace of Mind
Link to comment from January 24, 2026
Good information Determine individual portfolio risk - invest so you can sleep at night.
Post: Risky Business
Link to comment from August 30, 2025
The "Time to Realignment " countdown app was the most helpful and fun.
Post: Recommendations for Retirement Planning Tools
Link to comment from August 2, 2025
Enjoy what you do and you'll never work a day in your life Always tell the truth and you'll never have to remember what you said
Post: What’s the best career advice you ever got?
Link to comment from July 28, 2025
Playing "defense" and Dollar Cost Averaging back into the market. By using the S&P 200 day moving average & NASDAQ 200 day moving average as a guide to rebalance equity/bonds/cash portfolio, more funds available to DCA. Being ReAligned, The return OF my money is more important than the return ON my money"
Post: Tariffs and our retirement assets
Link to comment from April 5, 2025