I just find the Vanguard website more cumbersome to use than Schwab. I have an email advisor assigned to me by Schwab and he has been very helpful and responds quickly when asked a question. He doesn't push any advisory services, just lets me know his department is ready and willing to help with whatever I need.
My wife has been going through hell with her mother. She is 96 and left a very good assisted living facility to return to her own home. She is now so weak and refuses to leave her home. I told my wife when I can't take care of myself without her help, put me in a home. I don't want her to go through with me what she is going through with her mother and what her father put everyone through before he died..
Our Costco in the KC area is always cheaper than gasoline stations near us. I don't know about Sams since I'm not a member there. Also, with Costco's credit card, the rewards on Costco gas are 5%. Hard to beat.
My wife and I just established a revocable trust to avoid probate when we die. Unbeknownst to us, our umbrella policy with our insurance company (Amica) does not cover the house in a trust. Cars, yes. Not the house. So, now we have to consider changing our house/car insurance. Beware.
Why don't you take it in kind and pay the taxes on the RMD amount from other sources? I always take my RMD in kind. If you like the funds, this allows you to keep them without selling any shares.
But is a foundation considered land? I would think the land is unaffected and the foundation needs to be replaced, which in my mind is part of the house, and not land. Am I wrong?
I would not use any tax preparer who doesn't use tax software. It's too hard to keep up with all the tax laws which are really cumbersome. Software helps point out new laws or changes. My in-laws always did their own taxes on paper and even though I told them they were missing out on hundreds of dollars on a Missouri tax deduction. They didn't believe me. They also didn't realize their farm qualified for the Qualified Business Income Deduction. I finally convinced them of those two mistakes. They lost out on years of the MO deduction even after amending three years of their returns.
Comments
I have always paid the IRS through their EFTPS site and I have never had a problem.
Post: Banking problem
Link to comment from February 3, 2026
I just find the Vanguard website more cumbersome to use than Schwab. I have an email advisor assigned to me by Schwab and he has been very helpful and responds quickly when asked a question. He doesn't push any advisory services, just lets me know his department is ready and willing to help with whatever I need.
Post: Schwab or Vanguard?
Link to comment from January 12, 2026
My wife has been going through hell with her mother. She is 96 and left a very good assisted living facility to return to her own home. She is now so weak and refuses to leave her home. I told my wife when I can't take care of myself without her help, put me in a home. I don't want her to go through with me what she is going through with her mother and what her father put everyone through before he died..
Post: The Distance: Time Grinds On
Link to comment from January 2, 2026
Try AARP.
Post: Seeking Input on Medicare Supplement Carriers
Link to comment from July 27, 2025
Our Costco in the KC area is always cheaper than gasoline stations near us. I don't know about Sams since I'm not a member there. Also, with Costco's credit card, the rewards on Costco gas are 5%. Hard to beat.
Post: A Rant about the Price of Gas
Link to comment from May 4, 2025
My wife and I just established a revocable trust to avoid probate when we die. Unbeknownst to us, our umbrella policy with our insurance company (Amica) does not cover the house in a trust. Cars, yes. Not the house. So, now we have to consider changing our house/car insurance. Beware.
Post: How Big Is Your Umbrella, Follow-Up
Link to comment from May 2, 2025
Why don't you take it in kind and pay the taxes on the RMD amount from other sources? I always take my RMD in kind. If you like the funds, this allows you to keep them without selling any shares.
Post: Quinn needs some advice about his RMD
Link to comment from May 2, 2025
I am removing my comment because it is covered in a comment below this which I hadn't seen.
Post: Buying Treasury Bond ETFs vs. MM Funds in this Moment
Link to comment from April 12, 2025
But is a foundation considered land? I would think the land is unaffected and the foundation needs to be replaced, which in my mind is part of the house, and not land. Am I wrong?
Post: Wherever You Live, Your Home is (Probably) Under-Insured
Link to comment from April 12, 2025
I would not use any tax preparer who doesn't use tax software. It's too hard to keep up with all the tax laws which are really cumbersome. Software helps point out new laws or changes. My in-laws always did their own taxes on paper and even though I told them they were missing out on hundreds of dollars on a Missouri tax deduction. They didn't believe me. They also didn't realize their farm qualified for the Qualified Business Income Deduction. I finally convinced them of those two mistakes. They lost out on years of the MO deduction even after amending three years of their returns.
Post: Would you use a Centenarian Tax Preparer?
Link to comment from February 23, 2025