Thank you for sharing and I am so sorry for your loss. I struggled with alcohol for years until I finally found AA. My brother however struggled with it and drugs until he took his life several years ago. He left a wife and 2 wonderful boys. He was incredibly smart. Could do anything with computers and won awards for his photography. Believe me when I say I feel your pain.
Dick, great summary, but please look in your crystal ball and tell us what you think will happen when the trust fund is deleted. What this crazy do nothing congress will be able to do since they are so divided. I just started my benefits at 66 and 9 months. thanks!!
Yes that’s my biggest concern. I’m only 67 but have stage 4 prostate cancer. My wife has some med issues too. But it seems we are too young for assisted living.
Has anyone decided to age in place after looking at the expense and hassle and stress of downsizing? Every time my wife and I start considering downsizing we end up concluding that we would be better off staying put in a too big house until we need to move to assisted living. thanks
Yep, spot on. One year ago I was minding my own business and wham O. Was diagnosed with Stage 4 prostate cancer! This in spite of my PSA being a 1 at every past years physical. As the commercial used to say. Life comes at you fast!!
There are so many ways to go with this decision. Let me offer a completely different take. I think it is far more important where my children went to high school. HS lays the foundation for success in college. Writing, math, the sciences. My girls were lucky to be able to go to the one of the best public high schools in our state and got a great foundation for college. Both had over 30 hours of college credit though AP classes and dual enrollment. Both went to great colleges, did well and are professionals now. I had a terrible HS and struggled big time in college. I managed though hard work and sympathetic professions and grad students. It was a good college but I had no chance at any great name college.
Instead of chasing yield on my cash I chase simplicity. Since my taxable account is on the Schwab platform I just keep it in their money market and couldn’t care less what the rate is. Am I losing a few dollars by not seeking out the highest yield absolutely do I have peace of mind knowing exactly where my cash is and I can simply transfer it to my checking account , yep.
Comments
Thank you for sharing and I am so sorry for your loss. I struggled with alcohol for years until I finally found AA. My brother however struggled with it and drugs until he took his life several years ago. He left a wife and 2 wonderful boys. He was incredibly smart. Could do anything with computers and won awards for his photography. Believe me when I say I feel your pain.
Post: What Addiction Couldn’t Take: My Sister’s Story
Link to comment from June 21, 2026
Exactly, I think this is way more fair than means testing.
Post: Just the facts about Social Security
Link to comment from June 13, 2026
Dick, great summary, but please look in your crystal ball and tell us what you think will happen when the trust fund is deleted. What this crazy do nothing congress will be able to do since they are so divided. I just started my benefits at 66 and 9 months. thanks!!
Post: Just the facts about Social Security
Link to comment from June 13, 2026
Yes that’s my biggest concern. I’m only 67 but have stage 4 prostate cancer. My wife has some med issues too. But it seems we are too young for assisted living.
Post: Moving is Expensive!
Link to comment from June 6, 2026
Has anyone decided to age in place after looking at the expense and hassle and stress of downsizing? Every time my wife and I start considering downsizing we end up concluding that we would be better off staying put in a too big house until we need to move to assisted living. thanks
Post: Moving is Expensive!
Link to comment from June 6, 2026
Yep, spot on. One year ago I was minding my own business and wham O. Was diagnosed with Stage 4 prostate cancer! This in spite of my PSA being a 1 at every past years physical. As the commercial used to say. Life comes at you fast!!
Post: The Humbling Side of Aging
Link to comment from June 1, 2026
There are so many ways to go with this decision. Let me offer a completely different take. I think it is far more important where my children went to high school. HS lays the foundation for success in college. Writing, math, the sciences. My girls were lucky to be able to go to the one of the best public high schools in our state and got a great foundation for college. Both had over 30 hours of college credit though AP classes and dual enrollment. Both went to great colleges, did well and are professionals now. I had a terrible HS and struggled big time in college. I managed though hard work and sympathetic professions and grad students. It was a good college but I had no chance at any great name college.
Post: $92,000 a year is quite an investment. The ROI is real, but maybe not.
Link to comment from December 13, 2025
Instead of chasing yield on my cash I chase simplicity. Since my taxable account is on the Schwab platform I just keep it in their money market and couldn’t care less what the rate is. Am I losing a few dollars by not seeking out the highest yield absolutely do I have peace of mind knowing exactly where my cash is and I can simply transfer it to my checking account , yep.
Post: Where to Keep Cash
Link to comment from December 6, 2025
As soon as I saw it was The Atlantic bashing index funds. I stopped reading thanks Adam.
Post: Index Fund Bubble
Link to comment from December 6, 2025
Thanks Dan
Post: My Investing Journey, Just Do It
Link to comment from December 3, 2025