The better question might be, Why don't more people use credit cards and pay off balances each month? Lots of reasons here but with some discipline it’s doable, and some nice financial perks any Humble Dollar reader would appreciate. We’ve accrued several+ thousand $ annually for years. Then again if everyone paid balances in full each month, these perks likely would dry up.
Not surprised you found nothing among most readers of Humble Dollar. We are well prepared to weather such financial market uncertainties with a well diversified portfolio across the major asset categories. We are marveling a bit at the number of hair on fire investment experts which seem to emerge like clockwork after such market moves. Thank you to Jonathan Clements and others for shining some light on all this starting decades ago.
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The better question might be, Why don't more people use credit cards and pay off balances each month? Lots of reasons here but with some discipline it’s doable, and some nice financial perks any Humble Dollar reader would appreciate. We’ve accrued several+ thousand $ annually for years. Then again if everyone paid balances in full each month, these perks likely would dry up.
Post: Americans and their credit cards
Link to comment from August 29, 2026
Catherine it appears you are a good financial steward making thoughtful decisions. If this approach works well for you, stick with it.
Post: Leverage
Link to comment from June 20, 2026
Not surprised you found nothing among most readers of Humble Dollar. We are well prepared to weather such financial market uncertainties with a well diversified portfolio across the major asset categories. We are marveling a bit at the number of hair on fire investment experts which seem to emerge like clockwork after such market moves. Thank you to Jonathan Clements and others for shining some light on all this starting decades ago.
Post: Tariffs and our retirement assets
Link to comment from April 5, 2025