A few thoughts on Social Security -
As mentioned below, Grandma votes and there are a lot of Grandmas
The government owns the printing press- see MMT (MMT -another subject for debate another time)
Social Security will definitely be different for the generations behind the Baby Boomers
Has anyone calculated the "Death Rate" of the Baby Boomers past peak age and the reduction in SS demand going forward?
Sometimes a decision is more than just about $ or Opportunity Cost.
Each individual should make financial decisions that are "the best" for them.
"Peace of Mind" is priceless.
Playing "defense" and Dollar Cost Averaging back into the market.
By using the S&P 200 day moving average & NASDAQ 200 day moving average as a guide to rebalance equity/bonds/cash portfolio, more funds available to DCA.
Being ReAligned, The return OF my money is more important than the return ON my money"
Very good article.
another factor for delaying taking SS is the 8% automatic increase per year compounded from FRA to age 70 + all future COLA is based on the higher SS payment
But when to file for SS is unique to each individual/couple
Comments
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Link to comment from January 31, 2026
A few thoughts on Social Security - As mentioned below, Grandma votes and there are a lot of Grandmas The government owns the printing press- see MMT (MMT -another subject for debate another time) Social Security will definitely be different for the generations behind the Baby Boomers Has anyone calculated the "Death Rate" of the Baby Boomers past peak age and the reduction in SS demand going forward?
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Link to comment from January 24, 2026
Sometimes a decision is more than just about $ or Opportunity Cost. Each individual should make financial decisions that are "the best" for them. "Peace of Mind" is priceless.
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Playing "defense" and Dollar Cost Averaging back into the market. By using the S&P 200 day moving average & NASDAQ 200 day moving average as a guide to rebalance equity/bonds/cash portfolio, more funds available to DCA. Being ReAligned, The return OF my money is more important than the return ON my money"
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Very good article. another factor for delaying taking SS is the 8% automatic increase per year compounded from FRA to age 70 + all future COLA is based on the higher SS payment But when to file for SS is unique to each individual/couple
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