My "non exercising" friends are fond of the "wasted heartbeat" thing ... I tell them that my resting heart rate is in the upper 40's. Ergo they need to do the math on how many beats i use running and how many less i am using the rest of the day!:)
Been to Super Bowls / World Series / major golf tourneys ... that was as a young man. At this point I would not deal with the crowds and rowdy behavior. Crowds at major sporting events are not the same.
As a retired CSRS fed I will say this - I rolled quite a bit of my TSP but kept some behind. If you leave a small amount (250 bucks I believe) in the fund you can return and move $ back in at a later date if you desire. Once you zero out the account it's closed for good.
1983: Congress set the system so that 90% of covered earnings were subject to the Social Security payroll tax. Today: Only 82–83% of covered earnings are subject to the tax because earnings above the wage cap have grown much faster than average wages. From the Congressional Budget Office
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My "non exercising" friends are fond of the "wasted heartbeat" thing ... I tell them that my resting heart rate is in the upper 40's. Ergo they need to do the math on how many beats i use running and how many less i am using the rest of the day!:)
Post: One Person’s Luxury, Another’s Necessity
Link to comment from July 24, 2026
Been to Super Bowls / World Series / major golf tourneys ... that was as a young man. At this point I would not deal with the crowds and rowdy behavior. Crowds at major sporting events are not the same.
Post: FIFA Financials
Link to comment from July 21, 2026
Certainly a combination of the two Dan ... When I look at my kids and see very successful adults I never discount luck!
Post: A Can of Worms
Link to comment from July 20, 2026
Somewhere I read that "the greatest luxury of having money is not having to worry about it"
Post: The Paradox of Wealth
Link to comment from July 17, 2026
I would like to see a restructure toward something like Chile has done. But any big moves are political poison and will die in some committee
Post: About that inflation in retirement
Link to comment from July 12, 2026
Never E anything ... Nothing like a personal note or letter
Post: Exercising true frugality
Link to comment from July 1, 2026
https://www.nytimes.com/2026/06/23/opinion/moreno-warren-social-security.html?smid=url-share These 2 have the right idea ...
Post: Many seniors think we paid for our Social Security benefits based on the FICA taxes we paid. Let’s dispel that myth- we didn’t
Link to comment from June 24, 2026
Wow - I am sure things are different all around the country but one could get a lot of grass cut for 1000 bucks a month in western PA.
Post: Thinking about downsizing? Think seriously
Link to comment from June 22, 2026
As a retired CSRS fed I will say this - I rolled quite a bit of my TSP but kept some behind. If you leave a small amount (250 bucks I believe) in the fund you can return and move $ back in at a later date if you desire. Once you zero out the account it's closed for good.
Post: TSP G Fund as the only Fixed Income Investment
Link to comment from June 22, 2026
1983: Congress set the system so that 90% of covered earnings were subject to the Social Security payroll tax. Today: Only 82–83% of covered earnings are subject to the tax because earnings above the wage cap have grown much faster than average wages. From the Congressional Budget Office
Post: Many seniors think we paid for our Social Security benefits based on the FICA taxes we paid. Let’s dispel that myth- we didn’t
Link to comment from June 18, 2026