Why Delaying Your Social Security Benefits May Not Make Sense
38 replies
AUTHOR: Mark Bergman on 10/9/2025
FIRST: Winston Smith on 10/9 | RECENT: William Perry on 10/10
Nick Maggiulli’s take on Bergen's 4.7 or 5% Withdrawal Rate
10 replies
AUTHOR: Mark Bergman on 9/23/2025
FIRST: Terry Wawro on 9/24 | RECENT: bbbobbins on 9/25
Is 4.7 % the NEW 4.0 % Safe Withdrawal Rate
64 replies
AUTHOR: Mark Bergman on 8/17/2025
FIRST: David Powell on 8/17 | RECENT: Rick Connor on 9/4
re RDQ’s “down arrows” —> My 1 cent :
43 replies
AUTHOR: Mark Bergman on 8/29/2025
FIRST: Jonathan Clements on 8/29 | RECENT: R Quinn on 9/1
Dividends Part II - At least
41 replies
AUTHOR: Mark Bergman on 8/23/2025
FIRST: Mark Crothers on 8/23 | RECENT: L H on 8/29
A Rant about the Price of Gas, Part II: Live Experiment
12 replies
AUTHOR: Mark Bergman on 6/13/2025
FIRST: Liam K on 6/13 | RECENT: mytimetotravel on 6/21
A Rant about the Price of Gas
51 replies
AUTHOR: Mark Bergman on 5/2/2025
FIRST: R Quinn on 5/2 | RECENT: David Powell on 6/13
What exactly has to happen for a stocks value to go up or down?
9 replies
AUTHOR: Mark Bergman on 4/9/2025
FIRST: quan nguyen on 4/9 | RECENT: Sanjib Saha on 4/10


Comments
If they ask what I do, and I say I am retired, the next question is always, “what did you do” ? When I reply doctor, I am often told “you are still” or “you are always” a doctor” It makes me uncomfortable 🤷♂️. I’m in the camp of not feeling that I lost anything when I retired.
Post: Happy Hour, or The Panic Button? Why Early Retirement Anxiety Is Real.
Link to comment from December 1, 2025
Serious question, because this has come up, and I don’t know what to answer: if I am asked what do I do, do I say I AM a doctor, or I WAS a doctor? Retired x 5 years btw.
Post: Happy Hour, or The Panic Button? Why Early Retirement Anxiety Is Real.
Link to comment from December 1, 2025
I retired from Oncology at age 58. In my last few years of practice I noticed that more and more patients I was seeing were younger than me. Bill Berstein’s famous line, “when you’ve won the game, stop playing”, as it pertains to investing, seems to be equally apt when considering when to retire. I can “sort of” understand those who work well past traditional retirement age, on the other hand, no one on their deathbed proclaimed that they wished they had spent more time at the office.
Post: You worked a lifetime, you achieved your goals, you have it all-the next day it hardly matters
Link to comment from November 26, 2025
That’s because studies have shown that we “feel” losses twice as much as we “feel” gains.
Post: Is the current stock market anything to be concerned about?
Link to comment from November 21, 2025
I mentioned this perhaps 6 months ago: of those that break a hip, 50% will be dead in 2 years. I ALWAYS hold the handrail !
Post: Retirement Conversations with my Joints
Link to comment from November 15, 2025
'Getting old ain't for sissies.' - Bette Davis ; as I sit here with my arm in a cast from surgery 2 days ago for pickleball elbow !
Post: Retirement Conversations with my Joints
Link to comment from November 13, 2025
Exactly ! Please do the calculation comparing age 62 vs 70.
Post: THE REAL RETURN ON DELAYING SOCIAL SECURITY
Link to comment from November 13, 2025
William, can you please do the same calculations drawing at age 62 vs 70 ? Thanks
Post: THE REAL RETURN ON DELAYING SOCIAL SECURITY
Link to comment from November 12, 2025
Do you live in North America, or elsewhere ? If the former, then I’m speechless. If the latter, then understandable. The NHL was originally comprised of six teams - Montreal 1917, Toronto 1917, Boston 1924, and then New York, Chicago, and Detroit in 1926. These teams are known as The Original Six, which remained until expansion in 1967. The NHL has ALWAYS had teams based in Canada and the US. Note: this is not 100% accurate as a number of early franchises on both sides of the border folded in those early years due to the Depression or other financial reasons.
Post: Closing pitcher for the Guardians? Not Homo Economicus.
Link to comment from November 12, 2025
Randy, I hope you were joking. Hockey is Canada’s national sport, replied this somewhat bewildered Canadian !
Post: Closing pitcher for the Guardians? Not Homo Economicus.
Link to comment from November 12, 2025