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Mark Bergman

    Forum Posts

    HD Reader’s Demographics

    21 replies

    AUTHOR: Mark Bergman on 6/16/2026
    FIRST: Dan Smith on 6/16   |   RECENT: Mike Lynch on 6/18

    Actually, Lets NOT Forget the 4% Rule - as Posted Yesterday 3/6/26

    3 replies

    AUTHOR: Mark Bergman on 3/7/2026
    FIRST: greg_j_tomamichel on 3/7   |   RECENT: Mark Bergman on 3/7

    Why Delaying Your Social Security Benefits May Not Make Sense

    38 replies

    AUTHOR: Mark Bergman on 10/9/2025
    FIRST: Winston Smith on 10/9/2025   |   RECENT: William Perry on 10/10/2025

    Nick Maggiulli’s take on Bergen's 4.7 or 5% Withdrawal Rate

    10 replies

    AUTHOR: Mark Bergman on 9/23/2025
    FIRST: Terry Wawro on 9/24/2025   |   RECENT: bbbobbins on 9/25/2025

    Is 4.7 % the NEW 4.0 % Safe Withdrawal Rate

    64 replies

    AUTHOR: Mark Bergman on 8/17/2025
    FIRST: David Powell on 8/17/2025   |   RECENT: Rick Connor on 9/4/2025

    re RDQ’s “down arrows” —> My 1 cent :

    43 replies

    AUTHOR: Mark Bergman on 8/29/2025
    FIRST: Jonathan Clements on 8/29/2025   |   RECENT: R Quinn on 9/1/2025

    Dividends Part II - At least

    41 replies

    AUTHOR: Mark Bergman on 8/23/2025
    FIRST: Mark Crothers on 8/23/2025   |   RECENT: L H on 8/29/2025

    A Rant about the Price of Gas, Part II: Live Experiment

    12 replies

    AUTHOR: Mark Bergman on 6/13/2025
    FIRST: Liam K on 6/13/2025   |   RECENT: mytimetotravel on 6/21/2025

    A Rant about the Price of Gas

    51 replies

    AUTHOR: Mark Bergman on 5/2/2025
    FIRST: R Quinn on 5/2/2025   |   RECENT: David Powell on 6/13/2025

    What exactly has to happen for a stocks value to go up or down?

    9 replies

    AUTHOR: Mark Bergman on 4/9/2025
    FIRST: quan nguyen on 4/9/2025   |   RECENT: Sanjib Saha on 4/10/2025

    Comments

    • I am traveling and dont have time to cut and paste etc, however, while downloading articles to read on the plane i noticed that The Atlantic has two articles on AC, for those with access.

      Post: The Price of a Cool Pillow

      Link to comment from June 28, 2026

    • There is a train of thought, coming from serious thinkers, that a reason, or one of the reasons, the EU has not kept pace with the US in terms of productivity and economic growth, is the lack of AC in Europe.

      Post: The Price of a Cool Pillow

      Link to comment from June 26, 2026

    • Recent articles - sorry I don’t remember where - describing the results of research on retirement spending indicate : 1) retirees concern about running out of money leads to vast underspending 2) those with automatic income streams are considerably less prone to underspend.

      Post: Automatic Income stream? How important to you?

      Link to comment from June 26, 2026

    • Real data would be nice - still waiting for an editor to respond ?

      Post: HD Reader’s Demographics

      Link to comment from June 17, 2026

    • I believe it is a mistake to include your cars, and more controversially, your house in your net worth. Neither are liquid assets. Neither contributes to your funds available for spending/living. You have to live somewhere….. Mild exception ; if you have a reverse mortgage.

      Post: What’s in your portfolio ?

      Link to comment from June 15, 2026

    • Same here, down I-80/90 in NE Ohio.

      Post: Lifetime Supply

      Link to comment from May 22, 2026

    • Addendum: there is something very satisfying (?) to having made a purchase that was overpriced, not really needed, etc, but just went ahead and bought it anyway, without any second thoughts, just because I could !

      Post: Taste Bud Training

      Link to comment from May 22, 2026

    • This reminds me of folks who will drive 5 extra miles, spending 30 minutes round trip, to save 10 cents/gallon on gas. I am all for not wasting money, however, life is too short to sweat such small things. Best I can tell, Mark, you can afford it ! That’s what you worked for all of those years. I no longer spend any time worrying about what are piddling expenses in the grand scheme of things. As I wrote elsewhere on HD a few weeks ago, as per Nick Maggiulli, if it costs less than 0.01% of your net worth, there is no reason to give the purchase(s) a second thought.

      Post: Taste Bud Training

      Link to comment from May 22, 2026

    • “As children we enter life wide end first For some reason this made me think about the ~ 5 deliveries I actively participated in during med school. As the women here can attest, especially on Mother’s Day, the entry into life is anything but wide end first !

      Post: The Mirrored Funnel

      Link to comment from May 10, 2026

    • A great example of where Nick Maggiulli’s 0.01% rule would have been handy : https://finance.yahoo.com/news/0-01-rule-money-expert-130000592.html

      Post: Dickie and his magic beans

      Link to comment from May 6, 2026

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