When is it worth your time to unfreeze your credit score?
16 replies
AUTHOR: Linda Grady on 11/24/2025
FIRST: Mark Crothers on 11/24/2025 | RECENT: Michael1 on 11/26/2025
Landline Flight, anyone?
13 replies
AUTHOR: Linda Grady on 10/10/2024
FIRST: Ben Rodriguez on 10/10/2024 | RECENT: DrLefty on 10/12/2024


Comments
Thanks so much, Andrew. A close friend will be retiring soon, so I’m sharing this with him. I’ve already encouraged him to join the HD community. I recently attended the board meeting of our local daycare where I was co-chair for three years until January. After many very serious issues during that time, it was so gratifying to see that my volunteering has made a real difference in the lives of our staff and family and that jobs and daycare slots are secure. I hadn’t realized how great volunteering can be, and how flexible. When it’s time to take a trip or a break, a fellow volunteer usually steps up.
Post: What I Retired To
Link to comment from July 29, 2026
A health problem this summer (hopefully with a positive resolution soon) has made me think even more about the most important things I still want to do, and with whom, before my age and health limit my choices. So grateful that Doug and I took two really special trips together, a tour of southern Spain and Morocco and, a few years later, a cruise of some Greek islands. Forever grateful.
Post: Go While You Still Can
Link to comment from July 23, 2026
😀😋🍦🍦🍦
Post: One Person’s Luxury, Another’s Necessity
Link to comment from July 22, 2026
My mother-in-law was a model of frugal living. When her health issues qualified her to live in an assisted living facility paid for by her long term care insurance, she had no problem moving several states to a facility near her already-retired oldest son. Her favorite amenity was the free ice cream bar on her floor. True to her nature, she never overdid so she didn’t gain weight. She died of a pulmonary embolism just six days after she had dined in a nice restaurant with all her children and grandchildren to celebrate her 90th birthday. God bless Thelma Grady who showed me how to live a good life in retirement! 😊. P.S. Now that I can no longer send my all-access Sirius XM to my Bose Soundtouch receiver (presets no longer supported by Bose) and Sirius won’t give this 18-year subscriber a free receiver, I can’t think of anything else that I couldn’t live without. Not renewing Sirius XM. Will try something else.
Post: One Person’s Luxury, Another’s Necessity
Link to comment from July 22, 2026
I think many people don’t like massages. I’m also one of them. I had one given as a gift and it was relaxing, but no desire for more. Pedicures, a couple times every summer (fairly short here in PA).
Post: One Person’s Luxury, Another’s Necessity
Link to comment from July 22, 2026
I have no doubt whatsoever that Jonathan is very proud of you. Your articles epitomize the “humble” that comes before “dollar.”
Post: Costa Rica: The Richest Man On The River
Link to comment from July 22, 2026
I agree with the lady from NJ.
Post: So Maybe That’s What It’s All About
Link to comment from July 12, 2026
I know cows do love music. A few decades ago I was given a tour of a 500-cow dairy farm that had all the modern conveniences, including scales that weighed the milk produced by each cow. Music played throughout the mostly mechanical milking process and the workers had come to know what kind of music seemed correlated with higher production. Classical, as I recall, not country. Don’t know how the cows feel about a choir of retired New Yorkers singing to them, but I hope they listened politely if they didn’t applaud 😊
Post: So Maybe That’s What It’s All About
Link to comment from July 12, 2026
With good reason, Dan. I know a story of a do-it-yourselfer that’s too sad to share here.
Post: Reluctantly Saving Money
Link to comment from July 8, 2026
And one of my railings, only about seven years old, just snapped off in the middle. I’m going to wait until I have several small jobs before I call one of the local fix-it gentlemen. I’m lucky with my plumber - he will first give me a suggestion about how to fix the problem, but then comes by very soon if I can’t take care of it. There was a local panic when he briefly decided to retire and move away. You could hear the town-wide sigh of relief when he changed his mind.
Post: Reluctantly Saving Money
Link to comment from July 8, 2026