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Mark Bergman

    Forum Posts

    Actually, Lets NOT Forget the 4% Rule - as Posted Yesterday 3/6/26

    3 replies

    AUTHOR: Mark Bergman on 3/7/2026
    FIRST: greg_j_tomamichel on 3/7   |   RECENT: Mark Bergman on 3/7

    Why Delaying Your Social Security Benefits May Not Make Sense

    38 replies

    AUTHOR: Mark Bergman on 10/9/2025
    FIRST: Winston Smith on 10/9/2025   |   RECENT: William Perry on 10/10/2025

    Nick Maggiulli’s take on Bergen's 4.7 or 5% Withdrawal Rate

    10 replies

    AUTHOR: Mark Bergman on 9/23/2025
    FIRST: Terry Wawro on 9/24/2025   |   RECENT: bbbobbins on 9/25/2025

    Is 4.7 % the NEW 4.0 % Safe Withdrawal Rate

    64 replies

    AUTHOR: Mark Bergman on 8/17/2025
    FIRST: David Powell on 8/17/2025   |   RECENT: Rick Connor on 9/4/2025

    re RDQ’s “down arrows” —> My 1 cent :

    43 replies

    AUTHOR: Mark Bergman on 8/29/2025
    FIRST: Jonathan Clements on 8/29/2025   |   RECENT: R Quinn on 9/1/2025

    Dividends Part II - At least

    41 replies

    AUTHOR: Mark Bergman on 8/23/2025
    FIRST: Mark Crothers on 8/23/2025   |   RECENT: L H on 8/29/2025

    A Rant about the Price of Gas, Part II: Live Experiment

    12 replies

    AUTHOR: Mark Bergman on 6/13/2025
    FIRST: Liam K on 6/13/2025   |   RECENT: mytimetotravel on 6/21/2025

    A Rant about the Price of Gas

    51 replies

    AUTHOR: Mark Bergman on 5/2/2025
    FIRST: R Quinn on 5/2/2025   |   RECENT: David Powell on 6/13/2025

    What exactly has to happen for a stocks value to go up or down?

    9 replies

    AUTHOR: Mark Bergman on 4/9/2025
    FIRST: quan nguyen on 4/9/2025   |   RECENT: Sanjib Saha on 4/10/2025

    Comments

    • Same here, down I-80/90 in NE Ohio.

      Post: Lifetime Supply

      Link to comment from May 22, 2026

    • Addendum: there is something very satisfying (?) to having made a purchase that was overpriced, not really needed, etc, but just went ahead and bought it anyway, without any second thoughts, just because I could !

      Post: Taste Bud Training

      Link to comment from May 22, 2026

    • This reminds me of folks who will drive 5 extra miles, spending 30 minutes round trip, to save 10 cents/gallon on gas. I am all for not wasting money, however, life is too short to sweat such small things. Best I can tell, Mark, you can afford it ! That’s what you worked for all of those years. I no longer spend any time worrying about what are piddling expenses in the grand scheme of things. As I wrote elsewhere on HD a few weeks ago, as per Nick Maggiulli, if it costs less than 0.01% of your net worth, there is no reason to give the purchase(s) a second thought.

      Post: Taste Bud Training

      Link to comment from May 22, 2026

    • “As children we enter life wide end first For some reason this made me think about the ~ 5 deliveries I actively participated in during med school. As the women here can attest, especially on Mother’s Day, the entry into life is anything but wide end first !

      Post: The Mirrored Funnel

      Link to comment from May 10, 2026

    • A great example of where Nick Maggiulli’s 0.01% rule would have been handy : https://finance.yahoo.com/news/0-01-rule-money-expert-130000592.html

      Post: Dickie and his magic beans

      Link to comment from May 6, 2026

    • Dana: Totally agree. I authored a post about 6 months ago about the stupidity, childishness, and lack of utility of votes - both up and down. They were, are, and will always be worthless, if not backed up by the author’s name and commentary. I got massive down votes then, will probably get the same now, and I couldn’t care less. I could understand having the votes amongst children, but adults…..how embarrassing.

      Post: Where are the ladies?

      Link to comment from March 27, 2026

    • Me too. I’ll meet you half way….

      Post: When Your Pastime Takes Ownership

      Link to comment from March 8, 2026

    • When I can find someone willing to play singles, we play full court. You can do it - you're still young ! In fact, I think I am older (63 yo) than you ?

      Post: When Your Pastime Takes Ownership

      Link to comment from March 8, 2026

    • I’ll have to make my way to the Dublin area so we can play pickleball !

      Post: When Your Pastime Takes Ownership

      Link to comment from March 7, 2026

    • Dan, I only listened to the first one minute of this 50 minute video. He says it perfectly in that one minute ! My impression is that people are WAY WAY over concerned about running out of money. Unless you are foolish, stupid, or have the worst luck imaginable, it seems like it’s a very hard thing to do ! There are no gold medals, not even a participation award (we are in 2026 after all ! ), for being the richest person in the graveyard.

      Post: Actually, Lets NOT Forget the 4% Rule – as Posted Yesterday 3/6/26

      Link to comment from March 7, 2026

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